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133 Ambrose Cir
B- Composite 66.71
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$135,000

133 Ambrose Cir · Jenkinsburg, GA 30233
4 bd · 3.0 ba · 1,584 sqft · SingleFamily public records · 9 Days on market
Built 1988 1.41 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

WELCOME HOME! Beautiful estate home on large 1.4 acre lot close to Jackson, GA. This spacious modular home offers 4 bedrooms and 3 full baths and a bonus room which would be perfect for a home office, playroom, or den. The large living room has a vaulted ceiling with a gas log fireplace and open concept to the kitchen and formal dining room. The primary suite features a large walk-in shower and french doors to the screened in front porch. The home has new windows, fresh exterior two tone paint, a metal roof and both a back and front screened in porch. There is a drive under carport and four outbuildings for storage and tools. The backyard is completely fenced and there is also a large fence

Key facts

  • Screened in porch
  • Bonus room
  • Gas log fireplace

Tags

LARGE ACRE LOTBONUS ROOMGAS LOG FIREPLACEWALK-IN SHOWERSCREENED IN PORCHNEW WINDOWS

Property features AI

Exterior

  • Home design: House
  • Construction: Living area approximately 1,584 (living space)
  • Exterior features: Situated on a 1.41-acre lot

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $565 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).

Location & tenants

  • Location reads 56/100 on livability (#498 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, employment B; Watch: crime C-, schools F, amenities F.
  • Butts County (rural): math 24% / reading 31% proficiency, ranked #103 of 174 in GA (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 321 active listings in the ZIP; 60 units permitted in Butts County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Butts County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 35% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
11.32%
Cash-on-cash
17.95%
DSCR
1.80
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.5%
Equity multiple
1.37×
Total profit
$14,159
Equity at exit
$20,129
10-year hold
IRR
18.7%
Equity multiple
2.56×
Total profit
$58,809
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30233

Home prices YoY
-3.9%
Active inventory
321
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,897 medium interval (Pro) →
Mortgage (P&I)
$708
Tax est. 1.5%
$169 /mo · $2,025/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$398
Net cashflow
$565

Break-even live

Break-even rent $1,181
Max offer price $135,000
Occupancy floor 65%

Sensitivity live

Price -10% $659 -5% $612 +0% $565 +5% $519 +10% $472
Rent -10% $415 -5% $490 +0% $565 +5% $640 +10% $715
Rate -1.0pp $633 -0.5pp $600 base $565 +0.5pp $530 +1.0pp $495

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-18
    days on market $135,000 Active 9 DOM
  2. 2026-06-17
    days on market $135,000 Active 8 DOM
  3. 2026-06-16
    days on market $135,000 Active 7 DOM
  4. 2026-06-15
    days on market $135,000 Active 6 DOM
  5. 2026-06-13
    days on market $135,000 Active 4 DOM
  6. 2026-06-10
    remarks 699-char remark
  7. 2026-06-10
    listed $135,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 35% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,759
− Mortgage interest
−$7,562
− Property taxes
−$2,025
− Insurance
−$675
− Repairs & maintenance
−$1,821
− Management
−$1,821
− Depreciation
−$3,927
Taxable income
$4,928
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,183
After-tax cash flow
$5,601/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Butts County
NCES district ID
1300690
Math proficiency
24% ▼ -4.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$45,248
Composite
23.65/100
National rank
#7842
State rank
#103 of 174 in GA

Livability — Jenkinsburg

Score
56/100
State rank
#498
US rank
#22847

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Butts County · 24,730 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
24,730
Household income
$74,222
Rent vs Own
23.3% rent · 76.7% own
Severe rent burden
88.0

Population outlook (Butts County) Hauer SSP2

Today (2025)
22,763 people
By 2030
22,127 · -2.8%
By 2040
20,591 · -9.5%
By 2050
18,978 · -16.6%
By 2075
15,292 · -32.8%
By 2100
11,404 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 19% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Butts

2024 margin
Solid R (+45.2) · D 27.2% · R 72.4%
2008→2024 swing
-13.5pp toward R · 2008: -31.7pp · 2024: -45.2pp
All cycles
2024: R+45.2 2020: R+43.6 2016: R+43.8 2012: R+35.6 2008: R+31.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.98%
Current HPI
316.5436
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-09 Listed $135,000 ForSaleByOwner.com

Property tax history

-10.7%/yr

Latest (2025): $71 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…