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The Maddux II Plan 🏗️ New Construction
F Composite 30.36
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.7/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +3.1/5.0
  • Schools +2.6/10.0
  • 1% rule +1.7/10.0
  • DSCR +1.0/10.0
  • Appreciation +0.0/10.0

$264,990

The Maddux II Plan · Auburn, GA 30011
3 bd · 2.5 ba · 1,725 sqft · SingleFamily · 243 Days on market
Good condition ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.

Key facts

  • Rear yard access
  • Walk-in closet
  • Owner's suite

Tags

OPEN KITCHEN DINING LIVINGREAR YARD ACCESSOWNER'S SUITEWALK-IN CLOSETSEPARATE WATER CLOSETSECOND-FLOOR LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $264,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $305,328.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $265k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-483 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $235k (11.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (22.3% below list).
  • Recommended offer: $206k (22.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Barrow County (rural): math 29% / reading 34% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Auburn Elementary School (math 32% / reading 27%, grade F, #633 of 1,228 statewide, top 54%, 766 students, 61% FRL); Westside Middle School (math 20% / reading 27%, grade F, #319 of 470 statewide, top 68%, 736 students, 66% FRL); Apalachee High School (math 13% / reading 35%, grade F, #203 of 424 statewide, top 48%, 1,894 students, 49% FRL).
  • Market conditions: Rents rising (+2.5%/yr); 552 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 78d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,427 units permitted in Barrow County in 2024 (311 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Barrow County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 243 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,981 (22.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 243 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67% ✗
Cap rate
4.40%
Cash-on-cash
-6.78%
DSCR
0.70
GRM
12.4

CMA / ARV

ARV (median comp)
$305,328
List price
$264,990
Delta
-13.21%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
203 Hill St 1.02mi 4/2.5 (+1) 1,790 (+4%) 2mo $335,000 $187 52
133 Springbrook Dr 0.74mi 3/2.0 1,780 (+3%) 11mo $325,000 $183 49
46 Spirea Way Lot 64 0.79mi 3/2.5 1,599 (-7%) 7mo $344,900 $216 47
10 Spirea Way Lot 69 0.81mi 3/2.5 1,599 (-7%) 7mo $344,900 $216 47
41 Hydrangea Ln #73 0.82mi 3/2.5 1,945 (+13%) 2mo $364,900 $188 42
101 Lakeview Dr 0.49mi 3/2.0 1,429 (-17%) 11mo $187,000 $131 41
85 Parks Mill Rd 0.72mi 3/2.0 1,525 (-12%) 11mo $315,000 $207 36
1727 Wynfield Ln 0.97mi 3/2.0 2,014 (+17%) 3mo $330,000 $164 35
1556 Wynfield Ct 1.04mi 3/2.0 1,458 (-16%) 5mo $325,000 $223 34
127 Springbrook Dr 0.70mi 3/2.0 1,396 (-19%) 8mo $297,000 $213 33
1269 4th Ave 0.82mi 3/2.0 1,404 (-19%) 7mo $325,000 $231 32
51 Hydrangea Unit 74 Ln 0.83mi 4/3.5 (+1) 2,018 (+17%) 8mo $414,900 $206 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.47% rent growth · sell at horizon

5-year hold
IRR
-28.6%
Equity multiple
0.05×
Total profit
$-81,288
Equity at exit
$45,525
10-year hold
IRR
-30.3%
Equity multiple
-0.34×
Total profit
$-114,689
Equity at exit
$26,399

Cash invested: $85,492 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
19 active · 5 under contract
Months of supply
57.0 mo (2%/mo absorbed)
Median asking
$349,900 ($197/sqft)
Median days on market
133 d
This list price
lowest-priced of the active set
ARV vs active asking
-10.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30011

Home prices YoY
-30.5%
Rents YoY
2.5%
Active inventory
552
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,060 high interval (Pro) →
Mortgage (P&I)
−$1,601
Tax est. 1.5%
−$382 /mo · $4,580/yr
Insurance
−$127
HOA
−$0
Vacancy / Maint / Mgmt
−$433
Net cashflow
$-483

