133 Ambrose Cir · Jenkinsburg, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 35.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
WELCOME HOME! Beautiful estate home on large 1.4 acre lot close to Jackson, GA. This spacious modular home offers 4 bedrooms and 3 full baths and a bonus room which would be perfect for a home office, playroom, or den. The large living room has a vaulted ceiling with a gas log fireplace and open concept to the kitchen and formal dining room. The primary suite features a large walk-in shower and french doors to the screened in front porch. The home has new windows, fresh exterior two tone paint, a metal roof and both a back and front screened in porch. There is a drive under carport and four outbuildings for storage and tools. The backyard is completely fenced and there is also a large fence
Key facts
- Screened in porch
- Bonus room
- Gas log fireplace
Tags
Property features AI
Exterior
- Home design: House
- Construction: Living area approximately 1,584 (living space)
- Exterior features: Situated on a 1.41-acre lot
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $565 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
Location & tenants
- Location reads 56/100 on livability (#498 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, employment B; Watch: crime C-, schools F, amenities F.
- Butts County (rural): math 24% / reading 31% proficiency, ranked #103 of 174 in GA (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 321 active listings in the ZIP; 60 units permitted in Butts County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Butts County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 35% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.32%
- Cash-on-cash
- 17.95%
- DSCR
- 1.80
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.5%
- Equity multiple
- 1.37×
- Total profit
- $14,159
- Equity at exit
- $20,129
- IRR
- 18.7%
- Equity multiple
- 2.56×
- Total profit
- $58,809
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30233
- Home prices YoY
- -3.9%
- Active inventory
- 321
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,897 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $565
Break-even live
Sensitivity live
| Price | -10% $659 | -5% $612 | +0% $565 | +5% $519 | +10% $472 |
|---|---|---|---|---|---|
| Rent | -10% $415 | -5% $490 | +0% $565 | +5% $640 | +10% $715 |
| Rate | -1.0pp $633 | -0.5pp $600 | base $565 | +0.5pp $530 | +1.0pp $495 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-18days on market $135,000 Active 9 DOM
-
2026-06-17days on market $135,000 Active 8 DOM
-
2026-06-16days on market $135,000 Active 7 DOM
-
2026-06-15days on market $135,000 Active 6 DOM
-
2026-06-13days on market $135,000 Active 4 DOM
-
2026-06-10remarks 699-char remark
-
2026-06-10$135,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 35% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,759
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,821
- − Management
- −$1,821
- − Depreciation
- −$3,927
- Taxable income
- $4,928
- Est. tax owed @ 24.0%
- −$1,183
- After-tax cash flow
- $5,601/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Butts County
- NCES district ID
- 1300690
- Math proficiency
- 24% ▼ -4.00%
- Reading proficiency
- 31% ▼ -1.00%
- Median HH income
- $45,248
- Composite
- 23.65/100
- National rank
- #7842
- State rank
- #103 of 174 in GA
Livability — Jenkinsburg
- Score
- 56/100
- State rank
- #498
- US rank
- #22847
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Butts County · 24,730 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 24,730
- Household income
- $74,222
- Rent vs Own
- Severe rent burden
- 88.0
Population outlook (Butts County) Hauer SSP2
- Today (2025)
- 22,763 people
- By 2030
- 22,127 · -2.8%
- By 2040
- 20,591 · -9.5%
- By 2050
- 18,978 · -16.6%
- By 2075
- 15,292 · -32.8%
- By 2100
- 11,404 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 19% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Slovak 1% Serbian 1% Romanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 4%
Political lean MEDSL · Butts
- 2024 margin
- Solid R (+45.2) · D 27.2% · R 72.4%
- 2008→2024 swing
- -13.5pp toward R · 2008: -31.7pp · 2024: -45.2pp
- All cycles
- 2024: R+45.2 2020: R+43.6 2016: R+43.8 2012: R+35.6 2008: R+31.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.98%
- Current HPI
- 316.5436
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-06-09 Listed $135,000 ForSaleByOwner.com
Property tax history
-10.7%/yrLatest (2025): $71 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…