105 Whitener Ave · Spartanburg, SC 29306

$169,000

3 bd · 1.0 ba · 1,025 sqft · SingleFamily public records · 83 Days on market

Built 1955 0.30 ac lot Est $166k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.4/30.0
• ARV discount +6.7/15.0
• DSCR +4.4/10.0
• Livability +3.8/5.0
• Rent growth +3.4/5.0
• 1% rule +3.1/10.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Situated on a prominent corner lot within the desirable Duncan Park community, 105 Whitener Avenue is a masterfully updated three-bedroom, one-bathroom residence that blends modern accessibility with contemporary design. This home has been renovated to offer a refined living experience, featuring a cohesive interior palette of crisp paint, upgraded fixtures, and high-performance modern flooring throughout. The heart of the residence is a light-filled kitchen designed for both style and utility, appointed with elegant quartz countertops, stainless steel appliances, and extensive cabinetry. A thoughtfully integrated laundry zone maximizes the home’s footprint, while a rear door provides direct access to a private back deck. Perfect for morning coffee or alfresco dining. This elevated space overlooks an expansive, open yard that offers significant potential for landscaping or recreation. The property’s location offers an exceptional balance of active outdoor living and urban proximity. Residents are just a short stroll from the recreational amenities of Duncan Park, including premier tennis and pickleball courts, softball fields, and scenic walking trails. Additionally, the vibrant cultural and commercial hub of downtown Spartanburg is a mere five-minute drive away, offering immediate access to the city’s finest dining, boutiques, and entertainment. Schedule your showing today!

Key facts

• Quartz countertops
• Private back deck
• Light-filled kitchen

Tags

• CORNER LOT
• DUNCAN PARK COMMUNITY
• LIGHT-FILLED KITCHEN
• QUARTZ COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• PRIVATE BACK DECK

Property features AI

Finance

• Other: Lead based paint and residential property disclosures required
• HOA & community: No HOA fees or community amenities

Exterior

• Parking: Unpaved driveway; Garage: none (see remarks indicate other/see remarks for parking/garage)
• Utilities: Public water; Public sewer; Public garbage pickup; Water heater: Other (see remarks)
• Home design: Single-story residence; Built around 1955; Storage outbuilding on property; Crawl space foundation
• Construction: Vinyl siding exterior; Architectural roof
• Exterior features: Front porch; Deck; Corner lot with some trees; Level lot

Interior

• Kitchen: Kitchen approximately 14 x 11; Dishwasher; Electric oven / electric range; Built-in microwave; Refrigerator
• Bedrooms: Primary bedroom on main level; Bedroom sizes: Primary 15 x 11; Second 11 x 11; Third 10 x 11; Three bedrooms on the main level
• Flooring: Luxury vinyl tile/plank
• Bathrooms: One full bathroom (on main level)
• Heating & cooling: Heating: Other (see remarks); Cooling: Other (see remarks)
• Interior features: Smooth ceilings; Open floor plan
• Laundry & utility: Washer and dryer included; Laundry located on first floor in the kitchen area

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $35 ($414/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (19.3% below list).
• Recommended offer: $136k (19.3% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.9% in Spartanburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#24 in SC, #3,679 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Spartanburg 07 (urban): math 34% / reading 41% proficiency, ranked #39 of 80 in SC (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: E. P. Todd School (math 18% / reading 29%, grade F, #467 of 597 statewide, top 78%, 576 students, 100% FRL); Spartanburg High (math 67% / reading 79%, grade B+, #44 of 196 statewide, top 23%, 2,056 students, 85% FRL) — zoned schools average 93% FRL vs 62% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.5%/yr); 236 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 3,129 units permitted in Spartanburg County in 2024 (40 in 5+ unit buildings).
• This rent runs 40% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Spartanburg County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 83 days — a 6% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,451 (19.3% below list)

