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909 Ohara Dr
B Composite 71.93
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • Livability +3.6/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$120,999

909 Ohara Dr · Jonesboro, GA 30236
2 bd · 2.0 ba · 1,098 sqft · SingleFamily public records · 14 Days on market
Built 1985 Est $164k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This very roomy townhome is just perfect with a fenced private backyard. The primary bedroom is extra large with a walk-in closet and on a lever by itself. You have a 2-story family room with a fireplace and a picture window open to the kitchen. This property is close to shopping, school, bus line, airport, and expressway for easy movement throughout metro Atlanta.

Key facts

  • 2-story family room
  • Walk-in closet
  • Picture window

Tags

FENCED PRIVATE BACKYARDWALK-IN CLOSET2-STORY FAMILY ROOMFIREPLACEPICTURE WINDOW

Property features AI

Finance

  • Other: Home warranty included
  • HOA & community: No association; Community features: street lights, near public transport, walkable to schools, near shopping

Exterior

  • Parking: Parking pad; More than one parking space per unit; Parking at kitchen level
  • Utilities: Public water; Public sewer; 220 volt electric; Cable available; High speed internet available; Natural gas available
  • Home design: Residential townhouse; Garden/Patio home / House; Resale property; Built in 1985
  • Construction: Press board and stone exterior; Slate roof; Slab foundation
  • Exterior features: Patio; Level, private lot

Interior

  • Kitchen: Dishwasher; Refrigerator; Gas water heater
  • Bedrooms: 2 bedrooms (1 on main level)
  • Flooring: Hardwood; Laminate
  • Bathrooms: 2 full bathrooms (1 on main level)
  • Heating & cooling: Central heating (natural gas); Central air; Ceiling fans; Electric cooling
  • Interior features: Two levels; Family room; Laundry area in kitchen; Masonry fireplace in family room; Public-record living area of 1098 square feet
  • Laundry & utility: Laundry located in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $121k.

Deal economics

  • At list price, monthly cash flow is $402 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $121k).
  • Cap rate 10.3% vs local median 5.0% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#63 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: crime C-, employment D, schools F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.1%/yr); 265 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $836 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.1% rent growth), your $34k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,999

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
10.28%
Cash-on-cash
14.24%
DSCR
1.63
GRM
6.5

CMA / ARV

ARV (on-the-fly)
$163,602
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7585 Haley Dr 0.43mi 3/1.5 (+1) 1,050 (-4%) 2mo $110,000 $105 64
1105 Lakeshore Dr 0.40mi 3/1.0 (+1) 1,003 (-9%) 1mo $95,000 $95 57
961 Dixie Dr 0.53mi 3/2.0 (+1) 1,196 (+9%) 1mo $152,500 $128 54
7577 Haley Dr 0.44mi 3/2.0 (+1) 975 (-11%) 12mo $145,000 $149 46
1140 Highway 138 SW 0.48mi 3/2.0 (+1) 1,260 (+15%) 5mo $138,000 $110 44
260 Wayne Ave 0.67mi 3/2.0 (+1) 1,040 (-5%) 14mo $200,000 $192 43
114 Raymond St 0.68mi 3/1.0 (+1) 1,040 (-5%) 9mo $169,000 $163 43
251 Wayne Ave 0.65mi 3/1.0 (+1) 1,066 (-3%) 18mo $157,599 $148 41
246 Wayne Ave 0.69mi 3/1.0 (+1) 1,012 (-8%) 9mo $177,900 $176 38
139 Cecelia Cir 0.69mi 3/1.5 (+1) 975 (-11%) 6mo $165,000 $169 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.15% rent growth · sell at horizon

5-year hold
IRR
3.6%
Equity multiple
1.14×
Total profit
$4,695
Equity at exit
$18,041
10-year hold
IRR
12.3%
Equity multiple
1.94×
Total profit
$31,818
Equity at exit
$10,462

Cash invested: $33,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30236

Rents YoY
2.1%
Active inventory
265
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,546 high interval (Pro) →
Mortgage (P&I)
$635
Tax from tax record
$134 /mo · $1,613/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$325
Net cashflow
$402

