1041 Tabor Pl · Graniteville, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.4/30.0
- ARV discount +10.3/15.0
- Appreciation +5.0/10.0
- Schools +3.2/10.0
- 1% rule +3.1/10.0
- DSCR +3.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +1.0/5.0
$258,610
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
Key facts
- Covered porch
- Bright kitchen
- Central island
Tags
Property features AI
Finance
- HOA & community: Homeowner association present
Exterior
- Parking: Attached garage with 1 garage space
- Utilities: Public sewer; Public water
- Home design: Two-story home; Lot number 179
- Construction: Slab foundation
- Exterior features: Fiber cement (Hardie Plank) exterior finish; Paved road access; Public water
Interior
- Bedrooms: Master bedroom on the main level; Additional bedrooms on the second level
- Bathrooms: Two full bathrooms; One additional full bathroom on second level; One half bathroom
- Heating & cooling: Central cooling; Gas heating on first and second levels
- Interior features: Central air conditioning; Gas heating on both first and second levels
- Laundry & utility: Washer/Dryer located on the main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath townhouse listed at $259k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $-137 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (7.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (19.2% below list).
- Recommended offer: $209k (19.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 9 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
Forward outlook
- In year one you build about $10k of equity ($2k loan paydown + $8k appreciation (3.0% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 118 days — a 9% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 118 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.66%
- Cash-on-cash
- -2.27%
- DSCR
- 0.90
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $275,673
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1007 Tabor Pl | 0.02mi | 4/3.5 | 1,892 (-12%) | 3mo | $244,610 | $129 | 74 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 5.4%
- Equity multiple
- 1.31×
- Total profit
- $22,470
- Equity at exit
- $116,282
- IRR
- 8.4%
- Equity multiple
- 2.27×
- Total profit
- $92,287
- Equity at exit
- $179,205
Cash invested: $72,411 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29801-0000
- Active inventory
- 9
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,089 high interval (Pro) →
- Mortgage (P&I)
- −$1,356
- Tax est. 1.5%
- −$323 /mo · $3,879/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $-137
Break-even live
Sensitivity live
| Price | -10% $42 | -5% $-47 | +0% $-137 | +5% $-226 | +10% $-316 |
|---|---|---|---|---|---|
| Rent | -10% $-302 | -5% $-219 | +0% $-137 | +5% $-54 | +10% $28 |
| Rate | -1.0pp $-7 | -0.5pp $-71 | base $-137 | +0.5pp $-204 | +1.0pp $-272 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,652
- Closing costs
- $7,758
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 721 Grovebury Ct Aiken, SC | 3.0 | 2.5 | 1435 | $1,750 | $1.22 | 16d | 1 | 0.14mi |
| 430 Whitby Ct Aiken, SC | 3.0 | 2.5 | 1749 | $2,050 | $1.17 | 23d | 1 | 0.18mi |
| 433 Whitby Ct Aiken, SC | 5.0 | 3.0 | 2378 | $2,495 | $1.05 | 23d | 1 | 0.20mi |
| 3124 Saint Charles Ave Aiken, SC | 3.0 | 2.0 | 1550 | $2,085 | $1.35 | 23d | 1 | 0.69mi |
| 983 Manitou Cir Aiken, SC | 3.0 | 2.0 | 1551 | $1,980 | $1.28 | 25d | 1 | 0.76mi |
| 266 Mansell Park Aiken, SC | 3.0 | 2.5 | 1807 | $1,950 | $1.08 | 23d | 1 | 0.83mi |
| 293 Mansell Park Aiken, SC | 4.0 | 2.5 | 2386 | $2,250 | $0.94 | 23d | 1 | 0.85mi |
| 860 Delta Ln Unit 860 Aiken, SC | 4.0 | 4.0 | 2336 | $2,100 | $0.90 | 16d | 1 | 1.00mi |
Listing history 29 events
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2026-06-21days on market $258,610 Active 118 DOM
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2026-06-18days on market $258,610 Active 115 DOM
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2026-06-17days on market $258,610 Active 114 DOM
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2026-06-16days on market $258,610 Active 113 DOM
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2026-06-15days on market $258,610 Active 112 DOM
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2026-06-14days on market $258,610 Active 110 DOM
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2026-06-13days on market $258,610 Active 109 DOM
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2026-06-10pricedays on market $258,610 Active 107 DOM
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2026-06-09days on market $253,610 Active 106 DOM
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2026-06-08days on market $253,610 Active 105 DOM
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2026-06-07days on market $253,610 Active 104 DOM
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2026-06-03days on market $253,610 Active 100 DOM
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2026-06-02days on market $253,610 Active 99 DOM
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2026-06-01days on market $253,610 Active 98 DOM
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2026-05-31days on market $253,610 Active 97 DOM
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2026-05-30days on market $253,610 Active 96 DOM
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2026-05-17price $253,610
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
-
2026-05-17price $253,610 912-char remark
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
-
2026-05-16price $253,610 912-char remark
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
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2026-05-12price $268,610
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2026-05-11historical
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2026-04-26price $268,610
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2026-04-25price $268,610 912-char remark
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
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2026-04-25price $268,610
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
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2026-02-25$253,610 Active
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2026-02-23$253,610 Active
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2026-02-14$253,610 Active
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
-
2026-02-14$253,610 Active 912-char remark
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
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2026-02-14$268,610 Active 912-char remark
Show marketing remark (912 chars)
The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. Tankless water heater and architectural shingled roof. SEE DOCUMENTS for Features.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,069
- − Mortgage interest
- −$14,486
- − Property taxes
- −$3,879
- − Insurance
- −$1,293
- − Repairs & maintenance
- −$2,005
- − Management
- −$2,005
- − Depreciation
- −$7,523
- Taxable loss
- −$6,124
- Est. tax savings @ 24.0%
- +$1,470
- After-tax cash flow
- $-172/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
This townhouse requires extensive repairs, including a new roof and exterior siding repair, to improve its condition and value.
Repairs flagged
- Major roof — Significant discoloration and potential water damage
- Major exterior siding — Weathered and stained
Value-add opportunities
- Resale new roof — A new roof would significantly improve the home's appearance and value
- Resale exterior siding repair — Repairing the weathered siding would enhance curb appeal
- Both paint interior and exterior — Fresh paint would improve the home's appearance and make it more marketable
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| roof · Significant discoloration and potential water damage | Major | $15,000–50,000 |
| exterior siding · Weathered and stained | Major | $15,000–50,000 |
| Total estimated repair cost · 2 items | $30,000–100,000 |
Value-add ROI direction
- Resale new roof — A new roof would significantly improve the home's appearance and value ↑
- Resale exterior siding repair — Repairing the weathered siding would enhance curb appeal ↑
- Both paint interior and exterior — Fresh paint would improve the home's appearance and make it more marketable ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
No demographic data for this ZIP.
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-5.6% since first listed13 events — show timeline
- 2026-05-17 Price Changed $253,610 Consolidated MLS
- 2026-05-17 Price Changed $253,610 AMLS
- 2026-05-16 Price Changed $253,610 Hive MLS
- 2026-05-12 Price Changed $268,610 Zillow
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-26 Price Changed $268,610 Consolidated MLS
- 2026-04-25 Price Changed $268,610 AMLS
- 2026-04-25 Price Changed $268,610 Hive MLS
- 2026-02-25 Listed $253,610 Zillow
- 2026-02-23 Listed $253,610 Consolidated MLS
- 2026-02-14 Listed $253,610 Hive MLS
- 2026-02-14 Listed $253,610 AMLS
- 2026-02-14 Listed $268,610 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…