Questions for the listing agent

1. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.54%
• Cash-on-cash: 0.88%
• DSCR: 1.04
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $166,050
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
106 Nevada St	0.49mi	3/1.0	1,041 (+2%)	1mo	$119,900	$115	74
201 South Carolina Ave	0.38mi	2/1.5 (-1)	1,050 (+2%)	4mo	$167,000	$159	68
208B Collins Ave	0.33mi	2/2.0 (-1)	954 (-7%)	1mo	$166,000	$174	64
136 Prospect Ave	0.42mi	3/2.0	1,097 (+7%)	2mo	$180,600	$165	63
102 Arlo Ct	0.14mi	2/1.0 (-1)	881 (-14%)	3mo	$142,500	$162	63
119 George St	0.56mi	3/1.0	1,017 (-1%)	12mo	$178,000	$175	63
359 Woodview Ave	0.48mi	3/1.0	980 (-4%)	12mo	$166,000	$169	60
382 Caulder Ave Ave	0.48mi	2/1.0 (-1)	1,080 (+5%)	9mo	$72,500	$67	56
205 High St	0.26mi	3/1.0	1,176 (+15%)	9mo	$135,000	$115	56
128 Owens St	0.46mi	3/2.0	960 (-6%)	10mo	$155,000	$161	56
120 First Ave Ave	0.69mi	3/2.0	1,100 (+7%)	2mo	$135,000	$123	50
308 Appian Dr	0.65mi	2/2.0 (-1)	961 (-6%)	11mo	$203,000	$211	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.46% rent growth · sell at horizon

5-year hold

• IRR: -14.5%
• Equity multiple: 0.48×
• Total profit: $-24,607
• Equity at exit: $25,198

10-year hold

• IRR: -5.2%
• Equity multiple: 0.66×
• Total profit: $-16,195
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29306

• Home prices YoY: -29.9%
• Rents YoY: 3.5%
• Active inventory: 236
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,365 high
• Mortgage (P&I): −$886
• Tax from tax record: −$87 /mo · $1,041/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$287
• Net cashflow: $35

Break-even live

Break-even rent $1,321

Max offer price $169,000

Occupancy floor 92%

Sensitivity live

Price	-10% $130	-5% $82	+0% $35	+5% $-13	+10% $-61
Rent	-10% $-73	-5% $-19	+0% $35	+5% $88	+10% $142
Rate	-1.0pp $120	-0.5pp $78	base $35	+0.5pp $-9	+1.0pp $-54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
88 W Park Dr Unit H Spartanburg, SC	2.0	1.0	950	$875	$0.92	23d	1	0.57mi
102 Harvard Dr Spartanburg, SC	2.0	1.0	1000	$1,300	$1.30	15d	1	0.77mi
938 Logan St Unit A Spartanburg, SC	2.0	2.5	980	$1,600	$1.63	23d	1	0.79mi
630 S Converse St Spartanburg, SC	2.0	1.0	912	$995	$1.09	23d	1	0.84mi
1097 Union St Spartanburg, SC	1.0–2.0	1.0–2.0	951	$2,009	$2.11	15d	21	0.98mi
249 E Hampton Ave Spartanburg, SC	3.0	2.0	1450	$1,475	$1.02	23d	1	1.06mi
318 Alexander Ave Spartanburg, SC	4.0	2.0	1480	$1,695	$1.15	23d	1	1.08mi
118 Morningside Dr Spartanburg, SC	2.0	1.0	800	$850	$1.06	23d	1	1.18mi
116 Morningside Dr Spartanburg, SC	2.0	1.0	800	$850	$1.06	23d	1	1.18mi
624 Crescent Ave Unit 1 Spartanburg, SC	2.0	1.0	819	$1,000	$1.22	23d	1	1.33mi
717 Connecticut Ave Spartanburg, SC	3.0	1.0	1320	$1,895	$1.44	15d	1	1.37mi
111 Timothy St Spartanburg, SC	2.0	1.0	1100	$1,600	$1.45	23d	1	1.40mi
334 W Hampton Ave Unit 1 Spartanburg, SC	2.0	1.0	895	$1,100	$1.23	23d	1	1.42mi

Listing history 26 events

1. 2026-06-18
   days on market $169,000 Active 83 DOM
2. 2026-06-17
   days on market $169,000 Active 82 DOM
3. 2026-06-16
   days on market $169,000 Active 81 DOM
4. 2026-06-15
   days on market $169,000 Active 80 DOM
5. 2026-06-14
   days on market $169,000 Active 78 DOM
6. 2026-06-13
   remarks 699-char remark
7. 2026-06-13
   days on market $169,000 Active 77 DOM
8. 2026-06-10
   days on market $169,000 Active 75 DOM
9. 2026-06-09
   days on market $169,000 Active 74 DOM
10. 2026-06-08
    days on market $169,000 Active 73 DOM
11. 2026-06-07
    days on market $169,000 Active 72 DOM
12. 2026-06-02
    days on market $169,000 Active 67 DOM
13. 2026-06-01
    days on market $169,000 Active 66 DOM
14. 2026-05-31
    days on market $169,000 Active 65 DOM
15. 2026-05-30
    days on market $169,000 Active 64 DOM
16. 2026-05-14
    price $171,500
17. 2026-05-13
    price $171,500 1415-char remark

