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18 Bayview Ct
D- Composite 38.49
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.6/30.0
  • Schools +5.5/10.0
  • ARV discount +4.5/15.0
  • DSCR +3.8/10.0
  • Livability +3.8/5.0
  • 1% rule +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$239,900

18 Bayview Ct · Hampton, VA 23664
3 bd · 2.5 ba · 1,208 sqft · Townhouse public records · 4 Days on market
Built 1985 1,306 sqft lot Est $225k · 7% over $60/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Buckroe Beach VA! Enjoy living at the front door of the beaches of Hampton! 2 story, townhome with 2 master bedroom suites, 2 full and 1 half bath! New HGTV kitchen with new stainless steel appliances! Shows like new money but only $239,900.

Key facts

  • 2 story townhome
  • New hgtv kitchen
  • $60 HOA

Tags

2 STORY TOWNHOMENEW HGTV KITCHENNEW STAINLESS STEEL APPLIANCES

Property features AI

Finance

  • HOA & community: Bayview Landing HOA; Monthly POA fee: $60; Ground maintenance and trash pickup included

Exterior

  • Parking: Assigned/reserved parking; Off-street parking; Driveway space
  • Utilities: City/County water; City/County sewer; Electric water heater; 220 V electrical available
  • Home design: Detached townhouse; Two stories (2 living levels); Slab foundation; Simple ownership
  • Construction: Aluminum and vinyl siding; Asphalt shingle roof
  • Exterior features: Patio; Back and partial fencing; Storage shed; Wooded view

Interior

  • Kitchen: Electric range; Dishwasher; Garbage disposal; Refrigerator; Breakfast area
  • Bedrooms: Two bedrooms with ensuite bathrooms; Master bedroom on 2nd floor
  • Flooring: Carpet; Laminate
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Heat pump; Central air; Forced hot air
  • Interior features: Ceiling fan; Wood-burning fireplace; Walk-in closet; Attic; Foyer; Porch; Utility closet
  • Laundry & utility: Main floor laundry; Dryer hookup; Washer hookup; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-30 ($-359/yr) — negative.
  • To cash-flow at today's rent, offer at most $235k (2.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (16.1% below list).
  • Recommended offer: $201k (16.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.5% in Hampton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#133 in VA, #4,302 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities D+, commute F.
  • Hampton City Public School District (urban): math 60% / reading 70% proficiency, ranked #40 of 131 in VA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Jane H. Bryan Elementary (math 42% / reading 57%, grade D, #742 of 1,108 statewide, top 70%, 376 students, 82% FRL); Benjamin Syms Middle (math 62% / reading 64%, grade B+, #134 of 342 statewide, top 40%, 897 students, 69% FRL); Phoebus High (math 57% / reading 76%, grade B, #195 of 319 statewide, top 62%, 1,365 students, 86% FRL) — zoned schools average 79% FRL vs 49% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 97 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 68 units permitted in Hampton city in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Hampton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $160k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $201,184 (16.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.14%
Cash-on-cash
-0.53%
DSCR
0.98
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$224,688
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9 Bayview Ct 0.03mi 2/2.5 (-1) 1,208 (0%) 1mo $225,000 $186 93
16 Bayview Ct 0.00mi 2/2.5 (-1) 1,168 (-3%) 5mo $230,000 $197 85
157 Atlantic Ave Unit C 0.22mi 2/2.0 (-1) 1,220 (+1%) 9mo $215,000 $176 74
13 Cantamar Ct 0.48mi 2/2.5 (-1) 1,200 (-1%) 1mo $325,000 $271 71
128 N First St 0.50mi 2/2.5 (-1) 1,200 (-1%) 2mo $301,000 $251 69
155 Atlantic Ave Unit C2 0.23mi 3/2.0 1,351 (+12%) 3mo $240,000 $178 65
155 Atlantic Ave Unit C 0.23mi 3/2.0 1,357 (+12%) 3mo $240,000 $177 64
161 Atlantic Ave Unit A 0.22mi 2/2.0 (-1) 1,229 (+2%) 20mo $236,000 $192 63
175 Atlantic Ave Unit B 0.22mi 3/2.0 1,351 (+12%) 10mo $240,000 $178 60
155 Atlantic Ave Unit B 0.22mi 3/2.0 1,365 (+13%) 12mo $250,000 $183 56
308 N First St 0.64mi 2/2.0 (-1) 1,200 (-1%) 13mo $297,500 $248 51
169 Atlantic Ave Unit A 0.22mi 3/2.0 1,365 (+13%) 21mo $236,000 $173 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.39×
Total profit
$-40,770
Equity at exit
$35,770
10-year hold
IRR
-9.1%
Equity multiple
0.44×
Total profit
$-37,926
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 23664

Home prices YoY
-23.6%
Active inventory
97
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,012 high interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$201 /mo · $2,415/yr
Insurance
$100
HOA
$60
Vacancy / Maint / Mgmt
$422
Net cashflow
$-30

Break-even live

Break-even rent $2,050
Max offer price $234,622
Occupancy floor 96%

Sensitivity live

Price -10% $106 -5% $38 +0% $-30 +5% $-98 +10% $-166
Rent -10% $-189 -5% $-109 +0% $-30 +5% $50 +10% $129
Rate -1.0pp $91 -0.5pp $31 base $-30 +0.5pp $-92 +1.0pp $-155

