337 Oxford Ct · Lake Charles, LA 70605

$310,000

3 bd · 2.0 ba · 1,954 sqft · SingleFamily · 1 Days on market

Built 1998 0.30 ac lot Est $299k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• DSCR +8.2/10.0
• 1% rule +5.8/10.0
• ARV discount +5.8/15.0
• Rent growth +5.0/5.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Attractive south Lake Charles home with custom inground gunite pool! The light and bright interior has just been freshly painted and the living room features tall ceilings, a fireplace and built-in bookshelves. There is also a separate dining room, breakfast area and laundry room. The master suite is complete with soaking tub, walk-in shower and spacious closet. Relax in the evenings under the 10x19 Sundowner awning overlooking pool and fenced yard. Cedar pergola and detached storage shed also included. Flood Zone X. All measurements more or less.

Key facts

• Inground gunite pool
• Tanning ledge
• 0.3 acre lot

Tags

• INGROUND GUNITE POOL
• TANNING LEDGE
• ESTABLISHED NEIGHBORHOOD
• UNDERGROUND UTILITIES
• BRIGHT OPEN LIVING ROOM

Property features AI

Exterior

• Parking: Attached garage (1-car); Open parking; Garage parking available
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Underground utilities; Water connected; Sewer connected
• Home design: Single-family residence; One-story house; No shared/common walls
• Construction: House structure
• Exterior features: Covered patio/porch; Fenced yard with privacy fencing; Shed(s)

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Garbage disposal; Microwave
• Bedrooms: Three bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level); Accessible full bath
• Interior features: Ceiling fans; Soaking tub; Gas fireplace
• Laundry & utility: Laundry room; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $680 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $310k).
• Cap rate 8.9% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+15.1%/yr); 456 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
• At $3,353/mo this rent would consume 47% of the median local household income ($86k/yr) (locally 1328% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $87k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $310,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.93%
• Cash-on-cash: 9.40%
• DSCR: 1.42
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $298,962
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
820 Lakeridge Ln	0.14mi	3/2.0	1,890 (-3%)	6mo	$245,000	$130	83
629 Becky Ln	0.19mi	4/2.0 (+1)	1,990 (+2%)	9mo	$305,000	$153	76
624 Becky Ln	0.23mi	3/2.0	1,819 (-7%)	6mo	$290,000	$159	73
1032 Richmond Cir	0.39mi	3/2.0	2,003 (+2%)	7mo	$325,000	$162	72
1539 Tuscany Ln	0.62mi	3/2.0	1,940 (-1%)	2mo	$345,000	$178	68
1550 Lacadie Dr #14	0.62mi	3/2.5	1,947 (-0%)	5mo	$227,500	$117	64
1514 Tuscany Dr	0.56mi	3/2.0	2,020 (+3%)	6mo	$315,000	$156	63
1543 Tuscany Dr	0.63mi	3/2.0	1,962 (+0%)	9mo	$309,000	$157	62
1108 Lakeridge Ln	0.47mi	3/3.0	1,814 (-7%)	3mo	$235,000	$130	60
450 Greenway St	0.38mi	4/3.0 (+1)	1,827 (-6%)	4mo	$215,000	$118	59
401 Montclair St	0.39mi	4/2.0 (+1)	1,760 (-10%)	4mo	$263,000	$149	57
1441 Wedgewood St	0.66mi	3/2.0	2,183 (+12%)	4mo	$288,000	$132	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 3.1%
• Equity multiple: 1.12×
• Total profit: $10,745
• Equity at exit: $46,222

10-year hold

• IRR: 16.7%
• Equity multiple: 2.68×
• Total profit: $145,554
• Equity at exit: $26,803

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70605

• Rents YoY: 15.1%
• Active inventory: 456
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $3,353 medium
• Mortgage (P&I): −$1,626
• Tax from tax record: −$214 /mo · $2,568/yr
• Insurance: −$129
• HOA: −$0
• Vacancy / Maint / Mgmt: −$704
• Net cashflow: $680

Break-even live

Break-even rent $2,492

Max offer price $310,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
716 Dianne Ln Lake Charles, LA	3.0	2.0	2200	$5,000	$2.27	43d	1	0.13mi
155 Heather St Lake Charles, LA	3.0	2.0	1316	$1,650	$1.25	13d	1	0.41mi
4326 Christina St Lake Charles, LA	3.0	2.0	1600	$1,770	$1.11	21d	1	1.22mi
4650 Nelson Rd Lake Charles, LA	1.0–3.0	1.0–2.0	1032	$1,875	$1.82	13d	24	1.46mi

Listing history 3 events

1. 2026-06-05
   status $310,000 Pending 1 DOM
2. 2026-06-03
   remarks 699-char remark
3. 2026-06-03
   listed $310,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $2,568 · $214/mo
• Projected year-2 tax: $2,568 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,237
• − Mortgage interest: −$17,365
• − Property taxes: −$2,568
• − Insurance: −$1,550
• − Repairs & maintenance: −$3,219
• − Management: −$3,219
• − Depreciation: −$9,018
• Taxable income: $3,298
• Est. tax owed @ 24.0%: −$791
• After-tax cash flow: $7,369/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Lake Charles

• Score: 68/100
• State rank: #95
• US rank: #9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lake Charles, LA
• County: Calcasieu Parish · 170,889 people
• City population: 133,538
• Metro: Lake Charles, LA
• Population (ZIP): 40,482
• Household income: $86,015
• Rent vs Own: 27.7% rent · 72.3% own
• Severe rent burden: 1328.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 12% Italian 3% Slovak 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.68%
• Current HPI: 105.1903
• Rent YoY: ▲ 15.10%
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+24.0% since first listed

7 events — show timeline

• 2026-06-02 Listed $310,000 SWLAR
• 2019-08-01 Sold (Public Records) $283,000 Public Records
• 2019-07-31 Sold (MLS) — SWLAR
• 2019-06-26 Listed $285,000 SWLAR
• 2016-10-12 Sold (Public Records) $242,000 Public Records
• 2016-10-11 Sold (MLS) — SWLAR
• 2016-07-08 Listed $249,900 SWLAR

Property tax history

+3.6%/yr

Latest (2025): $2,568 · +2.4% YoY. Source: county tax records.