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2800 Windsor Ave
C+ Composite 60.84
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.7/30.0
  • ARV discount +10.3/15.0
  • DSCR +8.6/10.0
  • 1% rule +5.7/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$120,000

2800 Windsor Ave · Montgomery, AL 36109
3 bd · 1.0 ba · 1,572 sqft · SingleFamily public records · 287 Days on market
Built 1934 7,840 sqft lot $76/sqft · 6% below area Est $128k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

Key facts

  • Oversized hallway
  • Crystal door knobs
  • 7,840 sq ft lot

Tags

GORGEOUS HARDWOOD FLOORINGUPDATED GALLEY STYLED KITCHENOVERLOOKS THE BACKYARDCRYSTAL DOOR KNOBSOVERSIZED HALLWAY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $286 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 6.0% in Montgomery — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, crime F.
  • Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.6%/yr); 207 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 287 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $91k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1934 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $105,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 287 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1934 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.16%
Cash-on-cash
10.23%
DSCR
1.46
GRM
7.8

CMA / ARV

ARV (median comp)
$128,038
List price
$120,000
Delta
-6.28%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20 Arden Rd 0.13mi 3/2.0 1,575 (+0%) 1mo $165,000 $105 89
2134 Winona Ave 0.40mi 3/1.0 1,664 (+6%) 1mo $101,700 $61 71
2311 Mccarter Ave 0.26mi 3/2.0 1,765 (+12%) 0mo $64,000 $36 63
2219 St Charles Ave 0.33mi 3/2.0 1,736 (+10%) 2mo $155,000 $89 61
127 Salem Dr 0.52mi 3/1.0 1,391 (-12%) 1mo $118,000 $85 56
45 Kent St 0.38mi 3/1.0 1,338 (-15%) 3mo $94,000 $70 55
119 Kent St 0.39mi 3/2.0 1,785 (+14%) 1mo $135,000 $76 54
47 Salem Dr 0.50mi 3/2.0 1,419 (-10%) 3mo $162,500 $115 54
1923 Mckinley Ave 0.56mi 3/1.5 1,354 (-14%) 1mo $111,400 $82 48
3012 Pelzer Ave 0.53mi 3/2.0 1,790 (+14%) 0mo $159,900 $89 48
1915 Mckinley Ave 0.58mi 3/2.0 1,384 (-12%) 3mo $148,000 $107 46
1807 St Charles Ave 0.74mi 4/2.0 (+1) 1,736 (+10%) 2mo $65,500 $38 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-1.3%
Equity multiple
0.95×
Total profit
$-1,700
Equity at exit
$17,892
10-year hold
IRR
8.0%
Equity multiple
1.60×
Total profit
$19,993
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36109

Home prices YoY
-20.1%
Rents YoY
2.6%
Active inventory
207
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,279 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$45 /mo · $536/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$269
Net cashflow
$286