Break-even live

Break-even rent $1,037
Max offer price $120,999
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,250
Closing costs
$3,630
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
933 Ohara Dr Jonesboro, GA 2.0 2.0 1464 $2,700 $1.84 43d 1 0.04mi
858 Ohara Dr Jonesboro, GA 2.0 2.0 1001 $1,500 $1.50 43d 1 0.05mi
7545 Tara Rd Jonesboro, GA 1.0–3.0 1.0–2.0 1032 $1,366 $1.32 1d 20 0.11mi
7620 Tara Rd Jonesboro, GA 2.0 1.5 1200 $1,250 $1.04 24d 1 0.14mi
7878 N Main St Jonesboro, GA 2.0 1.0 950 $962 $1.01 1d 5 0.28mi
1150 Highway 138 Jonesboro, GA 2.0 1.0 741 $1,150 $1.55 24d 1 0.53mi
976 5th Ave Jonesboro, GA 3.0 2.0 1496 $2,000 $1.34 5d 1 0.60mi
249 Wayne Ave Jonesboro, GA 3.0 1.0 1117 $1,395 $1.25 43d 1 0.69mi
100 Chaselake Dr Jonesboro, GA 1.0–3.0 1.0–2.0 1160 $1,311 $1.13 1d 23 0.75mi
1174 Battlecreek Rd Jonesboro, GA 2.0–3.0 2.5 1270 $1,730 $1.36 2d 5 0.81mi
7259 Mayfair Cir Jonesboro, GA 3.0 1.0 1014 $1,590 $1.57 2d 1 0.82mi
537 Fielding Cir Riverdale, GA 3.0 1.0 1025 $1,465 $1.43 24d 1 0.85mi
707 Battlecreek Rd Jonesboro, GA 3.0 1.5 1075 $1,625 $1.51 43d 1 0.86mi
1 Magnolia Cir Jonesboro, GA 1.0–3.0 1.0–2.0 925 $1,316 $1.42 1d 15 0.90mi
7830 N McDonough St Unit A4 Jonesboro, GA 2.0 1.0 1000 $1,550 $1.55 43d 1 0.91mi
7830 N McDonough St Jonesboro, GA 2.0 1.0 1000 $1,350 $1.35 43d 1 0.91mi
112 Burkshire Ct Unit A Jonesboro, GA 2.0 1.0 877 $1,095 $1.25 43d 1 0.97mi
790 Dixon Rd Jonesboro, GA 2.0 1.0–1.5 900 $1,274 $1.42 5d 5 1.02mi
232 N Lake Dr Jonesboro, GA 3.0 1.5 1133 $1,595 $1.41 1d 1 1.04mi
109 North Ave Jonesboro, GA 1.0–2.0 1.0 881 $1,495 $1.70 1d 3 1.10mi
407 Fayetteville Rd Jonesboro, GA 2.0 1.0 896 $1,375 $1.53 24d 1 1.12mi
407 Fayetteville Rd Unit B Jonesboro, GA 2.0 1.0 780 $1,150 $1.47 43d 1 1.12mi
100 Riverview Pl Jonesboro, GA 1.0–3.0 1.0–2.0 1153 $1,524 $1.32 1d 18 1.16mi
8141 Hynds Springs Ln Jonesboro, GA 3.0 2.0 1360 $1,715 $1.26 43d 1 1.16mi
808 S Nottingham Rd Jonesboro, GA 3.0 1.5 1107 $1,400 $1.26 18d 1 1.17mi
808 S Nottingham Rd Jonesboro, GA 3.0 1.5 1107 $1,400 $1.26 43d 1 1.17mi
754 S Nottingham Rd Jonesboro, GA 3.0 1.0 1144 $1,500 $1.31 43d 1 1.20mi
218 Wallis St Jonesboro, GA 3.0 2.0 1464 $1,545 $1.06 24d 1 1.20mi
7800 Park Ln Jonesboro, GA 3.0 1.5 1036 $1,723 $1.66 43d 1 1.25mi
7767 Park Ln Jonesboro, GA 3.0 1.5 1065 $1,660 $1.56 43d 1 1.28mi
7799 Park Ln Jonesboro, GA 3.0 1.5 1112 $1,500 $1.35 4d 1 1.28mi
661 Sherwood Dr Jonesboro, GA 2.0–3.0 1.0–2.0 1184 $1,295 $1.09 43d 1 1.34mi
394 Queen Aliese Ln Jonesboro, GA 3.0 1.0 1350 $1,550 $1.15 43d 1 1.39mi
260 Commons Dr Jonesboro, GA 3.0 2.5 1410 $1,750 $1.24 2d 1 1.39mi
7238 Alicias Way Morrow, GA 3.0 2.5 1347 $1,900 $1.41 43d 1 1.39mi
7232 April Ct Morrow, GA 3.0 2.5 1402 $1,700 $1.21 3d 1 1.45mi
164 Meadowlark Ln Jonesboro, GA 3.0 1.5 1056 $1,665 $1.58 1d 1 1.47mi
7202 Georges Way Morrow, GA 3.0 2.5 1402 $2,000 $1.43 43d 1 1.47mi

