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211 E 7th Ave Multi-family
D+ Composite 49.93
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.2/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$74,900

211 E 7th Ave · Tarentum, PA 15084
5 bd · 3.0 ba · 3,478 sqft · MultiFamily public records · 268 Days on market
Built 1895 5,741 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

Key facts

  • Zoned as a 3 family
  • Close to schools
  • Triplex

Tags

TRIPLEXZONED AS A 3 FAMILYCLOSE TO SCHOOLSPUBLIC TRANSPORTATIONEASY ACCESS TO ROUTE 28SPACIOUS APARTMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath multifamily listed at $75k.

Deal economics

  • At list price, monthly cash flow is $2k ($24k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 38.3% vs local median 8.7% in Tarentum — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#240 in PA, #2,066 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, amenities F, employment F.
  • Highlands SD (suburban): math 29% / reading 48% proficiency, ranked #376 of 539 in PA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 41 active listings in the ZIP; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • In year one you build about $858 of equity ($518 loan paydown + $340 appreciation (0.5% local appreciation)).
  • At projected returns (0.5% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 268 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 25y ago; this cycle's ask has dropped $12k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $25k; list at $75k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price; built in 1895 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 8→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 268 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1895 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
4.37%
Cap rate
38.30%
Cash-on-cash
114.29%
DSCR
6.09
GRM
1.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.04×
Total profit
$126,733
Equity at exit
$23,463
10-year hold
IRR
Equity multiple
14.65×
Total profit
$286,233
Equity at exit
$29,611

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15084

Home prices YoY
0.2%
Active inventory
41
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$3,273 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$164 /mo · $1,971/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$687
Net cashflow
$1,997

Break-even live

Break-even rent $745
Max offer price $74,900
Occupancy floor 34%

Sensitivity live

Price -10% $2,040 -5% $2,019 +0% $1,997 +5% $1,976 +10% $1,955
Rent -10% $1,739 -5% $1,868 +0% $1,997 +5% $2,127 +10% $2,256
Rate -1.0pp $2,035 -0.5pp $2,017 base $1,997 +0.5pp $1,978 +1.0pp $1,958

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 4 1 $1,466
Total (3 units) $3,273

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-07
    days on market $74,900 Active 268 DOM
  2. 2026-06-05
    days on market $74,900 Active 265 DOM
  3. 2026-06-03
    days on market $74,900 Active 264 DOM
  4. 2026-06-02
    days on market $74,900 Active 263 DOM
  5. 2026-06-01
    days on market $74,900 Active 262 DOM
  6. 2026-05-31
    days on market $74,900 Active 261 DOM
  7. 2026-04-14
    price $74,900 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  8. 2026-04-14
    price $74,900 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  9. 2025-11-13
    price $77,500 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  10. 2025-11-13
    price $77,500 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  11. 2025-10-03
    price $80,900 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  12. 2025-10-03
    price $80,900 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  13. 2025-09-12
    listed $86,900 Active 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  14. 2025-09-12
    listed $86,900 Active 614-char remark
    Show marketing remark (614 chars)

    Endless possibilities with this huge home—use it as a 6-bedroom, 3-bath residence or transform it back into a triplex (currently zoned as a 3 family per tax records) Conveniently located close to schools, public transportation and easy access to Route 28. The main level features a spacious 1-bedroom, 1-bath apartment with large rooms and high ceilings, plus a second 1-bedroom, 1-bath efficiency unit. Upstairs offers a massive 4-bedroom apartment with access to a fenced backyard. While the property needs some work, its size and layout provide great potential for investment or multi-generational living.

  15. 2013-05-02
    soldstatus $25,000
  16. 2013-04-26
    price $28,900
  17. 2013-04-26
    soldstatus $25,000
  18. 2012-10-26
    listed $25,000
  19. 2011-10-09
    listed $31,500
  20. 2001-07-30
    soldstatus $47,000
  21. 2001-07-25
    soldstatus $47,000
  22. 2001-06-09
    listed $47,000
  23. 1984-02-08
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,971 · $164/mo
Projected year-2 tax
$1,971 · $164/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 8 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$39,276
− Mortgage interest
−$4,196
− Property taxes
−$1,971
− Insurance
−$374
− Repairs & maintenance
−$3,142
− Management
−$3,142
− Depreciation
−$2,179
Taxable income
$24,272
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,825
After-tax cash flow
$18,144/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Highlands SD
NCES district ID
4211880
Math proficiency
29% ▼ -9.00%
Reading proficiency
48% ▼ -9.00%
Median HH income
$43,730
Composite
32.58/100
National rank
#5679
State rank
#376 of 539 in PA

Livability — Tarentum

Score
79/100
State rank
#240
US rank
#2066

Category grades

Amenities F Commute A+ Cost of living A+ Crime A- Employment F Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tarentum, PA
Population (ZIP)
9,884

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Black 3% Hispanic / Latino 1%
Common ancestry
Romanian 14% Lithuanian 2% Serbian 2%
Foreign-born
1%
Languages at home
98% English-only · French/Haitian/Cajun 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.45%
Current HPI
230.7532
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+149.7% since first listed
17 events — show timeline
  • 2026-04-14 Price Changed $74,900 West Penn MLS
  • 2026-04-14 Price Changed $74,900 West Penn MLS
  • 2025-11-13 Price Changed $77,500 West Penn MLS
  • 2025-11-13 Price Changed $77,500 West Penn MLS
  • 2025-10-03 Price Changed $80,900 West Penn MLS
  • 2025-10-03 Price Changed $80,900 West Penn MLS
  • 2025-09-12 Listed $86,900 West Penn MLS
  • 2025-09-12 Listed $86,900 West Penn MLS
  • 2013-05-02 Sold (Public Records) $25,000 Public Records
  • 2013-04-26 Sold (MLS) $25,000 West Penn MLS
  • 2013-04-26 Price Changed $28,900 West Penn MLS
  • 2012-10-26 Listed $25,000 West Penn MLS
  • 2011-10-09 Listed $31,500 West Penn MLS
  • 2001-07-30 Sold (Public Records) $47,000 Public Records
  • 2001-07-25 Sold (MLS) $47,000 West Penn MLS
  • 2001-06-09 Listed $47,000 West Penn MLS
  • 1984-02-08 Sold (Public Records) $30,000 Public Records

Property tax history

+0.8%/yr

Latest (2026): $1,971 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…