🏗️ New Construction
The Maddux II Plan · Auburn, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +7.1/30.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- Rent growth +3.1/5.0
- Schools +2.8/10.0
- 1% rule +2.0/10.0
- DSCR +1.3/10.0
- Appreciation +0.0/10.0
$259,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.
Key facts
- Rear yard access
- Walk-in closet
- Owner's suite
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $260k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-433 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $243k (6.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (18.2% below list).
- Recommended offer: $213k (18.2% below list) — sets the bar for 1% rule.
- Cap rate 4.6% vs local median 3.8% in Auburn — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Barrow County (rural): math 29% / reading 34% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Auburn Elementary School (math 32% / reading 27%, grade F, #633 of 1,228 statewide, top 54%, 766 students, 61% FRL); Westside Middle School (math 20% / reading 27%, grade F, #319 of 470 statewide, top 68%, 736 students, 66% FRL); Apalachee High School (math 13% / reading 35%, grade F, #203 of 424 statewide, top 48%, 1,894 students, 49% FRL).
- Market conditions: Rents rising (+2.5%/yr); 336 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,427 units permitted in Barrow County in 2024 (311 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Barrow County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 103 days — a 9% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 103 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.70% ✗
- Cap rate
- 4.59%
- Cash-on-cash
- -6.07%
- DSCR
- 0.73
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $305,846
- List price
- $259,900
- Delta
- -15.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 133 Springbrook Dr | 0.74mi | 3/2.0 | 1,780 (+3%) | 7mo | $325,000 | $183 | 53 |
| 248 Cheyenne Way | 0.52mi | 3/2.0 | 1,656 (-4%) | 20mo | $324,900 | $196 | 51 |
| 85 Parks Mill Rd | 0.72mi | 3/2.0 | 1,525 (-12%) | 6mo | $315,000 | $207 | 40 |
| 15 3rd St | 0.57mi | 3/2.0 | 1,578 (-8%) | 24mo | $305,000 | $193 | 38 |
| 24 Autry Rd | 0.64mi | 4/2.0 (+1) | 1,886 (+9%) | 14mo | $305,000 | $162 | 36 |
| 119 Chippewa Run | 0.54mi | 3/2.0 | 1,514 (-12%) | 20mo | $324,900 | $215 | 36 |
| 135 Springbrook Dr | 0.72mi | 3/2.0 | 1,486 (-14%) | 9mo | $305,000 | $205 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.47% rent growth · sell at horizon
- IRR
- -27.3%
- Equity multiple
- 0.09×
- Total profit
- $-78,252
- Equity at exit
- $45,603
- IRR
- -27.3%
- Equity multiple
- -0.26×
- Total profit
- $-108,125
- Equity at exit
- $26,444
Cash invested: $85,637 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30011
- Home prices YoY
- -30.5%
- Rents YoY
- 2.5%
- Active inventory
- 336
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,127 high interval (Pro) →
- Mortgage (P&I)
- −$1,604
- Tax est. 1.5%
- −$382 /mo · $4,588/yr
- Insurance
- −$127
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$447
- Net cashflow
- $-433
Break-even live
Sensitivity live
| Price | -10% $-222 | -5% $-328 | +0% $-433 | +5% $-539 | +10% $-645 |
|---|---|---|---|---|---|
| Rent | -10% $-601 | -5% $-517 | +0% $-433 | +5% $-349 | +10% $-265 |
| Rate | -1.0pp $-279 | -0.5pp $-355 | base $-433 | +0.5pp $-513 | +1.0pp $-593 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,462
- Closing costs
- $9,175
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 74 Mt Moriah Rd Unit 2A Auburn, GA | 2.0 | 1.5 | 1120 | $1,395 | $1.25 | 45d | 1 | 0.18mi |
| 65 Basswood Ln Auburn, GA | 3.0 | 2.5 | 1551 | $2,198 | $1.42 | 18d | 1 | 0.46mi |
| 127 N Auburn Landing Pl Auburn, GA | 3.0 | 2.5 | 1774 | $2,100 | $1.18 | 45d | 1 | 1.14mi |
| 245 Christy Ln Auburn, GA | 3.0 | 2.0 | 1457 | $1,890 | $1.30 | 45d | 1 | 1.18mi |
| 159 Auburn Run Ln Unit 1 Auburn, GA | 3.0 | 2.5 | 1576 | $1,990 | $1.26 | 12d | 1 | 1.18mi |
| 159 Auburn Run Ln Auburn, GA | 3.0 | 3.0 | 1576 | $1,990 | $1.26 | 5d | 1 | 1.18mi |
| 108 Auburn Gate Ln Auburn, GA | 3.0 | 2.5 | 1774 | $2,100 | $1.18 | 45d | 1 | 1.19mi |
| 116 Auburn Gate Ln Auburn, GA | 3.0 | 2.5 | 1829 | $2,100 | $1.15 | 20d | 1 | 1.19mi |
| 25 S Auburn Landing Pl Auburn, GA | 3.0 | 2.5 | 1718 | $2,050 | $1.19 | 45d | 1 | 1.26mi |
