18081 SE Country Club Dr Unit 6-51 · Jupiter, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +10.7/15.0
- 1% rule +7.5/10.0
- DSCR +6.1/10.0
- Schools +4.5/10.0
- Condition / age +3.8/5.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- Appreciation +0.0/10.0
$159,000
18081 SE Country Club Dr Unit 6-51 · Jupiter, FL 33469
2 bd · 2.0 ba · 891 sqft · Condo
· 179 Days on market
55+ age-restricted
Built 1973
$178/sqft
· 7% below area
Est $171k · 7% under
$641/mo HOA · 25% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Don't miss out on the very well kept 2 bed, 2 full bath, ground floor condo! Both bedrooms have walk in closets and receive lots of Florida sunshine since this condo is conveniently an end unit! The kitchen and living room allow for great hosting opportunities with a screened in back porch allowing you to comfortably enjoy being outside as well. The 55+ community of Little Club offers many amenities including a pool, golf course, pickle-ball and tennis courts. No pets allowed in community. Don't miss out on this opportunity in Little Club, Jupiter.
Key facts
- Tennis courts
- Walk in closets
- Pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $159k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $274 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $159k).
- Recommended offer: $140k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 2.8% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Hobe Sound Elementary School (math 51% / reading 48%, grade D, #1,088 of 2,144 statewide, top 53%, 459 students, 68% FRL); Murray Middle School (math 45% / reading 43%, grade D, #327 of 571 statewide, top 57%, 616 students, 69% FRL); South Fork High School (math 36% / reading 48%, grade F, #275 of 667 statewide, top 42%, 1,810 students, 51% FRL) — zoned schools average 63% FRL vs 41% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.9%/yr); 326 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 119d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 179 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$139,920
(12.0% below list)
Questions for the listing agent
- It's been on market 179 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.60% ✓
- Cap rate
- 8.36%
- Cash-on-cash
- 7.40%
- DSCR
- 1.33
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $171,281
- List price
- $159,000
- Delta
- -7.17%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 18081 SE Country Club Dr Unit 17-170 | 0.00mi | 2/2.0 | 891 (0%) | 3mo | $195,000 | $219 | 98 |
| 18081 SE Country Club Dr Unit 13-121 | 0.00mi | 2/2.0 | 895 (+0%) | 3mo | $152,500 | $170 | 97 |
| 18081 SE Country Club Dr Unit 7-61 | 0.00mi | 2/2.0 | 891 (0%) | 6mo | $179,500 | $201 | 95 |
| 18081 SE Country Club Dr Unit 1-10 | 0.00mi | 2/2.0 | 872 (-2%) | 3mo | $159,000 | $182 | 94 |
| 18081 SE Country Club Dr #100 | 0.12mi | 2/2.0 | 891 (0%) | 3mo | $130,000 | $146 | 92 |
| 18081 SE Country Club Dr #274 | 0.00mi | 2/1.5 | 910 (+2%) | 5mo | $165,000 | $181 | 91 |
| 18081 SE Country Club Dr Unit 26-257 | 0.00mi | 2/1.5 | 910 (+2%) | 5mo | $145,000 | $159 | 90 |
| 18081 SE Country Club Dr Unit 37-363 | 0.00mi | 2/2.0 | 945 (+6%) | 2mo | $160,000 | $169 | 88 |
| 18081 SE Country Club Dr #132 | 0.15mi | 2/1.5 | 910 (+2%) | 0mo | $130,000 | $143 | 87 |
| 18081 SE Country Club Dr Unit 37-367 | 0.02mi | 2/2.0 | 945 (+6%) | 4mo | $210,000 | $222 | 85 |
| 18081 SE Country Club Dr Unit 3-23 | 0.03mi | 1/1.0 (-1) | 816 (-8%) | 4mo | $135,800 | $166 | 73 |
| 18460 SE Wood Haven Ln Unit H | 0.51mi | 1/1.5 (-1) | 903 (+1%) | 2mo | $225,000 | $249 | 66 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.88% rent growth · sell at horizon
5-year hold
- IRR
- -3.3%
- Equity multiple
- 0.87×
- Total profit
- $-5,581
- Equity at exit
- $23,707
10-year hold
- IRR
- 8.0%
- Equity multiple
- 1.65×
- Total profit
- $28,911
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 0 active · 1 under contract
