CashFlowRE
Sign in Sign up
61 W Sunset Dr N
D- Composite 39.49
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.1/30.0
  • Livability +4.3/5.0
  • Schools +4.1/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.3/10.0
  • Appreciation +0.0/10.0

$70,000

61 W Sunset Dr N · Layton, UT 84041
3 bd · 2.0 ba · 1,180 sqft · Manufactured · 81 Days on market
Built 1998 $1049/mo HOA · 58% of rent ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This Double Wide home is a must see! In pristine condition! Central A/C! This worry free home has been recently updated with new Bathrooms! Kitchen! and Sheetrock walls! Larger than average lot space for your kids to run around in! Just a turn away from all the necessities We have MANY financing options for this type of property! Call Today! Sq. ft provided as a courtesy measurement only. Buyer/ Buyer Broker to verify all information.

Key facts

  • New kitchen
  • Central a/c
  • New bathrooms

Tags

CENTRAL A/CNEW BATHROOMSNEW KITCHENLARGER THAN AVERAGE LOT SPACE

Property features AI

Finance

  • Other: Has view
  • HOA & community: Part of Rolling Hills HOA; Monthly HOA fee; Community clubhouse, pool, playground; HOA provides management and has pet rules

Exterior

  • Utilities: Culinary water
  • Home design: Manufactured home; Single-story; Residential use; Built and currently standing
  • Construction: Clapboard/Masonite siding; Asphalt roof
  • Exterior features: Covered deck; Mountain view

Interior

  • Kitchen: Updated kitchen
  • Bedrooms: 3 main-level bedrooms; Primary bedroom on the 1st floor
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Updated kitchen; Single level living; No basement
  • Laundry & utility: Washer and dryer included; Storage shed(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $70k.

Deal economics

  • At list price, monthly cash flow is $-101 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $55k (20.9% below list).
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $55k (20.9% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 86/100 on livability (#11 in UT, #457 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+.
  • Davis District (suburban): math 43% / reading 47% proficiency, ranked #28 of 80 in UT (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Lincoln School (math 13% / reading 16%, grade F, #559 of 585 statewide, top 96%, 703 students, 42% FRL); North Layton Jr High (math 39% / reading 40%, grade F, #75 of 138 statewide, top 56%, 1,009 students, 30% FRL); Northridge High (math 24% / reading 43%, grade F, #106 of 171 statewide, top 62%, 1,954 students, 23% FRL).
  • Zoned-school proficiency averages 29% at this address vs 45% district-wide (-16 pts) — the specific schools serving this property underperform the Davis District average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.3%/yr); 346 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,461 units permitted in Davis County in 2024 (508 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Davis County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask has dropped $10k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 58% of rent.
Recommended offer $55,399 (20.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.59%
Cap rate
4.56%
Cash-on-cash
-6.18%
DSCR
0.73
GRM
3.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
-32.8%
Equity multiple
-0.03×
Total profit
$-20,146
Equity at exit
$10,437
10-year hold
IRR
-86.1%
Equity multiple
-0.79×
Total profit
$-35,178
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84041

Rents YoY
1.3%
Active inventory
346
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$1,812 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
HOA
$1,049
Vacancy / Maint / Mgmt
$381
Net cashflow
$-101

Break-even live

Break-even rent $1,940
Max offer price $55,399
Occupancy floor

Sensitivity live

Price -10% $-53 -5% $-77 +0% $-101 +5% $-125 +10% $-149
Rent -10% $-244 -5% $-172 +0% $-101 +5% $-29 +10% $42
Rate -1.0pp $-66 -0.5pp $-83 base $-101 +0.5pp $-119 +1.0pp $-137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2525 N Hill Field Rd Layton, UT 2.0 1.0 775 $1,659 $2.14 24d 1 0.24mi
2955 N 400 W Layton, UT 2.0 1.0 581 $1,417 $2.44 15d 45 0.27mi
2899 N 1150 W Layton, UT 3.0 2.5 1410 $1,825 $1.29 24d 1 0.84mi
1100 S 2000 E Clearfield, UT 1.0–3.0 1.0–2.0 895 $1,952 $2.18 15d 32 1.05mi
1814 N 700 W Layton, UT 1.0–2.0 1.0–2.0 838 $1,734 $2.07 15d 10 1.09mi
1300 S 1800 E Clearfield, UT 1.0–3.0 1.0–2.0 1113 $2,197 $1.97 15d 20 1.09mi
1902 E 700 S Clearfield, UT 1.0–3.0 1.0–2.0 1085 $2,415 $2.23 15d 21 1.11mi
1656 N 400 W Layton, UT 1.0–2.0 1.0–1.5 848 $1,584 $1.87 15d 10 1.16mi
3306 N Fairfield Rd Unit B Layton, UT 2.0 2.0 1250 $1,900 $1.52 20d 1 1.18mi
3306 N Fairfield Rd Unit A Layton, UT 2.0 2.0 1200 $1,850 $1.54 20d 1 1.18mi
1200 S 1500 E Clearfield, UT 1.0–2.0 1.0 815 $1,260 $1.55 15d 18 1.27mi
540 W 1425 N Layton, UT 1.0–2.0 1.0–2.0 600 $1,475 $2.46 14d 8 1.42mi
900 S 1500 E Clearfield, UT 1.0–3.0 1.0–2.5 1175 $1,855 $1.58 15d 7 1.42mi
1428 W 1650 N Layton, UT 2.0 1.5 1000 $1,350 $1.35 24d 1 1.49mi