    Show marketing remark (1415 chars)

    Situated on a prominent corner lot within the desirable Duncan Park community, 105 Whitener Avenue is a masterfully updated three-bedroom, one-bathroom residence that blends modern accessibility with contemporary design. This home has been renovated to offer a refined living experience, featuring a cohesive interior palette of crisp paint, upgraded fixtures, and high-performance modern flooring throughout. The heart of the residence is a light-filled kitchen designed for both style and utility, appointed with elegant quartz countertops, stainless steel appliances, and extensive cabinetry. A thoughtfully integrated laundry zone maximizes the home’s footprint, while a rear door provides direct access to a private back deck. Perfect for morning coffee or alfresco dining. This elevated space overlooks an expansive, open yard that offers significant potential for landscaping or recreation. The property’s location offers an exceptional balance of active outdoor living and urban proximity. Residents are just a short stroll from the recreational amenities of Duncan Park, including premier tennis and pickleball courts, softball fields, and scenic walking trails. Additionally, the vibrant cultural and commercial hub of downtown Spartanburg is a mere five-minute drive away, offering immediate access to the city’s finest dining, boutiques, and entertainment. Schedule your showing today!

18. 2026-03-27
    listed $174,500 Active
19. 2026-03-26
    price $174,500 1415-char remark

    Show marketing remark (1415 chars)

    Situated on a prominent corner lot within the desirable Duncan Park community, 105 Whitener Avenue is a masterfully updated three-bedroom, one-bathroom residence that blends modern accessibility with contemporary design. This home has been renovated to offer a refined living experience, featuring a cohesive interior palette of crisp paint, upgraded fixtures, and high-performance modern flooring throughout. The heart of the residence is a light-filled kitchen designed for both style and utility, appointed with elegant quartz countertops, stainless steel appliances, and extensive cabinetry. A thoughtfully integrated laundry zone maximizes the home’s footprint, while a rear door provides direct access to a private back deck. Perfect for morning coffee or alfresco dining. This elevated space overlooks an expansive, open yard that offers significant potential for landscaping or recreation. The property’s location offers an exceptional balance of active outdoor living and urban proximity. Residents are just a short stroll from the recreational amenities of Duncan Park, including premier tennis and pickleball courts, softball fields, and scenic walking trails. Additionally, the vibrant cultural and commercial hub of downtown Spartanburg is a mere five-minute drive away, offering immediate access to the city’s finest dining, boutiques, and entertainment. Schedule your showing today!

20. 2026-03-13
    price $176,500 1415-char remark

    Show marketing remark (1415 chars)

    Situated on a prominent corner lot within the desirable Duncan Park community, 105 Whitener Avenue is a masterfully updated three-bedroom, one-bathroom residence that blends modern accessibility with contemporary design. This home has been renovated to offer a refined living experience, featuring a cohesive interior palette of crisp paint, upgraded fixtures, and high-performance modern flooring throughout. The heart of the residence is a light-filled kitchen designed for both style and utility, appointed with elegant quartz countertops, stainless steel appliances, and extensive cabinetry. A thoughtfully integrated laundry zone maximizes the home’s footprint, while a rear door provides direct access to a private back deck. Perfect for morning coffee or alfresco dining. This elevated space overlooks an expansive, open yard that offers significant potential for landscaping or recreation. The property’s location offers an exceptional balance of active outdoor living and urban proximity. Residents are just a short stroll from the recreational amenities of Duncan Park, including premier tennis and pickleball courts, softball fields, and scenic walking trails. Additionally, the vibrant cultural and commercial hub of downtown Spartanburg is a mere five-minute drive away, offering immediate access to the city’s finest dining, boutiques, and entertainment. Schedule your showing today!

21. 2026-03-02
    listed $179,500 Active 1415-char remark

    Show marketing remark (1415 chars)

    Situated on a prominent corner lot within the desirable Duncan Park community, 105 Whitener Avenue is a masterfully updated three-bedroom, one-bathroom residence that blends modern accessibility with contemporary design. This home has been renovated to offer a refined living experience, featuring a cohesive interior palette of crisp paint, upgraded fixtures, and high-performance modern flooring throughout. The heart of the residence is a light-filled kitchen designed for both style and utility, appointed with elegant quartz countertops, stainless steel appliances, and extensive cabinetry. A thoughtfully integrated laundry zone maximizes the home’s footprint, while a rear door provides direct access to a private back deck. Perfect for morning coffee or alfresco dining. This elevated space overlooks an expansive, open yard that offers significant potential for landscaping or recreation. The property’s location offers an exceptional balance of active outdoor living and urban proximity. Residents are just a short stroll from the recreational amenities of Duncan Park, including premier tennis and pickleball courts, softball fields, and scenic walking trails. Additionally, the vibrant cultural and commercial hub of downtown Spartanburg is a mere five-minute drive away, offering immediate access to the city’s finest dining, boutiques, and entertainment. Schedule your showing today!

