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213 Stratford Dr
D- Composite 35.31
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • DSCR +4.5/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.6/15.0
  • Appreciation +0.0/10.0

$172,500

213 Stratford Dr · Warner Robins, GA 31088
3 bd · 1.5 ba · 1,336 sqft · SingleFamily public records · 45 Days on market
Built 1971 0.28 ac lot Est $150k · 15% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Looking for a move-in-ready home that feels fresh and modern? This standout 3-bedroom, 2-bath beauty has been thoughtfully updated to offer style, comfort, and peace of mind. The heavy lifting has been handled for you with a brand-new roof, HVAC system, windows, stainless steel appliances, light fixtures, doors, and so much more! The kitchen and bathrooms have been revitalized with refreshed cabinetry, new toilets, and updated sinks and fixtures. This home is ready for you to simply move in and enjoy. Schedule your tour today! Disclosure: One of the sellers is a licensed real estate brokerage in the State of Georgia.

Key facts

  • 2-car carport
  • Fully remodeled
  • Turnkey

Tags

FULLY REMODELEDOVERSIZED PRIMARY SUITESEPARATE SITTING AREA2-CAR CARPORTTURNKEY14-MONTH HOME WARRANTY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $172k.

Deal economics

  • At list price, monthly cash flow is $44 ($531/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (20.4% below list).
  • Recommended offer: $137k (20.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 295 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $22k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; list at $172k implies a 122% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 77% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $137,319 (20.4% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.60%
Cash-on-cash
1.10%
DSCR
1.05
GRM
10.5

CMA / ARV

ARV (on-the-fly)
$149,632
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
213 Stratford Dr 0.00mi 3/2.0 1,336 (0%) 1mo $172,500 $129 98
104 Oxford Ln 0.09mi 3/2.0 1,262 (-6%) 2mo $145,000 $115 83
610 Cornelia Dr 0.42mi 3/2.0 1,340 (+0%) 1mo $209,000 $156 77
113 Sandra Ave 0.33mi 3/2.0 1,390 (+4%) 6mo $136,000 $98 71
310 Orchard Way 0.48mi 3/2.0 1,326 (-1%) 6mo $142,400 $107 70
207 Kingsway Dr 0.64mi 2/2.0 (-1) 1,339 (+0%) 2mo $134,500 $100 61
329 Orchard Way 0.56mi 3/2.0 1,294 (-3%) 8mo $120,000 $93 60
122 Driftwood Ter 0.57mi 3/2.0 1,413 (+6%) 8mo $158,900 $112 56
344 Orchard Way 0.58mi 3/2.0 1,214 (-9%) 4mo $140,000 $115 52
111 Forrester Dr 0.63mi 3/2.0 1,438 (+8%) 5mo $145,000 $101 52
139 Vernon Dr 0.46mi 2/1.0 (-1) 1,476 (+10%) 3mo $130,000 $88 52
208 Southview Ave 0.70mi 3/2.0 1,136 (-15%) 1mo $142,000 $125 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-15.9%
Equity multiple
0.44×
Total profit
$-27,019
Equity at exit
$25,720
10-year hold
IRR
-9.8%
Equity multiple
0.43×
Total profit
$-27,437
Equity at exit
$14,915

Cash invested: $48,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
295
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,373 high interval (Pro) →
Mortgage (P&I)
$905
Tax from tax record
$64 /mo · $769/yr
Insurance
$72
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$44

Break-even live

Break-even rent $1,317
Max offer price $172,500
Occupancy floor 92%

Sensitivity live

Price -10% $142 -5% $93 +0% $44 +5% $-5 +10% $-53
Rent -10% $-64 -5% $-10 +0% $44 +5% $99 +10% $153
Rate -1.0pp $131 -0.5pp $88 base $44 +0.5pp $0 +1.0pp $-46

