725 Macedon Center Rd · Fairport, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.3/30.0
- Schools +5.4/10.0
- Livability +3.7/5.0
- 1% rule +2.9/10.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- DSCR +1.4/10.0
- Appreciation +0.0/10.0
$299,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.
Key facts
- Spacious backyard
- Double-wide driveway
- Unbeatable location
Tags
Property features AI
Exterior
- Parking: Attached garage with 2 parking spaces; Driveway; Garage door opener
- Utilities: Public water connected; Septic tank; Electric service with circuit breakers; Water connected
- Home design: Two-story house; Existing construction; Faces a main thoroughfare
- Construction: Vinyl siding; Copper plumbing; Asphalt roof; Block foundation; Built as existing structure
- Exterior features: Blacktop driveway; Deck; Patio; Covered porch; Shed(s) / storage
Interior
- Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Refrigerator; Disposal; Solid surface counters
- Bedrooms: Total rooms include living, family, recreation and laundry areas (6 total rooms); Basement includes partially finished spaces
- Flooring: Carpet; Ceramic tile; Hardwood; Linoleum; Vinyl; Varies
- Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
- Heating & cooling: Electric heating; Heat pump; Forced air heating; Central air conditioning
- Interior features: Ceiling fan(s); Separate/formal dining room; Eat-in kitchen; Separate/formal living room; Sliding glass door(s); Solid surface counters; Natural woodwork; Sliding doors
- Laundry & utility: Main level laundry; Electric water heater; Humidifier
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $300k.
Deal economics
- At list price, monthly cash flow is $-403 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $229k (23.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (20.5% below list).
- Recommended offer: $229k (23.7% below list) — sets the bar for cash-flow.
- Cap rate 4.7% vs local median 3.4% in Fairport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#301 in NY, #4,847 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: commute F.
- Fairport Central School District (suburban): math 55% / reading 66% proficiency, ranked #199 of 590 in NY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
- Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 4.68%
- Cash-on-cash
- -5.76%
- DSCR
- 0.74
- GRM
- 10.5
CMA / ARV
- ARV (median comp)
- $424,814
- List price
- $299,900
- Delta
- -29.40%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 725 Macedon Center Rd | 0.00mi | 3/1.5 | 1,650 (0%) | 0mo | $365,000 | $221 | 100 |
| 778 Macedon Center Rd | 0.16mi | 4/2.0 (+1) | 1,773 (+8%) | 2mo | $250,000 | $141 | 72 |
| 28 Winchester Dr | 0.16mi | 4/2.5 (+1) | 1,824 (+10%) | 7mo | $435,000 | $238 | 60 |
| 18 Delemere Blvd | 0.73mi | 4/1.5 (+1) | 1,632 (-1%) | 6mo | $302,600 | $185 | 55 |
| 18 Wheatfield Cir | 0.66mi | 3/2.0 | 1,536 (-7%) | 2mo | $450,000 | $293 | 54 |
| 53 Squirrels Heath Rd | 0.67mi | 3/1.5 | 1,533 (-7%) | 4mo | $340,000 | $222 | 54 |
| 14 Little Briggins Cir | 0.69mi | 4/1.5 (+1) | 1,606 (-3%) | 6mo | $335,000 | $209 | 53 |
| 20 Delemere Blvd | 0.74mi | 4/1.5 (+1) | 1,632 (-1%) | 10mo | $312,000 | $191 | 51 |
| 420 Howell Rd | 0.42mi | 3/2.5 | 1,472 (-11%) | 10mo | $280,000 | $190 | 50 |
| 329 Lyndon Rd | 0.75mi | 4/2.5 (+1) | 1,776 (+8%) | 8mo | $295,000 | $166 | 37 |
| 35 Little Briggins Cir | 0.67mi | 3/1.5 | 1,452 (-12%) | 15mo | $335,000 | $231 | 36 |
| 4 Otterden Ln | 0.74mi | 3/1.5 | 1,440 (-13%) | 12mo | $308,000 | $214 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -29.9%
- Equity multiple
- 0.03×
- Total profit
- $-81,090
- Equity at exit
- $44,716
- IRR
- -53.4%
- Equity multiple
- -0.55×
- Total profit
- $-129,983
- Equity at exit
- $25,930
Cash invested: $83,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14450
- Rents YoY
- -0.8%
- Active inventory
- 186
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $2,383 medium interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$588 /mo · $7,054/yr
