716 Saint Clair Ave · Jeannette, PA 15644

$105,000

3 bd · 2.0 ba · 1,060 sqft · Other public records · 171 Days on market

Built 1950 2,735 sqft lot $99/sqft · 19% below area Est $130k · 19% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.1/30.0
• ARV discount +15.0/15.0
• DSCR +8.8/10.0
• 1% rule +6.4/10.0
• Schools +3.0/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

Key facts

• 2,735 sq ft lot
• 2 parking spots
• Built 1950

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $105k.

Deal economics

• At list price, monthly cash flow is $263 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 4.5% in Jeannette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#1,552 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, schools B; Watch: crime D+, amenities F, commute F.
• Jeannette City SD (suburban): math 25% / reading 47% proficiency, ranked #417 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 133 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 171 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 11y ago; this cycle's ask is 9759% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $92,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 171 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.30%
• Cash-on-cash: 10.74%
• DSCR: 1.48
• GRM: 7.3

CMA / ARV

• ARV (median comp): $129,976
• List price: $105,000
• Delta: -19.22%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.2%
• Equity multiple: 0.99×
• Total profit: $-264
• Equity at exit: $15,656

10-year hold

• IRR: 9.4%
• Equity multiple: 1.73×
• Total profit: $21,316
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15644

• Home prices YoY: -34.7%
• Active inventory: 133
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,198 high
• Mortgage (P&I): −$551
• Tax from tax record: −$89 /mo · $1,067/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $263

Break-even live

Break-even rent $865

Max offer price $105,000

Occupancy floor 73%

Sensitivity live

Price	-10% $323	-5% $293	+0% $263	+5% $233	+10% $204
Rent	-10% $168	-5% $216	+0% $263	+5% $310	+10% $358
Rate	-1.0pp $316	-0.5pp $290	base $263	+0.5pp $236	+1.0pp $208

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
211 S 7th St Unit A Jeannette, PA	3.0	1.0	900	$1,450	$1.61	3d	1	0.35mi
421 N 3rd St Jeannette, PA	2.0	1.0	800	$900	$1.12	3d	1	0.36mi
36 Gaskill Ave Unit 2 Jeannette, PA	3.0	1.0	1100	$950	$0.86	3d	1	0.40mi
8 Good St Unit 2 Jeannette, PA	2.0	1.0	1280	$825	$0.64	45d	1	0.54mi
305 Chestnut St Jeannette, PA	2.0	1.0	1250	$1,265	$1.01	12d	1	0.67mi
508 Lowry Ave Jeannette, PA	2.0	1.0	1000	$950	$0.95	45d	1	0.71mi
104 Baughman Ave Unit 1 Jeannette, PA	2.0	2.0	1000	$1,200	$1.20	20d	1	1.03mi
1218 Lewis Ave Jeannette, PA	3.0	1.0	1200	$1,550	$1.29	12d	1	1.48mi

Listing history 18 events

1. 2026-05-15
   historical $985
2. 2026-05-12
   status Pending 583-char remark

   Show marketing remark (583 chars)

   Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

3. 2026-04-22
   status Active 583-char remark

   Show marketing remark (583 chars)

   Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

4. 2026-04-13
   price $985
5. 2026-04-09
   price $990
6. 2026-03-30
   price $1,015
7. 2026-03-17
   price $1,040
8. 2026-02-25
   listed $1,065
9. 2026-02-20
   status Active 583-char remark

   Show marketing remark (583 chars)

   Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

10. 2026-02-09
    status Pending 583-char remark

    Show marketing remark (583 chars)

    Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

11. 2026-02-03
    status Active 583-char remark

    Show marketing remark (583 chars)

    Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

12. 2025-10-30
    price $105,000 583-char remark

    Show marketing remark (583 chars)

    Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

13. 2025-10-12
    listed $110,000 Active 583-char remark

    Show marketing remark (583 chars)

    Recently updated and move-in ready! This charming home features all-new flooring and fresh paint throughout, creating a bright and modern feel. The spacious first-floor primary bedroom includes a private ensuite full bath, while the second level offers two additional bedrooms and another full bath—perfect for family or guests. Enjoy the modern kitchen and bathrooms, thoughtfully updated with today’s finishes. Convenient off-street parking in the rear, and a welcoming layout that’s both functional and stylish. Nothing to do but move right in and make it yours!

