361 David Bolin Dr · La Vergne, TN
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.9/30.0
- ARV discount +9.2/15.0
- DSCR +3.5/10.0
- Schools +3.2/10.0
- Livability +3.2/5.0
- 1% rule +2.8/10.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
At just $196 per square foot, 361 David Bolin Dr delivers one of the best move-in-ready opportunities currently available in La Vergne, and buyers watching this market know updated homes at this price are getting harder to find. Priced at $230,000, this 2-bedroom, 2.5-bath home combines low-maintenance living with a layout that works for today’s lifestyle and tomorrow’s resale value. Each bedroom features its own private full bathroom, creating the perfect setup for roommates, professionals working hybrid schedules, small families, guests, or anyone who values privacy and flexibility. The additional half bath on the main level adds everyday convenience and makes entertaining easier. Fresh paint, new carpet, and updated flooring mean the costly updates are already complete, allowing you to move in immediately and start building equity instead of spending months on repairs and renovations. Location only adds to the appeal with quick access to I-24, making Nashville, Smyrna, and Murfreesboro easily accessible while keeping major employers, shopping, dining, and entertainment close by. Percy Priest Lake is also just minutes away for boating, fishing, trails, and weekend recreation without a long commute. For first-time buyers, this is a chance to lock in an updated home before prices continue climbing in this corridor. For investors, the dual-suite layout and commuter-friendly location create strong long-term rental potential. Some buyers may also qualify for financing programs that help reduce upfront costs. Homes offering updated condition, private bathroom suites, and this level of value are not staying available for long in today’s market. Buyer may qualify for up to $17,500 in grants through Bank of America to help with down payment and closing costs (Listing Agent can provide Mortgage Loan Officer info for Buyer to see if they qualify)
Key facts
- $95 HOA
- Parking
- Built 2017
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath townhouse listed at $230k.
Deal economics
- At list price, monthly cash flow is $-61 ($-729/yr) — negative.
- To cash-flow at today's rent, offer at most $219k (4.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (21.8% below list).
- Recommended offer: $180k (21.8% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 3.7% in La Vergne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#171 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools D-, crime D-, amenities F.
- Rutherford County (suburban): math 34% / reading 37% proficiency, ranked #22 of 139 in TN (top 16%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.0%/yr); 261 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,421 units permitted in Rutherford County in 2024 (400 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Rutherford County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $172k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.98%
- Cash-on-cash
- -1.13%
- DSCR
- 0.95
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $238,900
- List price
- $230,000
- Delta
- -3.73%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 108 Ofner Dr | 0.07mi | 2/2.5 | 1,173 (0%) | 6mo | $230,000 | $196 | 91 |
