519 Camellia Ave · Orange, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.2/30.0
- Appreciation +5.5/10.0
- DSCR +5.0/10.0
- 1% rule +4.4/10.0
- Rent growth +3.9/5.0
- ARV discount +3.8/15.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$145,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!
Key facts
- Brand new duct work
- New toilets
- Updated lvp flooring
Tags
Property features AI
Finance
- Other: Located in the Roselawn subdivision
Exterior
- Parking: Attached garage (1 car)
- Home design: Single family residence; Residential property
- Construction: Composition roof; Slab foundation
- Exterior features: Patio; Storage structure
Interior
- Kitchen: Dishwasher; Gas cooktop; Range
- Flooring: Tile; Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Breakfast bar
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $77 ($928/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (5.8% below list).
- Recommended offer: $137k (5.8% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
- West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($1k loan paydown + $1k appreciation (1.0% local appreciation)).
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (1.0% appreciation + 5.7% rent growth), your $41k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.93%
- Cash-on-cash
- 2.29%
- DSCR
- 1.10
- GRM
- 8.8
CMA / ARV
- ARV (on-the-fly)
- $134,000
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 413 Gardenia Ave | 0.25mi | 3/1.0 | 1,246 (-7%) | 1mo | $124,990 | $100 | 72 |
| 313 Camellia Ave | 0.26mi | 3/2.0 | 1,490 (+11%) | 4mo | $149,900 | $101 | 66 |
| 504 Azalea Ave | 0.13mi | 3/1.0 | 1,225 (-9%) | 17mo | $105,000 | $86 | 62 |
| 101 Azalea Ave | 0.45mi | 3/2.0 | 1,519 (+13%) | 9mo | $115,000 | $76 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.01% appreciation · 5.71% rent growth · sell at horizon
- IRR
- 5.5%
- Equity multiple
- 1.28×
- Total profit
- $11,551
- Equity at exit
- $49,575
- IRR
- 11.5%
- Equity multiple
- 2.49×
- Total profit
- $60,392
- Equity at exit
- $65,939
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77630
- Home prices YoY
- 0.4%
- Rents YoY
- 5.7%
- Active inventory
- 337
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,366 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$181 /mo · $2,171/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$287
- Net cashflow
- $77
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 107 Dahlia St Orange, TX | 3.0 | 1.0 | 1149 | $1,300 | $1.13 | 13d | 1 | 0.16mi |
| 310 Camellia Ave Orange, TX | 3.0 | 1.0 | 988 | $1,295 | $1.31 | 21d | 1 | 0.26mi |
| 3726 Bowling Ln Orange, TX | 3.0 | 1.0 | 1045 | $1,150 | $1.10 | 43d | 1 | 0.27mi |
| 403 Bluebonnet Dr Orange, TX | 3.0 | 1.0 | 1196 | $1,300 | $1.09 | 43d | 1 | 0.30mi |
| 306 Bridal Wreath Ave Orange, TX | 3.0 | 1.0 | 1529 | $1,195 | $0.78 | 21d | 1 | 0.31mi |
| 302 Bridal Wreath Ave Orange, TX | 3.0 | 1.0 | 1182 | $1,195 | $1.01 | 43d | 1 | 0.34mi |
| 3615 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1266 | $1,275 | $1.01 | 43d | 1 | 0.38mi |
| 3714 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1020 | $1,450 | $1.42 | 13d | 1 | 0.40mi |
| 3333 Ridgemont Dr Unit 203 Orange, TX | 2.0 | 1.0 | 1000 | $1,084 | $1.08 | 13d | 1 | 0.43mi |
| 101 Azalea Ave Unit A Orange, TX | 3.0 | 1.0 | 1200 | $2,000 | $1.67 | 43d | 1 | 0.44mi |
| 316 Old Timers Rd Unit 316 Orange, TX | 3.0 | 2.0 | 1200 | $1,595 | $1.33 | 43d | 1 | 0.47mi |
| 3333 Ridgemont Dr Apt 105 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 21d | 1 | 0.48mi |
| 3333 Ridgemont Dr Unit 107 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 43d | 1 | 0.48mi |
| 3333 Ridgemont Dr Unit 404 Orange, TX | 2.0 | 1.0 | 1000 | $1,254 | $1.25 | 43d | 1 | 0.48mi |
| 3333 Ridgemont Dr Unit 401 Orange, TX | 3.0 | 2.0 | 1700 | $1,725 | $1.01 | 21d | 1 | 0.48mi |
