134 Cr 3524 · Robstown, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.4/30.0
- DSCR +9.6/10.0
- ARV discount +7.5/15.0
- 1% rule +6.8/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Appreciation +2.2/10.0
- Condition / age +2.2/5.0
$139,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
Key facts
- Close to robstown
- 3 acres
- 3 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $139k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $409 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $139k).
- Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.8% vs local median 4.0% in Robstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#47 in TX, #1,942 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime D-, amenities F.
- Orange Grove ISD (rural): math 49% / reading 49% proficiency, ranked #196 of 826 in TX (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 182 active listings in the ZIP; 6 units permitted in Jim Wells County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Jim Wells County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 319 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 319 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 9.82%
- Cash-on-cash
- 12.60%
- DSCR
- 1.56
- GRM
- 7.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.3%
- Equity multiple
- 1.09×
- Total profit
- $3,479
- Equity at exit
- $20,725
- IRR
- 11.9%
- Equity multiple
- 1.94×
- Total profit
- $36,457
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78380
- Home prices YoY
- -1.9%
- Active inventory
- 182
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,641 medium interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$101 /mo · $1,211/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$345
- Net cashflow
- $409
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-18days on market $139,000 Active 319 DOM
-
2026-06-17days on market $139,000 Active 318 DOM
-
2026-06-16days on market $139,000 Active 317 DOM
-
2026-06-15days on market $139,000 Active 316 DOM
-
2026-06-15days on market $139,000 Active 315 DOM
-
2026-06-13days on market $139,000 Active 314 DOM
-
2026-06-12days on market $139,000 Active 313 DOM
-
2026-06-10days on market $139,000 Active 310 DOM
-
2026-06-08days on market $139,000 Active 309 DOM
-
2026-06-08days on market $139,000 Active 308 DOM
-
2026-06-07days on market $139,000 Active 307 DOM
-
2026-06-03days on market $139,000 Active 304 DOM
-
2026-06-02days on market $139,000 Active 303 DOM
-
2026-06-01days on market $139,000 Active 302 DOM
-
2026-05-31days on market $139,000 Active 301 DOM
-
2026-01-27soldstatus
-
2025-12-17price $164,500 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2025-11-18price $169,500 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2025-09-29price $169,900 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2025-09-05price $175,000 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2025-08-23price $177,000 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2025-08-03$179,000 Active 177-char remark
Show marketing remark (177 chars)
Want to live out in the country? This could be the perfect fit. This home sits on 3 acres. This property is close to Orange Grove and Robstown. Call today for more information.
-
2009-10-29soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,211 · $101/mo
- Projected year-2 tax
- $2,544 · $212/mo
- Expected delta
- +$1,333/yr (+$111/mo · 110.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,691
- − Mortgage interest
- −$7,786
- − Property taxes
- −$1,211
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,575
- − Management
- −$1,575
- − Depreciation
- −$4,044
- Taxable income
- $2,805
- Est. tax owed @ 24.0%
- −$673
- After-tax cash flow
- $4,230/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home requires significant updates to its kitchen, bathrooms, and flooring, but has a good roof and foundation. With proper renovations, it has the potential to be a great investment.
Repairs flagged
- Major kitchen cabinets — severely outdated and damaged
- Major kitchen countertops — severely outdated and damaged
- Major kitchen appliances — severely outdated and damaged
- Major bathroom fixtures — severely outdated and damaged
- Major bathroom flooring — severely damaged and uneven
- Major flooring — severely damaged and uneven
- Major interior walls/paint — severely peeling and outdated
Value-add opportunities
- Resale paint interior walls — fresh paint can make a significant difference in the home's appearance
- Resale replace kitchen cabinets and countertops — new cabinets and countertops can greatly enhance the kitchen's functionality and appeal
- Resale replace kitchen appliances — new appliances can make the kitchen more modern and appealing
- Resale replace bathroom fixtures and flooring — new fixtures and flooring can make the bathroom more functional and attractive
- Resale repair flooring — new flooring can improve the home's overall appearance and functionality
- Resale repair interior walls — fresh paint and repairs can make the interior walls look more appealing and well-maintained
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · severely outdated and damaged | Major | $15,000–50,000 |
| kitchen countertops · severely outdated and damaged | Major | $15,000–50,000 |
| kitchen appliances · severely outdated and damaged | Major | $15,000–50,000 |
| bathroom fixtures · severely outdated and damaged | Major | $15,000–50,000 |
| bathroom flooring · severely damaged and uneven | Major | $15,000–50,000 |
| flooring · severely damaged and uneven | Major | $15,000–50,000 |
| interior walls/paint · severely peeling and outdated | Major | $15,000–50,000 |
| Total estimated repair cost · 7 items | $105,000–350,000 |
Value-add ROI direction
- Resale paint interior walls — fresh paint can make a significant difference in the home's appearance ↑
- Resale replace kitchen cabinets and countertops — new cabinets and countertops can greatly enhance the kitchen's functionality and appeal ↑
- Resale replace kitchen appliances — new appliances can make the kitchen more modern and appealing ↑
- Resale replace bathroom fixtures and flooring — new fixtures and flooring can make the bathroom more functional and attractive ↑
- Resale repair flooring — new flooring can improve the home's overall appearance and functionality ↑
- Resale repair interior walls — fresh paint and repairs can make the interior walls look more appealing and well-maintained ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Orange Grove ISD
- NCES district ID
- 4833720
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 49% ▲ 4.00%
- Median HH income
- $49,348
- Composite
- 41.9/100
- National rank
- #3367
- State rank
- #196 of 826 in TX
Livability — Robstown
- Score
- 80/100
- State rank
- #47
- US rank
- #1942
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 23,752
Population outlook (Jim Wells County) Hauer SSP2
- Today (2025)
- 43,325 people
- By 2030
- 44,156 · +1.9%
- By 2040
- 45,790 · +5.7%
- By 2050
- 47,455 · +9.5%
- By 2075
- 51,800 · +19.6%
- By 2100
- 52,006 · +20.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (76%)
- Race & ethnicity
- Hispanic / Latino 76% Two or more races 38% White 23%
- Hispanic origin (detail)
- Mexican 71%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 52% English-only · Spanish 47%
Political lean MEDSL · Jim Wells
- 2024 margin
- R (+15.5) · D 42.0% · R 57.5%
- 2008→2024 swing
- -31.6pp toward R · 2008: 16.1pp · 2024: -15.5pp
- All cycles
- 2024: R+15.5 2020: R+9.8 2016: D+10.3 2012: D+17.0 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -5.51%
- Current HPI
- 286.19
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.1% since first listed8 events — show timeline
- 2026-01-27 Sold (Public Records) — Public Records
- 2025-12-17 Price Changed $164,500 CBMLS
- 2025-11-18 Price Changed $169,500 CBMLS
- 2025-09-29 Price Changed $169,900 CBMLS
- 2025-09-05 Price Changed $175,000 CBMLS
- 2025-08-23 Price Changed $177,000 CBMLS
- 2025-08-03 Listed $179,000 CBMLS
- 2009-10-29 Sold (Public Records) — Public Records
Property tax history
+7.2%/yrLatest (2025): $1,211 · +7.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…