414 Moten Aly · San Antonio, TX 78202

$75,000

3 bd · 1.0 ba · 990 sqft · SingleFamily public records · 1316 Days on market

Built 1940 3,833 sqft lot $76/sqft · 62% below area ↓ 32% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +4.5/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.4/10.0

Listing remarks

Location, Location, Location. Come see this 3 bed 1 bath home today, potential abounds. The lot next door(within the fence) is also for sale. buy them both and build your next home, or investment properties. It is zoned for multifamily.

Key facts

• 3,833 sq ft lot
• Built 1940
• Listed 1315 days

Property features AI

Finance

• Financial info: Down payment assistance resources available
• HOA & community: Subdivision: I35 SO. TO E. HOUSTON (SA)

Exterior

• Utilities: City water and sewer
• Home design: Pre-owned home; Approximately 82 years old
• Construction: Metal roof
• Exterior features: Siding exterior

Interior

• Kitchen: Kitchen about 6 x 10
• Bedrooms: Master bedroom about 13 x 13; Second bedroom about 10 x 10; Third bedroom about 10 x 10
• Flooring: Wood flooring
• Bathrooms: One full bathroom
• Heating & cooling: Other heating fuel (see remarks)
• Interior features: City garbage service; Some window coverings remain; 1 living area

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $395 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
• Cap rate 12.6% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+8.2%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 33% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $8k of equity ($519 loan paydown + $8k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 1316 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 4y ago; this cycle's ask has dropped $35k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.6% of price; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 1316 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.76% ✓
• Cap rate: 12.61%
• Cash-on-cash: 22.57%
• DSCR: 2.00
• GRM: 4.7

CMA / ARV

• ARV (median comp): $195,534
• List price: $75,000
• Delta: -61.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1413 Burnet	0.31mi	2/2.0 (-1)	1,005 (+2%)	4mo	$250,000	$249	71
1607 Hays	0.24mi	2/1.0 (-1)	892 (-10%)	0mo	$145,000	$163	67
1206 Nolan	0.52mi	2/1.0 (-1)	987 (-0%)	9mo	$145,000	$147	63
342 Canton	0.64mi	2/1.0 (-1)	990 (0%)	5mo	$130,000	$131	61
1015 Rogers	0.15mi	4/1.0 (+1)	1,136 (+15%)	3mo	$76,019	$67	61
815 Burnet St	0.72mi	2/1.0 (-1)	1,000 (+1%)	0mo	$299,900	$300	59
1531 Burnet	0.29mi	2/2.0 (-1)	913 (-8%)	7mo	$215,000	$235	59
418 Muncey	0.45mi	2/1.0 (-1)	936 (-6%)	8mo	$165,000	$176	58
1717 Rogers	0.47mi	2/1.0 (-1)	1,080 (+9%)	6mo	$165,000	$153	53
132 Sharer	0.58mi	3/1.0	1,098 (+11%)	4mo	$120,000	$109	51
2118 Burnet	0.60mi	3/2.5	1,088 (+10%)	3mo	$130,000	$119	47
204 Gorman	0.69mi	2/2.0 (-1)	1,054 (+6%)	3mo	$245,000	$232	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 44.5%
• Equity multiple: 4.48×
• Total profit: $73,078
• Equity at exit: $67,566

10-year hold

• IRR: 40.8%
• Equity multiple: 11.14×
• Total profit: $212,906
• Equity at exit: $145,709

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78202

• Home prices YoY: 27.0%
• Rents YoY: 8.2%
• Active inventory: 201
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,320 high
• Mortgage (P&I): −$393
• Tax from tax record: −$224 /mo · $2,682/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$277
• Net cashflow: $395