Break-even live

Break-even rent $2,671
Max offer price $235,466
Occupancy floor —

Sensitivity live

Price -10% $-272 -5% $-377 +0% $-483 +5% $-588 +10% $-694
Rent -10% $-646 -5% $-564 +0% $-483 +5% $-401 +10% $-320
Rate -1.0pp $-329 -0.5pp $-405 base $-483 +0.5pp $-562 +1.0pp $-642

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,332
Closing costs
$9,160
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
74 Mount Moriah Rd Unit 2C Auburn, GA 2.0 1.5 1120 $1,350 $1.21 10d 1 0.18mi
74 Mount Moriah Rd Unit 2B Auburn, GA 2.0 1.5 1120 $1,350 $1.21 50d 1 0.18mi
74 Mt Moriah Rd Unit 2A Auburn, GA 2.0 1.5 1120 $1,395 $1.25 184d 1 0.18mi
65 Basswood Ln Auburn, GA 3.0 2.5 1591 $2,242 $1.41 10d 1 0.46mi
214 Cheyenne Way Auburn, GA 3.0 2.0 1649 $1,900 $1.15 110d 1 0.66mi
214 Cheyenne Way Auburn, GA 3.0 2.0 1649 $1,900 $1.15 109d 1 0.66mi
135 Springbrook Dr Auburn, GA 3.0 2.0 1486 $2,000 $1.35 31d 1 0.71mi
135 Springbrook Dr Auburn, GA 3.0 2.0 1486 $1,500 $1.01 1d 1 0.71mi
43 Pool Cir Auburn, GA 4.0 1.5 1571 $1,605 $1.02 102d 1 0.73mi
304 Heatherwood Dr Unit Labs Auburn, GA 3.0 2.5 2200 $2,200 $1.00 37d 1 0.90mi
382 Cross Creek Pl Auburn, GA 3.0 2.0 1456 $1,600 $1.10 10d 1 1.03mi
1730 Wynfield Ln Auburn, GA 3.0 2.0 2200 $800 $0.36 96d 1 1.04mi
212 N Auburn Landing Pl Auburn, GA 3.0 2.5 1774 $2,075 $1.17 38d 1 1.11mi
127 N Auburn Landing Pl Auburn, GA 3.0 2.5 1774 $2,100 $1.18 184d 1 1.14mi
130 Elk Grove Dr Auburn, GA 4.0 3.0 1896 $2,200 $1.16 3d 1 1.17mi
123 Auburn Run Ln Unit 1 Auburn, GA 3.0 2.5 1760 $2,090 $1.19 88d 1 1.17mi
123 Auburn Run Ln Auburn, GA 3.0 3.0 1760 $2,090 $1.19 56d 1 1.17mi
56 Auburn Hill Dr Auburn, GA 3.0 2.5 1774 $2,000 $1.13 56d 1 1.17mi
50 Auburn Hill Dr Auburn, GA 3.0 2.5 1829 $2,000 $1.09 10d 1 1.17mi
245 Christy Ln Auburn, GA 3.0 2.0 1457 $1,890 $1.30 184d 1 1.18mi
159 Auburn Run Ln Auburn, GA 3.0 3.0 1576 $1,990 $1.26 144d 1 1.18mi
159 Auburn Run Ln Unit 1 Auburn, GA 3.0 2.5 1576 $1,990 $1.26 152d 1 1.18mi
108 Auburn Gate Ln Auburn, GA 3.0 2.5 1774 $2,100 $1.18 1d 1 1.19mi
108 Auburn Gate Ln Auburn, GA 3.0 2.5 1774 $2,100 $1.18 184d 1 1.19mi
116 Auburn Gate Ln Auburn, GA 3.0 2.5 1829 $2,100 $1.15 159d 1 1.19mi
25 S Auburn Landing Pl Auburn, GA 3.0 2.5 1718 $2,050 $1.19 184d 1 1.26mi
23 N Auburn Landing Pl Unit 1 Auburn, GA 3.0 2.5 1500 $1,890 $1.26 184d 1 1.27mi
3015 Gorman Dr Auburn, GA 3.0 2.5 1422 $2,100 $1.48 10d 1 1.28mi
77 Auburn Woods Dr Auburn, GA 3.0 2.0 1817 $1,995 $1.10 184d 1 1.29mi
91 Auburn Woods Dr Auburn, GA 3.0 2.5 1788 $2,200 $1.23 184d 1 1.30mi
73 S Auburn Landing Pl Auburn, GA 3.0 2.5 1786 $1,975 $1.11 45d 1 1.31mi
73 S Auburn Landing Pl Auburn, GA 3.0 2.5 1786 $1,975 $1.11 10d 1 1.31mi
1091 Lucienne Blvd Auburn, GA 3.0 2.5 1422 $2,100 $1.48 9d 1 1.31mi
122 Auburn Valley Way Auburn, GA 3.0 2.5 1750 $3,600 $2.06 10d 1 1.32mi
110 S Auburn Landing Pl Auburn, GA 3.0 2.5 1774 $2,000 $1.13 184d 1 1.34mi
2095 Emerson Dr Auburn, GA 3.0 2.5 1421 $1,900 $1.34 95d 1 1.34mi
2099 Emerson Dr Auburn, GA 3.0 2.5 1421 $2,200 $1.55 158d 1 1.35mi
2099 Emerson Dr Auburn, GA 3.0 3.0 1421 $1,800 $1.27 65d 1 1.35mi
2099 Emerson Dr Auburn, GA 3.0 2.5 1421 $1,800 $1.27 78d 1 1.35mi
1156 Augustine Dr Auburn, GA 4.0 2.0 1754 $2,136 $1.22 57d 1 1.35mi