Listing history 10 events

  1. 2026-06-18
    days on market $120,999 Active 14 DOM
  2. 2026-06-17
    days on market $120,999 Active 13 DOM
  3. 2026-06-16
    days on market $120,999 Active 12 DOM
  4. 2026-06-15
    days on market $120,999 Active 11 DOM
  5. 2026-06-13
    days on market $120,999 Active 9 DOM
  6. 2026-06-09
    days on market $120,999 Active 5 DOM
  7. 2026-06-08
    days on market $120,999 Active 4 DOM
  8. 2026-06-07
    pricestatusdays on marketlisting id $120,999 Active 3 DOM
  9. 2026-06-04
    remarks 367-char remark
  10. 2026-06-04
    listed $121,000 New 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,613 · $134/mo
Projected year-2 tax
$1,613 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,552
− Mortgage interest
−$6,778
− Property taxes
−$1,613
− Insurance
−$605
− Repairs & maintenance
−$1,484
− Management
−$1,484
− Depreciation
−$3,520
Taxable income
$3,068
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$736
After-tax cash flow
$4,087/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Jonesboro

Score
72/100
State rank
#63
US rank
#6030

Category grades

Amenities C+ Commute F Cost of living A+ Crime C- Employment D Housing A- Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Clayton County · 230,153 people
City population
93,280
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
50,089
Household income
$66,973
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
2024.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 64% White 14% Hispanic / Latino 11% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Slovak 1% Italian 1% Hispanic 1%
Foreign-born
13% · Canada, Vietnam, China
Languages at home
81% English-only · Spanish 10% Vietnamese 3% French/Haitian/Cajun 2%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.02%
Current HPI
204.1778
Rent YoY
▲ 2.15%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+148.5% since first listed
24 events — show timeline
  • 2026-06-03 Listed $121,000 GAMLS
  • 2026-06-03 Listed $121,000 FMLS
  • 2025-05-04 Rental Removed $1,389 RENTALBEAST
  • 2025-05-01 Rental Removed $1,389 RENT.
  • 2025-04-24 Listed for Rent $1,389 RENTALBEAST
  • 2025-04-23 Listed for Rent $1,389 RENT.
  • 2025-01-12 Rental Removed $1,375 RENTALBEAST
  • 2025-01-10 Rental Removed $1,375 RENT.
  • 2025-01-09 Listed for Rent $1,375 RENTALBEAST
  • 2024-12-28 Listed for Rent $1,375 RENT.
  • 2022-01-18 Sold (Public Records) $105,000 Public Records
  • 2021-12-22 Listing Removed GAMLS
  • 2021-11-01 Pending GAMLS
  • 2021-10-29 Relisted GAMLS
  • 2021-10-26 Pending GAMLS
  • 2021-10-24 Relisted GAMLS
  • 2021-10-21 Listing Removed GAMLS
  • 2021-09-21 Listed $105,000 GAMLS
  • 2016-10-21 Sold (MLS) $40,000 GAMLS
  • 2016-10-18 Pending GAMLS
  • 2016-10-13 Listed $39,900 GAMLS
  • 2006-05-03 Sold (Public Records) $73,500 Public Records
  • 1989-05-16 Sold (Public Records) $51,100 Public Records
  • 1985-10-31 Sold (Public Records) $48,700 Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,613 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…