14379 Gossett St · Jacksonville, FL 32218

$307,020

4 bd · 2.0 ba · 1,760 sqft · SingleFamily public records · 1 Days on market

Built 2025 0.25 ac lot Est $304k · at est.

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +7.1/15.0
• Livability +4.2/5.0
• DSCR +4.0/10.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks

This 2025 build home is move in ready! It has 4 bedrooms and 2 bathrooms with 1,759 sq feet of living space and updates throughout. Call for your showing today!

Key facts

• 0.25 acre lot
• 2 garage spots
• Built 2025

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Attached garage; 2-car garage
• Utilities: Electricity connected; No private pool
• Home design: Single-family residence; Used for residential purposes
• Exterior features: Quarter-acre lot

Interior

• Bedrooms: 4 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other appliances (unspecified)

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $307k.

Deal economics

• At list price, monthly cash flow is $4 ($45/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $227k (26.0% below list).
• Recommended offer: $227k (26.0% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Oceanway Elementary School (math 58% / reading 47%, grade C-, #976 of 2,144 statewide, top 46%, 637 students, 51% FRL); Oceanway School (math 34% / reading 33%, grade F, #428 of 571 statewide, top 76%, 927 students, 51% FRL); First Coast High School (math 18% / reading 33%, grade F, #499 of 667 statewide, top 75%, 2,117 students, 49% FRL) — zoned schools at 50% FRL track the district average.
• Market conditions: Rents soft (-0.4%/yr); 735 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 39% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,073 (26.0% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 6.31%
• Cash-on-cash: 0.05%
• DSCR: 1.00
• GRM: 11.3

CMA / ARV

• ARV (on-the-fly): $304,480
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14350 Lyle Rd	0.04mi	4/2.0	1,759 (-0%)	6mo	$305,017	$173	94
14207 Gossett St	0.20mi	4/2.0	1,759 (-0%)	4mo	$315,000	$179	87
36 Castleberry Rd	0.17mi	4/2.0	1,759 (-0%)	6mo	$305,020	$173	87
14262 Crestwick Dr W	0.27mi	4/2.0	1,833 (+4%)	3mo	$270,000	$147	78
14131 Crestwick Dr W	0.30mi	3/2.0 (-1)	1,833 (+4%)	2mo	$275,000	$150	72
14081 Crestwick Dr E	0.36mi	4/2.0	1,936 (+10%)	3mo	$285,000	$147	64
14042 Crestwick Dr W	0.43mi	3/2.0 (-1)	1,852 (+5%)	9mo	$285,000	$154	59
498 Bridgeport Ct	0.68mi	3/2.0 (-1)	1,665 (-5%)	1mo	$275,000	$165	53
487 Apple Creek Dr	0.55mi	4/2.0	1,978 (+12%)	6mo	$320,000	$162	48
14772 MacAdamia Ln	0.70mi	4/2.0	1,533 (-13%)	1mo	$354,990	$232	45
14857 Praline Ct	0.71mi	4/2.0	1,533 (-13%)	7mo	$334,990	$219	39
14861 Praline Ct	0.72mi	4/2.0	1,533 (-13%)	7mo	$314,990	$205	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.2%
• Equity multiple: 0.34×
• Total profit: $-56,336
• Equity at exit: $45,778

10-year hold

• IRR: -18.2%
• Equity multiple: 0.13×
• Total profit: $-75,154
• Equity at exit: $26,545

Cash invested: $85,966 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 735
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,271 high
• Mortgage (P&I): −$1,610
• Tax from tax record: −$52 /mo · $626/yr
• Insurance: −$128
• HOA: −$0
• Vacancy / Maint / Mgmt: −$477
• Net cashflow: $4

Break-even live

Break-even rent $2,266

Max offer price $307,020

Occupancy floor 95%

Sensitivity live

Price	-10% $178	-5% $91	+0% $4	+5% $-434	+10% $-540
Rent	-10% $-176	-5% $-86	+0% $4	+5% $93	+10% $183
Rate	-1.0pp $158	-0.5pp $82	base $4	+0.5pp $-76	+1.0pp $-157

