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The Maddux II Plan 🏗️ New Construction
F Composite 31.45
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.1/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +3.1/5.0
  • Schools +2.8/10.0
  • 1% rule +2.0/10.0
  • DSCR +1.3/10.0
  • Appreciation +0.0/10.0

$259,900

The Maddux II Plan · Auburn, GA 30011
3 bd · 2.5 ba · 1,725 sqft · SingleFamily · 103 Days on market
Good condition ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.

Key facts

  • Rear yard access
  • Walk-in closet
  • Owner's suite

Tags

OPEN KITCHEN DINING LIVINGREAR YARD ACCESSOWNER'S SUITEWALK-IN CLOSETSEPARATE WATER CLOSETSECOND-FLOOR LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $259,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $305,846.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $260k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-433 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $243k (6.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (18.2% below list).
  • Recommended offer: $213k (18.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 3.8% in Auburn — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Barrow County (rural): math 29% / reading 34% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Auburn Elementary School (math 32% / reading 27%, grade F, #633 of 1,228 statewide, top 54%, 766 students, 61% FRL); Westside Middle School (math 20% / reading 27%, grade F, #319 of 470 statewide, top 68%, 736 students, 66% FRL); Apalachee High School (math 13% / reading 35%, grade F, #203 of 424 statewide, top 48%, 1,894 students, 49% FRL).
  • Market conditions: Rents rising (+2.5%/yr); 336 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,427 units permitted in Barrow County in 2024 (311 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Barrow County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($237k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $212,703 (18.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.59%
Cash-on-cash
-6.07%
DSCR
0.73
GRM
12.0

CMA / ARV

ARV (median comp)
$305,846
List price
$259,900
Delta
-15.02%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
133 Springbrook Dr 0.74mi 3/2.0 1,780 (+3%) 7mo $325,000 $183 53
248 Cheyenne Way 0.52mi 3/2.0 1,656 (-4%) 20mo $324,900 $196 51
85 Parks Mill Rd 0.72mi 3/2.0 1,525 (-12%) 6mo $315,000 $207 40
15 3rd St 0.57mi 3/2.0 1,578 (-8%) 24mo $305,000 $193 38
24 Autry Rd 0.64mi 4/2.0 (+1) 1,886 (+9%) 14mo $305,000 $162 36
119 Chippewa Run 0.54mi 3/2.0 1,514 (-12%) 20mo $324,900 $215 36
135 Springbrook Dr 0.72mi 3/2.0 1,486 (-14%) 9mo $305,000 $205 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.47% rent growth · sell at horizon

5-year hold
IRR
-27.3%
Equity multiple
0.09×
Total profit
$-78,252
Equity at exit
$45,603
10-year hold
IRR
-27.3%
Equity multiple
-0.26×
Total profit
$-108,125
Equity at exit
$26,444

Cash invested: $85,637 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30011

Home prices YoY
-30.5%
Rents YoY
2.5%
Active inventory
336
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,127 high interval (Pro) →
Mortgage (P&I)
$1,604
Tax est. 1.5%
$382 /mo · $4,588/yr
Insurance
$127
HOA
$0
Vacancy / Maint / Mgmt
$447
Net cashflow
$-433

Break-even live

Break-even rent $2,675
Max offer price $243,150
Occupancy floor

Sensitivity live

Price -10% $-222 -5% $-328 +0% $-433 +5% $-539 +10% $-645
Rent -10% $-601 -5% $-517 +0% $-433 +5% $-349 +10% $-265
Rate -1.0pp $-279 -0.5pp $-355 base $-433 +0.5pp $-513 +1.0pp $-593

