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3279 Kings Park Cir
D+ Composite 46.83
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.2/10.0
  • Rent growth +5.0/5.0
  • DSCR +4.0/10.0
  • 1% rule +3.7/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$150,000

3279 Kings Park Cir · Macon-Bibb County, GA 31217
3 bd · 2.0 ba · 1,159 sqft · Other · 90 Days on market
Built 2025 8,276 sqft lot $129/sqft · 206% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Home is offered for sale and rent. Stunning new construction 2-story home designed with both comfort and style in mind. This thoughtfully crafted home offers LVP flooring, recessed lighting, and granite countertops in the modern kitchen. The open-concept living area creates an inviting space, perfect for entertaining and everyday living. The spacious primary bedroom is conveniently located on the main level, featuring a luxurious tile surround bathtub. Upstairs, you'll find two sizable bedrooms, including one with a private en-suite bathroom complete with a tile surround walk-in shower. This home combines affordable, efficient, and low-maintenance living with meticulous attention to detail inside and out. As an added bonus, the seller is offering a credit to be used towards closing costs. Don't miss this incredible opportunity to own a brand-new home at a price that won't break the bank! *Photos are of similar home*

Key facts

  • 8,276 sq ft lot
  • Built 2025
  • Listed 90 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $150k.

Deal economics

  • At list price, monthly cash flow is $-2 ($-18/yr) — negative.
  • To cash-flow at today's rent, offer at most $150k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (12.7% below list).
  • Recommended offer: $131k (12.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bernd Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 415 students, 100% FRL); Appling Middle School (math 7% / reading 14%, grade F, #429 of 470 statewide, top 91%, 648 students, 100% FRL); Northeast High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 742 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+10.8%/yr); 123 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $8k of equity ($1k loan paydown + $6k appreciation (4.3% local appreciation)).
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.3% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask is 11011% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,023 (12.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.28%
Cash-on-cash
-0.04%
DSCR
1.00
GRM
9.5

CMA / ARV

ARV (median comp)
$49,063
List price
$150,000
Delta
205.73%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

4.31% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
13.5%
Equity multiple
1.85×
Total profit
$35,593
Equity at exit
$78,805
10-year hold
IRR
16.8%
Equity multiple
4.03×
Total profit
$127,344
Equity at exit
$131,137

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31217

Home prices YoY
2.1%
Rents YoY
10.8%
Active inventory
123
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,310 medium interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$275
Net cashflow
$-2

Break-even live

Break-even rent $1,312
Max offer price $149,778
Occupancy floor 95%

Sensitivity live

Price -10% $102 -5% $50 +0% $-2 +5% $-53 +10% $-105
Rent -10% $-105 -5% $-53 +0% $-2 +5% $50 +10% $102
Rate -1.0pp $74 -0.5pp $37 base $-2 +0.5pp $-40 +1.0pp $-80

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3258 Lancing Ln Macon, GA 3.0 2.0 1000 $1,200 $1.20 15d 1 0.10mi
3938 Kings Park Cir Macon, GA 4.0 1.5 1200 $1,400 $1.17 15d 1 0.11mi
3722 Piedmont Dr Macon, GA 3.0 1.0 780 $895 $1.15 15d 1 0.12mi

Listing history 22 events

  1. 2026-06-21
    days on market $150,000 Active 90 DOM
  2. 2026-06-19
    days on market $150,000 Active 88 DOM
  3. 2026-06-18
    days on market $150,000 Active 87 DOM
  4. 2026-06-17
    days on market $150,000 Active 86 DOM
  5. 2026-06-16
    days on market $150,000 Active 85 DOM
  6. 2026-06-15
    days on market $150,000 Active 84 DOM
  7. 2026-06-14
    days on market $150,000 Active 82 DOM
  8. 2026-06-13
    days on market $150,000 Active 81 DOM
  9. 2026-06-10
    days on market $150,000 Active 79 DOM
  10. 2026-06-09
    days on market $150,000 Active 78 DOM
  11. 2026-06-09
    days on market $150,000 Active 77 DOM
  12. 2026-06-07
    days on market $150,000 Active 76 DOM
  13. 2026-06-03
    days on market $150,000 Active 72 DOM
  14. 2026-06-02
    days on market $150,000 Active 71 DOM
  15. 2026-06-01
    days on market $150,000 Active 70 DOM
  16. 2026-05-31
    days on market $150,000 Active 69 DOM
  17. 2026-05-30
    days on market $150,000 Active 68 DOM
  18. 2026-04-26
    historical $1,350
  19. 2026-03-24
    listed $1,350
  20. 2026-03-17
    listed $150,000 New 929-char remark
    Show marketing remark (929 chars)

    Home is offered for sale and rent. Stunning new construction 2-story home designed with both comfort and style in mind. This thoughtfully crafted home offers LVP flooring, recessed lighting, and granite countertops in the modern kitchen. The open-concept living area creates an inviting space, perfect for entertaining and everyday living. The spacious primary bedroom is conveniently located on the main level, featuring a luxurious tile surround bathtub. Upstairs, you'll find two sizable bedrooms, including one with a private en-suite bathroom complete with a tile surround walk-in shower. This home combines affordable, efficient, and low-maintenance living with meticulous attention to detail inside and out. As an added bonus, the seller is offering a credit to be used towards closing costs. Don't miss this incredible opportunity to own a brand-new home at a price that won't break the bank! *Photos are of similar home*

  21. 2026-02-27
    historical
  22. 2025-11-29
    listed $170,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,723
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$1,258
− Management
−$1,258
− Depreciation
−$4,364
Taxable loss
−$2,559
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$614
After-tax cash flow
$596/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
17,732
Household income
$44,809
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
391.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% White 38% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
209.9166
Rent YoY
▲ 10.85%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-99.2% since first listed
5 events — show timeline
  • 2026-04-26 Rental Removed $1,350 GAMLS
  • 2026-03-24 Listed for Rent $1,350 GAMLS
  • 2026-03-17 Listed $150,000 GAMLS
  • 2026-02-27 Listing Removed GAMLS
  • 2025-11-29 Listed $170,000 GAMLS

Property tax history

-19.3%/yr

Latest (2023): $51 · -38.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…