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $76,755
• Closing costs: $9,211
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14228 Gossett St Jacksonville, FL	4.0	2.0	1759	$1,948	$1.11	25d	1	0.12mi
14355 N Main St Jacksonville, FL	1.0–3.0	1.0–2.0	1068	$2,675	$2.50	3d	43	0.15mi
14617 Zachary Dr E Jacksonville, FL	4.0	2.0	2266	$2,800	$1.24	9d	1	0.43mi
14119 River Station Ln Jacksonville, FL	2.0–3.0	2.5	1641	$1,999	$1.22	5d	15	0.44mi
14635 Macadamia Ln Jacksonville, FL	3.0	2.0	1857	$2,100	$1.13	25d	1	0.53mi
13949 Gossett St Jacksonville, FL	3.0	2.0	1470	$1,800	$1.22	25d	1	0.55mi
14522 Macadamia Ln Jacksonville, FL	3.0	2.5	1556	$2,300	$1.48	25d	1	0.59mi
13919 Ridgewick Dr Jacksonville, FL	3.0	2.0	1679	$2,065	$1.23	23d	1	0.60mi
14695 Macadamia Ln Jacksonville, FL	4.0	3.0	2009	$2,400	$1.19	25d	1	0.60mi
14742 Cashew Ave Jacksonville, FL	4.0	2.5	2103	$3,200	$1.52	25d	1	0.62mi
14757 Cashew Ave Jacksonville, FL	3.0	2.0	1519	$2,100	$1.38	16d	1	0.63mi
14750 Cashew Ave Jacksonville, FL	4.0	3.0	2495	$2,500	$1.00	25d	1	0.63mi
13791 Sanwick Ct Jacksonville, FL	3.0	2.0	1900	$1,961	$1.03	25d	1	0.67mi
111 Brazil Nut Cir Jacksonville, FL	3.0	2.5	1560	$2,200	$1.41	9d	1	0.69mi
14884 Praline Ct Jacksonville, FL	4.0	2.5	2180	$2,300	$1.06	12d	1	0.82mi
13983 Summer Breeze Dr Jacksonville, FL	4.0	3.5	2484	$2,575	$1.04	25d	1	0.83mi
153 Sanwick Dr Jacksonville, FL	3.0	2.0	1940	$2,350	$1.21	25d	1	0.90mi
685 Tree Swallow Ct Jacksonville, FL	3.0	2.0	1719	$2,100	$1.22	9d	1	0.94mi
223 Collen Rd N Jacksonville, FL	4.0	2.0	1250	$1,800	$1.44	25d	1	1.05mi
741 Indigo Run Dr Jacksonville, FL	4.0	2.0	1997	$2,205	$1.10	5d	1	1.14mi
667 Bonaparte Dr Jacksonville, FL	4.0	2.0	1691	$2,220	$1.31	5d	1	1.37mi
14105 Epply Dr Jacksonville, FL	1.0–3.0	1.0–2.0	1242	$2,341	$1.88	4d	42	1.42mi
14220 Epply Dr Jacksonville, FL	3.0	2.5	2022	$2,400	$1.19	6d	1	1.44mi

Listing history 2 events

1. 2026-06-08
   remarks 160-char remark
2. 2026-06-08
   listed $307,020 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $626 · $52/mo
• Projected year-2 tax: $2,548 · $212/mo
• Expected delta: +$1,922/yr (+$160/mo · 307.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,249
• − Mortgage interest: −$17,198
• − Property taxes: −$626
• − Insurance: −$1,535
• − Repairs & maintenance: −$2,180
• − Management: −$2,180
• − Depreciation: −$8,931
• Taxable loss: −$5,401
• Est. tax savings @ 24.0%: +$1,296
• After-tax cash flow: $1,341/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2261.7% since first listed

7 events — show timeline

• 2026-06-07 Pending — realMLS
• 2026-06-07 Listed $307,020 realMLS
• 2025-12-19 Rental Removed $1,949 TENANTTURNER2
• 2025-12-06 Listed for Rent $1,949 TENANTTURNER2
• 2022-08-16 Sold (Public Records) $680,000 Public Records
• 2019-04-24 Sold (Public Records) $32,000 Public Records
• 2010-11-18 Sold (Public Records) $13,000 Public Records

Property tax history

+15.7%/yr

Latest (2025): $626 · -0.7% YoY. Source: county tax records.