- Insurance
- −$125
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$500
- Net cashflow
- $-403
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,975
- Closing costs
- $8,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 131 Broxbourne Dr Fairport, NY | 3.0 | 2.0 | 1110 | $2,700 | $2.43 | 10d | 1 | 1.01mi |
| 1555 Whitney Rd E Fairport, NY | 4.0 | 2.0 | 2100 | $2,450 | $1.17 | 3d | 1 | 1.10mi |
Listing history 8 events
-
2026-05-06status Pending 2213-char remark
-
2026-04-28$299,900 Active 2213-char remark
-
2019-09-03soldstatus $207,000
-
2019-08-30soldstatus $207,000 Closed Sale or Rented 828-char remark
Show marketing remark (828 chars)
Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.
-
2019-07-22status Pending Sale 828-char remark
Show marketing remark (828 chars)
Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.
-
2019-07-02historical Continue to Show- Under Contract 828-char remark
Show marketing remark (828 chars)
Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.
-
2019-06-28$205,000 Active 828-char remark
Show marketing remark (828 chars)
Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.
-
1996-07-12soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $7,054 · $588/mo
- Projected year-2 tax
- $7,054 · $588/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,593
- − Mortgage interest
- −$16,799
- − Property taxes
- −$7,054
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$2,287
- − Management
- −$2,287
- − Depreciation
- −$8,724
- Taxable loss
- −$10,059
- Est. tax savings @ 24.0%
- +$2,414
- After-tax cash flow
- $-2,424/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fairport Central School District
- NCES district ID
- 3610890
- Math proficiency
- 55% ▼ -16.00%
- Reading proficiency
- 66% ▲ 3.00%
- Median HH income
- $74,981
- Composite
- 53.84/100
- National rank
- #1409
- State rank
- #199 of 590 in NY
Livability — Fairport
- Score
- 74/100
- State rank
- #301
- US rank
- #4847
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Monroe County · 674,131 people
- City population
- 42,750
- Metro
- Rochester, NY
- Population (ZIP)
- 42,750
- Household income
- $109,466
- Rent vs Own
- Severe rent burden
- 843.0
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 759,460 people
- By 2030
- 757,154 · -0.3%
- By 2040
- 740,644 · -2.5%
- By 2050
- 714,443 · -5.9%
- By 2075
- 645,883 · -15.0%
- By 2100
- 547,084 · -28.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 5% Hispanic / Latino 3% Asian 2% Black 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Iranian 2%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 94% English-only · Other Indo-European 1% Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Monroe
- 2024 margin
- D (+19.1) · D 59.5% · R 40.5%
- 2008→2024 swing
- +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
- All cycles
- 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -189.56%
- Current HPI
- 270.7329
- Rent YoY
- ▼ -0.84%
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
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| Consumer Goods | 9 | $162B |
|
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| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
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| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
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Price history
+942.9% since first listed9 events — show timeline
- 2026-06-15 Sold (MLS) $365,000 UNYREIS
- 2026-05-06 Pending — UNYREIS
- 2026-04-28 Listed $299,900 UNYREIS
- 2019-09-03 Sold (Public Records) $207,000 Public Records
- 2019-08-30 Sold (MLS) $207,000 UNYREIS
- 2019-07-22 Pending — UNYREIS
- 2019-07-02 Contingent — UNYREIS
- 2019-06-28 Listed $205,000 UNYREIS
- 1996-07-12 Sold (Public Records) $35,000 Public Records
Property tax history
+3.7%/yrLatest (2025): $7,054 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…