411 Nutpine · Wildwood, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +13.2/15.0
- DSCR +5.9/10.0
- 1% rule +5.0/10.0
- Condition / age +3.8/5.0
- Schools +3.5/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$179,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you’ll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.
Key facts
- Gated community
- Two-car carport
- Living area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $180k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $175 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (0.2% below list).
- Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 4.0% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#855 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, schools D-, amenities F.
- Warren ISD (rural): math 37% / reading 45% proficiency, ranked #378 of 826 in TX (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 103 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 5 units permitted in Tyler County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Tyler County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 7.46%
- Cash-on-cash
- 4.16%
- DSCR
- 1.19
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $205,864
- List price
- $179,900
- Delta
- -12.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 404 Pecan | 0.09mi | 2/3.0 | 1,757 (-2%) | 2mo | $254,900 | $145 | 86 |
| 1116 N Pine St | 0.59mi | 2/2.0 | 1,808 (+0%) | 3mo | $264,900 | $147 | 69 |
| 119 Colorado Spruce Dr | 0.64mi | 3/1.0 (+1) | 1,844 (+2%) | 0mo | $247,000 | $134 | 57 |
| 412 Buckeye | 0.04mi | 3/2.0 (+1) | 1,558 (-13%) | 20mo | $55,000 | $35 | 54 |
| 804 Camphor Cir | 0.71mi | 3/2.0 (+1) | 1,952 (+8%) | 8mo | $194,000 | $99 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.64×
- Total profit
- $-17,991
- Equity at exit
- $26,824
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-1,221
- Equity at exit
- $15,554
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77612
- Home prices YoY
- -5.7%
- Active inventory
- 103
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,795 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax est. 1.5%
- −$225 /mo · $2,698/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$377
- Net cashflow
- $175
Break-even live
Sensitivity live
| Price | -10% $299 | -5% $237 | +0% $175 | +5% $113 | +10% $50 |
|---|---|---|---|---|---|
| Rent | -10% $33 | -5% $104 | +0% $175 | +5% $246 | +10% $317 |
| Rate | -1.0pp $265 | -0.5pp $221 | base $175 | +0.5pp $128 | +1.0pp $81 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 111 Spruce Ln Wildwood, TX | 3.0 | 2.0 | 2064 | $1,795 | $0.87 | 25d | 1 | 1.20mi |
Listing history 14 events
-
2026-05-08price $179,900 681-char remark
Show marketing remark (681 chars)
Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you’ll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.
-
2026-05-02status Active 675-char remark
Show marketing remark (675 chars)
Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.
-
2026-03-12$189,900 Active 681-char remark
Show marketing remark (675 chars)
Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.
-
2026-03-12$189,900 Active 675-char remark
Show marketing remark (675 chars)
Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.
-
2025-04-27price $195,000
-
2025-03-18price $199,000
-
2025-03-03price $205,000
-
2025-03-03price $210,000
-
2023-07-20soldstatus Closed
-
2023-06-30status Pending
-
2023-05-10price $130,000
-
2023-04-24price $140,000
-
2023-03-11price $148,000
-
2023-01-16$155,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $21,540
- − Mortgage interest
- −$10,077
- − Property taxes
- −$2,698
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,723
- − Management
- −$1,723
- − Depreciation
- −$5,233
- Taxable loss
- −$815
- Est. tax savings @ 24.0%
- +$196
- After-tax cash flow
- $2,293/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This charming 2-bedroom, 2-bathroom home is in good condition with a good rehab level. It has a good roof, exterior, and interior walls. The kitchen and bathrooms are in good condition. The home is located in a gated community with access to amenities. The home is move-in ready and has good potential for rental or resale.
Value-add opportunities
- Resale Paint exterior siding — Enhances curb appeal
- Rental Replace ceiling fans — Improves air circulation and comfort
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior siding — Enhances curb appeal ↑
- Rental Replace ceiling fans — Improves air circulation and comfort ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Warren ISD
- NCES district ID
- 4844580
- Math proficiency
- 37% ▼ -7.00%
- Reading proficiency
- 45% ▲ 2.00%
- Median HH income
- $46,575
- Composite
- 34.97/100
- National rank
- #5059
- State rank
- #378 of 826 in TX
Livability — Wildwood
- Score
- 63/100
- State rank
- #855
- US rank
- #15381
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wildwood, TX
- Population (ZIP)
- 9,152
Population outlook (Tyler County) Hauer SSP2
- Today (2025)
- 20,375 people
- By 2030
- 20,036 · -1.7%
- By 2040
- 19,150 · -6.0%
- By 2050
- 18,017 · -11.6%
- By 2075
- 15,300 · -24.9%
- By 2100
- 11,702 · -42.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 8% Two or more races 5%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Tyler
- 2024 margin
- Solid R (+73.5) · D 13.0% · R 86.5%
- 2008→2024 swing
- -29.5pp toward R · 2008: -44.0pp · 2024: -73.5pp
- All cycles
- 2024: R+73.5 2020: R+70.3 2016: R+67.2 2012: R+55.5 2008: R+44.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -10.14%
- Current HPI
- 168.7562
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+16.1% since first listed14 events — show timeline
- 2026-05-08 Price Changed $179,900 BBOR
- 2026-05-02 Relisted — Deep East Texas MLS
- 2026-03-12 Listed $189,900 Deep East Texas MLS
- 2026-03-12 Listed $189,900 BBOR
- 2025-04-27 Price Changed $195,000 BBOR
- 2025-03-18 Price Changed $199,000 BBOR
- 2025-03-03 Price Changed $205,000 BBOR
- 2025-03-03 Price Changed $210,000 BBOR
- 2023-07-20 Sold (MLS) — BBOR
- 2023-06-30 Pending — BBOR
- 2023-05-10 Price Changed $130,000 BBOR
- 2023-04-24 Price Changed $140,000 BBOR
- 2023-03-11 Price Changed $148,000 BBOR
- 2023-01-16 Listed $155,000 BBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…