| 144 Ofner Dr | 0.09mi | 3/2.5 (+1) | 1,166 (-1%) | 2mo | $245,000 | $210 | 88 |
| 333 David Bolin Dr | 0.05mi | 2/2.5 | 1,115 (-5%) | 8mo | $217,000 | $195 | 83 |
| 109 David Bolin Dr | 0.11mi | 2/2.5 | 1,115 (-5%) | 5mo | $246,900 | $221 | 82 |
| 8060 Logan Dr | 0.33mi | 2/2.5 | 1,122 (-4%) | 1mo | $243,500 | $217 | 76 |
| 6038 Cullen Dr | 0.33mi | 2/2.5 | 1,122 (-4%) | 8mo | $232,000 | $207 | 71 |
| 9006 Nathanael Dr | 0.44mi | 2/2.5 | 1,110 (-5%) | 1mo | $227,000 | $205 | 70 |
| 8007 Logan Dr | 0.39mi | 2/2.5 | 1,122 (-4%) | 8mo | $190,000 | $169 | 68 |
| 8108 Logan Dr | 0.25mi | 2/2.5 | 1,277 (+9%) | 7mo | $265,930 | $208 | 68 |
| 8102 Logan Dr | 0.26mi | 3/2.5 (+1) | 1,102 (-6%) | 12mo | $260,000 | $236 | 63 |
| 9004 Nathanael Dr | 0.44mi | 2/1.5 | 1,136 (-3%) | 12mo | $227,000 | $200 | 61 |
| 1060 Arlene Dr | 0.31mi | 2/1.5 | 1,027 (-12%) | 3mo | $205,000 | $200 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -21.4%
- Equity multiple
- 0.28×
- Total profit
- $-46,451
- Equity at exit
- $34,294
- IRR
- -23.4%
- Equity multiple
- -0.02×
- Total profit
- $-65,959
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 37086
- Home prices YoY
- -21.3%
- Rents YoY
- -1.0%
- Active inventory
- 261
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $1,798 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$84 /mo · $1,012/yr
- Insurance
- −$96
- HOA
- −$95
- Vacancy / Maint / Mgmt
- −$378
- Net cashflow
- $-61
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 701 Holland Ridge Dr La Vergne, TN | 3.0 | 2.5 | 1344 | $1,845 | $1.37 | 43d | 1 | 0.06mi |
| 147 Ofner Dr La Vergne, TN | 2.0 | 2.5 | 1131 | $1,600 | $1.41 | 43d | 1 | 0.08mi |
| 144 Dreville Dr La Vergne, TN | 3.0 | 2.0 | 1344 | $1,960 | $1.46 | 43d | 1 | 0.08mi |
| 1023 Glen Marcus Dr La Vergne, TN | 2.0 | 2.5 | 1115 | $1,500 | $1.35 | 3d | 1 | 0.11mi |
| 1017 Glen Marcus Dr La Vergne, TN | 2.0 | 2.5 | 1115 | $1,500 | $1.35 | 3d | 1 | 0.11mi |
| 725 Holland Ridge Dr La Vergne, TN | 3.0 | 2.0 | 1476 | $1,965 | $1.33 | 7d | 1 | 0.15mi |
| 118 David Bolin Dr La Vergne, TN | 3.0 | 2.5 | 1391 | $1,815 | $1.30 | 3d | 1 | 0.16mi |
| 104 David Bolin Dr La Vergne, TN | 3.0 | 2.5 | 1403 | $1,750 | $1.25 | 2d | 1 | 0.16mi |
| 305 Sarna Dr La Vergne, TN | 3.0 | 2.0 | 1170 | $1,000 | $0.85 | 11d | 1 | 0.16mi |
| 305 Sarna Dr La Vergne, TN | 3.0 | 2.0 | 1170 | $2,010 | $1.72 | 14d | 1 | 0.16mi |
| 408 Branson Dr La Vergne, TN | 3.0 | 2.5 | 1384 | $1,990 | $1.44 | 43d | 1 | 0.18mi |
| 176 Howard Woody Dr La Vergne, TN | 3.0 | 2.0 | 1336 | $2,015 | $1.51 | 7d | 1 | 0.19mi |
| 3076 Ace Wintermeyer Dr La Vergne, TN | 3.0 | 2.5 | 1351 | $1,960 | $1.45 | 3d | 1 | 0.21mi |
| 1065 Tammy Sue Ln La Vergne, TN | 3.0 | 2.5 | 1304 | $1,930 | $1.48 | 3d | 1 | 0.24mi |
| 979 Tom Hailey Blvd La Vergne, TN | 3.0 | 2.5 | 1350 | $2,023 | $1.50 | 23d | 1 | 0.25mi |
| 998 Tom Hailey Blvd La Vergne, TN | 3.0 | 2.5 | 1296 | $1,850 | $1.43 | 43d | 1 | 0.25mi |
| 998 Tom Hailey Blvd La Vergne, TN | 3.0 | 2.5 | 1296 | $1,850 | $1.43 | 7d | 1 | 0.25mi |
| 147 Westcott St La Vergne, TN | 3.0 | 2.5 | 1441 | $1,930 | $1.34 | 20d | 1 | 0.25mi |
| 1008 Tom Hailey Blvd La Vergne, TN | 3.0 | 2.0 | 1184 | $2,025 | $1.71 | 43d | 1 | 0.27mi |
| 1076 Arlene Dr La Vergne, TN | 2.0 | 2.5 | 1096 | $1,550 | $1.41 | 3d | 1 | 0.32mi |
