10365 Whitney Pl · St. John, IN
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $717 – $1,331
Heat risk 3/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.1/15.0
- Cash flow +9.0/30.0
- Schools +5.0/10.0
- Rent growth +3.1/5.0
- DSCR +2.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- Appreciation +0.0/10.0
$399,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
Key facts
- 7,950 sq ft lot
- 2 garage spots
- Built 2022
Property features AI
Finance
- Other: Occupant type: Owner
- HOA & community: Homeowners association: 1st American Management; Annual association fee of $508; No association amenities listed
Exterior
- Parking: Attached garage; 2-car garage; Driveway; On-street parking; Garage faces front; Garage door opener
- Security: Security system; Smoke detectors; Carbon monoxide detectors
- Utilities: Public water; Public sewer; Natural gas connected; Electricity connected (200+ Amp service); Cable connected; Underground utilities
- Home design: Two-story home; Built in 2022
- Construction: Cement siding with stone accents; Asphalt shingle roof; Built in 2022
- Exterior features: Blinds on windows; Neighborhood view; Rain gutters; No pool
Interior
- Kitchen: Gas range; Stainless steel appliances; Refrigerator; Microwave; Dishwasher; Garbage disposal; Pantry; Kitchen island; Stone counters
- Bedrooms: Primary bedroom; Bedroom 2; Bedroom 3; Bedroom 4; Loft/office space included among rooms
- Bathrooms: One full bathroom; One three-quarter bathroom; One half bathroom
- Heating & cooling: Central air; Ceiling fans; Forced air heating; Natural gas heating
- Interior features: Ceiling fans; Walk-in closets; Stone counters; Recessed lighting; Pantry; Open floor plan; Kitchen island; High ceilings; Entrance foyer; Double vanity
- Laundry & utility: Washer hookup; Dryer (gas dryer hookup); Laundry room on upper level; Water softener (owned)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $400k.
Deal economics
- At list price, monthly cash flow is $-315 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $344k (13.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $297k (25.6% below list).
- Recommended offer: $297k (25.6% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.6% in St. John — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Crown Point Community School Corporation (suburban): math 51% / reading 61% proficiency, ranked #23 of 301 in IN (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
- Zoned schools: Timothy Ball Elementary School (math 67% / reading 59%, grade B, #99 of 994 statewide, top 10%, 540 students, 31% FRL); Colonel John Wheeler Middle School (math 39% / reading 53%, grade D+, #76 of 330 statewide, top 23%, 1,046 students, 24% FRL); Crown Point High School (math 51% / reading 80%, grade B, #29 of 369 statewide, top 8%, 2,948 students, 22% FRL).
- Market conditions: Rents rising (+2.5%/yr); 753 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,642 units permitted in Lake County in 2024 (14 in 5+ unit buildings).
- This rent runs 33% of the median local income ($108k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Lake County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 5.35%
- Cash-on-cash
- -3.38%
- DSCR
- 0.85
- GRM
- 11.2
CMA / ARV
- ARV (median comp)
- $445,342
- List price
- $399,900
- Delta
- -10.20%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10365 Whitney Pl | 0.00mi | 4/2.5 | 2,568 (0%) | 0mo | $405,000 | $158 | 100 |
| 10407 Whitney Pl | 0.05mi | 4/2.5 | 2,521 (-2%) | 0mo | $412,000 | $163 | 94 |
| 10478 Morse Pl | 0.14mi | 4/2.5 | 2,521 (-2%) | 1mo | $375,000 | $149 | 89 |
| 10365 Blaine St | 0.11mi | 4/2.5 | 2,356 (-8%) | 1mo | $442,990 | $188 | 80 |
| 10638 Morse Pl | 0.33mi | 4/2.5 | 2,521 (-2%) | 4mo | $403,990 | $160 | 78 |
| 7848 W 106th Pl | 0.44mi | 4/2.5 | 2,521 (-2%) | 0mo | $434,000 | $172 | 76 |
| 7884 W 106th Pl | 0.45mi | 4/2.5 | 2,521 (-2%) | 3mo | $444,990 | $177 | 73 |
| 10542 Morse Pl | 0.23mi | 4/2.5 | 2,356 (-8%) | 4mo | $372,490 | $158 | 72 |
| 10550 Morse Pl | 0.24mi | 4/2.5 | 2,836 (+10%) | 3mo | $417,990 | $147 | 69 |
| 10588 Morse Pl | 0.28mi | 4/2.5 | 2,836 (+10%) | 6mo | $427,990 | $151 | 65 |
