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116 Northwood Ter
A Composite 87.34
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.6/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Schools +4.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0

$249,000

116 Northwood Ter · The Hideout, PA 18436
4 bd · 2.0 ba · 1,658 sqft · SingleFamily public records · 190 Days on market
Built 1975 Good condition 0.37 ac lot $150/sqft · 11% below area Est $281k · 11% under $189/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICE IMPROVEMENT and brand new roof! Enjoy easy living in this spacious and bright ranch home in the heart of the Poconos! Featuring true one-level living, this home offers an open floor plan with a huge living area perfect for entertaining or relaxing. Sunlight pours in throughout the home, complemented by brand new window treatments in every room, adding a fresh and modern touch. Located in the gated recreational community of The Hideout, you'll have access to incredible amenities including lakes, pools, beaches, a golf course, ski hill, restaurant, bar, tiki bar, and fitness center. Whether you're looking for a full-time residence or a weekend escape, this home offers comfort, convenience, and the ultimate Poconos lifestyle!

Key facts

  • Open floor plan
  • Access to amenities
  • One-level living

Tags

ONE-LEVEL LIVINGOPEN FLOOR PLANHUGE LIVING AREAGATED RECREATIONAL COMMUNITYACCESS TO AMENITIESLAKES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $249k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($21k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $249k).
  • Recommended offer: $219k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.9% vs local median 4.3% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Evergreen El Sch (math 42% / reading 68%, grade C, #498 of 1,518 statewide, top 33%, 506 students, 64% FRL); Western Wayne Ms (math 21% / reading 61%, grade F, #243 of 512 statewide, top 48%, 411 students, 57% FRL); Western Wayne Hs (math 77% / reading 24%, grade D+, #125 of 437 statewide, top 30%, 545 students, 49% FRL) — zoned schools average 56% FRL vs 41% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 511 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).
  • At $4,500/mo this rent would consume 74% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 190 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $105k; list at $249k implies a 137% gain — meaningful room to come down on a strong offer.
Recommended offer $219,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
14.88%
Cash-on-cash
30.68%
DSCR
2.37
GRM
4.6

CMA / ARV

ARV (median comp)
$280,848
List price
$249,000
Delta
-11.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
18 Rockway Rd #2660 0.26mi 3/2.0 (-1) 1,592 (-4%) 1mo $275,000 $173 75
43 Boulder Rd 0.28mi 3/2.0 (-1) 1,680 (+1%) 9mo $304,000 $181 72
3421 Laurel Pt 0.22mi 5/2.0 (+1) 1,817 (+10%) 2mo $177,200 $98 67
2745 Boulder Rd #143 0.36mi 3/3.0 (-1) 1,691 (+2%) 6mo $239,000 $141 66
2659 Rockway Rd 0.23mi 3/2.0 (-1) 1,490 (-10%) 5mo $249,500 $167 63
127 Northwood Ter 0.08mi 3/2.0 (-1) 1,848 (+12%) 13mo $280,000 $152 61
15 Laurel Pt 0.27mi 3/2.0 (-1) 1,514 (-9%) 9mo $369,500 $244 61
104 Rockway Road Rd 0.37mi 3/2.0 (-1) 1,801 (+9%) 13mo $282,000 $157 52
22 Boulder Ct 0.44mi 3/3.0 (-1) 1,805 (+9%) 5mo $360,000 $199 51
64 High Point Dr 0.65mi 3/2.5 (-1) 1,568 (-5%) 7mo $325,000 $207 48
64 Highpoint Dr Lot 2232 0.65mi 3/2.5 (-1) 1,568 (-5%) 7mo $325,000 $207 48
278 North Gate Rd 0.49mi 3/3.0 (-1) 1,816 (+10%) 7mo $315,000 $173 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
47.6%
Equity multiple
4.57×
Total profit
$249,239
Equity at exit
$224,319
10-year hold
IRR
41.5%
Equity multiple
10.25×
Total profit
$644,890
Equity at exit
$483,752

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active · 12 under contract
Months of supply
5.3 mo (19%/mo absorbed)
Median asking
$329,900 ($182/sqft)
Median days on market
73 d
This list price
7% of active listings are priced below it
ARV vs active asking
-7.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 18436

Home prices YoY
16.9%
Active inventory
511
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$4,500 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$174 /mo · $2,088/yr
Insurance
$104
HOA
$189
Vacancy / Maint / Mgmt
$945
Net cashflow
$1,782

Break-even live

Break-even rent $2,244
Max offer price $249,000
Occupancy floor 55%

Sensitivity live

Price -10% $1,923 -5% $1,853 +0% $1,782 +5% $1,712 +10% $1,642
Rent -10% $1,427 -5% $1,605 +0% $1,782 +5% $1,960 +10% $2,138
Rate -1.0pp $1,908 -0.5pp $1,846 base $1,782 +0.5pp $1,718 +1.0pp $1,652

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2174 Lakeview Dr E Lake Ariel, PA 4.0 3.5 1390 $4,500 $3.24 0d 1 0.84mi

