1630 Riverside Dr · Holly Hill, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.2/30.0
- ARV discount +7.5/15.0
- DSCR +5.0/10.0
- Schools +3.9/10.0
- Livability +3.6/5.0
- 1% rule +3.2/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS All MLS information is intended to be accurate and reliable but can not be guaranteed.
Key facts
- Over half an acre
- Parquet wood floors
- Original doors
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $275k.
Deal economics
- At list price, monthly cash flow is $80 ($966/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (18.2% below list).
- Recommended offer: $225k (18.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#325 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
- Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Holly Hill School (math 27% / reading 33%, grade F, #1,882 of 2,144 statewide, top 88%, 1,149 students, 79% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL) — zoned schools average 72% FRL vs 51% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 32% at this address vs 46% district-wide (-15 pts) — the specific schools serving this property underperform the Volusia average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.0%/yr); 333 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
- At $2,250/mo this rent would consume 48% of the median local household income ($56k/yr) (locally 1781% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 94 days — a 9% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 17y ago; this cycle's ask has dropped $50k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $161k; list at $275k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 94 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.93%
- Cash-on-cash
- 2.29%
- DSCR
- 1.10
- GRM
- 10.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.01% rent growth · sell at horizon
- IRR
- -16.4%
- Equity multiple
- 0.43×
- Total profit
- $-43,946
- Equity at exit
- $41,003
- IRR
- -11.7%
- Equity multiple
- 0.36×
- Total profit
- $-49,458
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32117
- Home prices YoY
- -8.2%
- Rents YoY
- 1.0%
- Active inventory
- 333
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,250 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$74 /mo · $890/yr
- Insurance
- −$115
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $80
Break-even live
Sensitivity live
| Price | -10% $236 | -5% $158 | +0% $80 | +5% $3 | +10% $-75 |
|---|---|---|---|---|---|
| Rent | -10% $-97 | -5% $-8 | +0% $80 | +5% $169 | +10% $258 |
| Rate | -1.0pp $219 | -0.5pp $150 | base $80 | +0.5pp $9 | +1.0pp $-63 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 733 Buena Vista Ave Ormond Beach, FL | 3.0 | 2.0 | 1485 | $2,400 | $1.62 | 25d | 1 | 0.63mi |
| 2609 N Oleander Ave Unit 17 Daytona Beach, FL | 2.0 | 1.5 | 950 | $1,180 | $1.24 | 16d | 1 | 0.78mi |
| 288 Boylston Ave Daytona Beach, FL | 3.0 | 2.0 | 1320 | $2,200 | $1.67 | 25d | 1 | 0.78mi |
| 400 Auburn Dr #3 Daytona Beach, FL | 2.0 | 1.0 | 945 | $1,350 | $1.43 | 25d | 1 | 0.85mi |
| 432 Auburn Dr #204 Daytona Beach, FL | 2.0 | 1.0 | 992 | $1,350 | $1.36 | 25d | 1 | 0.98mi |
| 2900 N Atlantic Ave Apt 702 Daytona Beach, FL | 2.0 | 2.0 | 1360 | $3,300 | $2.43 | 23d | 1 | 1.03mi |
| 2828 N Atlantic Ave #1504 Daytona Beach, FL | 2.0 | 2.0 | 1240 | $2,800 | $2.26 | 13d | 1 | 1.05mi |
| 2828 N Atlantic Ave #1601 Daytona Beach, FL | 2.0 | 2.0 | 1295 | $4,350 | $3.36 | 25d | 1 | 1.05mi |
| 2828 N Atlantic Ave #1104 Daytona Beach, FL | 2.0 | 2.0 | 1178 | $2,500 | $2.12 | 25d | 1 | 1.05mi |
| 2900 N Atlantic Ave Unit 703 Daytona Beach, FL | 2.0 | 2.0 | 1274 | $3,150 | $2.47 | 25d | 1 | 1.06mi |
| 2900 N Atlantic Ave #1805 Daytona Beach, FL | 2.0 | 2.0 | 1360 | $3,000 | $2.21 | 25d | 1 | 1.06mi |
| 2900 N Atlantic Ave #1401 Daytona Beach, FL | 2.0 | 2.0 | 1360 | $3,500 | $2.57 | 25d | 1 | 1.06mi |
| 335 Seaview Ave Daytona Beach, FL | 2.0 | 2.0 | 1075 | $2,350 | $2.19 | 25d | 1 | 1.15mi |
| 921 Daytona Ave Unit A Daytona Beach, FL | 2.0 | 1.0 | 1100 | $1,775 | $1.61 | 25d | 1 | 1.17mi |
| 402 Fleming Ave Ormond Beach, FL | 3.0 | 2.0 | 1495 | $2,560 | $1.71 | 23d | 1 | 1.17mi |
| 462 Magnolia St Ormond Beach, FL | 3.0 | 2.0 | 1502 | $2,100 | $1.40 | 16d | 1 | 1.27mi |
| 946 15th St Daytona Beach, FL | 2.0 | 2.0 | 1010 | $1,500 | $1.49 | 25d | 1 | 1.31mi |
| 638 LPGA Blvd Unit B Daytona Beach, FL | 3.0 | 2.0 | 1111 | $2,490 | $2.24 | 25d | 1 | 1.31mi |
| 56 Chippingwood Ln Ormond Beach, FL | 2.0 | 2.5 | 1292 | $2,200 | $1.70 | 25d | 1 | 1.33mi |
| 1563 Hancock Ln Daytona Beach, FL | 2.0 | 2.0 | 912 | $1,475 | $1.62 | 13d | 1 | 1.34mi |
| 424 Manhattan Ave Daytona Beach, FL | 2.0 | 2.0 | 1082 | $2,200 | $2.03 | 16d | 1 | 1.34mi |
| 410 Sauls St Ormond Beach, FL | 3.0 | 1.0 | 990 | $1,500 | $1.52 | 25d | 1 | 1.35mi |
| 1437 N Atlantic Ave #408 Daytona Beach, FL | 2.0 | 2.5 | 1195 | $3,000 | $2.51 | 25d | 1 | 1.39mi |
| 1014 Indian Oaks E Daytona Beach, FL | 3.0 | 2.0 | 1500 | $2,650 | $1.77 | 25d | 1 | 1.45mi |
| 497 Grandview Ave Ormond Beach, FL | 3.0 | 2.0 | 1590 | $2,800 | $1.76 | 25d | 1 | 1.45mi |
| 1575 Megan Bay Cir Daytona Beach, FL | 3.0 | 2.0 | 1232 | $1,800 | $1.46 | 25d | 1 | 1.47mi |
