2033 Anthony Dr · Cape Girardeau, MO
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.1/30.0
- ARV discount +15.0/15.0
- DSCR +5.7/10.0
- 1% rule +4.2/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$174,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Convenient location for this 4 BR, 3 bath split foyer home. Good living space with large garage.
Key facts
- 0.26 acre lot
- 2 garage spots
- Built 1972
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $100 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (8.0% below list).
- Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.9% in Cape Girardeau — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#297 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, crime F.
- Cape Girardeau 63 (urban): math 33% / reading 42% proficiency, ranked #188 of 324 in MO (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.3%/yr); 326 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 81 units permitted in Cape Girardeau County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Cape Girardeau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 111 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $22k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo.
- Climate carrying-cost: severe flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.36%
- Cash-on-cash
- 3.80%
- DSCR
- 1.17
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $285,553
- List price
- $174,900
- Delta
- -38.75%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1813 Meyer Dr | 0.09mi | 3/3.0 | 2,532 (+8%) | 2mo | $269,900 | $107 | 81 |
| 2485 Camel Back Rd | 0.26mi | 4/3.0 (+1) | 2,432 (+3%) | 0mo | $309,900 | $127 | 77 |
| 1737 Sherwood Dr | 0.28mi | 3/3.0 | 2,556 (+9%) | 0mo | $260,000 | $102 | 72 |
| 1572 Lexington Ave | 0.43mi | 4/3.0 (+1) | 2,264 (-4%) | 3mo | $274,000 | $121 | 66 |
| 2322 Belleridge Pike | 0.46mi | 4/2.5 (+1) | 2,310 (-2%) | 4mo | $310,000 | $134 | 65 |
| 2231 Sherwood Dr | 0.58mi | 3/2.0 | 2,302 (-2%) | 4mo | $209,900 | $91 | 63 |
| 2415 Melrose Ave | 0.51mi | 3/3.0 | 2,574 (+9%) | 0mo | $229,900 | $89 | 61 |
| 2405 Lynnwood Dr | 0.68mi | 3/2.0 | 2,249 (-4%) | 1mo | $140,000 | $62 | 56 |
| 2419 Glenridge Dr | 0.56mi | 4/3.0 (+1) | 2,532 (+8%) | 5mo | $239,900 | $95 | 52 |
| 1405 Parkmor Dr | 0.60mi | 4/3.5 (+1) | 2,170 (-8%) | 1mo | $295,000 | $136 | 51 |
| 2325 Sherwood Dr | 0.63mi | 3/3.0 | 2,626 (+12%) | 4mo | $350,000 | $133 | 48 |
| 2310 Belleridge Pike | 0.49mi | 4/2.5 (+1) | 2,040 (-13%) | 1mo | $314,900 | $154 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.27% rent growth · sell at horizon
- IRR
- -12.1%
- Equity multiple
- 0.56×
- Total profit
- $-21,554
- Equity at exit
- $26,078
- IRR
- -2.6%
- Equity multiple
- 0.82×
- Total profit
- $-8,783
- Equity at exit
- $15,122
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63701
- Rents YoY
- 3.3%
- Active inventory
- 326
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,609 medium interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$126 /mo · $1,507/yr
- Insurance
- −$73
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$338
- Net cashflow
- $100
Break-even live
Sensitivity live
| Price | -10% $199 | -5% $149 | +0% $100 | +5% $50 | +10% $1 |
|---|---|---|---|---|---|
| Rent | -10% $-27 | -5% $36 | +0% $100 | +5% $163 | +10% $227 |
| Rate | -1.0pp $188 | -0.5pp $144 | base $100 | +0.5pp $54 | +1.0pp $8 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2581 Fairlane Dr Cape Girardeau, MO | 4.0 | 2.0 | 2223 | $2,250 | $1.01 | 44d | 1 | 1.19mi |
Listing history 30 events
-
2026-06-19days on market $174,900 Active 111 DOM
-
2026-06-18days on market $174,900 Active 110 DOM
-
2026-06-17days on market $174,900 Active 109 DOM
-
2026-06-16days on market $174,900 Active 108 DOM
-
2026-06-15days on market $174,900 Active 107 DOM
-
2026-06-14days on market $174,900 Active 105 DOM
-
2026-06-13days on market $174,900 Active 104 DOM
-
2026-06-10days on market $174,900 Active 102 DOM
-
2026-06-09days on market $174,900 Active 101 DOM
-
2026-06-08days on market $174,900 Active 100 DOM
-
2026-06-07days on market $174,900 Active 99 DOM
-
2026-06-05days on market $174,900 Active 96 DOM
-
2026-06-03days on market $174,900 Active 95 DOM
-
2026-06-02days on market $174,900 Active 94 DOM
-
2026-06-01days on market $174,900 Active 93 DOM
-
2026-05-31days on market $174,900 Active 92 DOM
-
2026-05-30days on market $174,900 Active 91 DOM
-
2026-05-12price $174,900 96-char remark
Show marketing remark (96 chars)
Convenient location for this 4 BR, 3 bath split foyer home. Good living space with large garage.
