40 Oak Knoll Est · Conewago, PA 17022

$75,000

3 bd · 2.0 ba · 1,064 sqft · Manufactured public records · 17 Days on market

Built 1993 $626/mo HOA · 37% of rent ↓ 12% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.1/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Rent growth +4.1/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

Key facts

• Bright kitchen
• Living room
• Dining area

Tags

• BRIGHT KITCHEN
• STAINLESS STEEL APPLIANCES
• ISLAND
• DINING AREA
• LIVING ROOM
• FIREPLACE

Property features AI

Finance

• HOA & community: Homeowners association fee of $626.30 per month

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer; Electric service
• Home design: Manufactured single-wide home; 925-ish finished above-grade square footage
• Construction: Frame construction; Block foundation
• Exterior features: Not in a federal flood zone; Other structures both above grade and below grade

Interior

• Bedrooms: Three bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: Electric baseboard heating; Wall unit heating; Ductless / mini-split cooling; Electric hot water
• Interior features: Has one fireplace
• Laundry & utility: Main-floor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $75k.

Deal economics

• At list price, monthly cash flow is $260 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $75k).
• Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Lower Dauphin SD (suburban): math 45% / reading 59% proficiency, ranked #130 of 539 in PA (top 24%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Zoned schools: Lower Dauphin Hs (math 82%, 1,085 students, 22% FRL) — zoned schools at 22% FRL track the district average.
• Market conditions: Rents rising fast (+6.5%/yr); 202 active listings in the ZIP; solid renter incomes; 540 units permitted in Dauphin County in 2024 (194 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 6.5% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 37% of rent.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.26% ✓
• Cap rate: 10.45%
• Cash-on-cash: 14.85%
• DSCR: 1.66
• GRM: 3.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.52% rent growth · sell at horizon

5-year hold

• IRR: 12.3%
• Equity multiple: 1.52×
• Total profit: $10,979
• Equity at exit: $11,183

10-year hold

• IRR: 25.4%
• Equity multiple: 3.85×
• Total profit: $59,768
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17022

• Home prices YoY: -29.0%
• Rents YoY: 6.5%
• Active inventory: 202
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $1,693 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$27 /mo · $325/yr
• Insurance: −$31
• HOA: −$626
• Vacancy / Maint / Mgmt: −$356
• Net cashflow: $260

Break-even live

Break-even rent $1,364

Max offer price $75,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $626 · $7,512/yr

Listing history 14 events

1. 2026-05-11
   listed $75,000 Active 387-char remark
2. 2025-04-11
   soldstatus $61,000 Closed 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

3. 2025-04-04
   status Pending 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

4. 2025-03-14
   historical Active Under Contract 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

5. 2025-03-08
   price $68,500 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

6. 2025-02-25
   price $70,000 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

7. 2025-02-16
   price $73,500 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

8. 2025-02-08
   status Active 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

9. 2025-01-28
   status Pending 509-char remark

   Show marketing remark (509 chars)

   PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

10. 2025-01-17
    listed $75,000 Active 509-char remark

    Show marketing remark (509 chars)

    PRICE REDUCTION! Nestled in the Oak knoll estate in Elizabethtown, this cozy remodeled 3 bedroom 2 bath mobile home has all the amenities you’re looking for. Enjoy the updated stainless steel appliances, new countertops, and comfortable living space. No TLC needed, this is a turn key mobile home which includes washer, dryer, refrigerator, built in microwave, shed, new windows, new counter top, freshly painted and more. Book your showing today! MOTIVATED SELLER! WHATS YOUR OFFER! Look no further!

11. 2022-05-31
    soldstatus $72,500 Closed

    Show marketing remark (869 chars)

    Welcome home to 40 Oak Knoll Estates! This gorgeous home has recently been completely remodeled. The updated gray wood plank flooring compliments the lighting fixtures and accent wall, creating a modern and cozy living atmosphere. An all new stainless steel appliance package, featuring range, exhaust hood, dishwasher, built in microwave, and refrigerator are included. The master bedroom suite, with brand new carpeting is situated in the rear and features a large closet and private bath. An additional 2 bedrooms and hall bath are located in the front. All new double pane windows, storm doors, mini split heating and air conditioning, new insulation and freshly re-sealed roof make a very comfortable and energy efficient environment. Enjoy your morning coffee and read your favorite book on the new deck of this peaceful lot. Schedule your private showing today.

12. 2022-05-11
    status Pending

    Show marketing remark (869 chars)

    Welcome home to 40 Oak Knoll Estates! This gorgeous home has recently been completely remodeled. The updated gray wood plank flooring compliments the lighting fixtures and accent wall, creating a modern and cozy living atmosphere. An all new stainless steel appliance package, featuring range, exhaust hood, dishwasher, built in microwave, and refrigerator are included. The master bedroom suite, with brand new carpeting is situated in the rear and features a large closet and private bath. An additional 2 bedrooms and hall bath are located in the front. All new double pane windows, storm doors, mini split heating and air conditioning, new insulation and freshly re-sealed roof make a very comfortable and energy efficient environment. Enjoy your morning coffee and read your favorite book on the new deck of this peaceful lot. Schedule your private showing today.

