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4051 Thimbleberry Dr
C- Composite 51.85
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +9.5/15.0
  • Appreciation +9.2/10.0
  • DSCR +4.4/10.0
  • Schools +3.2/10.0
  • 1% rule +3.1/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$275,000

4051 Thimbleberry Dr · Graniteville, SC 29829
3 bd · 2.5 ba · 2,246 sqft · SingleFamily public records · 58 Days on market
Built 2022 5,227 sqft lot Est $287k · at est. $38/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

Key facts

  • Open floor plan
  • Walk-in closet
  • Backyard space

Tags

OPEN FLOOR PLANCHEF'S KITCHENSPA-LIKE ENSUITE BATHROOMWALK-IN CLOSETBACKYARD SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $63 ($756/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (19.3% below list).
  • Recommended offer: $222k (19.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $77k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $221,965 (19.3% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.57%
Cash-on-cash
0.98%
DSCR
1.04
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$287,488
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4055 Thimbleberry Dr 0.01mi 3/2.5 2,273 (+1%) 12mo $270,000 $119 88
708 Flat Rock Ln 0.13mi 4/2.5 (+1) 2,342 (+4%) 5mo $399,000 $170 78
568 Buttonwood Dr 0.35mi 4/2.5 (+1) 2,232 (-1%) 1mo $267,000 $120 77
4145 Thimbleberry Dr 0.17mi 3/2.5 2,357 (+5%) 10mo $273,000 $116 75
8045 Cozy Knl 0.13mi 4/2.5 (+1) 2,149 (-4%) 15mo $274,500 $128 70
3032 Walking View Ct 0.29mi 4/2.5 (+1) 2,359 (+5%) 5mo $250,000 $106 69
515 Twin VW Ct 0.26mi 3/2.5 2,065 (-8%) 14mo $257,000 $124 63
4109 Thimbleberry Dr 0.11mi 4/2.5 (+1) 1,929 (-14%) 9mo $265,000 $137 59
8003 Red Rock Way 0.35mi 4/2.0 (+1) 1,966 (-12%) 1mo $285,000 $145 55
692 Turning Crest Ln 0.58mi 3/2.5 2,000 (-11%) 1mo $255,000 $128 54
8039 Red Rock Way Way 0.37mi 4/2.5 (+1) 2,456 (+9%) 13mo $287,000 $117 51
677 Turning Crest Ln 0.59mi 3/2.5 1,920 (-14%) 2mo $267,400 $139 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.5%
Equity multiple
2.61×
Total profit
$123,924
Equity at exit
$216,076
10-year hold
IRR
19.7%
Equity multiple
5.63×
Total profit
$356,797
Equity at exit
$435,913

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,220 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$96 /mo · $1,149/yr
Insurance
$115
HOA
$38
Vacancy / Maint / Mgmt
$466
Net cashflow
$63

Break-even live

Break-even rent $2,140
Max offer price $275,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 0.03mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 0.06mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 14d 1 0.13mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $1,989 $1.12 14d 5 0.69mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 23d 1 0.71mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 23d 1 0.79mi

HOA detail

Monthly dues
$38 · $456/yr

Listing history 13 events

  1. 2025-04-28
    soldstatus $274,000 1236-char remark
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  2. 2025-04-28
    soldstatus $274,000 1236-char remark
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  3. 2025-03-30
    status Pending
  4. 2025-01-31
    price $275,000
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  5. 2025-01-31
    listed $275,000 1236-char remark
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  6. 2025-01-31
    listed $275,000 1236-char remark
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  7. 2025-01-31
    listed $279,900 Active
    Show marketing remark (1236 chars)

    Welcome to 4051 Thimbleberry Dr, a beautifully designed 3-bedroom, 2.5-bathroom home offering 2,250 square feet of stylish and comfortable living space. Nestled in the sought-after Sage Creek community, this home is the perfect blend of warmth, elegance, and modern convenience. Extremely large loft. Step inside to an inviting open floor plan filled with natural light, making every space feel bright and welcoming. The chef's kitchen is thoughtfully designed with sleek countertops, stainless steel appliances, and plenty of storage, making it both functional and beautiful. The owner's suite is a true retreat, featuring a spa-like ensuite bathroom and a spacious walk-in closet. The additional bedrooms are equally well-appointed, offering flexibility for guests, a home office, or whatever suits your lifestyle. Outside, the fenced in backyard provides a wonderful space for entertaining, relaxing, or enjoying a peaceful morning with coffee. Whether you love hosting summer gatherings or unwinding after a long day, this outdoor area is sure to impress. This home is move-in ready and waiting for its next owner to fall in love. Schedule your private showing today and experience everything this exceptional property has to offer!

  8. 2022-03-30
    soldstatus $256,250
  9. 2022-03-30
    soldstatus $256,250
  10. 2022-03-30
    soldstatus $256,250
  11. 2022-03-13
    listed $256,250
  12. 2022-03-13
    listed $256,250
  13. 2022-03-13
    listed $256,250

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,149 · $96/mo
Projected year-2 tax
$1,568 · $131/mo
Expected delta
+$418/yr (+$35/mo · 36.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,636
− Mortgage interest
−$15,404
− Property taxes
−$1,149
− Insurance
−$1,375
− Repairs & maintenance
−$2,131
− Management
−$2,131
− HOA
−$456
− Depreciation
−$8,000
Taxable loss
−$4,011
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$963
After-tax cash flow
$1,719/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+6.9% since first listed
13 events — show timeline
  • 2025-04-28 Sold (MLS) $274,000 Hive MLS
  • 2025-04-28 Sold (MLS) $274,000 Hive MLS
  • 2025-03-30 Pending AMLS
  • 2025-01-31 Price Changed $275,000 AMLS
  • 2025-01-31 Listed $279,900 AMLS
  • 2025-01-31 Listed $275,000 Hive MLS
  • 2025-01-31 Listed $275,000 Hive MLS
  • 2022-03-30 Sold (MLS) $256,250 Hive MLS
  • 2022-03-30 Sold (MLS) $256,250 AMLS
  • 2022-03-30 Sold (MLS) $256,250 Hive MLS
  • 2022-03-13 Listed $256,250 Hive MLS
  • 2022-03-13 Listed $256,250 AMLS
  • 2022-03-13 Listed $256,250 Hive MLS

Property tax history

+26.3%/yr

Latest (2025): $1,149 · -69.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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