22. 2021-12-31
    soldstatus $3,050,000
23. 2011-01-27
    soldstatus $14,051 282-char remark

    Show marketing remark (282 chars)

    Buyers Agent to verify Sq Ft. Listing office to hold Earnest Money, $1000 EM needed - Must have pre-approval. Being sold "AS IS". "Ask us about Nationstar financing - Competitive Rates, Quick closings and up to 2% in closing cost assistance for Qualified Buyers"

24. 2010-11-17
    listed $20,000 282-char remark

    Show marketing remark (282 chars)

    Buyers Agent to verify Sq Ft. Listing office to hold Earnest Money, $1000 EM needed - Must have pre-approval. Being sold "AS IS". "Ask us about Nationstar financing - Competitive Rates, Quick closings and up to 2% in closing cost assistance for Qualified Buyers"

25. 1999-05-01
    soldstatus $42,900
26. 1988-01-01
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,041 · $87/mo
• Projected year-2 tax: $1,041 · $87/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,374
• − Mortgage interest: −$9,467
• − Property taxes: −$1,041
• − Insurance: −$845
• − Repairs & maintenance: −$1,310
• − Management: −$1,310
• − Depreciation: −$4,916
• Taxable loss: −$2,515
• Est. tax savings @ 24.0%: +$604
• After-tax cash flow: $1,018/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Spartanburg 07
• NCES district ID: 4503660
• Math proficiency: 34% ▼ -1.00%
• Reading proficiency: 41% ▼ -1.00%
• Median HH income: $35,825
• Composite: 31.04/100
• National rank: #6087
• State rank: #39 of 80 in SC

Livability — Spartanburg

• Score: 76/100
• State rank: #24
• US rank: #3679

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Spartanburg, SC
• County: Spartanburg County · 258,607 people
• City population: 120,406
• Metro: Spartanburg, SC
• Population (ZIP): 16,714
• Household income: $41,356
• Rent vs Own: 54.5% rent · 45.5% own
• Severe rent burden: 1064.0

Population outlook (Spartanburg County) Hauer SSP2

• Today (2025): 325,495 people
• By 2030: 338,800 · +4.1%
• By 2040: 363,471 · +11.7%
• By 2050: 384,156 · +18.0%
• By 2075: 430,137 · +32.1%
• By 2100: 442,733 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Black 50% White 36% Hispanic / Latino 10% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Slovak 1% Serbian 1% Iranian 1%
• Foreign-born: 7% · Canada
• Languages at home: 90% English-only · Spanish 7% Other Indo-European 2%

Political lean MEDSL · Spartanburg

• 2024 margin: Solid R (+33.6) · D 32.6% · R 66.2% · Other 1.2%
• 2008→2024 swing: -12.0pp toward R · 2008: -21.6pp · 2024: -33.6pp
• All cycles: 2024: R+33.6 2020: R+27.3 2016: R+30.0 2012: R+23.1 2008: R+21.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.67%
• Current HPI: 213.1266
• Rent YoY: ▲ 3.46%
• Metro: Spartanburg, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+559.6% since first listed

11 events — show timeline

• 2026-05-14 Price Changed $171,500 Greater Greenville MLS
• 2026-05-13 Price Changed $171,500 SPMLS
• 2026-03-27 Listed $174,500 Greater Greenville MLS
• 2026-03-26 Price Changed $174,500 SPMLS
• 2026-03-13 Price Changed $176,500 SPMLS
• 2026-03-02 Listed $179,500 SPMLS
• 2021-12-31 Sold (Public Records) $3,050,000 Public Records
• 2011-01-27 Sold (MLS) $14,051 SPMLS
• 2010-11-17 Listed $20,000 SPMLS
• 1999-05-01 Sold (Public Records) $42,900 Public Records
• 1988-01-01 Sold (Public Records) $26,000 Public Records

Property tax history

+5.0%/yr

Latest (2025): $1,041 · +1.1% YoY. Source: county tax records.