312 S Newkirk St · Baltimore, MD 21224

$190,000

3 bd · 2.0 ba · 1,105 sqft · Townhouse public records · 81 Days on market

Built 1915 $172/sqft · 8% above area Est $258k · 26% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.1/30.0
• ARV discount +15.0/15.0
• DSCR +7.4/10.0
• 1% rule +6.8/10.0
• Livability +3.8/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

Key facts

• Built 1915
• Listed 80 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $190k.

Deal economics

• At list price, monthly cash flow is $340 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $190k).
• Recommended offer: $179k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 30% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 81 days — a 6% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 30y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $178,600 (6.0% below list)

Questions for the listing agent

1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 8.44%
• Cash-on-cash: 7.67%
• DSCR: 1.34
• GRM: 7.1

CMA / ARV

• ARV (median comp): $257,855
• List price: $190,000
• Delta: -26.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
319 S Newkirk St	0.02mi	3/1.0	1,105 (0%)	2mo	$114,000	$103	93
621 Ponca St	0.26mi	3/2.0	1,116 (+1%)	1mo	$300,000	$269	85
620 Savage St	0.33mi	3/2.0	1,128 (+2%)	2mo	$91,000	$81	80
12 Kresson St	0.36mi	3/1.0	1,092 (-1%)	2mo	$80,000	$73	75
618 Umbra St	0.40mi	3/1.0	1,024 (-7%)	0mo	$209,900	$205	65
309 S Fagley St	0.41mi	2/2.0 (-1)	1,030 (-7%)	1mo	$225,000	$218	64
402 S Eaton St	0.47mi	2/2.0 (-1)	1,164 (+5%)	2mo	$186,000	$160	62
634 Grundy St	0.43mi	2/1.5 (-1)	1,168 (+6%)	3mo	$303,500	$260	61
816 S Dean St	0.64mi	2/1.5 (-1)	1,088 (-2%)	2mo	$279,900	$257	59
3500 E Fairmount Ave	0.72mi	2/1.0 (-1)	1,092 (-1%)	2mo	$107,000	$98	54
813 Fagley St	0.54mi	3/1.5	1,260 (+14%)	2mo	$280,000	$222	48
3534 E Fairmount Ave	0.68mi	2/1.0 (-1)	1,018 (-8%)	2mo	$86,000	$84	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.76×
• Total profit: $-12,772
• Equity at exit: $28,330

10-year hold

• IRR: 0.7%
• Equity multiple: 1.04×
• Total profit: $2,321
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21224

• Rents YoY: 1.3%
• Active inventory: 391
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,245 high
• Mortgage (P&I): −$996
• Tax from tax record: −$358 /mo · $4,291/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$471
• Net cashflow: $340

