4225 Bakers Ferry Rd · Atlanta, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 5 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.0/30.0
- ARV discount +15.0/15.0
- DSCR +7.4/10.0
- 1% rule +5.8/10.0
- Livability +4.2/5.0
- Rent growth +3.2/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
Key facts
- 0.79 acre lot
- Parking
- Built 1963
Property features AI
Exterior
- Parking: Carport (one covered space) and one total parking space
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: One-level home; Fee simple ownership
- Construction: Brick construction (brick 4 sides); Composition roof; Block foundation; Property listed in fixer condition; Built area above grade provided
- Exterior features: Chain link fencing; City street frontage; Asphalt road access
Interior
- Kitchen: No kitchen features listed
- Bedrooms: Two bedrooms on the main level; Primary bedroom on the main level
- Flooring: Flooring listed as 'Other'
- Bathrooms: One full bathroom; One half bathroom (main level)
- Interior features: No shared/common walls; Partial, unfinished basement with exterior entry
- Laundry & utility: Appliances listed as 'Other'
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $266 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 8.4% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
- Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Miles Elementary School (math 17% / reading 12%, grade F, #996 of 1,228 statewide, top 83%, 516 students, 100% FRL); Jean Childs Young Middle School (math 2% / reading 12%, grade F, #449 of 470 statewide, top 97%, 747 students, 100% FRL); Benjamin E. Mays High School (math 22% / reading 15%, grade F, #254 of 424 statewide, top 61%, 1,337 students, 100% FRL) — zoned schools average 100% FRL vs 71% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 13% at this address vs 32% district-wide (-18 pts) — the specific schools serving this property underperform the Atlanta Public Schools average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.6%/yr); 483 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- This rent runs 31% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.42%
- Cash-on-cash
- 7.59%
- DSCR
- 1.34
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $184,800
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4225 Bakers Ferry Rd | 0.00mi | 2/1.5 | 1,056 (0%) | 1mo | $77,500 | $73 | 100 |
| 4077 Codel St SW | 0.25mi | 3/1.0 (+1) | 1,050 (-1%) | 9mo | $183,500 | $175 | 73 |
| 4009 Ester Dr SW | 0.38mi | 3/1.0 (+1) | 1,056 (0%) | 11mo | $130,000 | $123 | 66 |
| 445 Wilson Mill Rd SW | 0.56mi | 3/1.5 (+1) | 1,053 (-0%) | 4mo | $193,500 | $184 | 65 |
| 4062 Doster Dr SW | 0.28mi | 3/1.0 (+1) | 1,000 (-5%) | 10mo | $192,000 | $192 | 63 |
| 4051 Ester Dr SW | 0.30mi | 3/1.0 (+1) | 1,096 (+4%) | 13mo | $180,000 | $164 | 62 |
| 4245 Utoy Ct SW | 0.56mi | 3/1.5 (+1) | 1,000 (-5%) | 0mo | $98,000 | $98 | 60 |
| 4063 Cornell Blvd SW | 0.51mi | 3/2.0 (+1) | 1,000 (-5%) | 4mo | $125,000 | $125 | 57 |
| 673 Utoy Cir SW | 0.71mi | 3/1.5 (+1) | 1,125 (+6%) | 2mo | $185,000 | $164 | 49 |
| 3991 Adamsville Dr SW | 0.67mi | 3/2.0 (+1) | 1,016 (-4%) | 8mo | $190,000 | $187 | 49 |
| 404 Utoy Cir SW | 0.72mi | 3/1.0 (+1) | 1,025 (-3%) | 12mo | $200,000 | $195 | 44 |
