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4225 Bakers Ferry Rd
C+ Composite 63.72
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +5.8/10.0
  • Livability +4.2/5.0
  • Rent growth +3.2/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

4225 Bakers Ferry Rd · Atlanta, GA 30331
2 bd · 1.5 ba · 1,056 sqft · SingleFamily public records · 10 Days on market
Built 1963 0.79 ac lot Est $185k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

Key facts

  • 0.79 acre lot
  • Parking
  • Built 1963

Property features AI

Exterior

  • Parking: Carport (one covered space) and one total parking space
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: One-level home; Fee simple ownership
  • Construction: Brick construction (brick 4 sides); Composition roof; Block foundation; Property listed in fixer condition; Built area above grade provided
  • Exterior features: Chain link fencing; City street frontage; Asphalt road access

Interior

  • Kitchen: No kitchen features listed
  • Bedrooms: Two bedrooms on the main level; Primary bedroom on the main level
  • Flooring: Flooring listed as 'Other'
  • Bathrooms: One full bathroom; One half bathroom (main level)
  • Interior features: No shared/common walls; Partial, unfinished basement with exterior entry
  • Laundry & utility: Appliances listed as 'Other'

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $266 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 8.4% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Miles Elementary School (math 17% / reading 12%, grade F, #996 of 1,228 statewide, top 83%, 516 students, 100% FRL); Jean Childs Young Middle School (math 2% / reading 12%, grade F, #449 of 470 statewide, top 97%, 747 students, 100% FRL); Benjamin E. Mays High School (math 22% / reading 15%, grade F, #254 of 424 statewide, top 61%, 1,337 students, 100% FRL) — zoned schools average 100% FRL vs 71% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 13% at this address vs 32% district-wide (-18 pts) — the specific schools serving this property underperform the Atlanta Public Schools average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.6%/yr); 483 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.42%
Cash-on-cash
7.59%
DSCR
1.34
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$184,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4225 Bakers Ferry Rd 0.00mi 2/1.5 1,056 (0%) 1mo $77,500 $73 100
4077 Codel St SW 0.25mi 3/1.0 (+1) 1,050 (-1%) 9mo $183,500 $175 73
4009 Ester Dr SW 0.38mi 3/1.0 (+1) 1,056 (0%) 11mo $130,000 $123 66
445 Wilson Mill Rd SW 0.56mi 3/1.5 (+1) 1,053 (-0%) 4mo $193,500 $184 65
4062 Doster Dr SW 0.28mi 3/1.0 (+1) 1,000 (-5%) 10mo $192,000 $192 63
4051 Ester Dr SW 0.30mi 3/1.0 (+1) 1,096 (+4%) 13mo $180,000 $164 62
4245 Utoy Ct SW 0.56mi 3/1.5 (+1) 1,000 (-5%) 0mo $98,000 $98 60
4063 Cornell Blvd SW 0.51mi 3/2.0 (+1) 1,000 (-5%) 4mo $125,000 $125 57
673 Utoy Cir SW 0.71mi 3/1.5 (+1) 1,125 (+6%) 2mo $185,000 $164 49
3991 Adamsville Dr SW 0.67mi 3/2.0 (+1) 1,016 (-4%) 8mo $190,000 $187 49
404 Utoy Cir SW 0.72mi 3/1.0 (+1) 1,025 (-3%) 12mo $200,000 $195 44
4520 Clement Dr SW 0.50mi 3/2.0 (+1) 1,177 (+12%) 12mo $310,000 $263 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.63% rent growth · sell at horizon

5-year hold
IRR
-5.1%
Equity multiple
0.81×
Total profit
$-7,973
Equity at exit
$22,365
10-year hold
IRR
4.1%
Equity multiple
1.30×
Total profit
$12,446
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30331

Home prices YoY
-34.2%
Rents YoY
2.6%
Active inventory
483
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,624 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$168 /mo · $2,016/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$341
Net cashflow
$266

