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307 N 6th St Multi-family
B- Composite 68.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +6.3/15.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$84,900

307 N 6th St · Clairton, PA 15025
4 bd · 2.0 ba · 1,541 sqft · MultiFamily public records · 38 Days on market
Built 1940 9,962 sqft lot $55/sqft · at area comps Est $83k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia

Key facts

  • Recent updates
  • Historic wilson area
  • 9,962 sq ft lot

Tags

HISTORIC WILSON AREAOVERLOOKING CLAIRTON PARKRECENT UPDATESSTAINLESS STEEL APPLIANCESEQUIPPED EAT-IN KITCHENSBASEMENT LAUNDRY AREA

Property features AI

Finance

  • Financial info: Annual property tax approximately $2,026

Exterior

  • Home design: 2-story building
  • Construction: Built as a resale property
  • Exterior features: 0.2287-acre lot

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Resale condition

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath multifamily listed at $85k.

Deal economics

  • At list price, monthly cash flow is $591 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $82k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
  • Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $66k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $82,353 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.85%
Cap rate
14.65%
Cash-on-cash
29.84%
DSCR
2.33
GRM
4.5

CMA / ARV

ARV (median comp)
$82,753
List price
$84,900
Delta
2.59%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
30.3%
Equity multiple
2.36×
Total profit
$32,249
Equity at exit
$12,659
10-year hold
IRR
40.4%
Equity multiple
5.82×
Total profit
$114,578
Equity at exit
$7,341

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15025

Home prices YoY
-34.4%
Rents YoY
10.5%
Active inventory
94
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,570 high interval (Pro) →
Mortgage (P&I)
$445
Tax from tax record
$169 /mo · $2,026/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$591

Break-even live

Break-even rent $822
Max offer price $84,900
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,225
Closing costs
$2,547
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
185 Carnegie Ave Clairton, PA 3.0 1.0 1404 $1,295 $0.92 43d 1 0.28mi
231 Connecticut Ave Clairton, PA 3.0 1.0 1064 $1,150 $1.08 43d 1 0.58mi
701-703 Waddell Ave Clairton, PA 4.0 1.0 1200 $1,850 $1.54 1d 1 0.65mi
1044 Delaware Ave Glassport, PA 3.0 1.0 1200 $1,350 $1.12 20d 1 0.98mi
833 Vermont Ave Glassport, PA 3.0 1.0 1290 $1,395 $1.08 23d 1 1.21mi
511 Payne Hill Rd Clairton, PA 1.0–3.0 1.0–2.0 1026 $1,900 $1.85 1d 1 1.33mi
874 Vankirk St Clairton, PA 3.0 1.5 1296 $1,150 $0.89 43d 1 1.35mi

Listing history 43 events

  1. 2026-06-18
    days on market $84,900 Active 38 DOM
  2. 2026-06-17
    remarks 469-char remark
  3. 2026-06-17
    days on market $84,900 Active 37 DOM
  4. 2026-06-16
    days on market $84,900 Active 36 DOM
  5. 2026-06-15
    days on market $84,900 Active 35 DOM
  6. 2026-06-13
    days on market $84,900 Active 33 DOM
  7. 2026-06-10
    price $84,900 Active 29 DOM
  8. 2026-06-09
    days on market $89,000 Active 29 DOM
    Show marketing remark (475 chars)

    Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia

  9. 2026-06-08
    days on market $89,000 Active 28 DOM
  10. 2026-06-07
    days on market $89,000 Active 27 DOM
  11. 2026-06-05
    days on market $89,000 Active 24 DOM
  12. 2026-06-03
    days on market $89,000 Active 23 DOM
  13. 2026-06-02
    days on market $89,000 Active 22 DOM
  14. 2026-06-01
    days on market $89,000 Active 21 DOM
  15. 2026-05-31
    days on market $89,000 Active 20 DOM
  16. 2026-05-11
    listed $89,000 Active 429-char remark
    Show marketing remark (475 chars)

    Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia

  17. 2026-05-11
    listed $89,000 Active 429-char remark
    Show marketing remark (475 chars)

    Up/down 2BR duplex in Clairton’s historic Wilson area overlooking Clairton Park. Recent updates include brand new 40 gallon water heater (June 2026), a furnace (2019), roof and carpet (2018), and stainless steel appliances in the lower unit (2022). Both units feature equipped eat-in kitchens, and tenants share a basement laundry area. Conveniently located near the Clairton Public Pool. Interior, and exterior scan available on all major portals except Zillow/ Trulia

  18. 2023-05-03
    soldstatus $65,923
  19. 2023-04-26
    soldstatus $65,923 Closed
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  20. 2023-04-21
    status Pending
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  21. 2023-03-04
    historical Contingent
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  22. 2023-02-09
    status Active
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  23. 2023-02-07
    status Pending
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  24. 2023-02-02
    price $70,000
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  25. 2023-01-23
    listed $75,000 Active
    Show marketing remark (764 chars)