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33469
- Home prices YoY
- -30.4%
- Rents YoY
- 3.9%
- Active inventory
- 326
- Price-to-rent
- 5.2×
Monthly cashflow live
↻
- Estimated rent
- $2,550 medium interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax est. 1.5%
- −$199 /mo · $2,385/yr
- Insurance
- −$66
- HOA
- −$641
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$535
- Net cashflow
- $274
Break-even live
Break-even rent
$2,202
Max offer price
$159,000
Occupancy floor
84%
Sensitivity live
| Price | -10% $384 | -5% $329 | +0% $274 | +5% $219 | +10% $164 |
|---|---|---|---|---|---|
| Rent | -10% $73 | -5% $174 | +0% $274 | +5% $375 | +10% $476 |
| Rate | -1.0pp $354 | -0.5pp $315 | base $274 | +0.5pp $233 | +1.0pp $191 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 18081 SE Country Club Dr Unit 16-151 Jupiter, FL | 2.0 | 2.0 | 872 | $2,200 | $2.52 | 119d | 1 | 0.02mi |
| 18081 SE Country Club Dr Unit 26-256 Jupiter, FL | 2.0 | 2.0 | 872 | $1,900 | $2.18 | 6d | 1 | 0.02mi |
| 18081 SE Country Club Dr Jupiter, FL | 1.0–2.0 | 1.0–2.0 | 853 | $2,385 | $2.79 | 119d | 3 | 0.05mi |
Property features AI
Finance
- Financial info
- Not a pet-friendly community (pets not allowed)Senior community
- HOA & community
- Has associationMonthly HOA fee of 641HOA includes cable TV, insurance, grounds maintenance, sewer, trash, water, common areas, golf and recreation facilitiesCommunity amenities: billiard room, clubhouse, golf course, laundry, management, pool, shuffleboard court, on-site manager, bocce ball, community room, library, pickleball courts
Exterior
- Parking
- 1 parking spaceNo carport
- Utilities
- Public waterPublic sewerCable availableElectricity availableSewer availableWater available
- Home design
- Condominium2-story buildingResale propertyFaces south
- Construction
- Built with CBS constructionTar/gravel roof
- Exterior features
- Screened porchPorchNot waterfront
Interior
- Kitchen
- DisposalDishwasherElectric rangeMicrowaveRefrigerator
- Bedrooms
- 2 bedrooms (both on main level)
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central electric heatingCentral electric cooling (Central Air)
- Interior features
- Walk-in closet(s)
- Laundry & utility
- Laundry in common areaFurnished negotiable
HOA detail $641/mo · $7,692/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-24days on market $159,000 Active 179 DOM
-
2026-09-23days on market $159,000 Active 178 DOM
-
2026-09-22days on market $159,000 Active 177 DOM
-
2026-09-21days on market $159,000 Active 176 DOM
-
2026-09-20days on market $159,000 Active 175 DOM
-
2026-09-19days on market $159,000 Active 174 DOM
-
2026-09-18days on market $159,000 Active 173 DOM
-
2026-09-17days on market $159,000 Active 172 DOM
-
2026-09-16days on market $159,000 Active 171 DOM
-
2026-09-15days on market $159,000 Active 170 DOM
-
2026-09-14days on market $159,000 Active 169 DOM
-
2026-09-13days on market $159,000 Active 168 DOM
-
2026-09-12days on market $159,000 Active 167 DOM
-
2026-09-11days on market $159,000 Active 166 DOM
-
2026-09-05days on market $159,000 Active 160 DOM
-
2026-09-04days on market $159,000 Active 159 DOM
-
2026-09-03days on market $159,000 Active 158 DOM
-
2026-08-31days on market $159,000 Active 155 DOM
-
2026-08-30days on market $159,000 Active 154 DOM
-
2026-08-29days on market $159,000 Active 153 DOM
-
2026-08-28days on market $159,000 Active 152 DOM
-
2026-08-27days on market $159,000 Active 151 DOM
-
2026-08-25days on market $159,000 Active 149 DOM
-
2026-08-24days on market $159,000 Active 148 DOM
-
2026-08-23days on market $159,000 Active 147 DOM
-
2026-08-22days on market $159,000 Active 146 DOM
-
2026-08-21days on market $159,000 Active 145 DOM
-
2026-08-20days on market $159,000 Active 144 DOM
-
2026-08-19days on market $159,000 Active 143 DOM
-
2026-08-18days on market $159,000 Active 142 DOM
-
2026-08-17days on market $159,000 Active 141 DOM
