Multi-family
307 N 6th St · Clairton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +6.3/15.0
- Rent growth +5.0/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$84,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia
Key facts
- Recent updates
- Historic wilson area
- 9,962 sq ft lot
Tags
Property features AI
Finance
- Financial info: Annual property tax approximately $2,026
Exterior
- Home design: 2-story building
- Construction: Built as a resale property
- Exterior features: 0.2287-acre lot
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Resale condition
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath multifamily listed at $85k.
Deal economics
- At list price, monthly cash flow is $591 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $82k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
- Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $66k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 14.65%
- Cash-on-cash
- 29.84%
- DSCR
- 2.33
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $82,753
- List price
- $84,900
- Delta
- 2.59%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 30.3%
- Equity multiple
- 2.36×
- Total profit
- $32,249
- Equity at exit
- $12,659
- IRR
- 40.4%
- Equity multiple
- 5.82×
- Total profit
- $114,578
- Equity at exit
- $7,341
Cash invested: $23,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15025
- Home prices YoY
- -34.4%
- Rents YoY
- 10.5%
- Active inventory
- 94
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,570 high interval (Pro) →
- Mortgage (P&I)
- −$445
- Tax from tax record
- −$169 /mo · $2,026/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$330
- Net cashflow
- $591
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,225
- Closing costs
- $2,547
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 185 Carnegie Ave Clairton, PA | 3.0 | 1.0 | 1404 | $1,295 | $0.92 | 43d | 1 | 0.28mi |
| 231 Connecticut Ave Clairton, PA | 3.0 | 1.0 | 1064 | $1,150 | $1.08 | 43d | 1 | 0.58mi |
| 701-703 Waddell Ave Clairton, PA | 4.0 | 1.0 | 1200 | $1,850 | $1.54 | 1d | 1 | 0.65mi |
| 1044 Delaware Ave Glassport, PA | 3.0 | 1.0 | 1200 | $1,350 | $1.12 | 20d | 1 | 0.98mi |
| 833 Vermont Ave Glassport, PA | 3.0 | 1.0 | 1290 | $1,395 | $1.08 | 23d | 1 | 1.21mi |
| 511 Payne Hill Rd Clairton, PA | 1.0–3.0 | 1.0–2.0 | 1026 | $1,900 | $1.85 | 1d | 1 | 1.33mi |
| 874 Vankirk St Clairton, PA | 3.0 | 1.5 | 1296 | $1,150 | $0.89 | 43d | 1 | 1.35mi |
Listing history 43 events
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2026-06-18days on market $84,900 Active 38 DOM
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2026-06-17remarks 469-char remark
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2026-06-17days on market $84,900 Active 37 DOM
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2026-06-16days on market $84,900 Active 36 DOM
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2026-06-15days on market $84,900 Active 35 DOM
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2026-06-13days on market $84,900 Active 33 DOM
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2026-06-10price $84,900 Active 29 DOM
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2026-06-09days on market $89,000 Active 29 DOM
Show marketing remark (475 chars)
Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia
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2026-06-08days on market $89,000 Active 28 DOM
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2026-06-07days on market $89,000 Active 27 DOM
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2026-06-05days on market $89,000 Active 24 DOM
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2026-06-03days on market $89,000 Active 23 DOM
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2026-06-02days on market $89,000 Active 22 DOM
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2026-06-01days on market $89,000 Active 21 DOM
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2026-05-31days on market $89,000 Active 20 DOM
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2026-05-11$89,000 Active 429-char remark
Show marketing remark (475 chars)
Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia
-
2026-05-11$89,000 Active 429-char remark
Show marketing remark (475 chars)
Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia
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2023-05-03soldstatus $65,923
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2023-04-26soldstatus $65,923 Closed
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-04-21status Pending
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-03-04historical Contingent
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-02-09status Active
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-02-07status Pending
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-02-02price $70,000
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2023-01-23$75,000 Active
Show marketing remark (764 chars)
This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!