| 900 LPGA Blvd Daytona Beach, FL | 1.0–2.0 | 1.0–2.0 | 885 | $1,495 | $1.69 | 16d | 14 | 1.50mi |
Listing history 20 events
-
2026-05-15status Active 771-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-05-15status Active 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-30status Pending 771-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-30status Pending 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-29status Active 777-char remark
Show marketing remark (771 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-29status Active 771-char remark
Show marketing remark (771 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-22status Pending 771-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-22status Pending 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-07price $275,000 771-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-04-07price $275,000 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-03-02price $299,900 771-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-03-02price $299,900 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-01-26$325,000 Active 777-char remark
Show marketing remark (777 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS— All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2026-01-23$325,000 Active 771-char remark
Show marketing remark (771 chars)
Investment opportunity, huge lot, over half an acre! Build your dream home on this . 55 acre lot, or restore to the Mid-Century Florida home—just across from the Intracoastal Waterway. This truly original period home needs work but retains some of its authentic character, parquet wood floors to heart pine walls and ceilings, some original doors, retro glass blocks and a stone fireplace in the living space, Set on an expansive 100 x 250 lot, offering endless potential for outdoor living or future improvements and additions. Build up and have a fabulous river view! Other features include split bedrooms, an oversized one-car garage. Roof is three years old. Offered AS IS All MLS information is intended to be accurate and reliable but can not be guaranteed.
-
2010-03-05soldstatus $161,000
-
2010-02-26soldstatus $161,000
-
2009-09-02$169,000
-
2009-08-03$199,999
-
1992-12-08soldstatus $56,000
-
1992-12-01soldstatus $56,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $890 · $74/mo
- Projected year-2 tax
- $2,282 · $190/mo
- Expected delta
- +$1,392/yr (+$116/mo · 156.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,005
- − Mortgage interest
- −$15,404
- − Property taxes
- −$890
- − Insurance
- −$2,172
- − Repairs & maintenance
- −$2,160
- − Management
- −$2,160
- − Depreciation
- −$8,000
- Taxable loss
- −$3,783
- Est. tax savings @ 24.0%
- +$908
- After-tax cash flow
- $1,873/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Volusia
- NCES district ID
- 1201920
- Math proficiency
- 44% ▼ -9.00%
- Reading proficiency
- 49% ▼ -3.00%
- Median HH income
- $42,946
- Composite
- 39.2/100
- National rank
- #4019
- State rank
- #47 of 73 in FL
Livability — Holly Hill
- Score
- 72/100
- State rank
- #325
- US rank
- #5737
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Holly Hill, FL
- County
- Volusia County · 556,871 people
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- Population (ZIP)
- 30,955
- Household income
- $56,419
- Rent vs Own
- Severe rent burden
- 1781.0
Population outlook (Volusia County) Hauer SSP2
- Today (2025)
- 572,749 people
- By 2030
- 598,695 · +4.5%
- By 2040
- 644,880 · +12.6%
- By 2050
- 681,451 · +19.0%
- By 2075
- 759,957 · +32.7%
- By 2100
- 778,902 · +36.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 53% Black 27% Hispanic / Latino 10% Two or more races 9% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 8% · Canada, Vietnam, Jamaica
- Languages at home
- 86% English-only · Spanish 8% Vietnamese 1% Other Indo-European 1%
Political lean MEDSL · Volusia
- 2024 margin
- Strong R (+21.8) · D 38.7% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
- All cycles
- 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.62%
- Current HPI
- 1084.54
- Rent YoY
- ▲ 1.01%
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+391.1% since first listed20 events — show timeline
- 2026-05-15 Relisted — Daytona MLS
- 2026-05-15 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-30 Pending — Daytona MLS
- 2026-04-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-29 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-29 Relisted — Daytona MLS
- 2026-04-22 Pending — Daytona MLS
- 2026-04-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Price Changed $275,000 Daytona MLS
- 2026-04-07 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-02 Price Changed $299,900 Daytona MLS
- 2026-03-02 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
- 2026-01-26 Listed $325,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Listed $325,000 Daytona MLS
- 2010-03-05 Sold (Public Records) $161,000 Public Records
- 2010-02-26 Sold (MLS) $161,000 Daytona MLS
- 2009-09-02 Listed $169,000 Daytona MLS
- 2009-08-03 Listed $199,999 Daytona MLS
- 1992-12-08 Sold (Public Records) $56,000 Public Records
- 1992-12-01 Sold (Public Records) $56,000 Public Records
Property tax history
+1.0%/yrLatest (2025): $890 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…