| 4019 Cody Dr La Vergne, TN | 2.0 | 2.5 | 1058 | $1,675 | $1.58 | 3d | 1 | 0.34mi |
| 1059 Arlene Dr La Vergne, TN | 2.0 | 2.5 | 1092 | $1,555 | $1.42 | 12d | 1 | 0.34mi |
| 1077 Arlene Dr La Vergne, TN | 2.0 | 2.5 | 1096 | $1,500 | $1.37 | 3d | 1 | 0.34mi |
| 1075 Arlene Dr La Vergne, TN | 2.0 | 2.5 | 1096 | $1,525 | $1.39 | 12d | 1 | 0.35mi |
| 6021 Cullen Dr La Vergne, TN | 2.0 | 2.5 | 1139 | $1,450 | $1.27 | 17d | 1 | 0.36mi |
| 8043 Logan Dr La Vergne, TN | 3.0 | 2.5 | 1294 | $1,660 | $1.28 | 3d | 1 | 0.37mi |
| 1331 Tonya Dr La Vergne, TN | 3.0 | 2.5 | 1315 | $1,915 | $1.46 | 23d | 1 | 0.40mi |
| 8021 Logan Dr La Vergne, TN | 3.0 | 2.5 | 1287 | $1,605 | $1.25 | 1d | 1 | 0.40mi |
| 1033 Cheryl Ln La Vergne, TN | 3.0 | 2.0 | 1496 | $1,850 | $1.24 | 7d | 1 | 0.40mi |
| 1033 Cheryl Ln La Vergne, TN | 3.0 | 2.0 | 1496 | $1,850 | $1.24 | 21d | 1 | 0.40mi |
| 8034 Logan Dr La Vergne, TN | 2.0 | 2.5 | 1139 | $1,650 | $1.45 | 3d | 1 | 0.40mi |
| 8030 Logan Dr La Vergne, TN | 3.0 | 2.5 | 1287 | $1,655 | $1.29 | 3d | 1 | 0.41mi |
| 1010 Arlene Dr La Vergne, TN | 2.0 | 2.5 | 1256 | $1,499 | $1.19 | 20d | 1 | 0.43mi |
| 8008 Logan Dr La Vergne, TN | 2.0 | 2.5 | 1144 | $1,495 | $1.31 | 3d | 1 | 0.45mi |
| 1309 E Nir Shreibman Blvd La Vergne, TN | 3.0 | 2.5 | 1452 | $1,850 | $1.27 | 7d | 1 | 0.49mi |
| 515 Cedar Park Cir La Vergne, TN | 3.0 | 2.0 | 1410 | $1,881 | $1.33 | 3d | 1 | 0.84mi |
| 309 Cedar Park Cir La Vergne, TN | 3.0 | 2.0 | 1362 | $1,950 | $1.43 | 1d | 1 | 0.99mi |
| 712 Alisa Cv La Vergne, TN | 3.0 | 2.0 | 1338 | $2,065 | $1.54 | 3d | 1 | 1.00mi |
| 306 Cedar Park Cir La Vergne, TN | 3.0 | 2.0 | 1243 | $1,790 | $1.44 | 3d | 1 | 1.01mi |
| 423 Lake Forest Dr La Vergne, TN | 3.0 | 2.0 | 1290 | $1,995 | $1.55 | 7d | 1 | 1.03mi |
HOA detail
- Monthly dues
- $95 · $1,140/yr
Listing history 16 events
-
2026-05-13price $230,000 1888-char remark
Show marketing remark (1888 chars)
At just $196 per square foot, 361 David Bolin Dr delivers one of the best move-in-ready opportunities currently available in La Vergne, and buyers watching this market know updated homes at this price are getting harder to find. Priced at $230,000, this 2-bedroom, 2.5-bath home combines low-maintenance living with a layout that works for today’s lifestyle and tomorrow’s resale value. Each bedroom features its own private full bathroom, creating the perfect setup for roommates, professionals working hybrid schedules, small families, guests, or anyone who values privacy and flexibility. The additional half bath on the main level adds everyday convenience and makes entertaining easier. Fresh paint, new carpet, and updated flooring mean the costly updates are already complete, allowing you to move in immediately and start building equity instead of spending months on repairs and renovations. Location only adds to the appeal with quick access to I-24, making Nashville, Smyrna, and Murfreesboro easily accessible while keeping major employers, shopping, dining, and entertainment close by. Percy Priest Lake is also just minutes away for boating, fishing, trails, and weekend recreation without a long commute. For first-time buyers, this is a chance to lock in an updated home before prices continue climbing in this corridor. For investors, the dual-suite layout and commuter-friendly location create strong long-term rental potential. Some buyers may also qualify for financing programs that help reduce upfront costs. Homes offering updated condition, private bathroom suites, and this level of value are not staying available for long in today’s market. Buyer may qualify for up to $17,500 in grants through Bank of America to help with down payment and closing costs (Listing Agent can provide Mortgage Loan Officer info for Buyer to see if they qualify)
