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8685 SW 67th Ct
D Composite 40.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • DSCR +6.1/10.0
  • 1% rule +5.1/10.0
  • Schools +3.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$233,000

8685 SW 67th Ct · Liberty Triangle, FL 34476
4 bd · 2.0 ba · 2,356 sqft · Manufactured public records · 7 Days on market
Built 2008 0.30 ac lot Est $186k · 25% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

There is plenty of room to spread out inside and outside of this home. With four bedrooms, an office and a large back porch, you can spread out or entertain large groups! The kitchen includes a large island with room for seating and built in display cabinets with glass fronts. The master bedroom has new LVP flooring and features a huge en suite bathroom with dual sinks, separate tub and shower, a walk-in linen closet, toilet room and walk-in clothing closet. The three bedrooms are on the opposite side of the house and large combined living/dining room. In the winter, get cozy in front of the wood-burning fireplace in the family room, while enjoying the outside view through the french doors. Or sit outside by the fire pit roasting marshmallows. In the summers, use the large fans on the back deck to stay cool and enjoy the shade while you keep an eye on the fenced in backyard. There is a large storage shed adjacent to the carport for bikes, motorcycles, 4-wheelers or any other toys. There is no compromise necessary with this home - make your appointment to see it today! Room Feature: Linen Closet In Bath (Primary Bathroom).

Key facts

  • Hvac
  • New flooring
  • Flexible layout

Tags

NEW ROOFNEW FLOORINGNEW STAINLESS STEEL APPLIANCESHVACFLEXIBLE LAYOUTLARGE ISLAND

Property features AI

Finance

  • Other: Lot approximately 0.3 acres (about 130 x 100); Zoned R4; Living area about 2,356 square feet; Total rooms: 7; Unfurnished; No home warranty; Directions available
  • HOA & community: No association; Community street lights

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Cable available; Broadband/high-speed internet available; Underground utilities
  • Home design: Residential manufactured double wide; Single-story; Faces southwest; Entry level: One
  • Construction: Vinyl siding; Shingle roof; Pillar/post/pier foundation; Built as a manufactured home (double wide)
  • Exterior features: Fire pit; Exterior lighting; Private mailbox; Asphalt road access; Street lights (community)

Interior

  • Kitchen: Cooktop; Range; Dishwasher; Refrigerator; Ice maker; Exhaust fan; Electric water heater
  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Built-in features; Ceiling fans; Crown molding; Eat-in kitchen; Living room/dining room combo; Open floorplan; Thermostat; Walk-in closets; Electric fireplace
  • Laundry & utility: Inside laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $233k.

Deal economics

  • At list price, monthly cash flow is $251 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $233k).
  • Cap rate 7.6% vs local median 4.5% in Liberty Triangle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-2.6%/yr); 852 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $233,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.59%
Cash-on-cash
4.62%
DSCR
1.21
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$186,124
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6533 SW 87TH PLACE RD SW 87th Place Rd 0.20mi 4/2.0 2,280 (-3%) 12mo $180,000 $79 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.56×
Total profit
$-28,578
Equity at exit
$34,741
10-year hold
IRR
-8.7%
Equity multiple
0.53×
Total profit
$-30,678
Equity at exit
$20,146

Cash invested: $65,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34476

Rents YoY
-2.6%
Active inventory
852
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,343 high interval (Pro) →
Mortgage (P&I)
$1,222
Tax from tax record
$280 /mo · $3,362/yr
Insurance
$97
HOA
$0
Vacancy / Maint / Mgmt
$492
Net cashflow
$251

Break-even live

Break-even rent $2,024
Max offer price $233,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,250
Closing costs
$6,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6615 SW 89th Ln Ocala, FL 4.0 3.0 1958 $2,195 $1.12 13d 1 0.31mi
8710 SW 71st Ave Ocala, FL 1.0–3.0 1.0–2.5 1312 $2,270 $1.73 13d 27 0.44mi
9198 SW 62nd Terrace Rd Ocala, FL 3.0 2.0 1710 $1,850 $1.08 13d 1 0.73mi
13110 SW 89th St Ocala, FL 4.0 2.5 1824 $1,950 $1.07 21d 1 0.77mi
9324 SW 58th Cir Ocala, FL 3.0 2.0 2141 $2,500 $1.17 21d 1 1.06mi
5667 SW 92nd Pl Ocala, FL 4.0 2.0 2283 $2,750 $1.20 13d 1 1.13mi
5637 SW 93rd St Ocala, FL 4.0 3.0 2039 $2,600 $1.28 13d 1 1.19mi
7070 SW 65th Ave Ocala, FL 3.0 2.0 1940 $2,500 $1.29 21d 1 1.23mi
7051 SW 64th Ter Ocala, FL 3.0 2.0 1755 $1,775 $1.01 13d 1 1.38mi
7928 SW 80th Place Rd Ocala, FL 3.0 2.0 1576 $1,900 $1.21 21d 1 1.39mi
8780 SW 49th Cir Ocala, FL 3.0 2.0 1672 $1,900 $1.14 21d 1 1.47mi

Listing history 7 events

  1. 2026-06-15
    pricestatus $233,000 Pending 7 DOM
  2. 2026-06-15
    days on market $228,900 Active 7 DOM
  3. 2026-06-14
    days on market $228,900 Active 5 DOM
  4. 2026-06-13
    days on market $228,900 Active 4 DOM
  5. 2026-06-10
    days on market $228,900 Active 2 DOM
  6. 2026-06-09
    remarks 675-char remark
  7. 2026-06-09
    listed $228,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,362 · $280/mo
Projected year-2 tax
$3,362 · $280/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,110
− Mortgage interest
−$13,052
− Property taxes
−$3,362
− Insurance
−$1,165
− Repairs & maintenance
−$2,249
− Management
−$2,249
− Depreciation
−$6,778
Taxable loss
−$744
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$179
After-tax cash flow
$3,196/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Liberty Triangle, FL
County
Marion County · 315,796 people
City population
26,397
Metro
Ocala, FL
Population (ZIP)
28,997
Household income
$65,860
Rent vs Own
12.3% rent · 87.7% own
Severe rent burden
204.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Hispanic / Latino 18% Black 13% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 8% Cuban 3%
Common ancestry
Romanian 3% Slovak 3% Lithuanian 3%
Foreign-born
15% · Canada, Jamaica, Dominican Republic
Languages at home
83% English-only · Spanish 14% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.22%
Current HPI
189.0869
Rent YoY
▼ -2.57%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+990.0% since first listed
19 events — show timeline
  • 2026-06-08 Listed $228,900 Stellar MLS as Distributed by MLS Grid
  • 2025-06-19 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-06-18 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-05-19 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-14 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
  • 2024-11-27 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2024-10-31 Listed $220,000 Stellar MLS as Distributed by MLS Grid
  • 2022-02-07 Sold (Public Records) $199,900 Public Records
  • 2022-01-28 Sold (MLS) $199,900 Stellar MLS as Distributed by MLS Grid
  • 2021-12-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-12-13 Relisted Stellar MLS as Distributed by MLS Grid
  • 2021-11-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-11-22 Listed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2017-09-07 Sold (Public Records) $122,000 Public Records
  • 2017-08-30 Sold (MLS) $122,000 Stellar MLS as Distributed by MLS Grid
  • 2017-04-15 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2017-04-12 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2017-03-01 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2007-12-03 Sold (Public Records) $21,000 Public Records

Property tax history

+14.0%/yr

Latest (2025): $3,362 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…