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134 Cr 3524
B- Composite 66.54
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • DSCR +9.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.8/10.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +2.2/10.0
  • Condition / age +2.2/5.0

$139,000

134 Cr 3524 · Robstown, TX 78380
3 bd · 2.0 ba · 1,840 sqft · SingleFamily public records · 319 Days on market
Built 1982 Fair condition 3.00 ac lot ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

Key facts

  • Close to robstown
  • 3 acres
  • 3 acre lot

Tags

3 ACRESCLOSE TO ORANGE GROVECLOSE TO ROBSTOWN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $139k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $139k).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.8% vs local median 4.0% in Robstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#47 in TX, #1,942 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime D-, amenities F.
  • Orange Grove ISD (rural): math 49% / reading 49% proficiency, ranked #196 of 826 in TX (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 182 active listings in the ZIP; 6 units permitted in Jim Wells County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Jim Wells County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 319 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 319 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.82%
Cash-on-cash
12.60%
DSCR
1.56
GRM
7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.3%
Equity multiple
1.09×
Total profit
$3,479
Equity at exit
$20,725
10-year hold
IRR
11.9%
Equity multiple
1.94×
Total profit
$36,457
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78380

Home prices YoY
-1.9%
Active inventory
182
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,641 medium interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$101 /mo · $1,211/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$345
Net cashflow
$409

Break-even live

Break-even rent $1,124
Max offer price $139,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-18
    days on market $139,000 Active 319 DOM
  2. 2026-06-17
    days on market $139,000 Active 318 DOM
  3. 2026-06-16
    days on market $139,000 Active 317 DOM
  4. 2026-06-15
    days on market $139,000 Active 316 DOM
  5. 2026-06-15
    days on market $139,000 Active 315 DOM
  6. 2026-06-13
    days on market $139,000 Active 314 DOM
  7. 2026-06-12
    days on market $139,000 Active 313 DOM
  8. 2026-06-10
    days on market $139,000 Active 310 DOM
  9. 2026-06-08
    days on market $139,000 Active 309 DOM
  10. 2026-06-08
    days on market $139,000 Active 308 DOM
  11. 2026-06-07
    days on market $139,000 Active 307 DOM
  12. 2026-06-03
    days on market $139,000 Active 304 DOM
  13. 2026-06-02
    days on market $139,000 Active 303 DOM
  14. 2026-06-01
    days on market $139,000 Active 302 DOM
  15. 2026-05-31
    days on market $139,000 Active 301 DOM
  16. 2026-01-27
    soldstatus
  17. 2025-12-17
    price $164,500 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  18. 2025-11-18
    price $169,500 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  19. 2025-09-29
    price $169,900 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  20. 2025-09-05
    price $175,000 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  21. 2025-08-23
    price $177,000 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  22. 2025-08-03
    listed $179,000 Active 177-char remark
    Show marketing remark (177 chars)

    Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.

  23. 2009-10-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,211 · $101/mo
Projected year-2 tax
$2,544 · $212/mo
Expected delta
+$1,333/yr (+$111/mo · 110.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,691
− Mortgage interest
−$7,786
− Property taxes
−$1,211
− Insurance
−$695
− Repairs & maintenance
−$1,575
− Management
−$1,575
− Depreciation
−$4,044
Taxable income
$2,805
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$673
After-tax cash flow
$4,230/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This home requires significant updates to its kitchen, bathrooms, and flooring, but has a good roof and foundation. With proper renovations, it has the potential to be a great investment.

Repairs flagged

  • Major kitchen cabinets — severely outdated and damaged
  • Major kitchen countertops — severely outdated and damaged
  • Major kitchen appliances — severely outdated and damaged
  • Major bathroom fixtures — severely outdated and damaged
  • Major bathroom flooring — severely damaged and uneven
  • Major flooring — severely damaged and uneven
  • Major interior walls/paint — severely peeling and outdated

Value-add opportunities

  • Resale paint interior walls — fresh paint can make a significant difference in the home's appearance
  • Resale replace kitchen cabinets and countertops — new cabinets and countertops can greatly enhance the kitchen's functionality and appeal
  • Resale replace kitchen appliances — new appliances can make the kitchen more modern and appealing
  • Resale replace bathroom fixtures and flooring — new fixtures and flooring can make the bathroom more functional and attractive
  • Resale repair flooring — new flooring can improve the home's overall appearance and functionality
  • Resale repair interior walls — fresh paint and repairs can make the interior walls look more appealing and well-maintained

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely outdated and damaged Major $15,000–50,000
kitchen countertops · severely outdated and damaged Major $15,000–50,000
kitchen appliances · severely outdated and damaged Major $15,000–50,000
bathroom fixtures · severely outdated and damaged Major $15,000–50,000
bathroom flooring · severely damaged and uneven Major $15,000–50,000
flooring · severely damaged and uneven Major $15,000–50,000
interior walls/paint · severely peeling and outdated Major $15,000–50,000
Total estimated repair cost · 7 items $105,000–350,000

Value-add ROI direction

  • Resale paint interior walls — fresh paint can make a significant difference in the home's appearance
  • Resale replace kitchen cabinets and countertops — new cabinets and countertops can greatly enhance the kitchen's functionality and appeal
  • Resale replace kitchen appliances — new appliances can make the kitchen more modern and appealing
  • Resale replace bathroom fixtures and flooring — new fixtures and flooring can make the bathroom more functional and attractive
  • Resale repair flooring — new flooring can improve the home's overall appearance and functionality
  • Resale repair interior walls — fresh paint and repairs can make the interior walls look more appealing and well-maintained

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Orange Grove ISD
NCES district ID
4833720
Math proficiency
49% ▼ -6.00%
Reading proficiency
49% ▲ 4.00%
Median HH income
$49,348
Composite
41.9/100
National rank
#3367
State rank
#196 of 826 in TX

Livability — Robstown

Score
80/100
State rank
#47
US rank
#1942

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
23,752

Population outlook (Jim Wells County) Hauer SSP2

Today (2025)
43,325 people
By 2030
44,156 · +1.9%
By 2040
45,790 · +5.7%
By 2050
47,455 · +9.5%
By 2075
51,800 · +19.6%
By 2100
52,006 · +20.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 38% White 23%
Hispanic origin (detail)
Mexican 71%
Foreign-born
5% · Canada, Vietnam
Languages at home
52% English-only · Spanish 47%

Political lean MEDSL · Jim Wells

2024 margin
R (+15.5) · D 42.0% · R 57.5%
2008→2024 swing
-31.6pp toward R · 2008: 16.1pp · 2024: -15.5pp
All cycles
2024: R+15.5 2020: R+9.8 2016: D+10.3 2012: D+17.0 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -5.51%
Current HPI
286.19
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.1% since first listed
8 events — show timeline
  • 2026-01-27 Sold (Public Records) Public Records
  • 2025-12-17 Price Changed $164,500 CBMLS
  • 2025-11-18 Price Changed $169,500 CBMLS
  • 2025-09-29 Price Changed $169,900 CBMLS
  • 2025-09-05 Price Changed $175,000 CBMLS
  • 2025-08-23 Price Changed $177,000 CBMLS
  • 2025-08-03 Listed $179,000 CBMLS
  • 2009-10-29 Sold (Public Records) Public Records

Property tax history

+7.2%/yr

Latest (2025): $1,211 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…