7 Frangipani Cir #7 · Largo, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.1/30.0
- 1% rule +5.7/10.0
- Schools +4.3/10.0
- Livability +4.1/5.0
- DSCR +3.6/10.0
- Condition / age +2.5/5.0
- Rent growth +1.6/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$209,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
New to the market is this splendid 2002, 27x47 Jacobsen Model Home having a three bedroom, two bath split plan. This is an outstanding convenience when your guests come to visit. The master suite is in the front of the home and is a sizable 13x13 with a walk-in closet and en suite bath with walk-in shower. The rear of the home has the two remaining bedrooms and a guest bath with shower and tub. The extensive sized kitchen is fully equipped and has numerous cabinets and storage space. An eating area is a plus and the inside washer and dryer are also in the kitchen area. An elegant dining space is open to the kitchen and living room. Splendid floor plan. This impressive home has gorgeous laminate flooring through most of the home with the guest bath having ceramic tile and the bedrooms are carpeted. Many features give the home a modernized feel from the drywall walls and ceiling, vertical blinds, cozy front porch, designer driveway, shingle roof, vinyl siding, new A/C unit in 2013, new water heater in 2013 and the tasteful furnishings and decorations will remain for your convenience. The asking price of $114,900 does include the share of $30,000. The community is an active 55+ with countless activities to be found. The amenities are plentiful from golf, tennis, shuffleboard, three pools and two hot tubs. The central location is also a favorable feature. Nearby is shopping, various restaurants, banks, medical facilities, movie theaters, many area beaches and two area airports.
Key facts
- Shaded carport
- Community pool
- Tennis courts
Tags
Property features AI
Finance
- Other: Unfurnished; Homestead indicated
- Financial info: Total monthly fees reported as $594; Total annual fees reported as $7,128; Lease restrictions apply
- HOA & community: Has HOA (monthly fee $594); Association amenities: Cable TV, Golf course, Pickleball courts, Pool, Shuffleboard court, Tennis courts; Association fee includes cable TV, common area taxes, pool, escrow reserves, insurance, internet, grounds maintenance, management, recreational facilities, sewer, trash, water; Association approval required; Buyer approval required; Clubhouse and community pool; Senior community; Pets allowed (dogs with size limit)
Exterior
- Parking: Covered parking; Carport with 2 spaces
- Utilities: Public water; Public sewer; Electricity connected; Cable connected; Water connected; Sewer connected
- Home design: Manufactured home (double wide); Single-story; Faces north; Completed condition
- Construction: Vinyl siding; Built-up roof; Concrete perimeter foundation; Double wide body type; Building area approximately 1990 sq ft
- Exterior features: Storage; Trees and landscaping; Paved road access
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Living room/dining room combo; Walk-in closets; Storage rooms
- Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry closet; Inside laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $209k.
Deal economics
- At list price, monthly cash flow is $-46 ($-552/yr) — negative.
- To cash-flow at today's rent, offer at most $201k (3.9% below list).
- Meets the 1% rule at list price ($2k rent vs $209k).
- Recommended offer: $184k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.0% vs local median 4.3% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Southern Oak Elementary School (math 63% / reading 49%, grade C+, #832 of 2,144 statewide, top 40%, 556 students, 61% FRL); Largo Middle School (math 38% / reading 35%, grade F, #405 of 571 statewide, top 72%, 882 students, 66% FRL); Largo High School (math 30% / reading 50%, grade F, #296 of 667 statewide, top 45%, 2,055 students, 53% FRL).