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,462
Closing costs
$9,175
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
74 Mt Moriah Rd Unit 2A Auburn, GA 2.0 1.5 1120 $1,395 $1.25 45d 1 0.18mi
65 Basswood Ln Auburn, GA 3.0 2.5 1551 $2,198 $1.42 18d 1 0.46mi
127 N Auburn Landing Pl Auburn, GA 3.0 2.5 1774 $2,100 $1.18 45d 1 1.14mi
245 Christy Ln Auburn, GA 3.0 2.0 1457 $1,890 $1.30 45d 1 1.18mi
159 Auburn Run Ln Unit 1 Auburn, GA 3.0 2.5 1576 $1,990 $1.26 12d 1 1.18mi
159 Auburn Run Ln Auburn, GA 3.0 3.0 1576 $1,990 $1.26 5d 1 1.18mi
108 Auburn Gate Ln Auburn, GA 3.0 2.5 1774 $2,100 $1.18 45d 1 1.19mi
116 Auburn Gate Ln Auburn, GA 3.0 2.5 1829 $2,100 $1.15 20d 1 1.19mi
25 S Auburn Landing Pl Auburn, GA 3.0 2.5 1718 $2,050 $1.19 45d 1 1.26mi
23 N Auburn Landing Pl Unit 1 Auburn, GA 3.0 2.5 1500 $1,890 $1.26 45d 1 1.27mi
77 Auburn Woods Dr Auburn, GA 3.0 2.0 1817 $1,995 $1.10 45d 1 1.29mi
91 Auburn Woods Dr Auburn, GA 3.0 2.5 1788 $2,200 $1.23 45d 1 1.30mi
122 Auburn Valley Way Auburn, GA 3.0 2.5 1750 $5,000 $2.86 26d 1 1.32mi
110 S Auburn Landing Pl Auburn, GA 3.0 2.5 1774 $2,000 $1.13 45d 1 1.34mi
2099 Emerson Dr Auburn, GA 3.0 2.5 1421 $2,200 $1.55 19d 1 1.35mi
485 Auburn Valley Way Duluth, GA 3.0 2.5 1818 $2,150 $1.18 45d 1 1.35mi
300 Auburn Valley Way Auburn, GA 3.0 2.5 1818 $2,250 $1.24 7d 1 1.37mi
221 Auburn Valley Way Auburn, GA 3.0 2.5 1774 $1,950 $1.10 45d 1 1.39mi
263 Auburn Valley Way Auburn, GA 3.0 2.5 1818 $2,200 $1.21 18d 1 1.39mi

Listing history 16 events

  1. 2026-06-21
    days on market $259,900 Active 103 DOM
  2. 2026-06-18
    days on market $259,900 Active 100 DOM
  3. 2026-06-17
    days on market $259,900 Active 99 DOM
  4. 2026-06-16
    days on market $259,900 Active 98 DOM
  5. 2026-06-15
    days on market $259,900 Active 97 DOM
  6. 2026-06-13
    days on market $259,900 Active 95 DOM
  7. 2026-06-09
    days on market $259,900 Active 91 DOM
  8. 2026-06-08
    days on market $259,900 Active 90 DOM
  9. 2026-06-07
    days on market $259,900 Active 89 DOM
  10. 2026-06-04
    days on market $259,900 Active 86 DOM
  11. 2026-06-03
    days on market $259,900 Active 85 DOM
  12. 2026-06-02
    days on market $259,900 Active 84 DOM
  13. 2026-06-01
    days on market $259,900 Active 83 DOM
  14. 2026-05-31
    days on market $259,900 Active 82 DOM
  15. 2026-05-18
    price $259,900 505-char remark
    Show marketing remark (505 chars)

    The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.

  16. 2026-03-11
    listed $279,900 Active 505-char remark
    Show marketing remark (505 chars)

    The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,524
− Mortgage interest
−$17,132
− Property taxes
−$4,588
− Insurance
−$1,529
− Repairs & maintenance
−$2,042
− Management
−$2,042
− Depreciation
−$8,897
Taxable loss
−$10,706
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,569
After-tax cash flow
$-2,630/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

The Maddux II townhome is in excellent condition with a good condition score of 80. It is move-in ready with no visible repairs or maintenance needed. The highest-ROI updates would be painting the exterior and interior walls, and landscaping improvements to enhance curb appeal and add value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Barrow County
NCES district ID
1300290
Math proficiency
29% ▼ -14.00%
Reading proficiency
34% ▼ -10.00%
Median HH income
$52,082
Composite
27.63/100
National rank
#6921
State rank
#77 of 174 in GA

Livability — Auburn

Score
74/100
State rank
#41
US rank
#4693

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Auburn, GA
County
Barrow County · 133,377 people
City population
21,624
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
21,624
Household income
$86,402
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
234.0

Population outlook (Barrow County) Hauer SSP2

Today (2025)
86,670 people
By 2030
92,039 · +6.2%
By 2040
101,992 · +17.7%
By 2050
110,075 · +27.0%
By 2075
124,017 · +43.1%
By 2100
127,579 · +47.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2% Dominican 2%
Common ancestry
Hispanic 5% Italian 2% Romanian 2%
Foreign-born
14% · Canada, Jamaica, South Korea
Languages at home
81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%

Political lean MEDSL · Barrow

2024 margin
Solid R (+40.5) · D 29.5% · R 70.0%
2008→2024 swing
+4.1pp toward D · 2008: -44.6pp · 2024: -40.5pp
All cycles
2024: R+40.5 2020: R+43.1 2016: R+50.4 2012: R+50.5 2008: R+44.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -93.30%
Current HPI
212.2609
Rent YoY
▲ 2.47%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
2 events — show timeline
  • 2026-05-18 Price Changed $259,900 Zillow
  • 2026-03-11 Listed $279,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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