| 23 N Auburn Landing Pl Unit 1 Auburn, GA | 3.0 | 2.5 | 1500 | $1,890 | $1.26 | 45d | 1 | 1.27mi |
| 77 Auburn Woods Dr Auburn, GA | 3.0 | 2.0 | 1817 | $1,995 | $1.10 | 45d | 1 | 1.29mi |
| 91 Auburn Woods Dr Auburn, GA | 3.0 | 2.5 | 1788 | $2,200 | $1.23 | 45d | 1 | 1.30mi |
| 122 Auburn Valley Way Auburn, GA | 3.0 | 2.5 | 1750 | $5,000 | $2.86 | 26d | 1 | 1.32mi |
| 110 S Auburn Landing Pl Auburn, GA | 3.0 | 2.5 | 1774 | $2,000 | $1.13 | 45d | 1 | 1.34mi |
| 2099 Emerson Dr Auburn, GA | 3.0 | 2.5 | 1421 | $2,200 | $1.55 | 19d | 1 | 1.35mi |
| 485 Auburn Valley Way Duluth, GA | 3.0 | 2.5 | 1818 | $2,150 | $1.18 | 45d | 1 | 1.35mi |
| 300 Auburn Valley Way Auburn, GA | 3.0 | 2.5 | 1818 | $2,250 | $1.24 | 7d | 1 | 1.37mi |
| 221 Auburn Valley Way Auburn, GA | 3.0 | 2.5 | 1774 | $1,950 | $1.10 | 45d | 1 | 1.39mi |
| 263 Auburn Valley Way Auburn, GA | 3.0 | 2.5 | 1818 | $2,200 | $1.21 | 18d | 1 | 1.39mi |
Listing history 16 events
-
2026-06-21days on market $259,900 Active 103 DOM
-
2026-06-18days on market $259,900 Active 100 DOM
-
2026-06-17days on market $259,900 Active 99 DOM
-
2026-06-16days on market $259,900 Active 98 DOM
-
2026-06-15days on market $259,900 Active 97 DOM
-
2026-06-13days on market $259,900 Active 95 DOM
-
2026-06-09days on market $259,900 Active 91 DOM
-
2026-06-08days on market $259,900 Active 90 DOM
-
2026-06-07days on market $259,900 Active 89 DOM
-
2026-06-04days on market $259,900 Active 86 DOM
-
2026-06-03days on market $259,900 Active 85 DOM
-
2026-06-02days on market $259,900 Active 84 DOM
-
2026-06-01days on market $259,900 Active 83 DOM
-
2026-05-31days on market $259,900 Active 82 DOM
-
2026-05-18price $259,900 505-char remark
Show marketing remark (505 chars)
The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.
-
2026-03-11$279,900 Active 505-char remark
Show marketing remark (505 chars)
The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,524
- − Mortgage interest
- −$17,132
- − Property taxes
- −$4,588
- − Insurance
- −$1,529
- − Repairs & maintenance
- −$2,042
- − Management
- −$2,042
- − Depreciation
- −$8,897
- Taxable loss
- −$10,706
- Est. tax savings @ 24.0%
- +$2,569
- After-tax cash flow
- $-2,630/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
The Maddux II townhome is in excellent condition with a good condition score of 80. It is move-in ready with no visible repairs or maintenance needed. The highest-ROI updates would be painting the exterior and interior walls, and landscaping improvements to enhance curb appeal and add value.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhances curb appeal and adds value to the property.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Barrow County
- NCES district ID
- 1300290
- Math proficiency
- 29% ▼ -14.00%
- Reading proficiency
- 34% ▼ -10.00%
- Median HH income
- $52,082
- Composite
- 27.63/100
- National rank
- #6921
- State rank
- #77 of 174 in GA
Livability — Auburn
- Score
- 74/100
- State rank
- #41
- US rank
- #4693
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Auburn, GA
- County
- Barrow County · 133,377 people
- City population
- 21,624
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 21,624
- Household income
- $86,402
- Rent vs Own
- Severe rent burden
- 234.0
Population outlook (Barrow County) Hauer SSP2
- Today (2025)
- 86,670 people
- By 2030
- 92,039 · +6.2%
- By 2040
- 101,992 · +17.7%
- By 2050
- 110,075 · +27.0%
- By 2075
- 124,017 · +43.1%
- By 2100
- 127,579 · +47.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2% Dominican 2%
- Common ancestry
- Hispanic 5% Italian 2% Romanian 2%
- Foreign-born
- 14% · Canada, Jamaica, South Korea
- Languages at home
- 81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%
Political lean MEDSL · Barrow
- 2024 margin
- Solid R (+40.5) · D 29.5% · R 70.0%
- 2008→2024 swing
- +4.1pp toward D · 2008: -44.6pp · 2024: -40.5pp
- All cycles
- 2024: R+40.5 2020: R+43.1 2016: R+50.4 2012: R+50.5 2008: R+44.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -93.30%
- Current HPI
- 212.2609
- Rent YoY
- ▲ 2.47%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
-7.1% since first listed2 events — show timeline
- 2026-05-18 Price Changed $259,900 Zillow
- 2026-03-11 Listed $279,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…