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,125
Closing costs
$5,175
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
103 Dellwood Cir Warner Robins, GA 2.0 1.0 1000 $1,050 $1.05 23d 1 0.24mi
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 45d 1 0.39mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 45d 1 0.56mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 45d 1 0.59mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 45d 1 0.62mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 23d 1 0.62mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 23d 1 0.64mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 45d 1 0.64mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,042 $1.00 15d 8 0.72mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,070 $1.02 45d 6 0.72mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 45d 1 1.02mi
105 Marvin Blvd Warner Robins, GA 4.0 2.0 1352 $1,495 $1.11 45d 1 1.04mi
115 Arnold Blvd Warner Robins, GA 3.0 2.0 1037 $1,300 $1.25 45d 1 1.14mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 45d 1 1.18mi
305 Sparta St Warner Robins, GA 3.0 1.0 1198 $1,200 $1.00 45d 1 1.20mi
204 Ashby Way Warner Robins, GA 3.0 2.0 1251 $1,395 $1.12 45d 1 1.32mi
210 Southland Station Dr Warner Robins, GA 1.0–3.0 1.0–2.0 1135 $1,413 $1.24 15d 15 1.36mi
108 Corinth St Warner Robins, GA 3.0 1.0 1200 $1,400 $1.17 45d 1 1.46mi
202 Wendan Way Warner Robins, GA 4.0 1.0 1036 $1,075 $1.04 15d 1 1.48mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,175 $1.29 23d 1 1.49mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,250 $1.37 45d 1 1.49mi

Listing history 17 events

  1. 2026-04-18
    status Under Contract
  2. 2026-04-16
    price $172,500
  3. 2026-03-15
    price $175,000
  4. 2026-03-12
    price $178,900
  5. 2026-02-28
    historical
  6. 2026-02-23
    price $185,000
  7. 2026-02-12
    price $190,000
  8. 2026-01-28
    price $192,000
  9. 2026-01-11
    price $192,500
  10. 2026-01-01
    listed $195,000 New
  11. 2025-12-31
    historical
  12. 2025-12-13
    listed $179,900 New
  13. 2025-12-13
    listed $192,500 New
  14. 2025-09-04
    soldstatus $77,700
  15. 2025-08-15
    soldstatus $77,660 Sold
  16. 2025-06-05
    status Under Contract
  17. 2025-06-04
    listed $80,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$769 · $64/mo
Projected year-2 tax
$1,587 · $132/mo
Expected delta
+$818/yr (+$68/mo · 106.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 77% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,478
− Mortgage interest
−$9,663
− Property taxes
−$769
− Insurance
−$862
− Repairs & maintenance
−$1,318
− Management
−$1,318
− Depreciation
−$5,018
Taxable loss
−$2,470
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$593
After-tax cash flow
$1,124/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+115.6% since first listed
17 events — show timeline
  • 2026-04-18 Pending GAMLS
  • 2026-04-16 Price Changed $172,500 GAMLS
  • 2026-03-15 Price Changed $175,000 GAMLS
  • 2026-03-12 Price Changed $178,900 GAMLS
  • 2026-02-28 Listing Removed GAMLS
  • 2026-02-23 Price Changed $185,000 GAMLS
  • 2026-02-12 Price Changed $190,000 GAMLS
  • 2026-01-28 Price Changed $192,000 GAMLS
  • 2026-01-11 Price Changed $192,500 GAMLS
  • 2026-01-01 Listed $195,000 GAMLS
  • 2025-12-31 Listing Removed GAMLS
  • 2025-12-13 Listed $192,500 GAMLS
  • 2025-12-13 Listed $179,900 GAMLS
  • 2025-09-04 Sold (Public Records) $77,700 Public Records
  • 2025-08-15 Sold (MLS) $77,660 GAMLS
  • 2025-06-05 Pending GAMLS
  • 2025-06-04 Listed $80,000 GAMLS

Property tax history

+3.3%/yr

Latest (2025): $769 · +11.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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