| 4520 Clement Dr SW | 0.50mi | 3/2.0 (+1) | 1,177 (+12%) | 12mo | $310,000 | $263 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.63% rent growth · sell at horizon
- IRR
- -5.1%
- Equity multiple
- 0.81×
- Total profit
- $-7,973
- Equity at exit
- $22,365
- IRR
- 4.1%
- Equity multiple
- 1.30×
- Total profit
- $12,446
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30331
- Home prices YoY
- -34.2%
- Rents YoY
- 2.6%
- Active inventory
- 483
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,624 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$168 /mo · $2,016/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $266
Break-even live
Sensitivity live
| Price | -10% $351 | -5% $308 | +0% $266 | +5% $223 | +10% $181 |
|---|---|---|---|---|---|
| Rent | -10% $137 | -5% $202 | +0% $266 | +5% $330 | +10% $394 |
| Rate | -1.0pp $341 | -0.5pp $304 | base $266 | +0.5pp $227 | +1.0pp $187 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 40 Candlelight Ln SW Apt B Atlanta, GA | 3.0 | 3.0 | 1274 | $1,800 | $1.41 | 24d | 1 | 0.22mi |
| 40 Candlelight Ln SW Unit A Atlanta, GA | 2.0 | 2.0 | 1098 | $1,500 | $1.37 | 24d | 1 | 0.22mi |
| 110 Candlelight Ln SW Atlanta, GA | 1.0 | 1.0 | 1300 | $634 | $0.49 | 17d | 1 | 0.37mi |
| 3915 Basil Way SW Atlanta, GA | 3.0 | 2.0 | 1287 | $2,600 | $2.02 | 24d | 1 | 0.47mi |
| 586 Oakside Dr SW Unit B Atlanta, GA | 2.0 | 1.0 | 1075 | $1,065 | $0.99 | 15d | 1 | 0.74mi |
| 586 Oakside Dr SW Unit A Atlanta, GA | 3.0 | 1.0 | 1075 | $1,325 | $1.23 | 15d | 1 | 0.74mi |
| 415 Fairburn Rd SW Atlanta, GA | 1.0–3.0 | 1.0–2.0 | 890 | $1,258 | $1.41 | 2d | 31 | 1.03mi |
| 3669 Martin Luther King Jr Dr SW Atlanta, GA | 2.0 | 1.5 | 800 | $1,300 | $1.62 | 5d | 2 | 1.21mi |
| 470 Bolton Rd NW Unit D1 Atlanta, GA | 2.0 | 1.5 | 1100 | $1,395 | $1.27 | 24d | 1 | 1.26mi |
| 4341 Cascade Rd SW Atlanta, GA | 1.0–3.0 | 1.0–2.0 | 959 | $1,340 | $1.40 | 44d | 1 | 1.28mi |
| 4355 Cascade Rd SW Atlanta, GA | 2.0 | 2.0 | 1152 | $1,190 | $1.03 | 2d | 7 | 1.29mi |
| 4375 Cascade Rd Unit l155 Atlanta, GA | 2.0 | 1.0 | 805 | $1,025 | $1.27 | 17d | 1 | 1.30mi |
| 4375 Cascade Rd Apt B12 Atlanta, GA | 3.0 | 2.0 | 1017 | $1,295 | $1.27 | 24d | 1 | 1.30mi |
| 4375 Cascade Rd Apt N181 Atlanta, GA | 2.0 | 1.0 | 805 | $1,100 | $1.37 | 5d | 1 | 1.30mi |
| 4375 Cascade Rd Unit r239 Atlanta, GA | 3.0 | 2.0 | 1017 | $1,395 | $1.37 | 24d | 1 | 1.30mi |
| 4375 Cascade Rd Unit n186 Atlanta, GA | 2.0 | 1.0 | 805 | $1,100 | $1.37 | 15d | 1 | 1.30mi |
| 4375 Cascade Rd Unit n184 Atlanta, GA | 2.0 | 1.0 | 805 | $1,150 | $1.43 | 24d | 1 | 1.30mi |
| 841 Ambient Way SW Atlanta, GA | 2.0 | 2.5 | 1344 | $1,895 | $1.41 | 17d | 1 | 1.34mi |
| 451 Fairlock Ln NW Atlanta, GA | 3.0 | 1.0 | 1141 | $1,450 | $1.27 | 24d | 1 | 1.37mi |
| 832 Ambient Way SW Atlanta, GA | 2.0 | 2.5 | 1500 | $2,250 | $1.50 | 24d | 1 | 1.37mi |
| 722 Crestwell Cir #722 Atlanta, GA | 2.0 | 3.0 | 1440 | $2,279 | $1.58 | 21d | 1 | 1.38mi |
| 887 Ambient Way SW Atlanta, GA | 2.0 | 2.5 | 1344 | $2,250 | $1.67 | 24d | 1 | 1.39mi |
| 897 Ambient Way SW Atlanta, GA | 2.0 | 2.5 | 1500 | $2,155 | $1.44 | 24d | 1 | 1.41mi |
| 708 Crestwell Cir SW Atlanta, GA | 2.0 | 2.5 | 1236 | $1,645 | $1.33 | 24d | 1 | 1.41mi |
| 648 Providence Pl SW #37 Atlanta, GA | 3.0 | 3.5 | 1416 | $2,195 | $1.55 | 24d | 1 | 1.41mi |