- Market conditions: Rents falling (-3.5%/yr); 219 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 45% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 161 days — a 12% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 14y ago; this cycle's ask has dropped $26k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $97k; list at $209k implies a 115% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 27% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 161 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 6.03%
- Cash-on-cash
- -0.94%
- DSCR
- 0.96
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $145,935
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8 Pindo Palm St E | 0.14mi | 2/2.0 (-1) | 1,248 (-2%) | 18mo | $144,000 | $115 | 71 |
| 18 Sabal Palm Dr | 0.19mi | 2/2.0 (-1) | 1,152 (-9%) | 1mo | $149,000 | $129 | 70 |
| 672 Sugar Palm St | 0.65mi | 2/2.0 (-1) | 1,296 (+2%) | 2mo | $173,000 | $133 | 60 |
| 57 Royal Palm Cir | 0.68mi | 2/2.0 (-1) | 1,128 (-11%) | 1mo | $110,000 | $98 | 44 |
| 711 Sugar Palm St | 0.67mi | 2/2.0 (-1) | 1,440 (+14%) | 14mo | $95,000 | $66 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.26×
- Total profit
- $-43,096
- Equity at exit
- $31,163
- IRR
- -29.8%
- Equity multiple
- -0.12×
- Total profit
- $-65,596
- Equity at exit
- $18,071
Cash invested: $58,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33770
- Rents YoY
- -3.5%
- Active inventory
- 219
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $2,239 high interval (Pro) →
- Mortgage (P&I)
- −$1,096
- Tax from tax record
- −$38 /mo · $455/yr
- Insurance
- −$87
- HOA
- −$594
- Vacancy / Maint / Mgmt
- −$470
- Net cashflow
- $-46
Break-even live
Sensitivity live
| Price | -10% $72 | -5% $13 | +0% $-46 | +5% $-105 | +10% $-414 |
|---|---|---|---|---|---|
| Rent | -10% $-223 | -5% $-134 | +0% $-46 | +5% $42 | +10% $131 |
| Rate | -1.0pp $59 | -0.5pp $7 | base $-46 | +0.5pp $-100 | +1.0pp $-155 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,250
- Closing costs
- $6,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 46 Palm Forest Dr Largo, FL | 2.0 | 2.0 | 1296 | $2,200 | $1.70 | 6d | 1 | 0.06mi |
| 310 15th Ave SW Largo, FL | 3.0 | 2.0 | 1284 | $2,800 | $2.18 | 26d | 1 | 0.42mi |
| 908 N Palm Dr Largo, FL | 3.0 | 2.0 | 1078 | $2,305 | $2.14 | 0d | 1 | 0.43mi |
| 910 9th Ave SW Largo, FL | 3.0 | 2.0 | 1120 | $2,100 | $1.88 | 6d | 1 | 0.46mi |
| 1201 Seminole Blvd Largo, FL | 1.0–3.0 | 1.0–2.0 | 1067 | $2,445 | $2.29 | 4d | 1 | 0.54mi |
| 253 Sago Palm St Largo, FL | 2.0 | 2.0 | 1000 | $1,295 | $1.29 | 26d | 1 | 0.55mi |
| 911 Washington Ave #212 Largo, FL | 2.0 | 2.0 | 885 | $1,675 | $1.89 | 6d | 1 | 0.55mi |
| 740 16th Ave SW Largo, FL | 4.0 | 2.0 | 1346 | $2,695 | $2.00 | 18d | 1 | 0.57mi |
| 162 6th St NW Largo, FL | 2.0 | 2.0 | 1230 | $2,900 | $2.36 | 6d | 1 | 0.64mi |
| 600 6th Ave SE Largo, FL | 3.0 | 2.0 | 1364 | $2,400 | $1.76 | 26d | 1 | 0.65mi |
| 667 Sugar Palm St Largo, FL | 2.0 | 2.0 | 1296 | $2,500 | $1.93 | 4d | 1 | 0.66mi |
| 158 Ridge Rd N Largo, FL | 2.0 | 2.0 | 1155 | $1,925 | $1.67 | 23d | 2 | 0.69mi |
| 158 Ridge Rd N Largo, FL | 2.0 | 2.0 | 1155 | $1,925 | $1.67 | 16d | 1 | 0.69mi |