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1665 N Mallory St Hampton, VA 2.0 1.0 1250 $1,785 $1.43 45d 1 0.06mi
229 Atlantic Ave Hampton, VA 2.0 1.0 1170 $1,600 $1.37 14d 1 0.10mi
216 S 2nd St Hampton, VA 2.0 2.0 1429 $2,395 $1.68 23d 1 0.27mi
2010 E Pembroke Ave Hampton, VA 2.0 1.0 900 $1,150 $1.28 5d 1 0.32mi
1805 Nickerson Blvd Hampton, VA 3.0 1.5 1393 $1,695 $1.22 45d 1 0.53mi
203 N First St Unit A Hampton, VA 2.0 1.5 1406 $2,900 $2.06 45d 1 0.57mi
2304 Burnette Dr Hampton, VA 4.0 2.0 1322 $2,100 $1.59 16d 1 0.61mi
334 N 1st St Hampton, VA 2.0 1.5 1200 $2,495 $2.08 16d 1 0.68mi
1210 Pansy St Hampton, VA 2.0 2.0 1409 $2,000 $1.42 45d 1 0.92mi
2000 Neville Cir Hampton, VA 3.0 1.0 1100 $1,750 $1.59 45d 1 1.05mi
1026 High Dunes Quay Hampton, VA 3.0 2.0 1216 $2,100 $1.73 25d 1 1.16mi
29 Glascow Way Hampton, VA 3.0 1.5 1382 $2,200 $1.59 16d 1 1.20mi
1802 Moger Dr Hampton, VA 3.0 1.0 900 $1,700 $1.89 14d 1 1.20mi
949 N Mallory St Hampton, VA 2.0 1.5 1054 $1,250 $1.19 3d 1 1.21mi
2001 Grimes Rd Hampton, VA 4.0 2.0 1430 $2,100 $1.47 4d 1 1.24mi
244 Loch Cir Hampton, VA 3.0 2.5 1440 $1,850 $1.28 45d 1 1.28mi
102 Silver Isles Blvd Hampton, VA 3.0 2.0 1025 $1,900 $1.85 45d 1 1.48mi

HOA detail

Monthly dues
$60 · $720/yr

Listing history 3 events

  1. 2026-06-21
    days on market $239,900 Active 4 DOM
  2. 2026-06-17
    remarks 252-char remark
    Show marketing remark (252 chars)

    Welcome to Buckroe Beach VA! Enjoy living at the front door of the beaches of Hampton! 2 story, townhome with 2 master bedroom suites, 2 full and 1 half bath! New HGTV kitchen with new stainless steel appliances! Shows like new money but only $239,900.

  3. 2026-06-17
    listed $239,900 Active 1 DOM
    Show marketing remark (252 chars)

    Welcome to Buckroe Beach VA! Enjoy living at the front door of the beaches of Hampton! 2 story, townhome with 2 master bedroom suites, 2 full and 1 half bath! New HGTV kitchen with new stainless steel appliances! Shows like new money but only $239,900.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$2,415 · $201/mo
Projected year-2 tax
$2,415 · $201/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,142
− Mortgage interest
−$13,438
− Property taxes
−$2,415
− Insurance
−$1,200
− Repairs & maintenance
−$1,931
− Management
−$1,931
− HOA
−$720
− Depreciation
−$6,979
Taxable loss
−$4,472
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,073
After-tax cash flow
$715/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hampton City Public School District
NCES district ID
5101800
Math proficiency
60% ▼ -21.00%
Reading proficiency
70% ▼ -4.00%
Median HH income
$50,089
Composite
55.19/100
National rank
#1272
State rank
#40 of 131 in VA

Livability — Hampton

Score
75/100
State rank
#133
US rank
#4302

Category grades

Amenities D+ Commute F Cost of living A Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hampton, VA
County
Hampton City · 132,421 people
City population
132,421
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
Population (ZIP)
9,643
Household income
$87,412
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
394.0

Population outlook (Hampton County) Hauer SSP2

Today (2025)
134,055 people
By 2030
131,753 · -1.7%
By 2040
125,017 · -6.7%
By 2050
116,825 · -12.9%
By 2075
97,033 · -27.6%
By 2100
76,188 · -43.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Black 24% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Slovak 2% Lithuanian 2% Italian 2%
Foreign-born
3% · Canada, Guatemala
Languages at home
97% English-only · Arabic 1% Spanish 1%

Political lean MEDSL · Hampton

2024 margin
Solid D (+39.9) · D 69.2% · R 29.4% · Other 1.4%
2008→2024 swing
+1.0pp no change · 2008: 38.9pp · 2024: 39.9pp
All cycles
2024: D+39.9 2020: D+42.2 2016: D+37.8 2012: D+45.4 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.71%
Current HPI
238.491
Rent YoY
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+313.9% since first listed
5 events — show timeline
  • 2026-06-17 Listed $239,900 WMLS
  • 2026-06-17 Listed $239,900 REINMLS
  • 2026-03-25 Sold (Public Records) $160,000 Public Records
  • 1994-03-01 Sold (Public Records) $60,000 Public Records
  • 1990-10-01 Sold (Public Records) $57,963 Public Records

Property tax history

+9.5%/yr

Latest (2025): $2,415 · +9.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…