| 3440 Boulder Park Dr SW Atlanta, GA | 2.0 | 1.0 | 800 | $1,050 | $1.31 | 11d | 3 | 1.43mi |
| 3456 Thompson Dr NW Atlanta, GA | 3.0 | 1.0 | 975 | $1,750 | $1.79 | 24d | 1 | 1.47mi |
| 3616 Utoy Dr SW Atlanta, GA | 3.0 | 3.5 | 1496 | $1,950 | $1.30 | 44d | 1 | 1.50mi |
Listing history 6 events
-
2026-05-19status Under Contract 483-char remark
Show marketing remark (483 chars)
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
-
2026-05-09status Pending
-
2026-05-06historical Active Under Contract 483-char remark
Show marketing remark (483 chars)
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
-
2026-05-06historical Active Under Contract
Show marketing remark (483 chars)
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
-
2026-04-26$150,000 New 483-char remark
Show marketing remark (483 chars)
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
-
2026-04-26$150,000 Active
Show marketing remark (483 chars)
Serious investors take note-this is a full project with real upside. 2 bedroom, 1.5 bath, 1,056 sq ft. four-sided brick ranch with a partial basement on approximately 0.8 acres. Property is in poor condition and requires extensive repairs throughout. Likely cash or renovation financing only. Suitable for full renovation or possible tear-down. Sold as-is. Buyer representation required and a signed disclosure must be in place prior to showing. NO BLIND OFFERS WILL BE CONSIDERED..
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,016 · $168/mo
- Projected year-2 tax
- $2,016 · $168/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 5 d/yr ≥103°F today · 13 d/yr by 30 yrs out
- Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,486
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,016
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,559
- − Management
- −$1,559
- − Depreciation
- −$4,364
- Taxable income
- $836
- Est. tax owed @ 24.0%
- −$201
- After-tax cash flow
- $2,988/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Atlanta Public Schools
- NCES district ID
- 1300120
- Math proficiency
- 28% ▼ -6.00%
- Reading proficiency
- 35% ▼ -2.00%
- Median HH income
- $48,306
- Composite
- 27.27/100
- National rank
- #7006
- State rank
- #80 of 174 in GA
Livability — Atlanta
- Score
- 83/100
- State rank
- #6
- US rank
- #919
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Atlanta, GA
- County
- Fulton County · 1,094,430 people
- City population
- 629,525
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 62,567
- Household income
- $62,623
- Rent vs Own
- Severe rent burden
- 3748.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (94%)
- Race & ethnicity
- Black 94% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Hispanic 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 95% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -106.38%
- Current HPI
- 204.5402
- Rent YoY
- ▲ 2.63%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
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Price history
+0.0% since first listed6 events — show timeline
- 2026-05-19 Pending — GAMLS
- 2026-05-09 Pending — FMLS
- 2026-05-06 Contingent — GAMLS
- 2026-05-06 Contingent — FMLS
- 2026-04-26 Listed $150,000 FMLS
- 2026-04-26 Listed $150,000 GAMLS
Property tax history
+2.3%/yrLatest (2025): $2,016 · -10.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…