| 158 Ridge Rd N Largo, FL | 2.0 | 2.0 | 1155 | $1,925 | $1.67 | 26d | 1 | 0.69mi |
| 705 Redbud LN Largo, FL | 1.0–2.0 | 1.0–2.0 | 986 | $2,615 | $2.65 | 0d | 185 | 0.69mi |
| 775 Royal Palm Cir Largo, FL | 2.0 | 2.0 | 1008 | $1,700 | $1.69 | 6d | 1 | 0.70mi |
| 504 7th St SE Largo, FL | 2.0 | 1.0 | 888 | $2,250 | $2.53 | 0d | 1 | 0.72mi |
| 264 Ridge Rd N Largo, FL | 3.0 | 1.5 | 981 | $2,400 | $2.45 | 26d | 1 | 0.73mi |
| 1767 10th St SW Largo, FL | 4.0 | 2.0 | 1374 | $2,995 | $2.18 | 6d | 1 | 0.74mi |
| 2131 Ridge Rd S #105 Largo, FL | 2.0 | 1.5 | 1035 | $1,850 | $1.79 | 26d | 1 | 0.78mi |
| 605 4th Ave NW Largo, FL | 1.0–2.0 | 1.0–2.0 | 1032 | $2,350 | $2.28 | 5d | 6 | 0.80mi |
| 2098 Seminole Blvd Largo, FL | 1.0–3.0 | 1.0–2.0 | 1018 | $2,895 | $2.84 | 4d | 23 | 0.82mi |
| 423 4th St NW Largo, FL | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 6d | 1 | 0.85mi |
| 813 4th Ave NW Largo, FL | 3.0 | 1.0 | 1295 | $2,000 | $1.54 | 19d | 1 | 0.86mi |
| 1320 1st Ave NW Largo, FL | 2.0 | 1.0 | 1100 | $2,100 | $1.91 | 26d | 1 | 0.91mi |
| 504 6th Ave NW Largo, FL | 4.0 | 2.0 | 1042 | $2,433 | $2.33 | 6d | 1 | 0.93mi |
| 504 6th Ave NW Largo, FL | 4.0 | 2.0 | 1042 | $2,433 | $2.33 | 26d | 1 | 0.93mi |
| 705 3rd Ave NE Largo, FL | 3.0 | 2.0 | 1113 | $2,195 | $1.97 | 0d | 1 | 0.97mi |
| 516 5th Ave NE Largo, FL | 3.0 | 2.0 | 1073 | $2,250 | $2.10 | 16d | 1 | 1.02mi |
| 516 5th Ave NE Largo, FL | 3.0 | 2.0 | 1057 | $2,250 | $2.13 | 25d | 1 | 1.02mi |
| 13333 Ridge Rd Largo, FL | 1.0–2.0 | 1.0–1.5 | 860 | $1,765 | $2.05 | 9d | 1 | 1.09mi |
| 13250 Ridge Rd Largo, FL | 2.0–3.0 | 2.0 | 1167 | $2,090 | $1.79 | 0d | 2 | 1.11mi |
| 301 Velma Dr E Largo, FL | 2.0 | 2.0 | 1346 | $2,950 | $2.19 | 26d | 1 | 1.12mi |
| 1448 Oak St Largo, FL | 2.0 | 2.0 | 1070 | $2,300 | $2.15 | 6d | 1 | 1.16mi |
| 2317 13th Ave SW Largo, FL | 3.0 | 1.0 | 1189 | $2,309 | $1.94 | 18d | 1 | 1.23mi |
| 401 Rosery Rd NE Largo, FL | 2.0 | 1.0–2.0 | 850 | $1,879 | $2.21 | 3d | 31 | 1.24mi |
| 1753 Belleair Forest Dr Unit D7 Belleair, FL | 2.0 | 2.0 | 1068 | $1,800 | $1.69 | 26d | 1 | 1.25mi |
| 200 Country Club Dr #1505 Largo, FL | 3.0 | 2.0 | 1255 | $1,980 | $1.58 | 16d | 1 | 1.25mi |
| 1665 134th Ave Largo, FL | 3.0 | 1.0 | 1075 | $875 | $0.81 | 0d | 1 | 1.26mi |
| 2101 West Bay Dr Largo, FL | 2.0 | 1.0 | 1000 | $1,650 | $1.65 | 6d | 1 | 1.28mi |
HOA detail
- Monthly dues
- $594 · $7,128/yr
- Likely covers
- waterpool
Listing history 25 events
-
2026-06-22days on market $209,000 Active 161 DOM
-
2026-06-18pricedays on market $209,000 Active 158 DOM
-
2026-06-17days on market $217,000 Active 157 DOM
-
2026-06-16days on market $217,000 Active 156 DOM
-
2026-06-15days on market $217,000 Active 155 DOM
-
2026-06-13days on market $217,000 Active 153 DOM
-
2026-06-09days on market $217,000 Active 149 DOM
-
2026-06-08days on market $217,000 Active 148 DOM
-
2026-06-07days on market $217,000 Active 147 DOM
-
2026-06-04days on market $217,000 Active 144 DOM
-
2026-06-03days on market $217,000 Active 143 DOM
-
2026-06-01days on market $217,000 Active 141 DOM
-
2026-05-31days on market $217,000 Active 140 DOM
-
2026-05-17price $224,000
-
2026-04-15price $225,000
-
2026-01-11$235,000 Active
