729 Ohio Ave · Glassport, PA 15045

$129,900

3 bd · 2.0 ba · 1,456 sqft · SingleFamily public records · 36 Days on market

Built 1927 5,501 sqft lot $89/sqft · 5% above area Est $124k · 5% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.0/30.0
• DSCR +7.4/10.0
• 1% rule +5.6/10.0
• ARV discount +5.2/15.0
• Appreciation +5.1/10.0
• Livability +3.6/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Three Bedroom, 2 Full Baths, Two Story Home, Back Of home Offers On Street Parking, Terraced Yard, Spacious Living Room, And Separate Dining Room

Key facts

• Sunroom
• Finished gameroom
• 5,501 sq ft lot

Tags

• SUNROOM
• LIVING ROOM WITH BUILT INS
• DECORATIVE FIREPLACE MANTEL
• COVERED BACK AND FRONT PORCHES
• FINISHED GAMEROOM
• FULL BATH OFF THE GAMEROOM

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: 2-story; Resale property
• Construction: Brick and frame construction; Asphalt roof
• Exterior features: On-street parking; Public water; Public sewer; Public transportation nearby

Interior

• Kitchen: Dishwasher; Refrigerator; Stove
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating (gas); Wall/window cooling units
• Interior features: Interior entry basement; Some gas appliances

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $230 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $130k).
• Recommended offer: $126k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#716 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: crime C-, employment D+, schools D-.
• South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 24 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($898 loan paydown + $231 appreciation (0.2% local appreciation)).
• At projected returns (0.2% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $12k; list at $130k implies a 939% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $126,003 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.42%
• Cash-on-cash: 7.60%
• DSCR: 1.34
• GRM: 7.9

CMA / ARV

• ARV (median comp): $123,623
• List price: $129,900
• Delta: 5.08%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
643 Indiana Ave	0.17mi	4/1.5 (+1)	1,440 (-1%)	0mo	$160,000	$111	83
726 Indiana	0.13mi	3/2.0	1,512 (+4%)	13mo	$122,000	$81	77
923 Vermont Ave	0.23mi	3/1.5	1,620 (+11%)	0mo	$189,900	$117	68
622 Summit Ave	0.37mi	3/1.5	1,572 (+8%)	3mo	$110,000	$70	65
1319 New England	0.60mi	3/1.5	1,440 (-1%)	6mo	$200,000	$139	63
301 Euclid Ave	0.52mi	3/1.0	1,408 (-3%)	8mo	$110,000	$78	59
813 Vermont Ave	0.12mi	4/4.0 (+1)	1,550 (+6%)	15mo	$199,500	$129	58
435 Ohio Ave	0.32mi	2/1.5 (-1)	1,334 (-8%)	9mo	$144,000	$108	57
1025 Delaware Ave	0.39mi	4/2.5 (+1)	1,386 (-5%)	13mo	$75,000	$54	56
302 Euclid Ave	0.51mi	3/1.5	1,368 (-6%)	13mo	$50,000	$37	54
922 Foster Rd	0.65mi	3/1.5	1,560 (+7%)	10mo	$250,000	$160	48
1029 Vermont Ave	0.38mi	4/1.5 (+1)	1,618 (+11%)	14mo	$171,000	$106	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.8%
• Equity multiple: 1.33×
• Total profit: $11,964
• Equity at exit: $38,881

10-year hold

• IRR: 11.7%
• Equity multiple: 2.31×
• Total profit: $47,578
• Equity at exit: $47,673

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15045

• Home prices YoY: 0.1%
• Active inventory: 24
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,372 high
• Mortgage (P&I): −$681
• Tax from tax record: −$118 /mo · $1,415/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$288
• Net cashflow: $230

Break-even live

Break-even rent $1,080

Max offer price $129,900

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
833 Vermont Ave Glassport, PA	3.0	1.0	1290	$1,395	$1.08	23d	1	0.15mi
1044 Delaware Ave Glassport, PA	3.0	1.0	1200	$1,350	$1.12	20d	1	0.40mi
231 Connecticut Ave Clairton, PA	3.0	1.0	1064	$1,150	$1.08	43d	1	0.88mi
311 Harrison St Glassport, PA	4.0	1.0	1200	$1,500	$1.25	43d	1	0.92mi
185 Carnegie Ave Clairton, PA	3.0	1.0	1404	$1,295	$0.92	43d	1	1.05mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	43d	1	1.22mi
1805 Gray St McKeesport, PA	3.0	1.0	1136	$1,600	$1.41	1d	1	1.47mi

