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7800 Tayloe #119
B Composite 71.29
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$73,000

7800 Tayloe #119 · Independent Hill, VA 20112
3 bd · 2.0 ba · 1,000 sqft · SingleFamily · 68 Days on market
Built 1991 871 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - We have found an excellent source that requires only 5% downpayment (depending on credit). Call for information on the approval process.

Key facts

  • Great location
  • Eat in
  • Close to shops

Tags

KITCHEN WITH CENTER ISLAND42 INCH CABINETSEAT INGREAT LOCATIONCLOSE TO SHOPSRESTAURANTS IN MANASSAS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $73k.

Deal economics

  • At list price, monthly cash flow is $2k ($21k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $73k).
  • Recommended offer: $69k (6.0% below list) — sets the bar for market timing.
  • Cap rate 35.0% vs local median 3.1% in Independent Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#449 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Prince William County Public School District (suburban): math 54% / reading 72% proficiency, ranked #30 of 131 in VA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Coles Elementary (math 72% / reading 82%, grade A, #171 of 1,108 statewide, top 17%, 412 students, 42% FRL); Louise A. Benton Middle (math 53% / reading 81%, grade A-, #103 of 342 statewide, top 31%, 1,384 students, 21% FRL); Charles J. Colgan Sr. High (math 62% / reading 94%, grade A-, #80 of 319 statewide, top 25%, 2,907 students, 22% FRL) — zoned schools at 28% FRL track the district average.
  • Market conditions: 134 active listings in the ZIP; high-income renter base; 1,418 units permitted in Prince William County in 2024 (625 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($195k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $505 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Prince William County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 9y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $56k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,620 (6.0% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.91%
Cap rate
35.05%
Cash-on-cash
102.70%
DSCR
5.57
GRM
2.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
5.87×
Total profit
$99,633
Equity at exit
$10,885
10-year hold
IRR
Equity multiple
12.27×
Total profit
$230,404
Equity at exit
$6,312

Cash invested: $20,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 20112

Active inventory
134
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$2,853 medium interval (Pro) →
Mortgage (P&I)
$383
Tax est. 1.5%
$91 /mo · $1,095/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$599
Net cashflow
$1,749

Break-even live

Break-even rent $639
Max offer price $73,000
Occupancy floor 34%

Sensitivity live

Price -10% $1,800 -5% $1,775 +0% $1,749 +5% $1,724 +10% $1,699
Rent -10% $1,524 -5% $1,637 +0% $1,749 +5% $1,862 +10% $1,975
Rate -1.0pp $1,786 -0.5pp $1,768 base $1,749 +0.5pp $1,730 +1.0pp $1,711

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,250
Closing costs
$2,190
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-21
    remarks 562-char remark
  2. 2026-06-21
    statusdays on market $73,000 Active 68 DOM
  3. 2026-04-19
    status Pending
  4. 2026-02-24
    price $73,000
  5. 2026-02-21
    status Active
  6. 2026-02-18
    status Pending
  7. 2026-02-09
    listed $78,000 Active
  8. 2021-04-30
    soldstatus $56,500 Closed 530-char remark
    Show marketing remark (530 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - We have found an excellent source that requires only 5% downpayment (depending on credit). Call for information on the approval process.

  9. 2021-04-15
    status Pending 530-char remark
    Show marketing remark (530 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - We have found an excellent source that requires only 5% downpayment (depending on credit). Call for information on the approval process.

  10. 2021-01-24
    listed $56,500 Active 530-char remark
    Show marketing remark (530 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - We have found an excellent source that requires only 5% downpayment (depending on credit). Call for information on the approval process.

  11. 2018-04-20
    soldstatus $52,900 Closed 420-char remark
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  12. 2018-04-20
    soldstatus $52,900 Sold
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  13. 2018-04-03
    status Pending 420-char remark
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  14. 2018-03-21
    historical Active Under Contract 420-char remark
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  15. 2018-03-21
    status Contingent (No Kick Out)
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  16. 2018-01-23
    price $52,900
  17. 2017-11-25
    listed $52,900 Active 420-char remark
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

  18. 2017-11-25
    listed $54,900 Active
    Show marketing remark (420 chars)

    Spacious, three bedroom home feels brand new! Center island kitchen w/ breakfast counter & 42" cabinetry - Master bedroom suite w/ private bath & large master closet - Open living room & dining area w/ hardwood style flooring - Full size washer & dryer - Excellent location minutes to PW Parkway & 95! Owner occupants only with financing options available - Call for approval process.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,236
− Mortgage interest
−$4,089
− Property taxes
−$1,095
− Insurance
−$365
− Repairs & maintenance
−$2,739
− Management
−$2,739
− Depreciation
−$2,124
Taxable income
$21,085
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,061
After-tax cash flow
$15,932/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince William County Public School District
NCES district ID
5103130
Math proficiency
54% ▼ -28.00%
Reading proficiency
72% ▼ -7.00%
Median HH income
$96,347
Composite
57.92/100
National rank
#1041
State rank
#30 of 131 in VA

Livability — Independent Hill

Score
60/100
State rank
#449
US rank
#19246

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Prince William County · 452,627 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
30,500
Household income
$195,467
Rent vs Own
3.4% rent · 96.6% own
Severe rent burden
51.0

Population outlook (Prince William County) Hauer SSP2

Today (2025)
539,759 people
By 2030
582,629 · +7.9%
By 2040
665,916 · +23.4%
By 2050
740,796 · +37.2%
By 2075
900,980 · +66.9%
By 2100
985,833 · +82.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 62% Hispanic / Latino 17% Two or more races 13% Black 8% Asian 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Romanian 3% Italian 3% Lithuanian 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
77% English-only · Spanish 12% Other Indo-European 5% Arabic 1%

Political lean MEDSL · Prince William

2024 margin
D (+18.0) · D 57.6% · R 39.6% · Other 2.8%
2008→2024 swing
+2.1pp toward D · 2008: 15.9pp · 2024: 18.0pp
All cycles
2024: D+18.0 2020: D+27.0 2016: D+20.0 2012: D+16.0 2008: D+15.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -274.57%
Current HPI
288.6937
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+38.0% since first listed
16 events — show timeline
  • 2026-04-19 Pending BRIGHT MLS
  • 2026-02-24 Price Changed $73,000 BRIGHT MLS
  • 2026-02-21 Relisted BRIGHT MLS
  • 2026-02-18 Pending BRIGHT MLS
  • 2026-02-09 Listed $78,000 BRIGHT MLS
  • 2021-04-30 Sold (MLS) $56,500 BRIGHT MLS
  • 2021-04-15 Pending BRIGHT MLS
  • 2021-01-24 Listed $56,500 BRIGHT MLS
  • 2018-04-20 Sold (MLS) $52,900 MRIS
  • 2018-04-20 Sold (MLS) $52,900 BRIGHT MLS
  • 2018-04-03 Pending BRIGHT MLS
  • 2018-03-21 Contingent BRIGHT MLS
  • 2018-03-21 Pending MRIS
  • 2018-01-23 Price Changed $52,900 MRIS
  • 2017-11-25 Listed $54,900 MRIS
  • 2017-11-25 Listed $52,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…