| 7734 W 106th Pl | 0.39mi | 4/2.5 | 2,836 (+10%) | 2mo | $437,990 | $154 | 63 |
| 7770 W 106th Pl | 0.40mi | 3/2.5 (-1) | 2,251 (-12%) | 3mo | $378,990 | $168 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.53% rent growth · sell at horizon
- IRR
- -22.5%
- Equity multiple
- 0.23×
- Total profit
- $-86,309
- Equity at exit
- $59,626
- IRR
- -17.8%
- Equity multiple
- 0.05×
- Total profit
- $-106,782
- Equity at exit
- $34,576
Cash invested: $111,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Indiana
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 46307
- Rents YoY
- 2.5%
- Active inventory
- 753
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,975 high interval (Pro) →
- Mortgage (P&I)
- −$2,097
- Tax from tax record
- −$360 /mo · $4,317/yr
- Insurance
- −$167
- HOA
- −$42
- Vacancy / Maint / Mgmt
- −$625
- Net cashflow
- $-315
Break-even live
Sensitivity live
| Price | -10% $-89 | -5% $-202 | +0% $-315 | +5% $-429 | +10% $-542 |
|---|---|---|---|---|---|
| Rent | -10% $-550 | -5% $-433 | +0% $-315 | +5% $-198 | +10% $-80 |
| Rate | -1.0pp $-114 | -0.5pp $-214 | base $-315 | +0.5pp $-419 | +1.0pp $-525 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,975
- Closing costs
- $11,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7750 W 105th Pl Crown Point, IN | 3.0 | 2.5 | 2251 | $3,350 | $1.49 | 0d | 1 | 0.33mi |
| 7828 W 105th Pl Crown Point, IN | 4.0 | 2.5 | 2521 | $3,200 | $1.27 | 0d | 1 | 0.37mi |
| 10342 Adler Cv Saint John, IN | 3.0 | 2.0 | 1944 | $3,000 | $1.54 | 0d | 1 | 0.92mi |
| 8688 Larkspur Ln Saint John, IN | 3.0 | 2.5 | 1758 | $3,000 | $1.71 | 0d | 1 | 0.96mi |
| 8726 Orchid Dr Saint John, IN | 3.0 | 2.5 | 1756 | $2,725 | $1.55 | 45d | 1 | 0.99mi |
| 8754 Clover Ln Saint John, IN | 3.0 | 2.5 | 1756 | $2,675 | $1.52 | 45d | 1 | 1.01mi |
| 8769 W 108th Ln Saint John, IN | 3.0 | 2.5 | 1758 | $2,775 | $1.58 | 45d | 1 | 1.05mi |
HOA detail
- Monthly dues
- $42 · $504/yr
- Likely covers
- watersecurity
Listing history 22 events
-
2026-05-11status Pending 2024-char remark
-
2026-05-07$399,900 Active 2024-char remark
-
2025-06-05soldstatus $386,725 Closed 1542-char remark
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2025-05-06status Pending 1542-char remark
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2025-04-25price $384,990 1542-char remark
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2025-03-06price $389,900 1542-char remark
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2025-01-17$399,900 Active 1542-char remark
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2025-01-17historical
Show marketing remark (1542 chars)
Welcome to this stunning recent new build (2022) that effortlessly combines timeless charm with modern conveniences! From the moment you arrive, the landscaped yard and inviting front entry set the tone for this beautiful home equipped with a Ring doorbell and security system. Inside, a versatile front room awaits, ideal for a home office or guest bedroom. The heart of the home is the chef's kitchen, boasting quartz countertops, a walk-in pantry, an oversized island, perfect for preparing meals and entertaining. Included are stainless steel appliances and a Samsung refrigerator; other notable upgrades such as a Culligan water softener and reverse osmosis unit plumbed to the kitchen faucet for one touch fresh water. The open-concept dining area offers seamless access to the back patio, while the spacious adjacent living room provides a warm and welcoming space to gather. The main level is completed by a convenient half bath and generous storage in an oversized walk-in coat closet. Upstairs, the primary suite features a luxurious ensuite bath with dual sinks, a step-in shower, and a walk-in closet. Three additional large bedrooms, a second full bath, a versatile bonus loft, and a conveniently located laundry room with a Samsung washer and dryer, round out the upper level. Step outside to enjoy the expansive yard, perfect for relaxation or outdoor activities. The attached two-car garage provides ample parking and additional storage. This home has everything you've been searching for--schedule your private showing today!