Listing history 50 events

  1. 2026-11-08
    days on market $264,990 Active 243 DOM
  2. 2026-11-07
    days on market $264,990 Active 242 DOM
  3. 2026-11-06
    days on market $264,990 Active 241 DOM
  4. 2026-11-05
    days on market $264,990 Active 240 DOM
  5. 2026-11-04
    days on market $264,990 Active 239 DOM
  6. 2026-11-02
    days on market $264,990 Active 237 DOM
  7. 2026-11-01
    days on market $264,990 Active 236 DOM
  8. 2026-10-31
    days on market $264,990 Active 235 DOM
  9. 2026-10-30
    days on market $264,990 Active 234 DOM
  10. 2026-10-29
    days on market $264,990 Active 233 DOM
  11. 2026-10-28
    days on market $264,990 Active 232 DOM
  12. 2026-10-27
    days on market $264,990 Active 231 DOM
  13. 2026-10-26
    days on market $264,990 Active 230 DOM
  14. 2026-10-26
    days on market $264,990 Active 229 DOM
  15. 2026-10-24
    days on market $264,990 Active 228 DOM
  16. 2026-10-23
    days on market $264,990 Active 227 DOM
  17. 2026-10-22
    days on market $264,990 Active 226 DOM
  18. 2026-10-21
    days on market $264,990 Active 225 DOM
  19. 2026-10-20
    days on market $264,990 Active 224 DOM
  20. 2026-10-19
    days on market $264,990 Active 223 DOM
  21. 2026-10-18
    days on market $264,990 Active 222 DOM
  22. 2026-10-17
    days on market $264,990 Active 221 DOM
  23. 2026-10-16
    days on market $264,990 Active 220 DOM
  24. 2026-10-15
    days on market $264,990 Active 219 DOM
  25. 2026-10-14
    days on market $264,990 Active 218 DOM
  26. 2026-10-13
    days on market $264,990 Active 217 DOM
  27. 2026-10-12
    days on market $264,990 Active 216 DOM
  28. 2026-10-11
    days on market $264,990 Active 215 DOM
  29. 2026-10-10
    days on market $264,990 Active 214 DOM
  30. 2026-10-09
    days on market $264,990 Active 213 DOM
  31. 2026-10-08
    days on market $264,990 Active 212 DOM
  32. 2026-10-07
    pricedays on market $264,990 Active 211 DOM
  33. 2026-10-06
    days on market $262,990 Active 210 DOM
  34. 2026-10-05
    days on market $262,990 Active 209 DOM
  35. 2026-10-04
    days on market $262,990 Active 208 DOM
  36. 2026-10-04
    days on market $262,990 Active 207 DOM
  37. 2026-10-02
    days on market $262,990 Active 206 DOM
  38. 2026-10-01
    days on market $262,990 Active 205 DOM
  39. 2026-09-30
    days on market $262,990 Active 204 DOM
  40. 2026-09-29
    days on market $262,990 Active 203 DOM
  41. 2026-09-28
    days on market $262,990 Active 202 DOM
  42. 2026-09-27
    days on market $262,990 Active 201 DOM
  43. 2026-09-26
    days on market $262,990 Active 200 DOM
  44. 2026-09-25
    days on market $262,990 Active 199 DOM
