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411 Nutpine
C Composite 55.51
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +13.2/15.0
  • DSCR +5.9/10.0
  • 1% rule +5.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$179,900

411 Nutpine · Wildwood, TX 77612
2 bd · 2.0 ba · 1,800 sqft · SingleFamily · 75 Days on market
Good condition 0.54 ac lot $100/sqft · 13% below area Est $206k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you’ll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.

Key facts

  • Gated community
  • Two-car carport
  • Living area

Tags

OPEN KITCHENLIVING AREAWOOD-BURNING FIREPLACEINSIDE UTILITY ROOMTWO-CAR CARPORTGATED COMMUNITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $180k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $175 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (0.2% below list).
  • Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 4.0% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#855 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, schools D-, amenities F.
  • Warren ISD (rural): math 37% / reading 45% proficiency, ranked #378 of 826 in TX (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 103 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 5 units permitted in Tyler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Tyler County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $169,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.46%
Cash-on-cash
4.16%
DSCR
1.19
GRM
8.4

CMA / ARV

ARV (median comp)
$205,864
List price
$179,900
Delta
-12.61%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
404 Pecan 0.09mi 2/3.0 1,757 (-2%) 2mo $254,900 $145 86
1116 N Pine St 0.59mi 2/2.0 1,808 (+0%) 3mo $264,900 $147 69
119 Colorado Spruce Dr 0.64mi 3/1.0 (+1) 1,844 (+2%) 0mo $247,000 $134 57
412 Buckeye 0.04mi 3/2.0 (+1) 1,558 (-13%) 20mo $55,000 $35 54
804 Camphor Cir 0.71mi 3/2.0 (+1) 1,952 (+8%) 8mo $194,000 $99 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.8%
Equity multiple
0.64×
Total profit
$-17,991
Equity at exit
$26,824
10-year hold
IRR
-0.3%
Equity multiple
0.98×
Total profit
$-1,221
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77612

Home prices YoY
-5.7%
Active inventory
103
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,795 medium interval (Pro) →
Mortgage (P&I)
$943
Tax est. 1.5%
$225 /mo · $2,698/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$377
Net cashflow
$175

Break-even live

Break-even rent $1,574
Max offer price $179,900
Occupancy floor 85%

Sensitivity live

Price -10% $299 -5% $237 +0% $175 +5% $113 +10% $50
Rent -10% $33 -5% $104 +0% $175 +5% $246 +10% $317
Rate -1.0pp $265 -0.5pp $221 base $175 +0.5pp $128 +1.0pp $81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 Spruce Ln Wildwood, TX 3.0 2.0 2064 $1,795 $0.87 25d 1 1.20mi

Listing history 14 events

  1. 2026-05-08
    price $179,900 681-char remark
    Show marketing remark (681 chars)

    Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you’ll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.

  2. 2026-05-02
    status Active 675-char remark
    Show marketing remark (675 chars)

    Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.

  3. 2026-03-12
    listed $189,900 Active 681-char remark
    Show marketing remark (675 chars)

    Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.

  4. 2026-03-12
    listed $189,900 Active 675-char remark
    Show marketing remark (675 chars)

    Charming and well-maintained 2 bedroom, 2 bathroom home offering approximately 1,800 square feet of comfortable living space. This home features an open kitchen and living area perfect for entertaining, highlighted by a cozy wood-burning fireplace that adds warmth and character. The spacious layout also includes a convenient inside utility room and plenty of storage throughout. Outside, you'll find a two-car carport and a peaceful setting. Located in Wildwood a gated, manned community with access to outstanding amenities including a golf course, private lake, and private airstrip. This property is perfect for those seeking comfort, security, and a relaxing lifestyle.

  5. 2025-04-27
    price $195,000
  6. 2025-03-18
    price $199,000
  7. 2025-03-03
    price $205,000
  8. 2025-03-03
    price $210,000
  9. 2023-07-20
    soldstatus Closed
  10. 2023-06-30
    status Pending
  11. 2023-05-10
    price $130,000
  12. 2023-04-24
    price $140,000
  13. 2023-03-11
    price $148,000
  14. 2023-01-16
    listed $155,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,540
− Mortgage interest
−$10,077
− Property taxes
−$2,698
− Insurance
−$900
− Repairs & maintenance
−$1,723
− Management
−$1,723
− Depreciation
−$5,233
Taxable loss
−$815
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$196
After-tax cash flow
$2,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This charming 2-bedroom, 2-bathroom home is in good condition with a good rehab level. It has a good roof, exterior, and interior walls. The kitchen and bathrooms are in good condition. The home is located in a gated community with access to amenities. The home is move-in ready and has good potential for rental or resale.

Value-add opportunities

  • Resale Paint exterior siding — Enhances curb appeal
  • Rental Replace ceiling fans — Improves air circulation and comfort

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior siding — Enhances curb appeal
  • Rental Replace ceiling fans — Improves air circulation and comfort

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Warren ISD
NCES district ID
4844580
Math proficiency
37% ▼ -7.00%
Reading proficiency
45% ▲ 2.00%
Median HH income
$46,575
Composite
34.97/100
National rank
#5059
State rank
#378 of 826 in TX

Livability — Wildwood

Score
63/100
State rank
#855
US rank
#15381

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B+ Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wildwood, TX
Population (ZIP)
9,152

Population outlook (Tyler County) Hauer SSP2

Today (2025)
20,375 people
By 2030
20,036 · -1.7%
By 2040
19,150 · -6.0%
By 2050
18,017 · -11.6%
By 2075
15,300 · -24.9%
By 2100
11,702 · -42.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 8% Two or more races 5%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Tyler

2024 margin
Solid R (+73.5) · D 13.0% · R 86.5%
2008→2024 swing
-29.5pp toward R · 2008: -44.0pp · 2024: -73.5pp
All cycles
2024: R+73.5 2020: R+70.3 2016: R+67.2 2012: R+55.5 2008: R+44.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -10.14%
Current HPI
168.7562
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+16.1% since first listed
14 events — show timeline
  • 2026-05-08 Price Changed $179,900 BBOR
  • 2026-05-02 Relisted Deep East Texas MLS
  • 2026-03-12 Listed $189,900 Deep East Texas MLS
  • 2026-03-12 Listed $189,900 BBOR
  • 2025-04-27 Price Changed $195,000 BBOR
  • 2025-03-18 Price Changed $199,000 BBOR
  • 2025-03-03 Price Changed $205,000 BBOR
  • 2025-03-03 Price Changed $210,000 BBOR
  • 2023-07-20 Sold (MLS) BBOR
  • 2023-06-30 Pending BBOR
  • 2023-05-10 Price Changed $130,000 BBOR
  • 2023-04-24 Price Changed $140,000 BBOR
  • 2023-03-11 Price Changed $148,000 BBOR
  • 2023-01-16 Listed $155,000 BBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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