-
2024-11-22$399,900 Active
-
2024-04-15soldstatus $372,500 Closed
-
2024-03-21status Pending
-
2024-03-11price $375,000
-
2024-03-01$398,000 Active
-
2024-03-01historical
-
2024-02-29historical
-
2024-01-02Active
-
2023-12-15$403,000 Active
-
2023-12-14historical
-
2023-10-09price $408,000
-
2023-09-11price $411,000
-
2023-06-28price $419,000
-
2023-06-16$422,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IN · Partial reset (capped growth)
- Current annual tax
- $4,317 · $360/mo
- Projected year-2 tax
- $4,317 · $360/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,697
- − Mortgage interest
- −$22,401
- − Property taxes
- −$4,317
- − Insurance
- −$2,000
- − Repairs & maintenance
- −$2,856
- − Management
- −$2,856
- − HOA
- −$504
- − Depreciation
- −$11,633
- Taxable loss
- −$10,869
- Est. tax savings @ 24.0%
- +$2,609
- After-tax cash flow
- $-1,177/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Crown Point Community School Corporation
- NCES district ID
- 1802490
- Math proficiency
- 51% ▼ -9.00%
- Reading proficiency
- 61% ▼ -8.00%
- Median HH income
- $69,148
- Composite
- 49.55/100
- National rank
- #1990
- State rank
- #23 of 301 in IN
Livability — St. John
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. John, IN
- County
- Lake County · 422,878 people
- City population
- 18,509
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- Population (ZIP)
- 71,673
- Household income
- $107,800
- Rent vs Own
- Severe rent burden
- 705.0
Population outlook (Lake County) Hauer SSP2
- Today (2025)
- 484,026 people
- By 2030
- 478,091 · -1.2%
- By 2040
- 462,974 · -4.3%
- By 2050
- 449,894 · -7.1%
- By 2075
- 436,169 · -9.9%
- By 2100
- 426,607 · -11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 12% Two or more races 10% Black 7% Asian 2%
- Hispanic origin (detail)
- Mexican 9% Puerto Rican 1%
- Common ancestry
- Romanian 12% Iranian 3% Lithuanian 2%
- Foreign-born
- 7% · Canada, Vietnam
- Languages at home
- 88% English-only · Spanish 5% Russian/Polish/Slavic 3% Other Indo-European 1%
Political lean MEDSL · Lake
- 2024 margin
- Lean D (+5.6) · D 52.1% · R 46.5% · Other 1.5%
- 2008→2024 swing
- -28.6pp toward R · 2008: 34.3pp · 2024: 5.6pp
- All cycles
- 2024: D+5.6 2020: D+15.1 2016: D+20.6 2012: D+31.0 2008: D+34.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -164.91%
- Current HPI
- 226.0335
- Rent YoY
- ▲ 2.53%
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- State GDP YoY
- ▲ 2.90%
- F500 in state
- 18
Industry mix (Fortune 500 HQ in IN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 2 | $37B |
|
||
| Healthcare | 1 | $177B |
|
||
| Pharmaceuticals | 1 | $45B |
|
||
| Metals / Steel | 1 | $18B |
|
||
| Agriculture | 1 | $17B |
|
||
| Packaging | 1 | $12B |
|
||
Price history
-4.0% since first listed23 events — show timeline
- 2026-06-09 Sold (MLS) $405,000 NIRA MLS as Distributed by MLS Grid
- 2026-05-11 Pending — NIRA MLS as Distributed by MLS Grid
- 2026-05-07 Listed $399,900 NIRA MLS as Distributed by MLS Grid
- 2025-06-05 Sold (MLS) $386,725 NIRA MLS as Distributed by MLS Grid
- 2025-05-06 Pending — NIRA MLS as Distributed by MLS Grid
- 2025-04-25 Price Changed $384,990 NIRA MLS as Distributed by MLS Grid
- 2025-03-06 Price Changed $389,900 NIRA MLS as Distributed by MLS Grid
- 2025-01-17 Listing Removed — NIRA MLS as Distributed by MLS Grid
- 2025-01-17 Listed $399,900 NIRA MLS as Distributed by MLS Grid
- 2024-11-22 Listed $399,900 NIRA MLS as Distributed by MLS Grid
- 2024-04-15 Sold (MLS) $372,500 NIRA MLS as Distributed by MLS Grid
- 2024-03-21 Pending — NIRA MLS as Distributed by MLS Grid
- 2024-03-11 Price Changed $375,000 NIRA MLS as Distributed by MLS Grid
- 2024-03-01 Listing Removed — MRED as Distributed by MLS Grid
- 2024-03-01 Listed $398,000 NIRA MLS as Distributed by MLS Grid
- 2024-02-29 Listing Removed — NIRA MLS as Distributed by MLS Grid
- 2024-01-02 Listed — MRED as Distributed by MLS Grid
- 2023-12-15 Listed $403,000 NIRA MLS as Distributed by MLS Grid
- 2023-12-14 Listing Removed — NIRA MLS as Distributed by MLS Grid
- 2023-10-09 Price Changed $408,000 NIRA MLS as Distributed by MLS Grid
- 2023-09-11 Price Changed $411,000 NIRA MLS as Distributed by MLS Grid
- 2023-06-28 Price Changed $419,000 NIRA MLS as Distributed by MLS Grid
- 2023-06-16 Listed $422,000 NIRA MLS as Distributed by MLS Grid
Property tax history
+773.4%/yrLatest (2024): $4,317 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…