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725 Macedon Center Rd
D Composite 40.53
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.3/30.0
  • Schools +5.4/10.0
  • Livability +3.7/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$299,900

725 Macedon Center Rd · Fairport, NY 14450
3 bd · 1.5 ba · 1,650 sqft · SingleFamily public records · 8 Days on market
Built 1986 0.63 ac lot $182/sqft · 29% below area Est $425k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.

Key facts

  • Spacious backyard
  • Double-wide driveway
  • Unbeatable location

Tags

SPACIOUS BACKYARDUNBEATABLE LOCATIONDOUBLE-WIDE DRIVEWAYFULLY COVERED FRONT PORCHABUNDANT CHERRY WOOD CABINETRYSTUNNING QUARTZ COUNTERTOPS

Property features AI

Exterior

  • Parking: Attached garage with 2 parking spaces; Driveway; Garage door opener
  • Utilities: Public water connected; Septic tank; Electric service with circuit breakers; Water connected
  • Home design: Two-story house; Existing construction; Faces a main thoroughfare
  • Construction: Vinyl siding; Copper plumbing; Asphalt roof; Block foundation; Built as existing structure
  • Exterior features: Blacktop driveway; Deck; Patio; Covered porch; Shed(s) / storage

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Refrigerator; Disposal; Solid surface counters
  • Bedrooms: Total rooms include living, family, recreation and laundry areas (6 total rooms); Basement includes partially finished spaces
  • Flooring: Carpet; Ceramic tile; Hardwood; Linoleum; Vinyl; Varies
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
  • Heating & cooling: Electric heating; Heat pump; Forced air heating; Central air conditioning
  • Interior features: Ceiling fan(s); Separate/formal dining room; Eat-in kitchen; Separate/formal living room; Sliding glass door(s); Solid surface counters; Natural woodwork; Sliding doors
  • Laundry & utility: Main level laundry; Electric water heater; Humidifier

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-403 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $229k (23.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (20.5% below list).
  • Recommended offer: $229k (23.7% below list) — sets the bar for cash-flow.
  • Cap rate 4.7% vs local median 3.4% in Fairport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#301 in NY, #4,847 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: commute F.
  • Fairport Central School District (suburban): math 55% / reading 66% proficiency, ranked #199 of 590 in NY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $228,682 (23.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
4.68%
Cash-on-cash
-5.76%
DSCR
0.74
GRM
10.5

CMA / ARV

ARV (median comp)
$424,814
List price
$299,900
Delta
-29.40%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
725 Macedon Center Rd 0.00mi 3/1.5 1,650 (0%) 0mo $365,000 $221 100
778 Macedon Center Rd 0.16mi 4/2.0 (+1) 1,773 (+8%) 2mo $250,000 $141 72
28 Winchester Dr 0.16mi 4/2.5 (+1) 1,824 (+10%) 7mo $435,000 $238 60
18 Delemere Blvd 0.73mi 4/1.5 (+1) 1,632 (-1%) 6mo $302,600 $185 55
18 Wheatfield Cir 0.66mi 3/2.0 1,536 (-7%) 2mo $450,000 $293 54
53 Squirrels Heath Rd 0.67mi 3/1.5 1,533 (-7%) 4mo $340,000 $222 54
14 Little Briggins Cir 0.69mi 4/1.5 (+1) 1,606 (-3%) 6mo $335,000 $209 53
20 Delemere Blvd 0.74mi 4/1.5 (+1) 1,632 (-1%) 10mo $312,000 $191 51
420 Howell Rd 0.42mi 3/2.5 1,472 (-11%) 10mo $280,000 $190 50
329 Lyndon Rd 0.75mi 4/2.5 (+1) 1,776 (+8%) 8mo $295,000 $166 37
35 Little Briggins Cir 0.67mi 3/1.5 1,452 (-12%) 15mo $335,000 $231 36
4 Otterden Ln 0.74mi 3/1.5 1,440 (-13%) 12mo $308,000 $214 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-29.9%
Equity multiple
0.03×
Total profit
$-81,090
Equity at exit
$44,716
10-year hold
IRR
-53.4%
Equity multiple
-0.55×
Total profit
$-129,983
Equity at exit
$25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14450

Rents YoY
-0.8%
Active inventory
186
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,383 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$588 /mo · $7,054/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$500
Net cashflow
$-403