Break-even live

Break-even rent $1,287
Max offer price $150,000
Occupancy floor 79%

Sensitivity live

Price -10% $351 -5% $308 +0% $266 +5% $223 +10% $181
Rent -10% $137 -5% $202 +0% $266 +5% $330 +10% $394
Rate -1.0pp $341 -0.5pp $304 base $266 +0.5pp $227 +1.0pp $187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
40 Candlelight Ln SW Apt B Atlanta, GA 3.0 3.0 1274 $1,800 $1.41 24d 1 0.22mi
40 Candlelight Ln SW Unit A Atlanta, GA 2.0 2.0 1098 $1,500 $1.37 24d 1 0.22mi
110 Candlelight Ln SW Atlanta, GA 1.0 1.0 1300 $634 $0.49 17d 1 0.37mi
3915 Basil Way SW Atlanta, GA 3.0 2.0 1287 $2,600 $2.02 24d 1 0.47mi
586 Oakside Dr SW Unit B Atlanta, GA 2.0 1.0 1075 $1,065 $0.99 15d 1 0.74mi
586 Oakside Dr SW Unit A Atlanta, GA 3.0 1.0 1075 $1,325 $1.23 15d 1 0.74mi
415 Fairburn Rd SW Atlanta, GA 1.0–3.0 1.0–2.0 890 $1,258 $1.41 2d 31 1.03mi
3669 Martin Luther King Jr Dr SW Atlanta, GA 2.0 1.5 800 $1,300 $1.62 5d 2 1.21mi
470 Bolton Rd NW Unit D1 Atlanta, GA 2.0 1.5 1100 $1,395 $1.27 24d 1 1.26mi
4341 Cascade Rd SW Atlanta, GA 1.0–3.0 1.0–2.0 959 $1,340 $1.40 44d 1 1.28mi
4355 Cascade Rd SW Atlanta, GA 2.0 2.0 1152 $1,190 $1.03 2d 7 1.29mi
4375 Cascade Rd Unit l155 Atlanta, GA 2.0 1.0 805 $1,025 $1.27 17d 1 1.30mi
4375 Cascade Rd Apt B12 Atlanta, GA 3.0 2.0 1017 $1,295 $1.27 24d 1 1.30mi
4375 Cascade Rd Apt N181 Atlanta, GA 2.0 1.0 805 $1,100 $1.37 5d 1 1.30mi
4375 Cascade Rd Unit r239 Atlanta, GA 3.0 2.0 1017 $1,395 $1.37 24d 1 1.30mi
4375 Cascade Rd Unit n186 Atlanta, GA 2.0 1.0 805 $1,100 $1.37 15d 1 1.30mi
4375 Cascade Rd Unit n184 Atlanta, GA 2.0 1.0 805 $1,150 $1.43 24d 1 1.30mi
841 Ambient Way SW Atlanta, GA 2.0 2.5 1344 $1,895 $1.41 17d 1 1.34mi
451 Fairlock Ln NW Atlanta, GA 3.0 1.0 1141 $1,450 $1.27 24d 1 1.37mi
832 Ambient Way SW Atlanta, GA 2.0 2.5 1500 $2,250 $1.50 24d 1 1.37mi
722 Crestwell Cir #722 Atlanta, GA 2.0 3.0 1440 $2,279 $1.58 21d 1 1.38mi
887 Ambient Way SW Atlanta, GA 2.0 2.5 1344 $2,250 $1.67 24d 1 1.39mi
897 Ambient Way SW Atlanta, GA 2.0 2.5 1500 $2,155 $1.44 24d 1 1.41mi
708 Crestwell Cir SW Atlanta, GA 2.0 2.5 1236 $1,645 $1.33 24d 1 1.41mi
648 Providence Pl SW #37 Atlanta, GA 3.0 3.5 1416 $2,195 $1.55 24d 1 1.41mi
3440 Boulder Park Dr SW Atlanta, GA 2.0 1.0 800 $1,050 $1.31 11d 3 1.43mi
3456 Thompson Dr NW Atlanta, GA 3.0 1.0 975 $1,750 $1.79 24d 1 1.47mi
3616 Utoy Dr SW Atlanta, GA 3.0 3.5 1496 $1,950 $1.30 44d 1 1.50mi

Listing history 6 events

  1. 2026-05-19
    status Under Contract 483-char remark
    Show marketing remark (483 chars)

    Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

  2. 2026-05-09
    status Pending
  3. 2026-05-06
    historical Active Under Contract 483-char remark
    Show marketing remark (483 chars)

    Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

  4. 2026-05-06
    historical Active Under Contract
    Show marketing remark (483 chars)

    Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

  5. 2026-04-26
    listed $150,000 New 483-char remark
    Show marketing remark (483 chars)

    Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

  6. 2026-04-26
    listed $150,000 Active
    Show marketing remark (483 chars)

    Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,016 · $168/mo
Projected year-2 tax
$2,016 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 5 d/yr ≥103°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,486
− Mortgage interest
−$8,402
− Property taxes
−$2,016
− Insurance
−$750
− Repairs & maintenance
−$1,559
− Management
−$1,559
− Depreciation
−$4,364
Taxable income
$836
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$201
After-tax cash flow
$2,988/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,567
Household income
$62,623
Rent vs Own
46.8% rent · 53.2% own
Severe rent burden
3748.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (94%)
Race & ethnicity
Black 94% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Hispanic 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -106.38%
Current HPI
204.5402
Rent YoY
▲ 2.63%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-05-19 Pending GAMLS
  • 2026-05-09 Pending FMLS
  • 2026-05-06 Contingent GAMLS
  • 2026-05-06 Contingent FMLS
  • 2026-04-26 Listed $150,000 FMLS
  • 2026-04-26 Listed $150,000 GAMLS

Property tax history

+2.3%/yr

Latest (2025): $2,016 · -10.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…