Listing history 26 events

1. 2026-06-18
   days on market $129,900 Active 36 DOM
2. 2026-06-17
   days on market $129,900 Active 35 DOM
3. 2026-06-16
   days on market $129,900 Active 34 DOM
4. 2026-06-15
   days on market $129,900 Active 33 DOM
5. 2026-06-13
   days on market $129,900 Active 31 DOM
6. 2026-06-13
   days on market $129,900 Active 30 DOM
7. 2026-06-09
   days on market $129,900 Active 27 DOM
8. 2026-06-08
   days on market $129,900 Active 26 DOM
9. 2026-06-07
   days on market $129,900 Active 25 DOM
10. 2026-06-05
    days on market $129,900 Active 22 DOM
11. 2026-06-03
    days on market $129,900 Active 21 DOM
12. 2026-06-02
    days on market $129,900 Active 20 DOM
13. 2026-06-01
    days on market $129,900 Active 19 DOM
14. 2026-05-31
    days on market $129,900 Active 18 DOM
15. 2026-05-13
    listed $129,900 Active 479-char remark
16. 2025-06-13
    price $125,000 145-char remark

    Show marketing remark (145 chars)

    Three Bedroom, 2 Full Baths, Two Story Home, Back Of home Offers On Street Parking, Terraced Yard, Spacious Living Room, And Separate Dining Room

17. 2024-11-26
    listed $110,000 Active 145-char remark

    Show marketing remark (145 chars)

    Three Bedroom, 2 Full Baths, Two Story Home, Back Of home Offers On Street Parking, Terraced Yard, Spacious Living Room, And Separate Dining Room

18. 2021-01-30
    listed $68,000 Active

    Show marketing remark (50 chars)

    Nice Home with newer furnace and hot water tank. .

19. 2009-02-06
    soldstatus $12,500
20. 2009-01-23
    soldstatus $12,500
21. 2009-01-23
    price $14,900
22. 2008-12-10
    listed $12,500
23. 1997-10-08
    soldstatus $40,000
24. 1997-10-06
    soldstatus $40,000
25. 1997-07-30
    listed $39,000
26. 1986-04-24
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,415 · $118/mo
• Projected year-2 tax: $1,734 · $144/mo
• Expected delta: +$319/yr (+$27/mo · 22.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,462
• − Mortgage interest: −$7,276
• − Property taxes: −$1,415
• − Insurance: −$650
• − Repairs & maintenance: −$1,317
• − Management: −$1,317
• − Depreciation: −$3,779
• Taxable income: $708
• Est. tax owed @ 24.0%: −$170
• After-tax cash flow: $2,596/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South Allegheny SD
• NCES district ID: 4221910
• Math proficiency: 23% ▼ -10.00%
• Reading proficiency: 44% ▼ -13.00%
• Median HH income: $40,891
• Composite: 28.15/100
• National rank: #6815
• State rank: #430 of 539 in PA

Livability — Glassport

• Score: 71/100
• State rank: #716
• US rank: #7113

Category grades

Amenities F Commute A- Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Glassport, PA
• City population: 4,400
• Population (ZIP): 4,400

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Black 4% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Romanian 18% Portuguese 6% Serbian 6%
• Foreign-born: 1% · South Korea, Canada
• Languages at home: 97% English-only · German/W. Germanic 1% Spanish 1% Korean 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.18%
• Current HPI: 214.7403
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+419.6% since first listed

12 events — show timeline

• 2026-05-13 Listed $129,900 West Penn MLS
• 2025-06-13 Price Changed $125,000 West Penn MLS
• 2024-11-26 Listed $110,000 West Penn MLS
• 2021-01-30 Listed $68,000 West Penn MLS
• 2009-02-06 Sold (Public Records) $12,500 Public Records
• 2009-01-23 Price Changed $14,900 West Penn MLS
• 2009-01-23 Sold (MLS) $12,500 West Penn MLS
• 2008-12-10 Listed $12,500 West Penn MLS
• 1997-10-08 Sold (Public Records) $40,000 Public Records
• 1997-10-06 Sold (MLS) $40,000 West Penn MLS
• 1997-07-30 Listed $39,000 West Penn MLS
• 1986-04-24 Sold (Public Records) $25,000 Public Records

Property tax history

+4.4%/yr

Latest (2026): $1,415 · +6.9% YoY. Source: county tax records.