| 3333 Ridgemont Dr Unit 408 Orange, TX | 2.0 | 1.0 | 1000 | $1,059 | $1.06 | 43d | 1 | 0.48mi |
| 3333 Ridgemont Dr Unit 315TWNHME Orange, TX | 2.0 | 1.5 | 1216 | $1,040 | $0.86 | 21d | 1 | 0.48mi |
| 3000 MacArthur Dr Orange, TX | 3.0 | 1.0–2.0 | 791 | $1,330 | $1.68 | 13d | 12 | 0.68mi |
| 7b Concord St Orange, TX | 2.0 | 1.5 | 1206 | $1,450 | $1.20 | 13d | 1 | 0.71mi |
| 1120 28th St Orange, TX | 3.0 | 1.0 | 1308 | $1,500 | $1.15 | 43d | 1 | 0.84mi |
| 309 Quincy St West Orange, TX | 3.0 | 1.5 | 1113 | $1,200 | $1.08 | 13d | 1 | 0.96mi |
| 205 Gloria St West Orange, TX | 3.0 | 2.0 | 1225 | $1,300 | $1.06 | 43d | 1 | 0.99mi |
| 2602 Tanglewood St West Orange, TX | 4.0 | 2.0 | 1306 | $1,250 | $0.96 | 13d | 1 | 0.99mi |
| 3345 W Park Ave Orange, TX | 1.0–2.0 | 1.0–1.5 | 999 | $1,182 | $1.18 | 13d | 7 | 1.03mi |
| 210 Florence St Orange, TX | 3.0 | 1.0 | 1064 | $1,425 | $1.34 | 43d | 1 | 1.09mi |
| 206 Florence St Orange, TX | 2.0 | 1.0 | 1216 | $1,425 | $1.17 | 43d | 1 | 1.10mi |
| 1543 Alamo St West Orange, TX | 3.0 | 1.0 | 1170 | $1,200 | $1.03 | 13d | 1 | 1.11mi |
| 1010 Highway 87 S Orange, TX | 1.0–3.0 | 1.0–2.0 | 880 | $1,425 | $1.62 | 13d | 13 | 1.26mi |
| 2801 W Sunset Dr Orange, TX | 1.0–3.0 | 1.0–2.0 | 1113 | $1,400 | $1.26 | 13d | 27 | 1.41mi |
| 1102 Cypress Wood Dr Orange, TX | 3.0 | 2.0 | 1529 | $2,050 | $1.34 | 13d | 1 | 1.48mi |
Listing history 8 events
-
2026-05-16$145,000 Active
-
2018-07-13soldstatus 398-char remark
Show marketing remark (398 chars)
Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!
-
2018-07-10soldstatus
-
2018-05-29$92,500 398-char remark
Show marketing remark (398 chars)
Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!
-
2018-03-06soldstatus
-
2018-03-06soldstatus
-
2018-03-02soldstatus 88-char remark
Show marketing remark (88 chars)
Sold AS IS only. Did not flood with Harvey. Would make a great investor buy. Needs work.
-
2018-02-12$30,000 88-char remark
Show marketing remark (88 chars)
Sold AS IS only. Did not flood with Harvey. Would make a great investor buy. Needs work.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,171 · $181/mo
- Projected year-2 tax
- $2,654 · $221/mo
- Expected delta
- +$483/yr (+$40/mo · 22.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,390
- − Mortgage interest
- −$8,122
- − Property taxes
- −$2,171
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,311
- − Management
- −$1,311
- − Depreciation
- −$4,218
- Taxable loss
- −$1,468
- Est. tax savings @ 24.0%
- +$352
- After-tax cash flow
- $1,280/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Orange-Cove CISD
- NCES district ID
- 4845090
- Math proficiency
- 17% ▼ -7.00%
- Reading proficiency
- 21% ▼ -2.00%
- Median HH income
- $37,329
- Composite
- 15.86/100
- National rank
- #9260
- State rank
- #784 of 826 in TX
Livability — Orange
- Score
- 71/100
- State rank
- #286
- US rank
- #6456
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Orange, TX
- County
- Orange County · 87,112 people
- City population
- 22,976
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 28,983
- Household income
- $64,373
- Rent vs Own
- Severe rent burden
- 1018.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 13% Italian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.01%
- Current HPI
- 264.14
- Rent YoY
- ▲ 5.71%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+383.3% since first listed8 events — show timeline
- 2026-05-16 Listed $145,000 BBOR
- 2018-07-13 Sold (MLS) — BBOR
- 2018-07-10 Sold (Public Records) — Public Records
- 2018-05-29 Listed $92,500 BBOR
- 2018-03-06 Sold (Public Records) — Public Records
- 2018-03-06 Sold (Public Records) — Public Records
- 2018-03-02 Sold (MLS) — BBOR
- 2018-02-12 Listed $30,000 BBOR
Property tax history
+4.8%/yrLatest (2025): $2,171 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…