Break-even live

Break-even rent $2,893
Max offer price $228,682
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,975
Closing costs
$8,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
131 Broxbourne Dr Fairport, NY 3.0 2.0 1110 $2,700 $2.43 10d 1 1.01mi
1555 Whitney Rd E Fairport, NY 4.0 2.0 2100 $2,450 $1.17 3d 1 1.10mi

Listing history 8 events

  1. 2026-05-06
    status Pending 2213-char remark
  2. 2026-04-28
    listed $299,900 Active 2213-char remark
  3. 2019-09-03
    soldstatus $207,000
  4. 2019-08-30
    soldstatus $207,000 Closed Sale or Rented 828-char remark
    Show marketing remark (828 chars)

    Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.

  5. 2019-07-22
    status Pending Sale 828-char remark
    Show marketing remark (828 chars)

    Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.

  6. 2019-07-02
    historical Continue to Show- Under Contract 828-char remark
    Show marketing remark (828 chars)

    Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.

  7. 2019-06-28
    listed $205,000 Active 828-char remark
    Show marketing remark (828 chars)

    Upgrades Galore in this Charming Colonial!You Are Going to Love the Cherry Kitchen Cabinets w/ Under Cabinet Lighting, Tile Backsplash Accents the Sealed Quartz Countertops. Separate Bar Area w/ Wine Refrigerator. The Dining Room Offers Gorgeous Kempas Hardwoods, Spacious Family Room w/ Vaulted Ceilings & Wood Burning Fireplace to Relax in. Recently Update Half Bath From Top to Bottom. Main Bath Features Travertine Tile and Jetted Tub. Anderson Sliding Glass Door from Family Rm Leads You to Patio W/ Built in BBQ Perfect for Entertaining. Kitchen French Door leads to Large Deck to Sit Back & Enjoy Your Park Like Private BackYard. Basement Offers Flex Space w/ Custom Built Knotty Pine Bar, Block Windows & Plenty of Storage. This Home Has so Much to Offer! Delayed Negotiations Monday July 1st at 1 pm.

  8. 1996-07-12
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$7,054 · $588/mo
Projected year-2 tax
$7,054 · $588/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,593
− Mortgage interest
−$16,799
− Property taxes
−$7,054
− Insurance
−$1,500
− Repairs & maintenance
−$2,287
− Management
−$2,287
− Depreciation
−$8,724
Taxable loss
−$10,059
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,414
After-tax cash flow
$-2,424/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fairport Central School District
NCES district ID
3610890
Math proficiency
55% ▼ -16.00%
Reading proficiency
66% ▲ 3.00%
Median HH income
$74,981
Composite
53.84/100
National rank
#1409
State rank
#199 of 590 in NY

Livability — Fairport

Score
74/100
State rank
#301
US rank
#4847

Category grades

Amenities B+ Commute F Cost of living C+ Crime C+ Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Monroe County · 674,131 people
City population
42,750
Metro
Rochester, NY
Population (ZIP)
42,750
Household income
$109,466
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
843.0

Population outlook (Monroe County) Hauer SSP2

Today (2025)
759,460 people
By 2030
757,154 · -0.3%
By 2040
740,644 · -2.5%
By 2050
714,443 · -5.9%
By 2075
645,883 · -15.0%
By 2100
547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 5% Hispanic / Latino 3% Asian 2% Black 2%
Common ancestry
Romanian 6% Lithuanian 2% Iranian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
94% English-only · Other Indo-European 1% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Monroe

2024 margin
D (+19.1) · D 59.5% · R 40.5%
2008→2024 swing
+1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
All cycles
2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -189.56%
Current HPI
270.7329
Rent YoY
▼ -0.84%
Metro
Rochester, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+942.9% since first listed
9 events — show timeline
  • 2026-06-15 Sold (MLS) $365,000 UNYREIS
  • 2026-05-06 Pending UNYREIS
  • 2026-04-28 Listed $299,900 UNYREIS
  • 2019-09-03 Sold (Public Records) $207,000 Public Records
  • 2019-08-30 Sold (MLS) $207,000 UNYREIS
  • 2019-07-22 Pending UNYREIS
  • 2019-07-02 Contingent UNYREIS
  • 2019-06-28 Listed $205,000 UNYREIS
  • 1996-07-12 Sold (Public Records) $35,000 Public Records

Property tax history

+3.7%/yr

Latest (2025): $7,054 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…