-
2018-01-25soldstatus $97,000
-
2018-01-23soldstatus $97,000 Sold 1498-char remark
Show marketing remark (1498 chars)
New to the market is this splendid 2002, 27x47 Jacobsen Model Home having a three bedroom, two bath split plan. This is an outstanding convenience when your guests come to visit. The master suite is in the front of the home and is a sizable 13x13 with a walk-in closet and en suite bath with walk-in shower. The rear of the home has the two remaining bedrooms and a guest bath with shower and tub. The extensive sized kitchen is fully equipped and has numerous cabinets and storage space. An eating area is a plus and the inside washer and dryer are also in the kitchen area. An elegant dining space is open to the kitchen and living room. Splendid floor plan. This impressive home has gorgeous laminate flooring through most of the home with the guest bath having ceramic tile and the bedrooms are carpeted. Many features give the home a modernized feel from the drywall walls and ceiling, vertical blinds, cozy front porch, designer driveway, shingle roof, vinyl siding, new A/C unit in 2013, new water heater in 2013 and the tasteful furnishings and decorations will remain for your convenience. The asking price of $114,900 does include the share of $30,000. The community is an active 55+ with countless activities to be found. The amenities are plentiful from golf, tennis, shuffleboard, three pools and two hot tubs. The central location is also a favorable feature. Nearby is shopping, various restaurants, banks, medical facilities, movie theaters, many area beaches and two area airports.
-
2017-12-19status Pending 1498-char remark
Show marketing remark (1498 chars)
New to the market is this splendid 2002, 27x47 Jacobsen Model Home having a three bedroom, two bath split plan. This is an outstanding convenience when your guests come to visit. The master suite is in the front of the home and is a sizable 13x13 with a walk-in closet and en suite bath with walk-in shower. The rear of the home has the two remaining bedrooms and a guest bath with shower and tub. The extensive sized kitchen is fully equipped and has numerous cabinets and storage space. An eating area is a plus and the inside washer and dryer are also in the kitchen area. An elegant dining space is open to the kitchen and living room. Splendid floor plan. This impressive home has gorgeous laminate flooring through most of the home with the guest bath having ceramic tile and the bedrooms are carpeted. Many features give the home a modernized feel from the drywall walls and ceiling, vertical blinds, cozy front porch, designer driveway, shingle roof, vinyl siding, new A/C unit in 2013, new water heater in 2013 and the tasteful furnishings and decorations will remain for your convenience. The asking price of $114,900 does include the share of $30,000. The community is an active 55+ with countless activities to be found. The amenities are plentiful from golf, tennis, shuffleboard, three pools and two hot tubs. The central location is also a favorable feature. Nearby is shopping, various restaurants, banks, medical facilities, movie theaters, many area beaches and two area airports.