Break-even live

Break-even rent $1,814

Max offer price $190,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
410 S Newkirk St Baltimore, MD	2.0	1.5	1330	$1,580	$1.19	44d	1	0.09mi
133 S Macon St Baltimore, MD	2.0	2.5	1440	$2,400	$1.67	18d	1	0.13mi
527 S Lehigh St Baltimore, MD	3.0	2.0	1320	$2,325	$1.76	44d	1	0.20mi
611 Oldham St Baltimore, MD	2.0	1.0	1148	$1,800	$1.57	13d	1	0.24mi
4505 Foster Ave Baltimore, MD	3.0	3.0	1376	$2,650	$1.93	24d	1	0.30mi
223 Grundy St Baltimore, MD	2.0	1.0	864	$1,450	$1.68	24d	1	0.35mi
502 S Haven St Baltimore, MD	2.0	2.5	1440	$2,400	$1.67	16d	1	0.35mi
502 S Haven St Baltimore, MD	2.0	2.5	1440	$2,400	$1.67	24d	1	0.35mi
4015 Eastern Ave Unit 2L Baltimore, MD	3.0	2.0	1100	$1,800	$1.64	44d	1	0.36mi
3905 Bank St Baltimore, MD	4.0	1.0–3.0	909	$2,820	$3.10	2d	20	0.40mi
321 Fagley St Baltimore, MD	2.0	1.0	800	$1,650	$2.06	20d	1	0.40mi
611 Grundy St Baltimore, MD	3.0	2.0	1434	$2,700	$1.88	24d	1	0.41mi
708 Umbra St Baltimore, MD	3.0	1.5	1274	$2,000	$1.57	18d	1	0.45mi
115 S Eaton St Baltimore, MD	3.0	2.5	1393	$1,800	$1.29	16d	1	0.47mi
560 Bayview Blvd Baltimore, MD	1.0–3.0	1.0–3.0	1108	$3,372	$3.04	2d	25	0.50mi
3710 E Pratt St Baltimore, MD	2.0	3.5	1230	$1,900	$1.54	24d	1	0.52mi
3436 Leverton Ave Baltimore, MD	3.0	3.5	1500	$2,350	$1.57	24d	1	0.63mi
235 S Highland Ave Baltimore, MD	2.0	1.5	1222	$2,000	$1.64	24d	1	0.64mi
3413 Leverton Ave Baltimore, MD	2.0	1.0	832	$1,000	$1.20	24d	1	0.65mi
3430 E Baltimore St Baltimore, MD	3.0	2.5	1316	$2,250	$1.71	24d	1	0.67mi
400 S Highland Ave Unit 402 Baltimore, MD	2.0	1.0	900	$1,700	$1.89	44d	1	0.67mi
3850 Boston St Baltimore, MD	2.0	1.0–2.0	854	$3,378	$3.96	2d	22	0.68mi
3610 Dillon St Baltimore, MD	1.0–2.0	1.0–2.0	828	$2,820	$3.41	44d	1	0.70mi
3306 Fleet St Baltimore, MD	4.0	3.0	1308	$3,500	$2.68	44d	1	0.71mi
335 Drew St Unit 1 Baltimore, MD	2.0	1.0	1460	$1,600	$1.10	24d	1	0.72mi
456 Elrino St Unit B Baltimore, MD	2.0	1.0	800	$1,600	$2.00	44d	1	0.75mi
106 S Bouldin St Baltimore, MD	2.0	3.0	1134	$2,100	$1.85	20d	1	0.78mi
1 N Clinton St Baltimore, MD	4.0	1.5	1200	$1,700	$1.42	20d	1	0.78mi
328 Folcroft St Baltimore, MD	3.0	2.0	1460	$2,300	$1.58	24d	1	0.79mi
3245 Fait Ave Baltimore, MD	3.0	2.0	1470	$2,900	$1.97	44d	1	0.80mi
434 Folcroft St Unit A Baltimore, MD	3.0	1.5	1260	$1,500	$1.19	44d	1	0.80mi
442 Folcroft St Unit A Baltimore, MD	2.0	1.5	1071	$1,600	$1.49	4d	1	0.80mi
113 N Clinton St Baltimore, MD	2.0	1.0	1300	$1,995	$1.53	44d	1	0.81mi
3700 Toone St Baltimore, MD	1.0–2.0	1.0–2.0	1093	$3,218	$2.94	2d	28	0.82mi
127 S Robinson St Baltimore, MD	2.0	1.5	1400	$2,000	$1.43	44d	1	0.83mi
3518 Elliott St Baltimore, MD	3.0	2.5	1036	$2,800	$2.70	18d	1	0.84mi
340 Gusryan St Baltimore, MD	3.0	2.0	1300	$2,500	$1.92	44d	1	0.84mi
338 Gusryan St Baltimore, MD	2.0	1.5	1218	$1,700	$1.40	24d	1	0.84mi
17 N East Ave Baltimore, MD	2.0	2.0	1326	$2,550	$1.92	24d	1	0.86mi
1200 S Conkling St Baltimore, MD	1.0–2.0	1.0–2.0	1085	$2,933	$2.70	2d	16	0.87mi

Listing history 42 events

1. 2026-06-07
   days on market $190,000 Active 81 DOM
2. 2026-06-04
   days on market $190,000 Active 78 DOM
3. 2026-06-03
   days on market $190,000 Active 77 DOM
4. 2026-06-02
   days on market $190,000 Active 76 DOM
5. 2026-06-01
   days on market $190,000 Active 75 DOM
6. 2026-05-31
   days on market $190,000 Active 74 DOM
7. 2026-05-07
   price $190,000 964-char remark

   Show marketing remark (964 chars)

   Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

8. 2026-05-03
   price $209,000 964-char remark

   Show marketing remark (964 chars)

   Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

9. 2026-05-03
   status Active 964-char remark

   Show marketing remark (964 chars)

   Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

10. 2026-04-30
    historical 964-char remark

    Show marketing remark (964 chars)

    Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

11. 2026-03-16
    listed $214,900 Active 964-char remark

    Show marketing remark (964 chars)

    Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

12. 2026-03-04
    historical $214,900 964-char remark

    Show marketing remark (964 chars)

    Price reduced for quick sale!!! 3BR/2BA rowhome in the heart of Greektown with tons of potential! Conveniently located just minutes from Johns Hopkins Bayview Medical Center and a short distance to Patterson Park and the vibrant Canton Waterfront Park area with its popular dining, shopping, and nightlife. This home offers a great opportunity for buyers looking to build sweat equity. Some TLC is needed, but the property has solid potential at an attractive price point. A previous fire originating in neighboring homes caused minor damage to the rear of the property; all post-fire repairs have been completed, and the seller will provide an occupancy certificate prior to closing for added peace of mind. Centrally located with easy access to Eastern Avenue, O’Donnell Street, I-95, and I-895, making commuting throughout Baltimore and beyond simple and convenient. A great opportunity for an investor or owner-occupant ready to add their personal touch!