  45. 2026-09-24
    days on market $262,990 Active 198 DOM
  46. 2026-09-23
    days on market $262,990 Active 197 DOM
  47. 2026-09-22
    days on market $262,990 Active 196 DOM
  48. 2026-09-21
    days on market $262,990 Active 195 DOM
  49. 2026-09-20
    days on market $262,990 Active 194 DOM
  50. 2026-09-19
    days on market $262,990 Active 193 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,718
− Mortgage interest
−$17,103
− Property taxes
−$4,580
− Insurance
−$1,527
− Repairs & maintenance
−$1,977
− Management
−$1,977
− Depreciation
−$8,882
Taxable loss
−$11,329
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,719
After-tax cash flow
$-3,075/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

The Maddux II townhome is in excellent condition with a good condition score of 80. It is move-in ready with no visible repairs or maintenance needed. The highest-ROI updates would be painting the exterior and interior walls, and landscaping improvements to enhance curb appeal and add value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Auburn Elementary School F GA #633/1,228 Nat'l #26,716/41,679 Middle Westside Middle School F GA #319/470 Nat'l #10,902/14,009 High Apalachee High School F GA #203/424 Nat'l #13,437/17,239

Schools (NCES district)

District
Barrow County
NCES district ID
1300290
Math proficiency
29% ▼ -14.00%
Reading proficiency
34% ▼ -10.00%
Median HH income
$52,082
Composite
27.63/100
National rank
#6921
State rank
#77 of 174 in GA
B Composite livability gradescore 74/100

Livability — Auburn

Score
74/100
State rank
#41
US rank
#4693

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Auburn, GA
County
Barrow County · 86,670 people
City population
21,624
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
21,624
Household income
$86,402
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
8% of renters

Population outlook (Barrow County) Hauer SSP2

Today (2025)
86,670 people
By 2030
92,039 · +6.2%
By 2040
101,992 · +17.7%
By 2050
110,075 · +27.0%
By 2075
124,017 · +43.1%
By 2100
127,579 · +47.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2% Dominican 2%
Languages at home
81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%

Political lean MEDSL · Barrow

2024 margin
Solid R (+40.5) · D 29.5% · R 70.0%
2008→2024 swing
+4.1pp toward D · 2008: -44.6pp · 2024: -40.5pp
All cycles
2024: R+40.5 2020: R+43.1 2016: R+50.4 2012: R+50.5 2008: R+44.6

Not yet ingested

Civics
—

Price history

-7.1% since first listed
2 events — show timeline
  • 2026-05-18 Price Changed $259,900 Zillow
  • 2026-03-11 Listed $279,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…