-
2026-08-16days on market $159,000 Active 140 DOM
-
2026-08-15days on market $159,000 Active 139 DOM
-
2026-08-15days on market $159,000 Active 138 DOM
-
2026-08-13days on market $159,000 Active 137 DOM
-
2026-08-12days on market $159,000 Active 136 DOM
-
2026-08-11days on market $159,000 Active 135 DOM
-
2026-08-10days on market $159,000 Active 134 DOM
-
2026-08-09days on market $159,000 Active 133 DOM
-
2026-08-08days on market $159,000 Active 132 DOM
-
2026-08-07days on market $159,000 Active 131 DOM
-
2026-08-06days on market $159,000 Active 130 DOM
-
2026-08-05days on market $159,000 Active 129 DOM
-
2026-08-04days on market $159,000 Active 128 DOM
-
2026-08-03days on market $159,000 Active 127 DOM
-
2026-07-31days on market $159,000 Active 124 DOM
-
2026-07-29days on market $159,000 Active 122 DOM
-
2026-07-27statusdays on market $159,000 Active 120 DOM
-
2026-07-16statusdays on market $159,000 Pending 118 DOM
-
2026-07-14days on market $159,000 Active 117 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,595
- − Mortgage interest
- −$8,906
- − Property taxes
- −$2,385
- − Insurance
- −$795
- − Repairs & maintenance
- −$2,448
- − Management
- −$2,448
- − HOA
- −$7,692
- − Depreciation
- −$4,625
- Taxable income
- $1,296
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$311
- After-tax cash flow
- $2,981/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
75/100
Cosmetic rehab
Est. rehab $4,455–$13,365 screening
A well-maintained 2-bedroom condo with good curb appeal and fresh interior. Minor updates to cabinets and flooring would enhance its resale and rental value.
Repairs flagged
- Minor Kitchen cabinets — Aesthetic update needed
- Minor Flooring — Worn appearance
Value-add opportunities
- Both Paint freshening — Enhances curb appeal and interior ↑
- Both Landscaping — Improves curb appeal and enhances property value ↑
- Resale Kitchen cabinets — Modernizes kitchen and improves aesthetics ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 45/100
Zoned Schools
Elementary
Hobe Sound Elementary School
D
FL #1,088/2,144
Nat'l #12,785/41,679
Middle
Murray Middle School
D
FL #327/571
Nat'l #4,963/14,009
High
South Fork High School
F
FL #275/667
Nat'l #7,572/17,239
Schools (NCES district)
- District
- Martin
- NCES district ID
- 1201290
- Math proficiency
- 52% ▼ -14.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $52,482
- Composite
- 45.1/100
- National rank
- #2690
- State rank
- #24 of 73 in FL
B
Composite livability gradescore 70/100
Livability — Jupiter
- Score
- 70/100
- State rank
- #415
- US rank
- #7386
Category grades
Amenities F
Commute F
Cost of living F
Crime A+
Employment A+
Housing A+
Health & safety D-
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Martin County · 172,383 people
- City population
- 68,420
- Metro
- Port St. Lucie, FL
- Population (ZIP)
- 14,686
- Household income
- $106,265
- Rent vs Own
- Severe rent burden
- 2% of renters
Population outlook (Martin County) Hauer SSP2
- Today (2025)
- 172,383 people
- By 2030
- 180,192 · +4.5%
- By 2040
- 194,114 · +12.6%
- By 2050
- 204,992 · +18.9%
- By 2075
- 229,641 · +33.2%
- By 2100
- 232,146 · +34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 9% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3%
- Common ancestry
- Lithuanian 6% Slovak 4% Romanian 3%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Martin
- 2024 margin
- Solid R (+31.1) · D 34.1% · R 65.2%
- 2008→2024 swing
- -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
- All cycles
- 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -183.36%
- Current HPI
- 419.948
- Rent YoY
- ▲ 3.88%
- Metro
- Port St. Lucie, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
3 events — show timeline
- 2026-05-18 Relisted — Beaches MLS
- 2026-05-14 Contingent — Beaches MLS
- 2026-03-19 Listed $159,000 Beaches MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…