-
2026-04-07$240,000 Active 1888-char remark
Show marketing remark (1888 chars)
At just $196 per square foot, 361 David Bolin Dr delivers one of the best move-in-ready opportunities currently available in La Vergne, and buyers watching this market know updated homes at this price are getting harder to find. Priced at $230,000, this 2-bedroom, 2.5-bath home combines low-maintenance living with a layout that works for today’s lifestyle and tomorrow’s resale value. Each bedroom features its own private full bathroom, creating the perfect setup for roommates, professionals working hybrid schedules, small families, guests, or anyone who values privacy and flexibility. The additional half bath on the main level adds everyday convenience and makes entertaining easier. Fresh paint, new carpet, and updated flooring mean the costly updates are already complete, allowing you to move in immediately and start building equity instead of spending months on repairs and renovations. Location only adds to the appeal with quick access to I-24, making Nashville, Smyrna, and Murfreesboro easily accessible while keeping major employers, shopping, dining, and entertainment close by. Percy Priest Lake is also just minutes away for boating, fishing, trails, and weekend recreation without a long commute. For first-time buyers, this is a chance to lock in an updated home before prices continue climbing in this corridor. For investors, the dual-suite layout and commuter-friendly location create strong long-term rental potential. Some buyers may also qualify for financing programs that help reduce upfront costs. Homes offering updated condition, private bathroom suites, and this level of value are not staying available for long in today’s market. Buyer may qualify for up to $17,500 in grants through Bank of America to help with down payment and closing costs (Listing Agent can provide Mortgage Loan Officer info for Buyer to see if they qualify)
-
2018-11-01historical 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-10-31status Active 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-10-04historical Contingent - Financing 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-09-27soldstatus $171,900 Closed
-
2018-09-18status Active 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-08-29historical 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-08-28status Active 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-08-15historical Contingent - Financing
-
2018-08-01status Active
-
2018-08-01status Contingent - Financing
-
2018-07-18historical Contingent - Financing 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-07-18$171,900 Active 243-char remark
Show marketing remark (243 chars)
$10,000 worth of upgrades included in this 2 bedroom townhome! Kitchen features an island and new appliances and opens into the huge living area. Master suite includes walk-in closet and private bath. Secondary bedroom also has walk-in closet!
