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1683 Juanita Ave
B+ Composite 75.84
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.4/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0

$28,000

1683 Juanita Ave · Youngstown, OH 44504
6 bd · 1.0 ba · 2,034 sqft · SingleFamily public records · 112 Days on market
Built 1920 7,492 sqft lot ↓ 53% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious six-bedroom, two-bathroom brick home situated on a corner lot in Youngstown’s Historic North Side District. Offering 2,034 square feet of living space on a 7,492 square foot lot, this property features generously sized rooms and three fireplaces throughout. The interior has been fully cleared down to the studs, providing a blank canvas for immediate renovation and customization. Approximately 95% of the exterior is solid brick, and the exterior grounds are clean, cleared, and well maintained. A new city water main was installed in 2025. Conveniently located just minutes from Youngstown State University, downtown Youngstown, major shopping corridors, St. Elizabeth Hospital,

Key facts

  • Solid brick
  • New city water main
  • Three fireplaces

Tags

CORNER LOTHISTORIC NORTH SIDE DISTRICTTHREE FIREPLACESSOLID BRICKNEW CITY WATER MAINEASY ACCESS TO INTERSTATE 80

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 6-bed/1.0-bath single-family listed at $28k.

Deal economics

  • At list price, monthly cash flow is $463 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($820 rent vs $28k).
  • Recommended offer: $25k (9.0% below list) — sets the bar for market timing.
  • Cap rate 26.1% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 28 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($194 loan paydown + $2k appreciation (6.7% local appreciation)).
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (6.7% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($25k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago; this cycle's ask has dropped $27k (49%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $25,480 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.93%
Cap rate
26.14%
Cash-on-cash
70.89%
DSCR
4.15
GRM
2.8

CMA / ARV

ARV (on-the-fly)
$109,836
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
237 Norwood Ave 0.46mi 5/1.5 (-1) 2,130 (+5%) 2mo $45,000 $21 62
1841 Goleta Ave 0.34mi 5/1.5 (-1) 1,840 (-10%) 6mo $100,000 $54 57
437 Madera Ave 0.46mi 5/2.5 (-1) 1,969 (-3%) 9mo $190,000 $96 54
2104 Elm St 0.64mi 5/2.0 (-1) 1,953 (-4%) 5mo $28,500 $15 50
1524 Ohio Ave 0.49mi 5/1.5 (-1) 1,792 (-12%) 23mo $54,000 $30 31
2322 Selma Ave 0.64mi 5/2.5 (-1) 2,309 (+14%) 23mo $211,000 $91 17

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.72% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
78.8%
Equity multiple
5.95×
Total profit
$38,807
Equity at exit
$18,895
10-year hold
IRR
75.5%
Equity multiple
12.58×
Total profit
$90,796
Equity at exit
$35,442

Cash invested: $7,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44504

Home prices YoY
4.0%
Active inventory
28
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$820 medium interval (Pro) →
Mortgage (P&I)
$147
Tax from tax record
$26 /mo · $314/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$172
Net cashflow
$463

Break-even live

Break-even rent $234
Max offer price $28,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,000
Closing costs
$840
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
351 Lincoln Ave Youngstown, OH 3.0–5.0 3.0–5.0 1527 $820 $0.54 13d 10 1.12mi

Listing history 19 events

  1. 2026-05-24
    status Pending
  2. 2026-05-12
    price $28,000
  3. 2026-04-20
    price $40,000
  4. 2026-02-01
    listed $55,000 Active
  5. 2025-12-12
    historical
  6. 2025-06-14
    listed $55,000 Active
  7. 2025-05-06
    historical
  8. 2024-11-26
    price $55,000
  9. 2024-11-12
    listed $57,000 Active
  10. 2015-12-08
    historical
  11. 2015-12-02
    status Active
  12. 2015-11-12
    status Pending
  13. 2015-09-25
    price $7,000
  14. 2015-09-19
    price $18,000
  15. 2015-07-30
    price $7,000
  16. 2015-07-29
    listed $5,000 Active
  17. 2007-07-29
    historical
  18. 2007-03-29
    listed $17,500
  19. 1999-03-26
    soldstatus $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$314 · $26/mo
Projected year-2 tax
$375 · $31/mo
Expected delta
+$62/yr (+$5/mo · 19.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,840
− Mortgage interest
−$1,568
− Property taxes
−$314
− Insurance
−$140
− Repairs & maintenance
−$787
− Management
−$787
− Depreciation
−$815
Taxable income
$5,429
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,303
After-tax cash flow
$4,255/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning · 224,175 people
City population
28,503
Metro
Youngstown-Warren, OH
Population (ZIP)
5,185
Household income
$40,156
Rent vs Own
58.9% rent · 41.1% own
Severe rent burden
15.7

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 45% Black 38% Two or more races 8% Asian 5% Hispanic / Latino 4%
Common ancestry
Italian 4% Serbian 1% Romanian 1%
Foreign-born
7% · Canada, Dominican Republic, South Korea
Languages at home
93% English-only · Other Indo-European 4% Spanish 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.72%
Current HPI
174.9495
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-53.3% since first listed
19 events — show timeline
  • 2026-05-24 Pending MLSNOW
  • 2026-05-12 Price Changed $28,000 MLSNOW
  • 2026-04-20 Price Changed $40,000 MLSNOW
  • 2026-02-01 Listed $55,000 MLSNOW
  • 2025-12-12 Listing Removed MLSNOW
  • 2025-06-14 Listed $55,000 MLSNOW
  • 2025-05-06 Listing Removed MLSNOW
  • 2024-11-26 Price Changed $55,000 MLSNOW
  • 2024-11-12 Listed $57,000 MLSNOW
  • 2015-12-08 Listing Removed MLSNOW
  • 2015-12-02 Relisted MLSNOW
  • 2015-11-12 Pending MLSNOW
  • 2015-09-25 Price Changed $7,000 MLSNOW
  • 2015-09-19 Price Changed $18,000 MLSNOW
  • 2015-07-30 Price Changed $7,000 MLSNOW
  • 2015-07-29 Listed $5,000 MLSNOW
  • 2007-07-29 Listing Removed MLSNOW
  • 2007-03-29 Listed $17,500 MLSNOW
  • 1999-03-26 Sold (Public Records) $59,900 Public Records

Property tax history

-4.6%/yr

Latest (2025): $314 · -11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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