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1133 Hueytown Rd
B Composite 74.06
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.8/10.0
  • 1% rule +6.8/10.0
  • Appreciation +4.7/10.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$139,900

1133 Hueytown Rd · Hueytown, AL 35023
3 bd · 2.0 ba · 2,010 sqft · SingleFamily public records · 5 Days on market
Built 1958 8,276 sqft lot Est $203k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

Key facts

  • 8,276 sq ft lot
  • Garage
  • Built 1958

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $423 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Cap rate 9.9% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $128 of equity ($967 loan paydown + $-839 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 1.6% rent growth), your $39k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,900

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.92%
Cash-on-cash
12.95%
DSCR
1.58
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$203,010
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
134 Loch Ness Ln 0.27mi 3/3.0 1,998 (-1%) 4mo $239,900 $120 79
3034 Devon Rd 0.31mi 3/2.0 1,862 (-7%) 2mo $195,000 $105 72
3338 Crescent Dr 0.41mi 3/2.0 2,122 (+6%) 9mo $110,000 $52 64
216 Mimosa Cir 0.59mi 3/2.0 2,074 (+3%) 6mo $209,000 $101 62
3510 Highland Ave 0.41mi 3/2.5 2,240 (+11%) 6mo $187,100 $84 55
2901 Teresa Ave 0.60mi 4/2.0 (+1) 1,872 (-7%) 2mo $225,000 $120 54
2839 Novel Dr 0.73mi 3/2.0 1,854 (-8%) 2mo $119,800 $65 51
3332 Berry Dr 0.29mi 3/1.0 1,740 (-13%) 11mo $173,000 $99 51
307 Sunrise Blvd 0.68mi 4/1.0 (+1) 2,072 (+3%) 4mo $143,000 $69 50
2707 Novel Dr 0.59mi 3/2.0 1,750 (-13%) 7mo $235,000 $134 45
501 Hillsboro Rd 0.72mi 3/2.0 2,263 (+13%) 1mo $194,900 $86 44
2731 Novel Dr 0.61mi 3/1.5 1,736 (-14%) 8mo $194,900 $112 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
9.3%
Equity multiple
1.42×
Total profit
$16,621
Equity at exit
$36,476
10-year hold
IRR
14.0%
Equity multiple
2.38×
Total profit
$53,963
Equity at exit
$40,659

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
250
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,649 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$88 /mo · $1,056/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$423

Break-even live

Break-even rent $1,114
Max offer price $139,900
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3201 Circle Dr Bessemer, AL 3.0 2.0 1531 $1,750 $1.14 2d 1 0.17mi
2825 19th St N Bessemer, AL 3.0 1.5 1991 $1,395 $0.70 44d 1 0.43mi
216 Meadowood Ave Bessemer, AL 3.0 1.0 1430 $1,250 $0.87 3d 1 0.73mi
531 Tinker St Bessemer, AL 3.0 2.0 1766 $2,450 $1.39 10d 1 0.79mi
1032 26th Ave N Bessemer, AL 3.0 1.0 1724 $1,175 $0.68 3d 1 1.30mi

Listing history 14 events

  1. 2025-12-02
    soldstatus $144,200
  2. 2025-10-15
    status Pending
  3. 2025-10-10
    listed $139,900 Active
  4. 2025-09-30
    historical $139,900
  5. 2019-09-09
    soldstatus $97,000
  6. 2019-08-22
    soldstatus $97,000 Sold 174-char remark
    Show marketing remark (174 chars)

    Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

  7. 2019-07-08
    historical Contingent 174-char remark
    Show marketing remark (174 chars)

    Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

  8. 2019-06-29
    status Active 174-char remark
    Show marketing remark (174 chars)

    Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

  9. 2019-06-07
    historical Contingent 174-char remark
    Show marketing remark (174 chars)

    Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

  10. 2019-05-30
    listed $112,900 Active 174-char remark
    Show marketing remark (174 chars)

    Very nice brick one level. Huge covered and screened deck. Large den and kitchen area. Spacious living room. One car attached garage. HUGE laundry room. Hardwoods throughout.

  11. 2012-06-27
    soldstatus $70,000 323-char remark
    Show marketing remark (323 chars)

    EXCEPTIONAL DEAL! THIS 3 BEDROOM, 1.5 BATH, BRICK HOME HAS SO MUCH TO OFFER! HARDWOOD FLOORS, SPACIOUS FLOOR PLAN AND THE LARGE DEN IS A MUST SEE! THE SCREENED DECK IS GREAT FOR OUTDOOR RELAXATION. HURRY TO SCHEDULE YOUR PRIVATE SHOWING! CASE# 011-585106. HUD HOME SOLD AS-IS. PROPERTY LISTED AS FHA(IE)INSURED WITH ESCROW.

  12. 2012-03-29
    listed $78,030 323-char remark
    Show marketing remark (323 chars)

    EXCEPTIONAL DEAL! THIS 3 BEDROOM, 1.5 BATH, BRICK HOME HAS SO MUCH TO OFFER! HARDWOOD FLOORS, SPACIOUS FLOOR PLAN AND THE LARGE DEN IS A MUST SEE! THE SCREENED DECK IS GREAT FOR OUTDOOR RELAXATION. HURRY TO SCHEDULE YOUR PRIVATE SHOWING! CASE# 011-585106. HUD HOME SOLD AS-IS. PROPERTY LISTED AS FHA(IE)INSURED WITH ESCROW.

  13. 2005-04-12
    soldstatus $100,000
  14. 1978-05-05
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,056 · $88/mo
Projected year-2 tax
$1,056 · $88/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,790
− Mortgage interest
−$7,837
− Property taxes
−$1,056
− Insurance
−$700
− Repairs & maintenance
−$1,583
− Management
−$1,583
− Depreciation
−$4,070
Taxable income
$2,961
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$711
After-tax cash flow
$4,364/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 527,445 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
247.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.60%
Current HPI
389.38
Rent YoY
▲ 1.60%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+260.5% since first listed
14 events — show timeline
  • 2025-12-02 Sold (Public Records) $144,200 Public Records
  • 2025-10-15 Pending Greater Alabama MLS
  • 2025-10-10 Listed $139,900 Greater Alabama MLS
  • 2025-09-30 Coming Soon $139,900 Greater Alabama MLS
  • 2019-09-09 Sold (Public Records) $97,000 Public Records
  • 2019-08-22 Sold (MLS) $97,000 Greater Alabama MLS
  • 2019-07-08 Contingent Greater Alabama MLS
  • 2019-06-29 Relisted Greater Alabama MLS
  • 2019-06-07 Contingent Greater Alabama MLS
  • 2019-05-30 Listed $112,900 Greater Alabama MLS
  • 2012-06-27 Sold (MLS) $70,000 Greater Alabama MLS
  • 2012-03-29 Listed $78,030 Greater Alabama MLS
  • 2005-04-12 Sold (Public Records) $100,000 Public Records
  • 1978-05-05 Sold (Public Records) $40,000 Public Records

Property tax history

-5.3%/yr

Latest (2025): $1,056 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…