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12 Springridge Rd
C Composite 57.14
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • DSCR +9.8/10.0
  • 1% rule +7.7/10.0
  • Schools +4.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$145,000

12 Springridge Rd · Moore, PA 18014
3 bd · 1.5 ba · 1,272 sqft · Manufactured public records · 9 Days on market
Built 2019 Est $103k · 41% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your new home in Hickory Hills Mobile home park. This is a like new 2019 Eagel river manufacturered home with all the modern comfort and amentities. There is a master bedroom wiht a large walk in closet, additioanl closet and the master bathroom has 2 closets and a step in shower and spacious vanity with additional stroage! The Other 2 bedroom are wall to wall carpeting, one has a walk in closet and the other a spacious closet as well. The living room and dining room payout is open concept and the area is fully visible fro the bar at the kitchen counter. The kitchen is a eat in kitchen with Black appliances. It is a electric stove, microwave, and refrigerator and a pantry. Sit and relax on the front covered, freshly stained deck and enjy the perrenials that surround the home. There is also a shed for your outdoor storage needs. Monthly Lot Rent of $883 covers water, sewer, trash and main road maintenance. Hickory Hills offers a spacious clubhouse, inground pool and many parks and a pond. Call Today!

Key facts

  • Covered porch
  • Pond
  • Utility shed

Tags

COVERED PORCHGENEROUS DECKUTILITY SHEDINGROUND POOLPOND

Property features AI

Finance

  • HOA & community: Monthly association fee; Sidewalks in the community

Exterior

  • Parking: Two-car garage; Off-street parking
  • Utilities: 100 amp electrical service with circuit breakers; Community/co-op water; Community/co-op sewer
  • Home design: Single-story home
  • Construction: Vinyl and wood siding; Spray foam insulation; Asphalt/fiberglass roof
  • Exterior features: Deck; In-ground pool; Propane tank (leased); Mobile home on property; Backs to common grounds; Flat lot; Private paved road frontage

Interior

  • Kitchen: Electric cooktop; Electric oven; Microwave; Refrigerator
  • Bedrooms: Two bedrooms on the first floor
  • Flooring: Carpet; Laminate; Resilient flooring; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Forced air heating (propane); Central air conditioning; Ceiling fans
  • Interior features: Dining area and separate/formal dining room; Eat-in kitchen; Mud room; Utility room; Walk-in closet(s); Storm door(s)
  • Laundry & utility: Washer; Dryer; Propane water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $145k.

Deal economics

  • At list price, monthly cash flow is $439 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Northampton Area SD (suburban): math 47% / reading 54% proficiency, ranked #153 of 539 in PA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 62 active listings in the ZIP; 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $145,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
9.93%
Cash-on-cash
12.98%
DSCR
1.58
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$103,032
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4 Hickory Hills Dr 0.24mi 2/2.0 (-1) 1,287 (+1%) 8mo $135,000 $105 73
18 Valley View Rd 0.16mi 3/2.0 1,344 (+6%) 13mo $95,000 $71 70
15 Brookside Dr 0.08mi 3/2.0 1,380 (+8%) 22mo $92,500 $67 62
12 Spruce Ct 0.14mi 2/2.0 (-1) 1,152 (-9%) 11mo $94,900 $82 61
63 Hickory Hills Dr 0.13mi 3/2.0 1,176 (-8%) 22mo $135,000 $115 61
11 Longridge Ct 0.38mi 3/2.0 1,368 (+8%) 8mo $75,000 $55 61
53 Sycamore Dr 0.41mi 3/2.0 1,344 (+6%) 20mo $105,000 $78 52
548 Moorestown Dr 0.38mi 2/1.0 (-1) 1,168 (-8%) 22mo $95,000 $81 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.9%
Equity multiple
1.11×
Total profit
$4,507
Equity at exit
$21,620
10-year hold
IRR
12.5%
Equity multiple
1.99×
Total profit
$40,083
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18014

Active inventory
62
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,841 medium interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$195 /mo · $2,335/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$439

Break-even live

Break-even rent $1,285
Max offer price $145,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-18
    days on market $145,000 Active 9 DOM
  2. 2026-06-17
    days on market $145,000 Active 8 DOM
  3. 2026-06-16
    days on market $145,000 Active 7 DOM
  4. 2026-06-15
    days on market $145,000 Active 6 DOM
  5. 2026-06-14
    days on market $145,000 Active 4 DOM
  6. 2026-06-10
    remarks 699-char remark
  7. 2026-06-10
    listed $145,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,335 · $195/mo
Projected year-2 tax
$2,335 · $195/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,094
− Mortgage interest
−$8,122
− Property taxes
−$2,335
− Insurance
−$725
− Repairs & maintenance
−$1,768
− Management
−$1,768
− Depreciation
−$4,218
Taxable income
$3,158
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$758
After-tax cash flow
$4,511/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northampton Area SD
NCES district ID
4217370
Math proficiency
47% ▼ -1.00%
Reading proficiency
54% ▼ -13.00%
Median HH income
$62,326
Composite
44.35/100
National rank
#2822
State rank
#153 of 539 in PA

Livability — Moore

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
12,474

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 4% Polish 3% Danish 3%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.54%
Current HPI
212.4688
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+195.9% since first listed
10 events — show timeline
  • 2026-06-09 Listed $145,000 GLVRMLS
  • 2024-08-21 Listing Removed GLVRMLS
  • 2024-08-21 Sold (MLS) $135,000 GLVRMLS
  • 2024-07-10 Pending GLVRMLS
  • 2024-07-03 Listed $135,000 GLVRMLS
  • 2008-07-11 Listing Removed GLVRMLS
  • 2008-03-10 Listed $21,000 GLVRMLS
  • 2007-12-20 Listing Removed GLVRMLS
  • 2007-06-21 Listed $49,000 PMAR
  • 2007-06-21 Listed $49,000 GLVRMLS

Property tax history

+1.0%/yr

Latest (2026): $2,335 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…