Break-even live

Break-even rent $820

Max offer price $75,000

Occupancy floor 65%

Sensitivity live

Price	-10% $437	-5% $416	+0% $395	+5% $374	+10% $352
Rent	-10% $291	-5% $343	+0% $395	+5% $447	+10% $499
Rate	-1.0pp $433	-0.5pp $414	base $395	+0.5pp $376	+1.0pp $356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1323 Lamar St #1 San Antonio, TX	2.0	1.0	900	$999	$1.11	45d	1	0.09mi
1411 Lamar St San Antonio, TX	2.0	1.0	700	$1,125	$1.61	45d	1	0.10mi
323 Gabriel Unit 1 201 San Antonio, TX	2.0	2.5	1000	$1,375	$1.38	45d	1	0.17mi
323 Gabriel San Antonio, TX	2.0	2.0	1000	$1,375	$1.38	25d	1	0.17mi
1615 Nolan St Unit A San Antonio, TX	2.0	1.0	1066	$1,400	$1.31	12d	1	0.38mi
1619 Nolan St Unit B San Antonio, TX	2.0	1.0	600	$1,050	$1.75	25d	1	0.39mi
1810 Burnet St San Antonio, TX	2.0	1.0	620	$1,045	$1.69	16d	1	0.39mi
1223 N Walters St Unit 710 San Antonio, TX	2.0	2.0	970	$1,039	$1.07	0d	1	0.46mi
1908 Nolan St San Antonio, TX	2.0	1.0	836	$1,049	$1.25	0d	1	0.47mi
103 Saint John San Antonio, TX	2.0	1.0	943	$1,245	$1.32	45d	1	0.47mi
438 Gulf St San Antonio, TX	2.0	1.0	799	$975	$1.22	16d	1	0.52mi
103 Saint Charles Unit NA San Antonio, TX	2.0	2.0	995	$1,300	$1.31	45d	1	0.53mi
146 Eross San Antonio, TX	2.0	1.0	696	$850	$1.22	0d	1	0.53mi
2118 Burnet St San Antonio, TX	3.0	2.0	1008	$1,650	$1.64	4d	1	0.59mi
710 Poinsettia San Antonio, TX	2.0	1.0	708	$1,195	$1.69	0d	1	0.60mi
710 Poinsettia San Antonio, TX	2.0	1.0	708	$1,195	$1.69	45d	1	0.60mi
1116 Muncey St Unit 1 San Antonio, TX	3.0	2.0	896	$1,600	$1.79	45d	1	0.62mi
1116 Muncey St Unit 2 San Antonio, TX	3.0	2.0	896	$1,500	$1.67	17d	1	0.62mi
925 E Carson St Unit 710 San Antonio, TX	2.0	2.0	1019	$1,910	$1.87	0d	1	0.63mi
923 E Carson St San Antonio, TX	2.0	1.0–2.0	859	$2,459	$2.86	0d	36	0.63mi
155 Canton San Antonio, TX	2.0	2.0	1078	$1,250	$1.16	25d	1	0.63mi
1414 Gorman San Antonio, TX	2.0	1.0	900	$1,175	$1.31	45d	1	0.66mi
1510 Gorman San Antonio, TX	2.0	1.0	996	$1,300	$1.31	19d	1	0.70mi
2654 Dignowity Ave Unit 102 San Antonio, TX	2.0	1.5	980	$1,450	$1.48	45d	1	0.70mi
1219 Muncey San Antonio, TX	2.0	2.0	944	$1,350	$1.43	25d	1	0.71mi
1121 Willow St San Antonio, TX	2.0	1.0	900	$1,000	$1.11	45d	1	0.71mi
819 Larry San Antonio, TX	2.0	1.0	688	$1,149	$1.67	45d	1	0.73mi
639 Canton San Antonio, TX	2.0	1.0	1008	$1,295	$1.28	45d	1	0.73mi
620 Potomac San Antonio, TX	2.0	1.0	900	$1,050	$1.17	23d	1	0.73mi
1123 N Olive St San Antonio, TX	2.0	1.0	840	$1,600	$1.90	25d	1	0.73mi
2239 Burnet St San Antonio, TX	3.0	2.0	1097	$1,450	$1.32	45d	1	0.75mi
742 Gulf St Unit 746 San Antonio, TX	2.0	1.0	744	$975	$1.31	14d	1	0.76mi
1101 Gibbs San Antonio, TX	3.0	1.0	1100	$1,345	$1.22	16d	1	0.77mi
1101 Gibbs San Antonio, TX	3.0	1.0	1100	$1,345	$1.22	25d	1	0.77mi
746 Gulf San Antonio, TX	2.0	1.0	744	$975	$1.31	16d	1	0.77mi
928 Poinsettia St San Antonio, TX	2.0	1.0	675	$990	$1.47	45d	1	0.77mi
932 Poinsettia St San Antonio, TX	2.0	1.0	800	$945	$1.18	45d	1	0.78mi
706 Canton San Antonio, TX	2.0	1.0	994	$1,545	$1.55	25d	1	0.78mi
934 Poinsettia San Antonio, TX	2.0	1.0	625	$995	$1.59	45d	1	0.79mi
936 Poinsettia St San Antonio, TX	2.0	1.0	675	$895	$1.33	16d	1	0.79mi