Break-even live

Break-even rent $916
Max offer price $120,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2310 Yancey Ave Montgomery, AL 3.0 1.0 1212 $1,250 $1.03 43d 1 0.19mi
19 Calhoun Rd Unit B Montgomery, AL 2.0 1.0 2022 $795 $0.39 43d 1 0.22mi
2243 Winona Ave Montgomery, AL 3.0 1.0 1492 $1,225 $0.82 20d 1 0.25mi
7 Bradley Dr Montgomery, AL 3.0 2.0 1529 $1,500 $0.98 13d 1 0.27mi
108 Calhoun Rd Unit 108B Montgomery, AL 2.0 1.0 1350 $750 $0.56 43d 1 0.28mi
2769 Pelzer Ave Montgomery, AL 3.0 2.0 1608 $1,325 $0.82 43d 1 0.29mi
15 Bradley Dr Montgomery, AL 3.0 2.0 1365 $1,500 $1.10 20d 1 0.31mi
18 Oak Forest Dr Montgomery, AL 3.0 2.0 1580 $1,050 $0.66 20d 1 0.33mi
2122 Windsor Ave Montgomery, AL 2.0 1.0 1052 $725 $0.69 43d 1 0.36mi
2229 Madison Ave Montgomery, AL 2.0 1.0 1100 $625 $0.57 43d 1 0.37mi
2814 Ashley Ave Montgomery, AL 3.0 2.0 1683 $1,350 $0.80 13d 1 0.43mi
2009 Yancey Ave Montgomery, AL 3.0 1.0 1140 $1,080 $0.95 20d 1 0.49mi
122 Oak Forest Dr Montgomery, AL 3.0 1.0 1092 $975 $0.89 20d 1 0.53mi
2822 Sumter Ave Montgomery, AL 3.0 2.5 1617 $1,300 $0.80 20d 1 0.58mi
2113 Brewton St Montgomery, AL 3.0 1.0 1363 $1,150 $0.84 43d 1 0.61mi
200 Eton Rd Montgomery, AL 3.0 1.5 1500 $895 $0.60 13d 1 0.63mi
2004 Capitol Ave Unit 1043879P Montgomery, AL 4.0 2.5 1797 $3,518 $1.96 13d 1 0.64mi
167 E Salem Dr Montgomery, AL 3.0 2.0 1700 $1,050 $0.62 43d 1 0.65mi
67 Holliday Dr Montgomery, AL 3.0 1.0 1156 $1,200 $1.04 43d 1 0.69mi
311 Bradley Dr Montgomery, AL 3.0 1.0 1104 $825 $0.75 43d 1 0.70mi
3105 Pelzer Ave Montgomery, AL 4.0 2.0 1605 $1,425 $0.89 43d 1 0.73mi
401 Ridgewood Ln Montgomery, AL 3.0 2.0 1513 $1,195 $0.79 20d 1 0.74mi
1827 Capitol Ave Montgomery, AL 2.0 1.0 1068 $1,600 $1.50 43d 1 0.76mi
1827 Capitol Ave Montgomery, AL 2.0 1.0 1068 $1,600 $1.50 13d 1 0.76mi
3329 Vermont Dr Montgomery, AL 3.0 1.5 1465 $1,395 $0.95 13d 1 0.76mi
239 Forest Hills Dr Montgomery, AL 4.0 1.5 1500 $1,450 $0.97 20d 1 0.83mi
3233 Hillcrest Ln Montgomery, AL 3.0 2.0 1278 $1,395 $1.09 20d 1 0.86mi
508 Glenmore Rd Montgomery, AL 2.0 1.0 1135 $1,000 $0.88 43d 1 0.91mi
3515 Cottonwood Dr Montgomery, AL 3.0 1.5 1246 $1,350 $1.08 43d 1 0.93mi
39 S Lewis St Montgomery, AL 2.0 1.0 1209 $950 $0.79 43d 1 0.97mi
128 S Capitol Pkwy Montgomery, AL 3.0 1.0 1550 $1,500 $0.97 43d 1 0.98mi
2001 Speigle St Montgomery, AL 3.0 1.0 1260 $1,035 $0.82 43d 1 0.99mi
2009 Palmetto St Montgomery, AL 3.0 1.0 1487 $1,050 $0.71 43d 1 0.99mi
3309 Hillcrest Ln Unit 1043908P Montgomery, AL 4.0 2.0 1625 $2,885 $1.78 20d 1 1.02mi
1501 Winona Ave Montgomery, AL 2.0 1.0 1930 $1,000 $0.52 20d 1 1.03mi
942 Parkwood Ct Montgomery, AL 4.0 2.0 1752 $1,299 $0.74 13d 1 1.12mi
118 Nottingham Ct Montgomery, AL 3.0 2.0 1344 $1,275 $0.95 43d 1 1.15mi
2019 Amos St Montgomery, AL 3.0 1.5 1134 $985 $0.87 43d 1 1.16mi
3462 Biltmore Ave Montgomery, AL 3.0 2.0 1685 $1,225 $0.73 20d 1 1.16mi
740 Coliseum Blvd Unit 740A Montgomery, AL 2.0 1.0 1100 $895 $0.81 13d 1 1.18mi

Listing history 28 events

  1. 2026-06-18
    days on market $120,000 Active 287 DOM
  2. 2026-06-17
    days on market $120,000 Active 286 DOM
  3. 2026-06-16
    days on market $120,000 Active 285 DOM
  4. 2026-06-15
    days on market $120,000 Active 284 DOM
  5. 2026-06-14
    days on market $120,000 Active 282 DOM
  6. 2026-06-13
    days on market $120,000 Active 281 DOM
  7. 2026-06-10
    days on market $120,000 Active 279 DOM
  8. 2026-06-09
    days on market $120,000 Active 278 DOM
  9. 2026-06-08
    days on market $120,000 Active 277 DOM
  10. 2026-06-07
    days on market $120,000 Active 276 DOM
  11. 2026-06-03
    days on market $120,000 Active 272 DOM
  12. 2026-06-02
    days on market $120,000 Active 271 DOM
  13. 2026-06-01
    days on market $120,000 Active 270 DOM
  14. 2026-05-31
    days on market $120,000 Active 269 DOM
  15. 2026-05-30
    days on market $120,000 Active 268 DOM
  16. 2026-04-27
    price $120,000 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  17. 2026-03-04
    status Active 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  18. 2026-01-19
    status Active 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  19. 2026-01-14
    historical Contingent 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  20. 2025-10-08
    price $128,000 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  21. 2025-09-03
    listed $135,000 Active 1017-char remark
    Show marketing remark (1017 chars)