14. 2021-09-05
    price $76,716 379-char remark

    Show marketing remark (379 chars)

    Updated 3 bedroom, 2 full bath home on a lovely street. 2 off street parking spaces in the rear of the home, with plenty of off street parking. The first floor features a spacious living room and dining room and modern kitchen. The first floor also features a super sized master bedroom with full bath and walk in closet. The upstairs features 2 large bedrooms and new full bath.

15. 2021-08-16
    price $80,000 379-char remark

    Show marketing remark (379 chars)

    Updated 3 bedroom, 2 full bath home on a lovely street. 2 off street parking spaces in the rear of the home, with plenty of off street parking. The first floor features a spacious living room and dining room and modern kitchen. The first floor also features a super sized master bedroom with full bath and walk in closet. The upstairs features 2 large bedrooms and new full bath.

16. 2021-08-06
    listed $85,000 Active 379-char remark

    Show marketing remark (379 chars)

    Updated 3 bedroom, 2 full bath home on a lovely street. 2 off street parking spaces in the rear of the home, with plenty of off street parking. The first floor features a spacious living room and dining room and modern kitchen. The first floor also features a super sized master bedroom with full bath and walk in closet. The upstairs features 2 large bedrooms and new full bath.

17. 2015-09-02
    historical
18. 2015-04-10
    listed $39,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,067 · $89/mo
• Projected year-2 tax: $1,363 · $114/mo
• Expected delta: +$296/yr (+$25/mo · 27.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,375
• − Mortgage interest: −$5,882
• − Property taxes: −$1,067
• − Insurance: −$525
• − Repairs & maintenance: −$1,150
• − Management: −$1,150
• − Depreciation: −$3,055
• Taxable income: $1,548
• Est. tax owed @ 24.0%: −$371
• After-tax cash flow: $2,786/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jeannette City SD
• NCES district ID: 4212330
• Math proficiency: 25% ▼ -8.00%
• Reading proficiency: 47% ▼ -7.00%
• Median HH income: $37,400
• Composite: 29.88/100
• National rank: #6398
• State rank: #417 of 539 in PA

Livability — Jeannette

• Score: 59/100
• State rank: #1552
• US rank: #20510

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jeannette, PA
• County: Westmoreland County · 183,777 people
• City population: 18,512
• Metro: Pittsburgh, PA
• Population (ZIP): 18,512
• Household income: $64,684
• Rent vs Own: 22.9% rent · 77.1% own
• Severe rent burden: 342.0

Population outlook (Westmoreland County) Hauer SSP2

• Today (2025): 342,555 people
• By 2030: 331,717 · -3.2%
• By 2040: 304,976 · -11.0%
• By 2050: 277,444 · -19.0%
• By 2075: 224,607 · -34.4%
• By 2100: 171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Black 5% Hispanic / Latino 3%
• Common ancestry: Romanian 6% Italian 2% Slovak 1%
• Foreign-born: 2% · Canada, South Korea
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Westmoreland

• 2024 margin: Strong R (+28.4) · D 35.4% · R 63.9%
• 2008→2024 swing: -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.33%
• Current HPI: 179.5086
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-97.5% since first listed

18 events — show timeline

• 2026-05-15 Rental Removed $985 SHOWMOJO
• 2026-05-12 Pending — West Penn MLS
• 2026-04-22 Relisted — West Penn MLS
• 2026-04-13 Price Changed $985 SHOWMOJO
• 2026-04-09 Price Changed $990 SHOWMOJO
• 2026-03-30 Price Changed $1,015 SHOWMOJO
• 2026-03-17 Price Changed $1,040 SHOWMOJO
• 2026-02-25 Listed for Rent $1,065 SHOWMOJO
• 2026-02-20 Relisted — West Penn MLS
• 2026-02-09 Pending — West Penn MLS
• 2026-02-03 Relisted — West Penn MLS
• 2025-10-30 Price Changed $105,000 West Penn MLS
• 2025-10-12 Listed $110,000 West Penn MLS
• 2021-09-05 Price Changed $76,716 West Penn MLS
• 2021-08-16 Price Changed $80,000 West Penn MLS
• 2021-08-06 Listed $85,000 West Penn MLS
• 2015-09-02 Delisted — West Penn MLS
• 2015-04-10 Listed $39,900 West Penn MLS

Property tax history

+3.0%/yr

Latest (2026): $1,067 · +0.0% YoY. Source: county tax records.