HOA detail

Monthly dues
$1,049 · $12,588/yr

Listing history 29 events

  1. 2026-06-21
    days on market $70,000 Active 81 DOM
  2. 2026-06-18
    days on market $70,000 Active 78 DOM
  3. 2026-06-17
    days on market $70,000 Active 77 DOM
  4. 2026-06-16
    days on market $70,000 Active 76 DOM
  5. 2026-06-15
    days on market $70,000 Active 75 DOM
  6. 2026-06-14
    days on market $70,000 Active 73 DOM
  7. 2026-06-13
    pricedays on market $70,000 Active 72 DOM
  8. 2026-06-10
    days on market $78,000 Active 70 DOM
  9. 2026-06-09
    days on market $78,000 Active 69 DOM
  10. 2026-06-08
    days on market $78,000 Active 68 DOM
  11. 2026-06-07
    days on market $78,000 Active 67 DOM
  12. 2026-06-05
    days on market $78,000 Active 64 DOM
  13. 2026-06-03
    days on market $78,000 Active 63 DOM
  14. 2026-06-02
    days on market $78,000 Active 62 DOM
  15. 2026-06-01
    days on market $78,000 Active 61 DOM
  16. 2026-05-31
    days on market $78,000 Active 60 DOM
  17. 2026-05-31
    days on market $78,000 Active 59 DOM
  18. 2026-04-01
    listed $80,000 Active
  19. 2026-03-28
    historical
  20. 2026-03-26
    status Active
  21. 2026-03-25
    historical
  22. 2026-03-20
    status Active
  23. 2026-03-20
    historical
  24. 2025-12-08
    price $84,000
  25. 2025-11-19
    listed $84,500 Active
  26. 2024-10-10
    historical
  27. 2024-10-08
    price $89,000
  28. 2024-10-04
    price $99,000
  29. 2024-09-25
    listed $115,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,750
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$1,740
− Management
−$1,740
− HOA
−$12,588
− Depreciation
−$2,036
Taxable loss
−$1,676
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$402
After-tax cash flow
$-809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Davis District
NCES district ID
4900210
Math proficiency
43% ▼ -9.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$70,511
Composite
40.59/100
National rank
#3698
State rank
#28 of 80 in UT

Livability — Layton

Score
86/100
State rank
#11
US rank
#457

Category grades

Amenities B Commute A+ Cost of living C+ Crime A Employment A+ Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Layton, UT
County
Davis County · 341,755 people
City population
83,689
Metro
Ogden-Clearfield, UT
Population (ZIP)
55,180
Household income
$89,604
Rent vs Own
33.6% rent · 66.4% own
Severe rent burden
1058.0

Population outlook (Davis County) Hauer SSP2

Today (2025)
399,271 people
By 2030
430,528 · +7.8%
By 2040
493,485 · +23.6%
By 2050
555,187 · +39.1%
By 2075
688,589 · +72.5%
By 2100
769,646 · +92.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 17% Two or more races 10% Asian 2% Black 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 4% Italian 2% Portuguese 2%
Foreign-born
7% · Canada
Languages at home
86% English-only · Spanish 11% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Davis

2024 margin
Strong R (+24.9) · D 36.0% · R 60.8% · Other 3.2%
2008→2024 swing
+17.4pp toward D · 2008: -42.3pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+27.5 2016: R+23.3 2012: R+61.8 2008: R+42.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -173.00%
Current HPI
307.2627
Rent YoY
▲ 1.30%
Metro
Ogden-Clearfield, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-30.4% since first listed
12 events — show timeline
  • 2026-04-01 Listed $80,000 WFRMLS
  • 2026-03-28 Listing Removed WFRMLS
  • 2026-03-26 Relisted WFRMLS
  • 2026-03-25 Listing Removed WFRMLS
  • 2026-03-20 Relisted WFRMLS
  • 2026-03-20 Listing Removed WFRMLS
  • 2025-12-08 Price Changed $84,000 WFRMLS
  • 2025-11-19 Listed $84,500 WFRMLS
  • 2024-10-10 Listing Removed WFRMLS
  • 2024-10-08 Price Changed $89,000 WFRMLS
  • 2024-10-04 Price Changed $99,000 WFRMLS
  • 2024-09-25 Listed $115,000 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…