    FIRE YOUR LANDLORD because once you see me, you will be MOVED!!! If its a warm and welcome feeling you are after, step right on in for your personal showing! Located in Capitol Heights area, most will say that I am as adorable as I am spacious. I will let you be the judge! I feature over 1500 sq footage of living space with 3 spacious bedrooms and 1 bath. I have gorgeous hardwood flooring that requires very little maintenance. My updated galley styled kitchen has an abundance of white cabinet space that will surely be delightful to the chef of the family. Located just off of the kitchen is a quaint area that can be used as a media room, study/office, or exercise room. This easily enjoyable area overlooks the backyard and is open to the kitchen. What can I say, but I have all the qualities and characteristics that you don't see in many homes, such as crystal door knobs and a oversized hallway! I really hate to brag on myself so schedule your personal showing and let me know what you think! See you soon!

  22. 2022-11-04
    soldstatus $91,000
  23. 2016-08-17
    soldstatus $60,000
  24. 2016-08-12
    soldstatus $60,000 558-char remark
    Show marketing remark (558 chars)

    Highly Motivated Seller!! Great 3 bedroom 1 bath home with study/office/bonus space. Large living room with beautiful wood floors and a fireplace. Separate dining room with arched entry and gorgeous built-in cabinet. Spacious kitchen with refrigerator, stove, dishwasher and microwave. The kitchen even received new flooring in July 2014. The washer and dryer also stay! The bedrooms are all spacious with wood floors. The roof is approx. 8 years old. New HVAC unit installed in Sept 2014. Fully fenced back yard! You have to see this home to appreciate!

  25. 2015-07-15
    listed $76,900 558-char remark
    Show marketing remark (558 chars)

    Highly Motivated Seller!! Great 3 bedroom 1 bath home with study/office/bonus space. Large living room with beautiful wood floors and a fireplace. Separate dining room with arched entry and gorgeous built-in cabinet. Spacious kitchen with refrigerator, stove, dishwasher and microwave. The kitchen even received new flooring in July 2014. The washer and dryer also stay! The bedrooms are all spacious with wood floors. The roof is approx. 8 years old. New HVAC unit installed in Sept 2014. Fully fenced back yard! You have to see this home to appreciate!

  26. 2012-06-11
    listed $94,950
  27. 2007-02-01
    soldstatus $92,900
  28. 2007-01-19
    listed $99,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$536 · $45/mo
Projected year-2 tax
$536 · $45/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,347
− Mortgage interest
−$6,722
− Property taxes
−$536
− Insurance
−$600
− Repairs & maintenance
−$1,228
− Management
−$1,228
− Depreciation
−$3,491
Taxable income
$1,543
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$370
After-tax cash flow
$3,066/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Montgomery County
NCES district ID
0102430
Math proficiency
9% ▼ -21.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$43,902
Composite
17.24/100
National rank
#9093
State rank
#106 of 129 in AL

Livability — Montgomery

Score
65/100
State rank
#138
US rank
#13416

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Montgomery, AL
County
Montgomery County · 190,016 people
City population
175,913
Metro
Montgomery, AL
Population (ZIP)
23,581
Household income
$59,193
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
1039.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
224,008 people
By 2030
221,460 · -1.1%
By 2040
214,179 · -4.4%
By 2050
204,912 · -8.5%
By 2075
177,821 · -20.6%
By 2100
145,134 · -35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 49% Black 39% Hispanic / Latino 8% Two or more races 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Montgomery

2024 margin
Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
2008→2024 swing
+11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
All cycles
2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.64%
Current HPI
149.3867
Rent YoY
▲ 2.65%
Metro
Montgomery, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+20.1% since first listed
13 events — show timeline
  • 2026-04-27 Price Changed $120,000 MAAR
  • 2026-03-04 Relisted MAAR
  • 2026-01-19 Relisted MAAR
  • 2026-01-14 Contingent MAAR
  • 2025-10-08 Price Changed $128,000 MAAR
  • 2025-09-03 Listed $135,000 MAAR
  • 2022-11-04 Sold (Public Records) $91,000 Public Records
  • 2016-08-17 Sold (Public Records) $60,000 Public Records
  • 2016-08-12 Sold (MLS) $60,000 MAAR
  • 2015-07-15 Listed $76,900 MAAR
  • 2012-06-11 Listed $94,950 MAAR
  • 2007-02-01 Sold (MLS) $92,900 MAAR
  • 2007-01-19 Listed $99,900 MAAR

Property tax history

+5.5%/yr

Latest (2025): $536 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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