-
2018-07-13historical
-
2018-04-24$174,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TN · Resets to sale price
- Current annual tax
- $1,012 · $84/mo
- Projected year-2 tax
- $1,633 · $136/mo
- Expected delta
- +$621/yr (+$52/mo · 61.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,578
- − Mortgage interest
- −$12,884
- − Property taxes
- −$1,012
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$1,726
- − Management
- −$1,726
- − HOA
- −$1,140
- − Depreciation
- −$6,691
- Taxable loss
- −$4,751
- Est. tax savings @ 24.0%
- +$1,140
- After-tax cash flow
- $411/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rutherford County
- NCES district ID
- 4703690
- Math proficiency
- 34% ▼ -11.00%
- Reading proficiency
- 37% ▼ -4.00%
- Median HH income
- $59,872
- Composite
- 31.7/100
- National rank
- #5917
- State rank
- #22 of 139 in TN
Livability — La Vergne
- Score
- 64/100
- State rank
- #171
- US rank
- #14524
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- La Vergne, TN
- County
- Rutherford County · 327,859 people
- City population
- 38,872
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- Population (ZIP)
- 38,872
- Household income
- $78,857
- Rent vs Own
- Severe rent burden
- 739.0
Population outlook (Rutherford County) Hauer SSP2
- Today (2025)
- 385,165 people
- By 2030
- 430,283 · +11.7%
- By 2040
- 523,241 · +35.8%
- By 2050
- 616,830 · +60.1%
- By 2075
- 848,777 · +120.4%
- By 2100
- 1,028,900 · +167.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 43% Black 28% Hispanic / Latino 24% Two or more races 13% Asian 2%
- Hispanic origin (detail)
- Mexican 12% Puerto Rican 2%
- Common ancestry
- Italian 1% Iranian 1% Lithuanian 1%
- Foreign-born
- 18% · Canada
- Languages at home
- 72% English-only · Spanish 21% Arabic 3% Other Asian/Pacific 1%
Political lean MEDSL · Rutherford
- 2024 margin
- Strong R (+21.8) · D 38.4% · R 60.1% · Other 1.5%
- 2008→2024 swing
- -2.7pp toward R · 2008: -19.1pp · 2024: -21.8pp
- All cycles
- 2024: R+21.8 2020: R+15.4 2016: R+26.1 2012: R+24.7 2008: R+19.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.52%
- Current HPI
- 282.9844
- Rent YoY
- ▼ -1.04%
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
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| Retail | 3 | $72B |
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| Transportation / Logistics | 1 | $88B |
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| Paper / Packaging | 1 | $19B |
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| Insurance | 1 | $13B |
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| Energy | 1 | $12B |
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Price history
+31.5% since first listed16 events — show timeline
- 2026-05-13 Price Changed $230,000 REALTRACS as Distributed by MLS Grid
- 2026-04-07 Listed $240,000 REALTRACS as Distributed by MLS Grid
- 2018-11-01 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2018-10-31 Relisted — REALTRACS as Distributed by MLS Grid
- 2018-10-04 Contingent — REALTRACS as Distributed by MLS Grid
- 2018-09-27 Sold (MLS) $171,900 REALTRACS as Distributed by MLS Grid
- 2018-09-18 Relisted — REALTRACS as Distributed by MLS Grid
- 2018-08-29 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2018-08-28 Relisted — REALTRACS as Distributed by MLS Grid
- 2018-08-15 Contingent — REALTRACS as Distributed by MLS Grid
- 2018-08-01 Relisted — REALTRACS as Distributed by MLS Grid
- 2018-08-01 Relisted — REALTRACS as Distributed by MLS Grid
- 2018-07-18 Contingent — REALTRACS as Distributed by MLS Grid
- 2018-07-18 Listed $171,900 REALTRACS as Distributed by MLS Grid
- 2018-07-13 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2018-04-24 Listed $174,900 REALTRACS as Distributed by MLS Grid
Property tax history
+33.3%/yrLatest (2025): $1,012 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…