975 Tyler Rd · Remlap, AL 35133

$168,000

2 bd · 2.0 ba · 1,680 sqft · Manufactured public records · 19 Days on market

Built 2012 Good condition 2.68 ac lot Est $165k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.4/30.0
• Appreciation +10.0/10.0
• ARV discount +6.6/15.0
• DSCR +4.7/10.0
• 1% rule +4.2/10.0
• Condition / age +4.0/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0

Listing remarks

Welcome home to this beautifully renovated property in the desirable Pine Mountain area, zoned for highly rated Southeastern schools! Situated on almost 3 peaceful acres, this open-concept home offers the perfect blend of comfort, space, and privacy. Renovated just a few years ago, the home features 2 oversized bedrooms and 2 full bathrooms, along with a large walk-in closet that could easily be converted back into a third bedroom if desired. Enjoy relaxing on the spacious front porch while overlooking the flat, usable yard perfect for kids, pets, entertaining friends and family, or simply enjoying the peaceful setting. With modern updates, plenty of outdoor space, and a great location, thi

Key facts

• Open-concept home
• Flat usable yard
• Almost 3 acres

Tags

• ZONED FOR SOUTHEASTERN SCHOOLS
• ALMOST 3 ACRES
• OPEN-CONCEPT HOME
• LARGE WALK-IN CLOSET
• SPACIOUS FRONT PORCH
• FLAT USABLE YARD

Property features AI

Finance

• Other: Approximately 2.68 acres

Exterior

• Parking: Driveway parking
• Security: No interior security features listed
• Utilities: Public water; Septic system; Electric water heater; Internet service availability unknown
• Home design: Existing single-family residence; Entry and main living all on main level; Not a tri-level or split-level home
• Construction: Vinyl siding; Pillars/support foundation
• Exterior features: Covered and open decks; No patio; No pool; Not waterfront; Property not in a flood plain

Interior

• Kitchen: Laminate countertops; Built-in dishwasher; Built-in microwave
• Bedrooms: Master bedroom (main level); Additional bedroom (main level); Walk-in closets and dressing room
• Flooring: Hardwood; Laminate
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central cooling
• Interior features: 9+ foot ceilings; Hardwood and laminate flooring; Stone wood-burning fireplace in the living room; No attic; 1,680 square feet of living area
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Has laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $168k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $63 ($762/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (7.7% below list).
• Recommended offer: $155k (7.7% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.4% in Remlap — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Blount County (rural): math 20% / reading 45% proficiency, ranked #54 of 129 in AL (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 32 active listings in the ZIP; 13 units permitted in Blount County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
• Blount County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $47k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($165k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,999 (7.7% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.75%
• Cash-on-cash: 1.62%
• DSCR: 1.07
• GRM: 9.0

CMA / ARV

• ARV (on-the-fly): $164,640
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
458 Valley View Ln	0.30mi	3/2.0 (+1)	1,680 (0%)	24mo	$165,000	$98	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.4%
• Equity multiple: 3.03×
• Total profit: $95,564
• Equity at exit: $151,348

10-year hold

• IRR: 22.4%
• Equity multiple: 6.92×
• Total profit: $278,287
• Equity at exit: $326,387

Cash invested: $47,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35133

• Home prices YoY: 7.3%
• Active inventory: 32
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,550 medium
• Mortgage (P&I): −$881
• Tax est. 1.5%: −$210 /mo · $2,520/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$325
• Net cashflow: $63

Break-even live

Break-even rent $1,470

Max offer price $168,000

Occupancy floor 91%

Sensitivity live

Price	-10% $180	-5% $122	+0% $63	+5% $5	+10% $-53
Rent	-10% $-59	-5% $2	+0% $63	+5% $125	+10% $186
Rate	-1.0pp $148	-0.5pp $106	base $63	+0.5pp $20	+1.0pp $-24

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,000
• Closing costs: $5,040
• Reserves months: —
• Total cash needed: —

Listing history 13 events

1. 2026-06-21
   days on market $168,000 Active 19 DOM
2. 2026-06-18
   days on market $168,000 Active 16 DOM
3. 2026-06-17
   days on market $168,000 Active 15 DOM
4. 2026-06-16
   days on market $168,000 Active 14 DOM
5. 2026-06-15
   days on market $168,000 Active 13 DOM
6. 2026-06-13
   days on market $168,000 Active 11 DOM
7. 2026-06-10
   days on market $168,000 Active 8 DOM
8. 2026-06-09
   days on market $168,000 Active 7 DOM
9. 2026-06-08
   days on market $168,000 Active 6 DOM
10. 2026-06-07
    days on market $168,000 Active 5 DOM
11. 2026-06-05
    days on market $168,000 Active 2 DOM
12. 2026-06-02
    remarks 699-char remark
13. 2026-06-02
    listed $168,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 6 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,600
• − Mortgage interest: −$9,411
• − Property taxes: −$2,520
• − Insurance: −$840
• − Repairs & maintenance: −$1,488
• − Management: −$1,488
• − Depreciation: −$4,887
• Taxable loss: −$2,034
• Est. tax savings @ 24.0%: +$488
• After-tax cash flow: $1,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully renovated home in the desirable Pine Mountain area offers a great blend of comfort, space, and privacy. With modern updates and a spacious yard, it's ready for a new owner to move in and enjoy.

Value-add opportunities

• Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
• Both Landscaping and curb appeal — Enhances curb appeal and creates a welcoming environment
• Both Add a small shed or storage unit — Provides additional storage and enhances curb appeal

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping and curb appeal — Enhances curb appeal and creates a welcoming environment ↑
• Both Add a small shed or storage unit — Provides additional storage and enhances curb appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Blount County
• NCES district ID: 0100420
• Math proficiency: 20% ▼ -25.00%
• Reading proficiency: 45% ▼ -1.00%
• Median HH income: $45,961
• Composite: 27.79/100
• National rank: #6891
• State rank: #54 of 129 in AL

Livability — Remlap

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Remlap, AL
• City population: 2,793
• Population (ZIP): 2,793

Population outlook (Blount County) Hauer SSP2

• Today (2025): 57,983 people
• By 2030: 57,405 · -1.0%
• By 2040: 55,602 · -4.1%
• By 2050: 53,393 · -7.9%
• By 2075: 48,248 · -16.8%
• By 2100: 44,190 · -23.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Black 2% Hispanic / Latino 2%
• Common ancestry: Serbian 2% Iranian 2% Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Blount

• 2024 margin: Solid R (+81.0) · D 9.2% · R 90.2%
• 2008→2024 swing: -11.5pp toward R · 2008: -69.5pp · 2024: -81.0pp
• All cycles: 2024: R+81.0 2020: R+80.0 2016: R+81.4 2012: R+74.1 2008: R+69.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 17.26%
• Current HPI: 255.0421
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

1 event — show timeline

• 2026-06-02 Listed $168,000 Greater Alabama MLS