-
2017-10-01$114,900 Active 1498-char remark
Show marketing remark (1498 chars)
New to the market is this splendid 2002, 27x47 Jacobsen Model Home having a three bedroom, two bath split plan. This is an outstanding convenience when your guests come to visit. The master suite is in the front of the home and is a sizable 13x13 with a walk-in closet and en suite bath with walk-in shower. The rear of the home has the two remaining bedrooms and a guest bath with shower and tub. The extensive sized kitchen is fully equipped and has numerous cabinets and storage space. An eating area is a plus and the inside washer and dryer are also in the kitchen area. An elegant dining space is open to the kitchen and living room. Splendid floor plan. This impressive home has gorgeous laminate flooring through most of the home with the guest bath having ceramic tile and the bedrooms are carpeted. Many features give the home a modernized feel from the drywall walls and ceiling, vertical blinds, cozy front porch, designer driveway, shingle roof, vinyl siding, new A/C unit in 2013, new water heater in 2013 and the tasteful furnishings and decorations will remain for your convenience. The asking price of $114,900 does include the share of $30,000. The community is an active 55+ with countless activities to be found. The amenities are plentiful from golf, tennis, shuffleboard, three pools and two hot tubs. The central location is also a favorable feature. Nearby is shopping, various restaurants, banks, medical facilities, movie theaters, many area beaches and two area airports.
-
2013-07-15soldstatus $82,500
-
2013-07-08soldstatus $82,500 589-char remark
Show marketing remark (589 chars)
REDUCED!!! Lovely 3 bedroom, 2 bath 2002 Jacobsen Model Home with many great features and upgrades such as new laminate flooring, ceramic tile, vaulted ceiling, inside laundry, eat-in area in the kitchen, drywall, split bedroom plan, walk-in closet in themaster bedroom, verticals, walk-in shower in the master bath, vinyl siding, extra heavy roof shingles, hurricane film on all windows and doors, extended carport, ceiling fans, automatic sprinkler system, partly furnished and more! This great home is almost 1300 sq. ft. and is priced to sell at $89,900 including the share of $30,000.
-
2012-02-07$89,900 589-char remark
Show marketing remark (589 chars)
REDUCED!!! Lovely 3 bedroom, 2 bath 2002 Jacobsen Model Home with many great features and upgrades such as new laminate flooring, ceramic tile, vaulted ceiling, inside laundry, eat-in area in the kitchen, drywall, split bedroom plan, walk-in closet in themaster bedroom, verticals, walk-in shower in the master bath, vinyl siding, extra heavy roof shingles, hurricane film on all windows and doors, extended carport, ceiling fans, automatic sprinkler system, partly furnished and more! This great home is almost 1300 sq. ft. and is priced to sell at $89,900 including the share of $30,000.
-
2010-02-10soldstatus $93,500
-
2001-08-01soldstatus $22,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $455 · $38/mo
- Projected year-2 tax
- $1,735 · $145/mo
- Expected delta
- +$1,280/yr (+$107/mo · 281.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,871
- − Mortgage interest
- −$11,707
- − Property taxes
- −$455
- − Insurance
- −$1,045
- − Repairs & maintenance
- −$2,150
- − Management
- −$2,150
- − HOA
- −$7,128
- − Depreciation
- −$6,080
- Taxable loss
- −$3,843
- Est. tax savings @ 24.0%
- +$922
- After-tax cash flow
- $371/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Largo
- Score
- 82/100
- State rank
- #82
- US rank
- #1240
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Largo, FL
- County
- Pinellas County · 939,478 people
- City population
- 106,311
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 25,368
- Household income
- $59,815
- Rent vs Own
- Severe rent burden
- 1404.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Two or more races 9% Black 8% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 3% Cuban 2%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 2%
- Foreign-born
- 9% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -317.05%
- Current HPI
- 353.8484
- Rent YoY
- ▼ -3.47%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+895.6% since first listed12 events — show timeline
- 2026-05-17 Price Changed $224,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-11 Listed $235,000 Stellar MLS as Distributed by MLS Grid
- 2018-01-25 Sold (Public Records) $97,000 Public Records
- 2018-01-23 Sold (MLS) $97,000 Stellar MLS as Distributed by MLS Grid
- 2017-12-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-10-01 Listed $114,900 Stellar MLS as Distributed by MLS Grid
- 2013-07-15 Sold (Public Records) $82,500 Public Records
- 2013-07-08 Sold (MLS) $82,500 Stellar MLS as Distributed by MLS Grid
- 2012-02-07 Listed $89,900 Stellar MLS as Distributed by MLS Grid
- 2010-02-10 Sold (Public Records) $93,500 Public Records
- 2001-08-01 Sold (Public Records) $22,500 Public Records
Property tax history
-10.0%/yrLatest (2025): $455 · +5.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…