13. 2021-08-20
    soldstatus $190,000
14. 2021-07-21
    soldstatus $190,000 Closed 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

15. 2021-06-21
    historical Active Under Contract 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

16. 2021-06-07
    price $195,000 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

17. 2021-05-06
    status Active 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

18. 2021-05-06
    listed $205,000 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

19. 2021-05-06
    historical 370-char remark

    Show marketing remark (370 chars)

    One of Greektown's best buys. Beautiful home immaculately clean. Rear could easily be converted to PARKING PAD. Property was renovated about 10 years ago, still in great shape. Spectacular wood floors throughout entire first floor, up the stairs, in hallway, and in both 2nd-floor bedrooms. TWO FULL BATHS. Don't miss it. ONE YEAR HOME WARRANTY included! Deck sold AS IS

20. 2010-01-15
    soldstatus $119,000
21. 2010-01-15
    soldstatus $119,000 Sold
22. 2009-10-28
    status Contract
23. 2009-07-30
    historical
24. 2009-07-30
    historical
25. 2009-06-29
    listed $119,900
26. 2009-06-29
    listed $119,900
27. 2007-07-17
    price
28. 2007-07-17
    historical
29. 2007-07-16
    price
30. 2007-07-15
    listed
31. 2005-12-08
    historical
32. 2005-10-26
    listed
33. 2005-09-15
    soldstatus $149,000
34. 2005-08-30
    soldstatus $149,900
35. 2005-08-03
    historical
36. 2005-07-21
    listed $159,900
37. 2000-12-19
    soldstatus $44,000
38. 2000-10-26
    soldstatus $44,000
39. 2000-09-20
    historical
40. 1999-07-19
    listed $44,900
41. 1997-01-31
    historical
42. 1996-08-01
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,291 · $358/mo
• Projected year-2 tax: $4,291 · $358/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,936
• − Mortgage interest: −$10,643
• − Property taxes: −$4,291
• − Insurance: −$950
• − Repairs & maintenance: −$2,155
• − Management: −$2,155
• − Depreciation: −$5,527
• Taxable income: $1,215
• Est. tax owed @ 24.0%: −$291
• After-tax cash flow: $3,790/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,465
• Household income: $89,017
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1786.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 1%
• Foreign-born: 17% · Canada, China, Vietnam
• Languages at home: 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -332.23%
• Current HPI: 241.284
• Rent YoY: ▲ 1.31%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+323.2% since first listed

36 events — show timeline

• 2026-05-07 Price Changed $190,000 BRIGHT MLS
• 2026-05-03 Price Changed $209,000 BRIGHT MLS
• 2026-05-03 Relisted — BRIGHT MLS
• 2026-04-30 Listing Removed — BRIGHT MLS
• 2026-03-16 Listed $214,900 BRIGHT MLS
• 2026-03-04 Coming Soon $214,900 BRIGHT MLS
• 2021-08-20 Sold (Public Records) $190,000 Public Records
• 2021-07-21 Sold (MLS) $190,000 BRIGHT MLS
• 2021-06-21 Contingent — BRIGHT MLS
• 2021-06-07 Price Changed $195,000 BRIGHT MLS
• 2021-05-06 Relisted — BRIGHT MLS
• 2021-05-06 Listing Removed — BRIGHT MLS
• 2021-05-06 Listed $205,000 BRIGHT MLS
• 2010-01-15 Sold (MLS) $119,000 MRIS
• 2010-01-15 Sold (MLS) $119,000 BRIGHT MLS
• 2009-10-28 Pending — MRIS
• 2009-07-30 Delisted — MRIS
• 2009-07-30 Listing Removed — BRIGHT MLS
• 2009-06-29 Listed $119,900 MRIS
• 2009-06-29 Listed $119,900 BRIGHT MLS
• 2007-07-17 Delisted — MRIS
• 2007-07-17 Price Changed — MRIS
• 2007-07-16 Price Changed — MRIS
• 2007-07-15 Listed — MRIS
• 2005-12-08 Delisted — MRIS
• 2005-10-26 Listed — MRIS
• 2005-09-15 Sold (Public Records) $149,000 Public Records
• 2005-08-30 Sold (MLS) $149,900 MRIS
• 2005-08-03 Delisted — MRIS
• 2005-07-21 Listed $159,900 MRIS
• 2000-12-19 Sold (Public Records) $44,000 Public Records
• 2000-10-26 Sold (MLS) $44,000 MRIS
• 2000-09-20 Delisted — MRIS
• 1999-07-19 Listed $44,900 MRIS
• 1997-01-31 Delisted — MRIS
• 1996-08-01 Listed — MRIS

Property tax history

+3.0%/yr

Latest (2025): $4,291 · +12.7% YoY. Source: county tax records.