    This is a fantastic up and down 2BR fully rented duplex in the historic Wilson area of Clairton. Updates include furnace in October 2019, Multi Dimensional Shingle Roof and carpet in 2018, and stainless steel appliances in the lower level in 2022. This easy rental overlooks the Clairton Park and is just a short stroll down the street from the Clairton Public Pool. The upper unit offers a covered porch, 2 bedrooms and an equipped eat in kitchen. The lower level has two bedrooms, a den with a large picture window that overlooks the park, fully equipped eat in kitchen, large storage area and a full basement with laundry. The tenants share the laundry area. This money maker has a gross income of $16,500. You are going to LOVE this dynamic duo! 15% CAP RATE!

  26. 2021-04-29
    soldstatus $60,000
  27. 2021-04-16
    soldstatus $60,000 Closed
  28. 2021-03-04
    status Pending
  29. 2021-01-27
    status Active
  30. 2021-01-24
    status Pending
  31. 2020-10-03
    price $60,000
  32. 2020-08-29
    listed $64,900 Active
  33. 2019-02-08
    soldstatus $54,900 Sold
  34. 2018-11-27
    status Under Contract
  35. 2018-08-30
    listed $54,900 Active
  36. 2013-05-17
    listed $50,000
  37. 2012-02-02
    listed $55,000
  38. 2010-12-31
    listed $55,000
  39. 2010-06-11
    listed $59,900
  40. 2003-11-21
    soldstatus $42,500
  41. 2003-11-15
    soldstatus $42,500
  42. 2003-09-17
    listed $49,900
  43. 1993-08-11
    soldstatus $17,670

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,026 · $169/mo
Projected year-2 tax
$2,026 · $169/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,843
− Mortgage interest
−$4,756
− Property taxes
−$2,026
− Insurance
−$424
− Repairs & maintenance
−$1,507
− Management
−$1,507
− Depreciation
−$2,470
Taxable income
$6,152
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,477
After-tax cash flow
$5,616/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clairton City SD
NCES district ID
4206030
Math proficiency
7% ▼ -11.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$30,250
Composite
11.0/100
National rank
#9742
State rank
#520 of 539 in PA

Livability — Clairton

Score
63/100
State rank
#1308
US rank
#16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clairton, PA
County
Allegheny County · 1,022,028 people
City population
16,939
Metro
Pittsburgh, PA
Population (ZIP)
16,939
Household income
$76,531
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
572.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 2% Slovak 1%
Foreign-born
4% · China, Canada, India
Languages at home
96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.35%
Current HPI
183.858
Rent YoY
▲ 10.47%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+380.5% since first listed
30 events — show timeline
  • 2026-06-09 Price Changed $84,900 West Penn MLS
  • 2026-06-09 Price Changed $84,900 West Penn MLS
  • 2026-05-11 Listed $89,000 West Penn MLS
  • 2026-05-11 Listed $89,000 West Penn MLS
  • 2023-05-03 Sold (Public Records) $65,923 Public Records
  • 2023-04-26 Sold (MLS) $65,923 West Penn MLS
  • 2023-04-21 Pending West Penn MLS
  • 2023-03-04 Contingent West Penn MLS
  • 2023-02-09 Relisted West Penn MLS
  • 2023-02-07 Pending West Penn MLS
  • 2023-02-02 Price Changed $70,000 West Penn MLS
  • 2023-01-23 Listed $75,000 West Penn MLS
  • 2021-04-29 Sold (Public Records) $60,000 Public Records
  • 2021-04-16 Sold (MLS) $60,000 West Penn MLS
  • 2021-03-04 Pending West Penn MLS
  • 2021-01-27 Relisted West Penn MLS
  • 2021-01-24 Pending West Penn MLS
  • 2020-10-03 Price Changed $60,000 West Penn MLS
  • 2020-08-29 Listed $64,900 West Penn MLS
  • 2019-02-08 Sold (MLS) $54,900 West Penn MLS
  • 2018-11-27 Pending West Penn MLS
  • 2018-08-30 Listed $54,900 West Penn MLS
  • 2013-05-17 Listed $50,000 West Penn MLS
  • 2012-02-02 Listed $55,000 West Penn MLS
  • 2010-12-31 Listed $55,000 West Penn MLS
  • 2010-06-11 Listed $59,900 West Penn MLS
  • 2003-11-21 Sold (Public Records) $42,500 Public Records
  • 2003-11-15 Sold (MLS) $42,500 West Penn MLS
  • 2003-09-17 Listed $49,900 West Penn MLS
  • 1993-08-11 Sold (Public Records) $17,670 Public Records

Property tax history

+12.7%/yr

Latest (2026): $2,026 · +11.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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