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1013 Woodhaven Dr
C- Composite 52.39
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0

$20,000

1013 Woodhaven Dr · Hickory Hills, PA 18661
2 bd · 1.0 ba · 810 sqft · SingleFamily public records · 16 Days on market
Built 1960 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity in White Haven! This property at 1013 Woodhaven Dr offers strong potential for renovation, resale, or long-term hold. Located in a quiet residential area with convenient access to major roadways, the home sits on a spacious lot and provides a greatopportunity to add value.

Key facts

  • Spacious lot
  • 0.26 acre lot
  • Built 1960

Tags

QUIET RESIDENTIAL AREASPACIOUS LOT

Property features AI

Exterior

  • Parking: Driveway; Off-street parking
  • Utilities: Well water; Circuit breaker electric service; Sewer service unknown; Utilities: see remarks
  • Home design: Single-family residence; Residential property; Built around 1960 (estimated)
  • Construction: Aluminum siding and T1-11 exterior; Combination foundation; Other roof type
  • Exterior features: Level lot; Asphalt road frontage; Shed(s) on property; No additional exterior features listed

Interior

  • Kitchen: No appliances listed
  • Bedrooms: 2 bedrooms
  • Flooring: Wood flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: No heating; No cooling
  • Interior features: Fireplace; Crawl opening to attic; Basement (combination foundation) with unspecified finish; Other interior features
  • Laundry & utility: No washer/dryer listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $20k.

Deal economics

  • At list price, monthly cash flow is $968 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $20k).
  • Recommended offer: $20k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#1,624 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: schools F, amenities F, commute F.
  • Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 70 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($138 loan paydown + $2k appreciation (10.0% local appreciation)).
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($20k) is reasonable based on typical stale-listing flexibility.
Recommended offer $19,700 (1.5% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.00%
Cap rate
64.36%
Cash-on-cash
207.38%
DSCR
10.23
GRM
1.2

CMA / ARV

ARV (on-the-fly)
$158,760
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
78 Lake Dr 0.27mi 3/1.5 (+1) 800 (-1%) 14mo $169,000 $211 67
17 Brookside Dr 0.20mi 2/1.5 800 (-1%) 24mo $136,000 $170 66
26 Vacation Dr 0.51mi 3/1.0 (+1) 828 (+2%) 4mo $162,000 $196 64
57 Sunshine Dr 0.46mi 2/1.0 750 (-7%) 7mo $152,000 $203 60
1252 Woodhaven Dr 0.51mi 2/1.0 816 (+1%) 18mo $113,000 $138 60
68 Holiday Dr 0.52mi 3/1.5 (+1) 905 (+12%) 1mo $235,000 $260 48
60 Vacation Dr 0.73mi 2/1.0 900 (+11%) 1mo $172,500 $192 47
1269 Woodhaven Dr 0.42mi 2/1.0 720 (-11%) 22mo $140,000 $194 43
68 Holiday Dr 0.52mi 3/1.5 (+1) 896 (+11%) 11mo $210,000 $234 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
13.96×
Total profit
$72,552
Equity at exit
$18,018
10-year hold
IRR
Equity multiple
30.50×
Total profit
$165,225
Equity at exit
$38,856

Cash invested: $5,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18661

Home prices YoY
15.0%
Active inventory
70
Price-to-rent
1.2×

Monthly cashflow live

Estimated rent
$1,400 medium interval (Pro) →
Mortgage (P&I)
$105
Tax est. 1.5%
$25 /mo · $300/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$968

Break-even live

Break-even rent $175
Max offer price $20,000
Occupancy floor 26%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$5,000
Closing costs
$600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16 Lee Rd White Haven, PA 3.0 2.0 1000 $1,400 $1.40 44d 1 0.69mi

Listing history 11 events

  1. 2026-06-19
    days on market $20,000 Active 16 DOM
  2. 2026-06-18
    days on market $20,000 Active 15 DOM
  3. 2026-06-17
    days on market $20,000 Active 14 DOM
  4. 2026-06-16
    days on market $20,000 Active 13 DOM
  5. 2026-06-15
    days on market $20,000 Active 12 DOM
  6. 2026-06-14
    days on market $20,000 Active 10 DOM
  7. 2026-06-12
    days on market $20,000 Active 9 DOM
  8. 2026-06-09
    days on market $20,000 Active 6 DOM
  9. 2026-06-08
    days on market $20,000 Active 5 DOM
  10. 2026-06-07
    remarks 294-char remark
  11. 2026-06-07
    listed $20,000 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,800
− Mortgage interest
−$1,120
− Property taxes
−$300
− Insurance
−$100
− Repairs & maintenance
−$1,344
− Management
−$1,344
− Depreciation
−$582
Taxable income
$12,010
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,882
After-tax cash flow
$8,731/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazleton Area SD
NCES district ID
4211700
Math proficiency
18% ▼ -3.00%
Reading proficiency
30% ▼ -15.00%
Median HH income
$42,247
Composite
20.44/100
National rank
#8582
State rank
#476 of 539 in PA

Livability — Hickory Hills

Score
57/100
State rank
#1624
US rank
#22283

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hickory Hills, PA
Population (ZIP)
5,541

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 16% Lithuanian 2% Polish 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Asian/Pacific 1% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 38.68%
Current HPI
296.5596
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-01 Listed $20,000 GSBR as distributed by MLS GRID

Property tax history

+2.8%/yr

Latest (2026): $1,568 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…