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2021-04-29soldstatus $60,000
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2021-04-16soldstatus $60,000 Closed
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2021-03-04status Pending
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2021-01-27status Active
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2021-01-24status Pending
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2020-10-03price $60,000
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2020-08-29$64,900 Active
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2019-02-08soldstatus $54,900 Sold
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2018-11-27status Under Contract
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2018-08-30$54,900 Active
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2013-05-17$50,000
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2012-02-02$55,000
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2010-12-31$55,000
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2010-06-11$59,900
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2003-11-21soldstatus $42,500
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2003-11-15soldstatus $42,500
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2003-09-17$49,900
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1993-08-11soldstatus $17,670
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,026 · $169/mo
- Projected year-2 tax
- $2,026 · $169/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,843
- − Mortgage interest
- −$4,756
- − Property taxes
- −$2,026
- − Insurance
- −$424
- − Repairs & maintenance
- −$1,507
- − Management
- −$1,507
- − Depreciation
- −$2,470
- Taxable income
- $6,152
- Est. tax owed @ 24.0%
- −$1,477
- After-tax cash flow
- $5,616/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clairton City SD
- NCES district ID
- 4206030
- Math proficiency
- 7% ▼ -11.00%
- Reading proficiency
- 21% ▼ -12.00%
- Median HH income
- $30,250
- Composite
- 11.0/100
- National rank
- #9742
- State rank
- #520 of 539 in PA
Livability — Clairton
- Score
- 63/100
- State rank
- #1308
- US rank
- #16085
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clairton, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 16,939
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 16,939
- Household income
- $76,531
- Rent vs Own
- Severe rent burden
- 572.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · China, Canada, India
- Languages at home
- 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.35%
- Current HPI
- 183.858
- Rent YoY
- ▲ 10.47%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+380.5% since first listed30 events — show timeline
- 2026-06-09 Price Changed $84,900 West Penn MLS
- 2026-06-09 Price Changed $84,900 West Penn MLS
- 2026-05-11 Listed $89,000 West Penn MLS
- 2026-05-11 Listed $89,000 West Penn MLS
- 2023-05-03 Sold (Public Records) $65,923 Public Records
- 2023-04-26 Sold (MLS) $65,923 West Penn MLS
- 2023-04-21 Pending — West Penn MLS
- 2023-03-04 Contingent — West Penn MLS
- 2023-02-09 Relisted — West Penn MLS
- 2023-02-07 Pending — West Penn MLS
- 2023-02-02 Price Changed $70,000 West Penn MLS
- 2023-01-23 Listed $75,000 West Penn MLS
- 2021-04-29 Sold (Public Records) $60,000 Public Records
- 2021-04-16 Sold (MLS) $60,000 West Penn MLS
- 2021-03-04 Pending — West Penn MLS
- 2021-01-27 Relisted — West Penn MLS
- 2021-01-24 Pending — West Penn MLS
- 2020-10-03 Price Changed $60,000 West Penn MLS
- 2020-08-29 Listed $64,900 West Penn MLS
- 2019-02-08 Sold (MLS) $54,900 West Penn MLS
- 2018-11-27 Pending — West Penn MLS
- 2018-08-30 Listed $54,900 West Penn MLS
- 2013-05-17 Listed $50,000 West Penn MLS
- 2012-02-02 Listed $55,000 West Penn MLS
- 2010-12-31 Listed $55,000 West Penn MLS
- 2010-06-11 Listed $59,900 West Penn MLS
- 2003-11-21 Sold (Public Records) $42,500 Public Records
- 2003-11-15 Sold (MLS) $42,500 West Penn MLS
- 2003-09-17 Listed $49,900 West Penn MLS
- 1993-08-11 Sold (Public Records) $17,670 Public Records
Property tax history
+12.7%/yrLatest (2026): $2,026 · +11.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…