Listing history 32 events

1. 2026-06-21
   days on market $75,000 Active 1316 DOM
2. 2026-06-18
   days on market $75,000 Active 1313 DOM
3. 2026-06-17
   days on market $75,000 Active 1312 DOM
4. 2026-06-16
   days on market $75,000 Active 1311 DOM
5. 2026-06-15
   days on market $75,000 Active 1310 DOM
6. 2026-06-13
   days on market $75,000 Active 1308 DOM
7. 2026-06-09
   days on market $75,000 Active 1304 DOM
8. 2026-06-08
   days on market $75,000 Active 1303 DOM
9. 2026-06-07
   days on market $75,000 Active 1302 DOM
10. 2026-06-04
    days on market $75,000 Active 1299 DOM
11. 2026-06-03
    days on market $75,000 Active 1298 DOM
12. 2026-06-02
    days on market $75,000 Active 1297 DOM
13. 2026-06-01
    days on market $75,000 Active 1296 DOM
14. 2026-05-31
    days on market $75,000 Active 1295 DOM
15. 2025-10-30
    status Back on Market
16. 2025-09-27
    historical Active Option
17. 2025-06-03
    price $75,000
18. 2025-06-02
    status Back on Market
19. 2025-05-31
    historical
20. 2024-10-31
    status Back on Market
21. 2024-10-22
    historical Active Option
22. 2024-07-26
    status Back on Market
23. 2024-07-12
    historical Active Option
24. 2024-06-05
    price $90,000
25. 2023-12-18
    status Back on Market
26. 2023-11-16
    historical Active Option
27. 2023-04-24
    price $105,000
28. 2023-04-24
    status Back on Market
29. 2023-02-19
    status Pending
30. 2023-02-12
    historical Active Option
31. 2022-09-08
    listed $110,000 New
32. 2003-06-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,682 · $224/mo
• Projected year-2 tax: $2,682 · $224/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,843
• − Mortgage interest: −$4,201
• − Property taxes: −$2,682
• − Insurance: −$375
• − Repairs & maintenance: −$1,267
• − Management: −$1,267
• − Depreciation: −$2,182
• Taxable income: $3,868
• Est. tax owed @ 24.0%: −$928
• After-tax cash flow: $3,811/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: San Antonio ISD
• NCES district ID: 4838730
• Math proficiency: 12% ▼ -21.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $30,952
• Composite: 13.57/100
• National rank: #9512
• State rank: #805 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 10,224
• Household income: $47,478
• Rent vs Own: 44.2% rent · 55.8% own
• Severe rent burden: 543.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (66%)
• Race & ethnicity: Hispanic / Latino 66% Two or more races 28% White 17% Black 16% Native American 1%
• Hispanic origin (detail): Mexican 57% Puerto Rican 1% Cuban 1%
• Common ancestry: Italian 2% Slovak 1%
• Foreign-born: 14% · Canada
• Languages at home: 59% English-only · Spanish 41%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 53.82%
• Current HPI: 253.3196
• Rent YoY: ▲ 8.20%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-31.8% since first listed

18 events — show timeline

• 2025-10-30 Relisted — LERA
• 2025-09-27 Contingent — LERA
• 2025-06-03 Price Changed $75,000 LERA
• 2025-06-02 Relisted — LERA
• 2025-05-31 Listing Removed — LERA
• 2024-10-31 Relisted — LERA
• 2024-10-22 Contingent — LERA
• 2024-07-26 Relisted — LERA
• 2024-07-12 Contingent — LERA
• 2024-06-05 Price Changed $90,000 LERA
• 2023-12-18 Relisted — LERA
• 2023-11-16 Contingent — LERA
• 2023-04-24 Price Changed $105,000 LERA
• 2023-04-24 Relisted — LERA
• 2023-02-19 Pending — LERA
• 2023-02-12 Contingent — LERA
• 2022-09-08 Listed $110,000 LERA
• 2003-06-06 Sold (Public Records) — Public Records

Property tax history

+9.3%/yr

Latest (2025): $2,682 · -2.0% YoY. Source: county tax records.