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000 Aud Rd
D+ Composite 48.35
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • Appreciation +5.0/10.0
  • 1% rule +3.9/10.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$86,000

000 Aud Rd · Witts Springs, AR 72686
1 bd · None ba · 504 sqft · SingleFamily public records · 216 Days on market
Built 2007 9.65 ac lot $171/sqft · 55% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful remote loft cabin getaway or hunting spot. .. or offgrid Air BnB on 10 acres. Nearby seasonal creek and activities. No Power, Water or Septic. Cabin has porch up and down for watching deer roam and taking in the scenic beauty. Witts Springs is a mountain hub for outdoor fun, sitting at approximately 1,900 feet in elevation, Witts Springs is a good launching point for hiking the nearby Ozark Highlands Trail, horseback riding in the Ozark National Forest, waterfall photography at Falling Water Falls and Six Finger Falls, camping at the Richland Creek Recreation Area & Campground, the Growl and Lasso Motorcycle Route, the Ozark Grinder Trail gravel grinder bicycle route and the annual Pedestal Rock Road Bike Ride and Lick Fork Gravel Grind. Gateway to the Ozark National Forest.

Key facts

  • Porch up and down
  • Remote loft cabin
  • Mountain hub

Tags

REMOTE LOFT CABINOFFGRID AIR BNBSEASONAL CREEKPORCH UP AND DOWNMOUNTAIN HUBOZARK HIGHLANDS TRAIL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/?-bath single-family listed at $86k.

Deal economics

  • At list price, monthly cash flow is $45 ($546/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $77k (10.7% below list).
  • Recommended offer: $76k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Searcy County School District (rural): math 39% / reading 40% proficiency, ranked #82 of 238 in AR (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 8 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($595 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Searcy County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 216 days — a 12% lower offer ($76k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,680 (12.0% below list)

Questions for the listing agent

  1. It's been on market 216 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.93%
Cash-on-cash
2.27%
DSCR
1.10
GRM
9.3

CMA / ARV

ARV (median comp)
$216,979
List price
$86,000
Delta
-60.36%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.6%
Equity multiple
1.55×
Total profit
$13,249
Equity at exit
$38,669
10-year hold
IRR
12.0%
Equity multiple
2.79×
Total profit
$43,104
Equity at exit
$59,594

Cash invested: $24,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72686

Active inventory
8
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$768 medium interval (Pro) →
Mortgage (P&I)
$451
Tax from tax record
$74 /mo · $890/yr
Insurance
$36
HOA
$0
Vacancy / Maint / Mgmt
$161
Net cashflow
$45

Break-even live

Break-even rent $710
Max offer price $86,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,500
Closing costs
$2,580
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $86,000 Active 216 DOM
  2. 2026-06-18
    days on market $86,000 Active 215 DOM
  3. 2026-06-17
    days on market $86,000 Active 214 DOM
  4. 2026-06-16
    days on market $86,000 Active 213 DOM
  5. 2026-06-15
    days on market $86,000 Active 212 DOM
  6. 2026-06-14
    days on market $86,000 Active 210 DOM
  7. 2026-06-12
    days on market $86,000 Active 209 DOM
  8. 2026-06-09
    days on market $86,000 Active 206 DOM
  9. 2026-06-08
    days on market $86,000 Active 205 DOM
  10. 2026-06-07
    days on market $86,000 Active 204 DOM
  11. 2026-06-07
    days on market $86,000 Active 203 DOM
  12. 2026-06-04
    days on market $86,000 Active 200 DOM
  13. 2026-06-02
    days on market $86,000 Active 199 DOM
  14. 2026-06-01
    days on market $86,000 Active 198 DOM
  15. 2026-05-31
    days on market $86,000 Active 197 DOM
  16. 2026-05-31
    days on market $86,000 Active 196 DOM
  17. 2025-11-14
    listed $86,000 New Listing 801-char remark
    Show marketing remark (801 chars)

    Wonderful remote loft cabin getaway or hunting spot. .. or offgrid Air BnB on 10 acres. Nearby seasonal creek and activities. No Power, Water or Septic. Cabin has porch up and down for watching deer roam and taking in the scenic beauty. Witts Springs is a mountain hub for outdoor fun, sitting at approximately 1,900 feet in elevation, Witts Springs is a good launching point for hiking the nearby Ozark Highlands Trail, horseback riding in the Ozark National Forest, waterfall photography at Falling Water Falls and Six Finger Falls, camping at the Richland Creek Recreation Area & Campground, the Growl and Lasso Motorcycle Route, the Ozark Grinder Trail gravel grinder bicycle route and the annual Pedestal Rock Road Bike Ride and Lick Fork Gravel Grind. Gateway to the Ozark National Forest.

  18. 2005-01-18
    soldstatus $240,000
  19. 2001-10-15
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$890 · $74/mo
Projected year-2 tax
$890 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,213
− Mortgage interest
−$4,817
− Property taxes
−$890
− Insurance
−$430
− Repairs & maintenance
−$737
− Management
−$737
− Depreciation
−$2,502
Taxable loss
−$901
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$216
After-tax cash flow
$762/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Searcy County School District
NCES district ID
0509480
Math proficiency
39% ▼ -16.00%
Reading proficiency
40% ▼ -10.00%
Median HH income
$31,222
Composite
32.28/100
National rank
#5751
State rank
#82 of 238 in AR

Livability — Witts Springs

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
128

Population outlook (Searcy County) Hauer SSP2

Today (2025)
7,091 people
By 2030
6,656 · -6.1%
By 2040
5,868 · -17.2%
By 2050
5,250 · -26.0%
By 2075
4,407 · -37.9%
By 2100
3,834 · -45.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%

Political lean MEDSL · Searcy

2024 margin
Solid R (+72.2) · D 13.2% · R 85.4% · Other 1.4%
2008→2024 swing
-26.3pp toward R · 2008: -45.9pp · 2024: -72.2pp
All cycles
2024: R+72.2 2020: R+69.1 2016: R+63.7 2012: R+51.0 2008: R+45.9

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+473.3% since first listed
3 events — show timeline
  • 2025-11-14 Listed $86,000 CARMLS
  • 2005-01-18 Sold (Public Records) $240,000 Public Records
  • 2001-10-15 Sold (Public Records) $15,000 Public Records

Property tax history

+17.3%/yr

Latest (2025): $890 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…