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519 Camellia Ave
D+ Composite 46.52
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • Appreciation +5.5/10.0
  • DSCR +5.0/10.0
  • 1% rule +4.4/10.0
  • Rent growth +3.9/5.0
  • ARV discount +3.8/15.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$145,000

519 Camellia Ave · Orange, TX 77630
3 bd · 2.0 ba · 1,340 sqft · SingleFamily public records · 9 Days on market
Built 1958 8,276 sqft lot Est $134k · 8% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!

Key facts

  • Brand new duct work
  • New toilets
  • Updated lvp flooring

Tags

UPDATED LVP FLOORINGNEW SHEETROCK WALLSNEW TOILETSFRESHLY RESURFACED TUBBRAND NEW DUCT WORKGAS STOVE

Property features AI

Finance

  • Other: Located in the Roselawn subdivision

Exterior

  • Parking: Attached garage (1 car)
  • Home design: Single family residence; Residential property
  • Construction: Composition roof; Slab foundation
  • Exterior features: Patio; Storage structure

Interior

  • Kitchen: Dishwasher; Gas cooktop; Range
  • Flooring: Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Breakfast bar

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $77 ($928/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (5.8% below list).
  • Recommended offer: $137k (5.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($1k loan paydown + $1k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $41k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,587 (5.8% below list)

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.93%
Cash-on-cash
2.29%
DSCR
1.10
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$134,000
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
413 Gardenia Ave 0.25mi 3/1.0 1,246 (-7%) 1mo $124,990 $100 72
313 Camellia Ave 0.26mi 3/2.0 1,490 (+11%) 4mo $149,900 $101 66
504 Azalea Ave 0.13mi 3/1.0 1,225 (-9%) 17mo $105,000 $86 62
101 Azalea Ave 0.45mi 3/2.0 1,519 (+13%) 9mo $115,000 $76 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
5.5%
Equity multiple
1.28×
Total profit
$11,551
Equity at exit
$49,575
10-year hold
IRR
11.5%
Equity multiple
2.49×
Total profit
$60,392
Equity at exit
$65,939

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,366 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$181 /mo · $2,171/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$77

Break-even live

Break-even rent $1,268
Max offer price $145,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 13d 1 0.16mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 21d 1 0.26mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 43d 1 0.27mi
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 43d 1 0.30mi
306 Bridal Wreath Ave Orange, TX 3.0 1.0 1529 $1,195 $0.78 21d 1 0.31mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 43d 1 0.34mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 43d 1 0.38mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 13d 1 0.40mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 13d 1 0.43mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 43d 1 0.44mi
316 Old Timers Rd Unit 316 Orange, TX 3.0 2.0 1200 $1,595 $1.33 43d 1 0.47mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 21d 1 0.48mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 43d 1 0.48mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 43d 1 0.48mi
3333 Ridgemont Dr Unit 401 Orange, TX 3.0 2.0 1700 $1,725 $1.01 21d 1 0.48mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 43d 1 0.48mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 21d 1 0.48mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 13d 12 0.68mi
7b Concord St Orange, TX 2.0 1.5 1206 $1,450 $1.20 13d 1 0.71mi
1120 28th St Orange, TX 3.0 1.0 1308 $1,500 $1.15 43d 1 0.84mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 13d 1 0.96mi
205 Gloria St West Orange, TX 3.0 2.0 1225 $1,300 $1.06 43d 1 0.99mi
2602 Tanglewood St West Orange, TX 4.0 2.0 1306 $1,250 $0.96 13d 1 0.99mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 13d 7 1.03mi
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 43d 1 1.09mi
206 Florence St Orange, TX 2.0 1.0 1216 $1,425 $1.17 43d 1 1.10mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 13d 1 1.11mi
1010 Highway 87 S Orange, TX 1.0–3.0 1.0–2.0 880 $1,425 $1.62 13d 13 1.26mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 13d 27 1.41mi
1102 Cypress Wood Dr Orange, TX 3.0 2.0 1529 $2,050 $1.34 13d 1 1.48mi

Listing history 8 events

  1. 2026-05-16
    listed $145,000 Active
  2. 2018-07-13
    soldstatus 398-char remark
    Show marketing remark (398 chars)

    Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!

  3. 2018-07-10
    soldstatus
  4. 2018-05-29
    listed $92,500 398-char remark
    Show marketing remark (398 chars)

    Just totally renovated inside and out. All new stainless appliances, fresh paint inside and out. Crown molding, large built-in entertainment center in living room. New bathroom fixtures, new walk tile in shower in master bathroom. Make your appointment today to view this exceptional home. Also large workshop/storage building in back. Pretty shade trees. Did not flood in Harvey. Ready to move in!

  5. 2018-03-06
    soldstatus
  6. 2018-03-06
    soldstatus
  7. 2018-03-02
    soldstatus 88-char remark
    Show marketing remark (88 chars)

    Sold AS IS only. Did not flood with Harvey. Would make a great investor buy. Needs work.

  8. 2018-02-12
    listed $30,000 88-char remark
    Show marketing remark (88 chars)

    Sold AS IS only. Did not flood with Harvey. Would make a great investor buy. Needs work.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,171 · $181/mo
Projected year-2 tax
$2,654 · $221/mo
Expected delta
+$483/yr (+$40/mo · 22.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,390
− Mortgage interest
−$8,122
− Property taxes
−$2,171
− Insurance
−$725
− Repairs & maintenance
−$1,311
− Management
−$1,311
− Depreciation
−$4,218
Taxable loss
−$1,468
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$352
After-tax cash flow
$1,280/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+383.3% since first listed
8 events — show timeline
  • 2026-05-16 Listed $145,000 BBOR
  • 2018-07-13 Sold (MLS) BBOR
  • 2018-07-10 Sold (Public Records) Public Records
  • 2018-05-29 Listed $92,500 BBOR
  • 2018-03-06 Sold (Public Records) Public Records
  • 2018-03-06 Sold (Public Records) Public Records
  • 2018-03-02 Sold (MLS) BBOR
  • 2018-02-12 Listed $30,000 BBOR

Property tax history

+4.8%/yr

Latest (2025): $2,171 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…