HOA detail $189/mo · $2,268/yr

Likely covers
poolgymsecurity

Listing history 50 events

  1. 2026-09-24
    days on market $249,000 Active 190 DOM
  2. 2026-09-24
    days on market $249,000 Active 189 DOM
  3. 2026-09-22
    days on market $249,000 Active 188 DOM
  4. 2026-09-21
    days on market $249,000 Active 187 DOM
  5. 2026-09-20
    days on market $249,000 Active 186 DOM
  6. 2026-09-18
    days on market $249,000 Active 184 DOM
  7. 2026-09-17
    days on market $249,000 Active 183 DOM
  8. 2026-09-16
    days on market $249,000 Active 182 DOM
  9. 2026-09-15
    days on market $249,000 Active 181 DOM
  10. 2026-09-14
    days on market $249,000 Active 180 DOM
  11. 2026-09-13
    days on market $249,000 Active 179 DOM
  12. 2026-09-12
    days on market $249,000 Active 178 DOM
  13. 2026-09-11
    days on market $249,000 Active 177 DOM
  14. 2026-09-05
    days on market $249,000 Active 171 DOM
  15. 2026-09-04
    days on market $249,000 Active 170 DOM
  16. 2026-09-03
    days on market $249,000 Active 169 DOM
  17. 2026-08-31
    days on market $249,000 Active 166 DOM
  18. 2026-08-30
    days on market $249,000 Active 165 DOM
  19. 2026-08-29
    days on market $249,000 Active 164 DOM
  20. 2026-08-28
    days on market $249,000 Active 163 DOM
  21. 2026-08-27
    days on market $249,000 Active 162 DOM
  22. 2026-08-25
    days on market $249,000 Active 160 DOM
  23. 2026-08-24
    days on market $249,000 Active 159 DOM
  24. 2026-08-23
    days on market $249,000 Active 158 DOM
  25. 2026-08-22
    days on market $249,000 Active 157 DOM
  26. 2026-08-21
    days on market $249,000 Active 156 DOM
  27. 2026-08-20
    days on market $249,000 Active 155 DOM
  28. 2026-08-19
    days on market $249,000 Active 154 DOM
  29. 2026-08-18
    days on market $249,000 Active 153 DOM
  30. 2026-08-17
    days on market $249,000 Active 152 DOM
  31. 2026-08-16
    days on market $249,000 Active 151 DOM
  32. 2026-08-15
    days on market $249,000 Active 150 DOM
  33. 2026-08-14
    days on market $249,000 Active 149 DOM
  34. 2026-08-13
    days on market $249,000 Active 148 DOM
  35. 2026-08-12
    days on market $249,000 Active 147 DOM
  36. 2026-08-11
    days on market $249,000 Active 146 DOM
  37. 2026-08-10
    days on market $249,000 Active 145 DOM
  38. 2026-08-09
    days on market $249,000 Active 144 DOM
  39. 2026-08-08
    days on market $249,000 Active 143 DOM
  40. 2026-08-07
    days on market $249,000 Active 142 DOM
  41. 2026-08-06
    days on market $249,000 Active 141 DOM
  42. 2026-08-05
    days on market $249,000 Active 140 DOM
  43. 2026-08-04
    days on market $249,000 Active 139 DOM
  44. 2026-08-03
    days on market $249,000 Active 138 DOM
  45. 2026-07-31
    days on market $249,000 Active 135 DOM
  46. 2026-07-29
    days on market $249,000 Active 133 DOM
  47. 2026-07-27
    days on market $249,000 Active 131 DOM
  48. 2026-07-25
    days on market $249,000 Active 129 DOM
  49. 2026-07-23
    days on market $249,000 Active 127 DOM
  50. 2026-07-22
    days on market $249,000 Active 126 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,088 · $174/mo
Projected year-2 tax
$3,011 · $251/mo
Expected delta
+$923/yr (+$77/mo · 44.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$54,000
− Mortgage interest
−$13,948
− Property taxes
−$2,088
− Insurance
−$1,245
− Repairs & maintenance
−$4,320
− Management
−$4,320
− HOA
−$2,268
− Depreciation
−$7,244
Taxable income
$18,568
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,456
After-tax cash flow
$16,934/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 75/100 Cosmetic rehab Est. rehab $8,290–$24,870 screening

This single-family home in The Hideout PA is in good condition with a good roof and exterior. It offers a spacious and bright living area with an open floor plan, perfect for entertaining or relaxing. The home is located in a gated recreational community with access to various amenities, making it an ideal full-time residence or weekend escape.

Components & finishes AI

Roof tile · good Flooring wood

Deferred maintenance Est. $2,500–$10,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear
  • Minor Windows (windows) — No visible signs of damage or wear
  • Minor Electrical (electrical) — No visible signs of damage or wear
  • Minor Plumbing (plumbing) — No visible signs of damage or wear
  • Minor Exterior (exterior) — No visible signs of damage or wear

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and prevents water damage

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 49/100

Zoned Schools

Elementary Evergreen El Sch C PA #498/1,518 Nat'l #9,637/41,679 Middle Western Wayne Ms F PA #243/512 Nat'l #5,727/14,009 High Western Wayne Hs D+ PA #125/437 Nat'l #5,376/17,239

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA
B Composite livability gradescore 72/100

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Hideout, PA
County
Wayne · 47,924 people
Population (ZIP)
13,225
Household income
$73,209
Rent vs Own
11.7% rent · 88.3% own

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 9% Scotch-Irish 2% Iranian 2%
Foreign-born
4%
Languages at home
95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Price history

+112.0% since first listed
5 events — show timeline
  • 2026-04-22 Price Changed $265,000 PWMLS
  • 2026-03-18 Listed $275,000 PWMLS
  • 2018-11-15 Sold (Public Records) $105,000 Public Records
  • 2015-06-22 Sold (Public Records) $90,000 Public Records
  • 2007-10-31 Sold (Public Records) $125,000 Public Records

Property tax history

+0.9%/yr

Latest (2026): $2,088 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…