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19310 S John Wayne Rd
D- Composite 39.93
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.9/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.4/30.0
  • Schools +5.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.5/10.0
  • 1% rule +0.8/10.0

$225,000

19310 S John Wayne Rd · Yucca, AZ 86438
2 bd · 2.0 ba · 1,340 sqft · SingleFamily public records · 131 Days on market
Built 2006 40 ac lot $12/mo HOA · 1% of rent ↓ 24% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Amazing 40 acre off-grid property, 2 bedroom, 2 bathroom home. This home has so much to offer, open floor plan, 10 foot ceilings, custom cabinetry in the kitchen, sun tunnels in the ceiling for natural lighting, master bathroom offers marble countertops and a barn door. Walk-in closets in the bedrooms, amazing views from the deck, large covered patio with access from the master bedroom and living area. 40 foot deep attached garage with work bench, bathroom and storage. This home needs some finishing touches. Owner will carry with 30% down payment at 2% interest (your bank can't touch that!)

Key facts

  • Custom cabinetry
  • Open floor plan
  • Marble countertops

Tags

40 ACRE OFF-GRID PROPERTYOPEN FLOOR PLANCUSTOM CABINETRYSUN TUNNELSMARBLE COUNTERTOPSBARN DOOR

Property features AI

Finance

  • Other: Zoned M-A-R Agricultural Residential
  • HOA & community: Homeowners association with an annual fee of $145 (about $12.08/month)

Exterior

  • Parking: Attached oversized garage (1 car)
  • Utilities: Propane and other utilities available; Holding tank or septic tank sewer
  • Home design: Single family residence; One story; Residential property
  • Construction: Other roof
  • Exterior features: Deck; Shed(s); Level lot; Unimproved road frontage; Has view; Horses allowed

Interior

  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Propane heating; Has heating; Ceiling fan cooling
  • Interior features: Breakfast bar; Ceiling fans; Open floorplan; Walk-in closets; Window coverings
  • Laundry & utility: Laundry area in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $-292 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $173k (22.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (41.8% below list).
  • Recommended offer: $131k (41.8% below list) — sets the bar for 1% rule.
  • Cap rate 4.7% vs local median 2.5% in Yucca — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#260 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: schools C-, health & safety C-, amenities F.
  • Market conditions: 329 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (9.9% local appreciation)).
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 131 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,840 (41.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.74%
Cash-on-cash
-5.55%
DSCR
0.75
GRM
14.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

9.9% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.1%
Equity multiple
2.62×
Total profit
$102,234
Equity at exit
$200,978
10-year hold
IRR
18.4%
Equity multiple
6.00×
Total profit
$314,989
Equity at exit
$431,600

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86438

Home prices YoY
3.6%
Active inventory
329
Price-to-rent
14.3×

Monthly cashflow live

Estimated rent
$1,308 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$40 /mo · $474/yr
Insurance
$94
HOA
$12
Vacancy / Maint / Mgmt
$275
Net cashflow
$-292

Break-even live

Break-even rent $1,677
Max offer price $173,496
Occupancy floor

Sensitivity live

Price -10% $-164 -5% $-228 +0% $-292 +5% $-355 +10% $-689
Rent -10% $-395 -5% $-343 +0% $-292 +5% $-240 +10% $-188
Rate -1.0pp $-178 -0.5pp $-234 base $-292 +0.5pp $-350 +1.0pp $-409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$12 · $144/yr

Listing history 23 events

  1. 2026-06-19
    days on market $225,000 Active 131 DOM
  2. 2026-06-18
    days on market $225,000 Active 130 DOM
  3. 2026-06-17
    days on market $225,000 Active 129 DOM
  4. 2026-06-16
    days on market $225,000 Active 128 DOM
  5. 2026-06-15
    days on market $225,000 Active 127 DOM
  6. 2026-06-14
    days on market $225,000 Active 125 DOM
  7. 2026-06-13
    days on market $225,000 Active 124 DOM
  8. 2026-06-10
    days on market $225,000 Active 122 DOM
  9. 2026-06-09
    days on market $225,000 Active 121 DOM
  10. 2026-06-08
    days on market $225,000 Active 120 DOM
  11. 2026-06-07
    statusdays on market $225,000 Active 119 DOM
  12. 2026-05-04
    status Pending
  13. 2026-01-09
    listed $225,000 Active
  14. 2025-03-28
    price $240,000
  15. 2025-03-28
    price $240,000
  16. 2025-02-21
    status Active
  17. 2025-02-21
    price $260,000
  18. 2025-02-20
    status Active
  19. 2025-02-20
    price $260,000
  20. 2024-08-19
    listed $299,000 Active
  21. 2024-08-19
    listed $299,000 Active
  22. 2021-08-03
    listed $295,000 Active
  23. 2021-08-03
    listed $295,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$474 · $40/mo
Projected year-2 tax
$1,485 · $124/mo
Expected delta
+$1,011/yr (+$84/mo · 213.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,701
− Mortgage interest
−$12,603
− Property taxes
−$474
− Insurance
−$1,125
− Repairs & maintenance
−$1,256
− Management
−$1,256
− HOA
−$144
− Depreciation
−$6,545
Taxable loss
−$7,703
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,849
After-tax cash flow
$-1,650/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Yucca

Score
55/100
State rank
#260
US rank
#23315

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
692

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 12% Two or more races 8% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 9% Slovak 7% Russian 4%
Foreign-born
2% · Canada, Jamaica
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.90%
Current HPI
283.2861
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-23.7% since first listed
12 events — show timeline
  • 2026-05-04 Pending LHAR
  • 2026-01-09 Listed $225,000 LHAR
  • 2025-03-28 Price Changed $240,000 WARDEX
  • 2025-03-28 Price Changed $240,000 LHAR
  • 2025-02-21 Relisted LHAR
  • 2025-02-21 Price Changed $260,000 LHAR
  • 2025-02-20 Relisted WARDEX
  • 2025-02-20 Price Changed $260,000 WARDEX
  • 2024-08-19 Listed $299,000 WARDEX
  • 2024-08-19 Listed $299,000 LHAR
  • 2021-08-03 Listed $295,000 WARDEX
  • 2021-08-03 Listed $295,000 LHAR

Property tax history

+1.0%/yr

Latest (2025): $474 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…