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21 Daisytown Rd
B- Composite 65.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • DSCR +8.7/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.3/15.0
  • Appreciation +5.0/10.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$87,750

21 Daisytown Rd · West Pike Run, PA 15427
3 bd · 1.5 ba · 1,120 sqft · SingleFamily public records · 28 Days on market
Built 1970 1.60 ac lot $78/sqft · at area comps Est $87k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One level living Ranch style home located on 1.6 acres of private and wooded land. Enjoy the front covered porch this autumn. All three bedrooms and the first full bathroom are located on the main level. Plenty of counter and cabinet space in the eat in kitchen w/ oak cabinetry. There is a finished game room on the lower level with glass block windows and the second full bathroom. New septic tank was just installed. Minutes to I-70 and Toll rd 43.

Key facts

  • Front covered porch
  • New septic tank
  • One level living

Tags

ONE LEVEL LIVINGPRIVATE AND WOODED LANDFRONT COVERED PORCHFINISHED GAME ROOMNEW SEPTIC TANK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $88k.

Deal economics

  • At list price, monthly cash flow is $215 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $88k).
  • Recommended offer: $86k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • California Area SD (rural): math 31% / reading 58% proficiency, ranked #295 of 539 in PA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 2 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($606 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago; this cycle's ask has dropped $62k (42%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $86,433 (1.5% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.24%
Cash-on-cash
10.51%
DSCR
1.47
GRM
6.6

CMA / ARV

ARV (median comp)
$87,439
List price
$87,750
Delta
13.22%
Verdict
OVERPRICED
Comps
10 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
117 Nixon Ave 0.54mi 3/1.0 1,204 (+8%) 23mo $147,000 $122 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.4%
Equity multiple
1.99×
Total profit
$24,332
Equity at exit
$39,456
10-year hold
IRR
18.9%
Equity multiple
3.75×
Total profit
$67,486
Equity at exit
$60,807

Cash invested: $24,570 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15427

Active inventory
2
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,108 medium interval (Pro) →
Mortgage (P&I)
$460
Tax from tax record
$163 /mo · $1,959/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$233
Net cashflow
$215

Break-even live

Break-even rent $835
Max offer price $87,750
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,938
Closing costs
$2,632
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-18
    days on market $87,750 Active 28 DOM
  2. 2026-06-17
    days on market $87,750 Active 27 DOM
  3. 2026-06-16
    days on market $87,750 Active 26 DOM
  4. 2026-06-15
    days on market $87,750 Active 25 DOM
  5. 2026-06-13
    days on market $87,750 Active 23 DOM
  6. 2026-06-12
    days on market $87,750 Active 22 DOM
  7. 2026-06-09
    days on market $87,750 Active 19 DOM
  8. 2026-06-08
    days on market $87,750 Active 18 DOM
  9. 2026-06-08
    days on market $87,750 Active 17 DOM
  10. 2026-06-04
    days on market $87,750 Active 13 DOM
  11. 2026-06-02
    pricedays on market $87,750 Active 12 DOM
  12. 2026-06-01
    days on market $99,000 Active 11 DOM
  13. 2026-05-31
    days on market $99,000 Active 10 DOM
  14. 2026-01-15
    price $99,000 451-char remark
    Show marketing remark (451 chars)

    One level living Ranch style home located on 1.6 acres of private and wooded land. Enjoy the front covered porch this autumn. All three bedrooms and the first full bathroom are located on the main level. Plenty of counter and cabinet space in the eat in kitchen w/ oak cabinetry. There is a finished game room on the lower level with glass block windows and the second full bathroom. New septic tank was just installed. Minutes to I-70 and Toll rd 43.

  15. 2025-08-05
    price $113,000 451-char remark
    Show marketing remark (451 chars)

    One level living Ranch style home located on 1.6 acres of private and wooded land. Enjoy the front covered porch this autumn. All three bedrooms and the first full bathroom are located on the main level. Plenty of counter and cabinet space in the eat in kitchen w/ oak cabinetry. There is a finished game room on the lower level with glass block windows and the second full bathroom. New septic tank was just installed. Minutes to I-70 and Toll rd 43.

  16. 2025-05-28
    listed $150,000 Active 451-char remark
    Show marketing remark (451 chars)

    One level living Ranch style home located on 1.6 acres of private and wooded land. Enjoy the front covered porch this autumn. All three bedrooms and the first full bathroom are located on the main level. Plenty of counter and cabinet space in the eat in kitchen w/ oak cabinetry. There is a finished game room on the lower level with glass block windows and the second full bathroom. New septic tank was just installed. Minutes to I-70 and Toll rd 43.

  17. 2020-11-13
    soldstatus $90,000
  18. 2020-11-11
    soldstatus $90,000 Closed 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  19. 2020-07-16
    status Pending 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  20. 2020-06-17
    status Under Contract 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  21. 2020-06-10
    price $90,000 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  22. 2020-05-06
    price $91,700 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  23. 2020-03-15
    price $94,500 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  24. 2020-01-23
    price $98,900 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  25. 2019-12-27
    listed $102,000 Active 285-char remark
    Show marketing remark (285 chars)

    Great opportunity for one level living!! Covered front and side porch! Generous room sizes!! Large kitchen with tons of wooden cabinetry!! Partially finished basement adds additional living and storage space! 1.6 Acres of land!! Many many updates. This home is ready to be moved into!!

  26. 2019-06-27
    historical Withdrawn
  27. 2019-05-31
    price $38,900
  28. 2019-04-16
    price $41,000
  29. 2019-03-23
    status Active
  30. 2019-03-20
    historical Contingent
  31. 2019-02-22
    listed $42,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,959 · $163/mo
Projected year-2 tax
$1,959 · $163/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,296
− Mortgage interest
−$4,915
− Property taxes
−$1,959
− Insurance
−$439
− Repairs & maintenance
−$1,064
− Management
−$1,064
− Depreciation
−$2,553
Taxable income
$1,302
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$313
After-tax cash flow
$2,271/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
California Area SD
NCES district ID
4204710
Math proficiency
31% ▼ -19.00%
Reading proficiency
58% ▼ -9.00%
Median HH income
$40,621
Composite
37.22/100
National rank
#4466
State rank
#295 of 539 in PA

Livability — West Pike Run

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
856

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 7% Two or more races 6%
Common ancestry
Romanian 15% Subsaharan African 4% Italian 3%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+130.8% since first listed
18 events — show timeline
  • 2026-01-15 Price Changed $99,000 West Penn MLS
  • 2025-08-05 Price Changed $113,000 West Penn MLS
  • 2025-05-28 Listed $150,000 West Penn MLS
  • 2020-11-13 Sold (Public Records) $90,000 Public Records
  • 2020-11-11 Sold (MLS) $90,000 West Penn MLS
  • 2020-07-16 Pending West Penn MLS
  • 2020-06-17 Pending West Penn MLS
  • 2020-06-10 Price Changed $90,000 West Penn MLS
  • 2020-05-06 Price Changed $91,700 West Penn MLS
  • 2020-03-15 Price Changed $94,500 West Penn MLS
  • 2020-01-23 Price Changed $98,900 West Penn MLS
  • 2019-12-27 Listed $102,000 West Penn MLS
  • 2019-06-27 Delisted West Penn MLS
  • 2019-05-31 Price Changed $38,900 West Penn MLS
  • 2019-04-16 Price Changed $41,000 West Penn MLS
  • 2019-03-23 Relisted West Penn MLS
  • 2019-03-20 Contingent West Penn MLS
  • 2019-02-22 Listed $42,900 West Penn MLS

Property tax history

+3.8%/yr

Latest (2026): $1,959 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…