13. 2022-05-04
    price $75,000

    Show marketing remark (869 chars)

    Welcome home to 40 Oak Knoll Estates! This gorgeous home has recently been completely remodeled. The updated gray wood plank flooring compliments the lighting fixtures and accent wall, creating a modern and cozy living atmosphere. An all new stainless steel appliance package, featuring range, exhaust hood, dishwasher, built in microwave, and refrigerator are included. The master bedroom suite, with brand new carpeting is situated in the rear and features a large closet and private bath. An additional 2 bedrooms and hall bath are located in the front. All new double pane windows, storm doors, mini split heating and air conditioning, new insulation and freshly re-sealed roof make a very comfortable and energy efficient environment. Enjoy your morning coffee and read your favorite book on the new deck of this peaceful lot. Schedule your private showing today.

14. 2022-04-28
    listed $80,000 Active

    Show marketing remark (869 chars)

    Welcome home to 40 Oak Knoll Estates! This gorgeous home has recently been completely remodeled. The updated gray wood plank flooring compliments the lighting fixtures and accent wall, creating a modern and cozy living atmosphere. An all new stainless steel appliance package, featuring range, exhaust hood, dishwasher, built in microwave, and refrigerator are included. The master bedroom suite, with brand new carpeting is situated in the rear and features a large closet and private bath. An additional 2 bedrooms and hall bath are located in the front. All new double pane windows, storm doors, mini split heating and air conditioning, new insulation and freshly re-sealed roof make a very comfortable and energy efficient environment. Enjoy your morning coffee and read your favorite book on the new deck of this peaceful lot. Schedule your private showing today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $325 · $27/mo
• Projected year-2 tax: $755 · $63/mo
• Expected delta: +$430/yr (+$36/mo · 132.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,318
• − Mortgage interest: −$4,201
• − Property taxes: −$325
• − Insurance: −$375
• − Repairs & maintenance: −$1,625
• − Management: −$1,625
• − HOA: −$7,512
• − Depreciation: −$2,182
• Taxable income: $2,472
• Est. tax owed @ 24.0%: −$593
• After-tax cash flow: $2,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lower Dauphin SD
• NCES district ID: 4214100
• Math proficiency: 45% ▼ -10.00%
• Reading proficiency: 59% ▼ -13.00%
• Median HH income: $67,760
• Composite: 46.09/100
• National rank: #2513
• State rank: #130 of 539 in PA

Livability — Conewago

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Lancaster County · 390,309 people
• Metro: Lancaster, PA
• Population (ZIP): 31,908
• Household income: $86,767
• Rent vs Own: 31.8% rent · 68.2% own
• Severe rent burden: 1404.0

Population outlook (Dauphin County) Hauer SSP2

• Today (2025): 281,628 people
• By 2030: 283,549 · +0.7%
• By 2040: 285,385 · +1.3%
• By 2050: 286,188 · +1.6%
• By 2075: 291,053 · +3.3%
• By 2100: 282,374 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Hispanic / Latino 6% Two or more races 4% Black 1% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 2% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Dauphin

• 2024 margin: Lean D (+5.9) · D 52.4% · R 46.5% · Other 1.1%
• 2008→2024 swing: -3.1pp toward R · 2008: 9.1pp · 2024: 5.9pp
• All cycles: 2024: D+5.9 2020: D+8.5 2016: D+2.8 2012: D+6.0 2008: D+9.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.73%
• Current HPI: 266.3184
• Rent YoY: ▲ 6.52%
• Metro: Lancaster, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-12.5% since first listed

16 events — show timeline

• 2026-06-08 Sold (MLS) $70,000 BRIGHT MLS
• 2026-05-28 Pending — BRIGHT MLS
• 2026-05-11 Listed $75,000 BRIGHT MLS
• 2025-04-11 Sold (MLS) $61,000 BRIGHT MLS
• 2025-04-04 Pending — BRIGHT MLS
• 2025-03-14 Contingent — BRIGHT MLS
• 2025-03-08 Price Changed $68,500 BRIGHT MLS
• 2025-02-25 Price Changed $70,000 BRIGHT MLS
• 2025-02-16 Price Changed $73,500 BRIGHT MLS
• 2025-02-08 Relisted — BRIGHT MLS
• 2025-01-28 Pending — BRIGHT MLS
• 2025-01-17 Listed $75,000 BRIGHT MLS
• 2022-05-31 Sold (MLS) $72,500 BRIGHT MLS
• 2022-05-11 Pending — BRIGHT MLS
• 2022-05-04 Price Changed $75,000 BRIGHT MLS
• 2022-04-28 Listed $80,000 BRIGHT MLS

Property tax history

+1.7%/yr

Latest (2026): $325 · +6.1% YoY. Source: county tax records.