-
2026-04-20price $184,900 96-char remark
Show marketing remark (96 chars)
Convenient location for this 4 BR, 3 bath split foyer home. Good living space with large garage.
-
2026-02-27$196,900 Active 96-char remark
Show marketing remark (96 chars)
Convenient location for this 4 BR, 3 bath split foyer home. Good living space with large garage.
-
2022-04-26soldstatus
-
2022-04-25soldstatus Closed 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-03-24status Pending 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-03-18status Active 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-02-14status Pending 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-02-08status Active 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-01-23status Pending 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2022-01-08price $170,000 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2021-12-06price $174,900 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
-
2021-11-12$179,900 Active 931-char remark
Show marketing remark (931 chars)
This split foyer home is found in the Woodland Hills subdivision off Lexington in the Schrader Elementary District. The main level has a nice size living room with laminate flooring and several windows to brighten up this space. A wide doorway leads to the kitchen with tile flooring, to the side is a formal dining room. Doors from the dining room lead to the deck. The master bedroom is of nice size with the master bath having a walk-in shower. There is a second bedroom on this main level. The hall bath has a spacious vanity, tub/shower combination, and tile flooring. The lower level has a large family room with bar area, wood burning stove, and door leading to the patio below the deck. The pool table here will stay with the purchase. The third bedroom is on this level along with the third full bath and nice size laundry room. The backyard is chain link fenced and the outbuilding for additional storage stays.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,507 · $126/mo
- Projected year-2 tax
- $1,697 · $141/mo
- Expected delta
- +$190/yr (+$16/mo · 12.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,304
- − Mortgage interest
- −$9,797
- − Property taxes
- −$1,507
- − Insurance
- −$1,541
- − Repairs & maintenance
- −$1,544
- − Management
- −$1,544
- − Depreciation
- −$5,088
- Taxable loss
- −$1,718
- Est. tax savings @ 24.0%
- +$412
- After-tax cash flow
- $1,608/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cape Girardeau 63
- NCES district ID
- 2907120
- Math proficiency
- 33% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $40,543
- Composite
- 31.49/100
- National rank
- #5974
- State rank
- #188 of 324 in MO
Livability — Cape Girardeau
- Score
- 64/100
- State rank
- #297
- US rank
- #13759
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cape Girardeau, MO
- County
- Cape Girardeau County · 75,175 people
- City population
- 47,546
- Metro
- Cape Girardeau, MO-IL
- Population (ZIP)
- 39,345
- Household income
- $66,654
- Rent vs Own
- Severe rent burden
- 1300.0
Population outlook (Cape Girardeau County) Hauer SSP2
- Today (2025)
- 84,807 people
- By 2030
- 88,016 · +3.8%
- By 2040
- 93,914 · +10.7%
- By 2050
- 99,541 · +17.4%
- By 2075
- 114,527 · +35.0%
- By 2100
- 121,718 · +43.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Black 12% Two or more races 4% Hispanic / Latino 3% Asian 3%
- Common ancestry
- Italian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 3% · China, Canada
- Languages at home
- 95% English-only · Spanish 1% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Cape Girardeau
- 2024 margin
- Solid R (+46.5) · D 26.2% · R 72.7% · Other 1.1%
- 2008→2024 swing
- -12.9pp toward R · 2008: -33.6pp · 2024: -46.5pp
- All cycles
- 2024: R+46.5 2020: R+45.0 2016: R+50.1 2012: R+43.8 2008: R+33.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -177.04%
- Current HPI
- 156.0433
- Rent YoY
- ▲ 3.27%
- Metro
- Cape Girardeau, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
||
Price history
-2.8% since first listed13 events — show timeline
- 2026-05-12 Price Changed $174,900 MARIS as Distributed by MLS Grid
- 2026-04-20 Price Changed $184,900 MARIS as Distributed by MLS Grid
- 2026-02-27 Listed $196,900 MARIS as Distributed by MLS Grid
- 2022-04-26 Sold (Public Records) — Public Records
- 2022-04-25 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2022-03-24 Pending — MARIS as Distributed by MLS Grid
- 2022-03-18 Relisted — MARIS as Distributed by MLS Grid
- 2022-02-14 Pending — MARIS as Distributed by MLS Grid
- 2022-02-08 Relisted — MARIS as Distributed by MLS Grid
- 2022-01-23 Pending — MARIS as Distributed by MLS Grid
- 2022-01-08 Price Changed $170,000 MARIS as Distributed by MLS Grid
- 2021-12-06 Price Changed $174,900 MARIS as Distributed by MLS Grid
- 2021-11-12 Listed $179,900 MARIS as Distributed by MLS Grid
Property tax history
+1.2%/yrLatest (2025): $1,507 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…