1122 Detroit Ave · Youngstown, OH 44502

$125,000

3 bd · 1.0 ba · 1,044 sqft · SingleFamily public records · 3 Days on market

Built 1959 7,013 sqft lot Est $97k · 29% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.6/30.0
• DSCR +7.6/10.0
• Appreciation +5.9/10.0
• 1% rule +4.9/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• ARV discount +0.0/15.0

Listing remarks

Move in ready home on the city's Southside. This three-bedroom ranch features a spacious eat in kitchen. Hardwood floors extend from the living room into all three bedrooms. Fully repainted basement ready to make into added living space. The roof is approximately 6 years old. Relax on the front porch, or head to the backyard and enjoy the detached garage, which features a fantastic, covered patio extension for summer BBQs, outdoor dining, and entertaining rain or shine.

Key facts

• Eat in kitchen
• Hardwood floors
• Detached garage

Tags

• EAT IN KITCHEN
• HARDWOOD FLOORS
• FULLY REPAINTED BASEMENT
• DETACHED GARAGE
• COVERED PATIO EXTENSION

Property features AI

Exterior

• Parking: Detached garage and driveway (1 garage space)
• Utilities: Public water service; Public sewer service
• Home design: Single-story home
• Construction: Aluminum siding; Asphalt roof; Home warranty included; Built year from public records
• Exterior features: Public water; Public sewer

Interior

• Kitchen: Eat-in kitchen with ceramic tile flooring (18 x 9)
• Bedrooms: Three main-level bedrooms; Bedroom with wood flooring (9 x 9); Bedroom with wood flooring (11 x 9); Third bedroom/room with wood flooring (13 x 11)
• Flooring: Wood flooring in main living areas and bedrooms; Ceramic tile in kitchen and bathroom
• Bathrooms: One full bathroom (main level) with ceramic tile flooring
• Heating & cooling: Forced-air gas heating
• Interior features: Unfinished basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $236 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $124k (1.0% below list).
• Recommended offer: $124k (1.0% below list) — sets the bar for 1% rule.
• Cap rate 8.6% vs local median 7.0% in Youngstown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 45 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• At $1,237/mo this rent would consume 48% of the median local household income ($31k/yr) (locally 566% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $3k of equity ($864 loan paydown + $2k appreciation (1.8% local appreciation)).
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.8% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $55k; list at $125k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $123,711 (1.0% below list)

Questions for the listing agent

1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.56%
• Cash-on-cash: 8.08%
• DSCR: 1.36
• GRM: 8.4

CMA / ARV

• ARV (on-the-fly): $97,092
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1146 Detroit Ave	0.06mi	3/2.0	1,042 (-0%)	12mo	$115,360	$111	83
1321 Detroit Ave	0.12mi	3/2.0	1,001 (-4%)	2mo	$60,000	$60	82
2692 Taft Ave	0.49mi	3/1.0	990 (-5%)	3mo	$30,000	$30	66
3222 Sheridan Rd	0.66mi	3/1.0	1,008 (-3%)	6mo	$110,000	$109	59
1641 Medford Ave	0.75mi	3/1.0	1,040 (-0%)	10mo	$115,500	$111	56
2804 Jean St	0.36mi	4/1.5 (+1)	924 (-12%)	4mo	$85,500	$93	54
1562 Medford Ave	0.65mi	3/1.0	1,170 (+12%)	3mo	$129,156	$110	47
808 Marmion Ave	0.54mi	2/1.5 (-1)	928 (-11%)	4mo	$96,600	$104	46
3332 Sheridan Rd	0.59mi	2/1.0 (-1)	924 (-12%)	3mo	$56,005	$61	46
1646 Everett Ave	0.64mi	4/1.0 (+1)	1,152 (+10%)	3mo	$100,000	$87	45
834 Compton Ln	0.73mi	3/1.5	888 (-15%)	5mo	$83,000	$93	35
603 E Indianola Ave	0.74mi	4/2.0 (+1)	1,196 (+15%)	8mo	$45,000	$38	25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.78% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.9%
• Equity multiple: 1.63×
• Total profit: $22,118
• Equity at exit: $47,800

10-year hold

• IRR: 14.8%
• Equity multiple: 2.94×
• Total profit: $67,973
• Equity at exit: $67,695

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44502

• Home prices YoY: 0.7%
• Active inventory: 45
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,237 high
• Mortgage (P&I): −$656
• Tax from tax record: −$34 /mo · $407/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$260
• Net cashflow: $236

Break-even live

Break-even rent $939

Max offer price $125,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3446 Ambert Ave Youngstown, OH	4.0	1.0	1100	$1,250	$1.14	13d	1	0.48mi
1803 Pointview Ave Youngstown, OH	2.0	1.0	950	$1,000	$1.05	43d	1	0.64mi
512 E Philadelphia Ave Unit 1 Youngstown, OH	2.0	1.0	1200	$899	$0.75	20d	1	0.70mi
1914 S Heights Ave Youngstown, OH	3.0	1.0	1115	$1,950	$1.75	43d	1	0.74mi
236 Hilton Ave Youngstown, OH	4.0	1.5	1488	$1,195	$0.80	20d	1	0.97mi
610 Elm St Struthers, OH	3.0	1.0	1050	$1,500	$1.43	13d	1	1.26mi
2523 E Midlothian Blvd Apt 5 Struthers, OH	2.0	1.0	750	$800	$1.07	13d	1	1.31mi
4322 Southern Blvd Youngstown, OH	2.0	1.0	1000	$875	$0.88	13d	1	1.50mi

Listing history 4 events

1. 2026-06-09
   status $125,000 Pending 3 DOM
2. 2026-06-08
   days on market $125,000 Active 3 DOM
3. 2026-06-07
   remarks 474-char remark
4. 2026-06-07
   listed $125,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $407 · $34/mo
• Projected year-2 tax: $1,179 · $98/mo
• Expected delta: +$771/yr (+$64/mo · 189.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,845
• − Mortgage interest: −$7,002
• − Property taxes: −$407
• − Insurance: −$625
• − Repairs & maintenance: −$1,188
• − Management: −$1,188
• − Depreciation: −$3,636
• Taxable income: $800
• Est. tax owed @ 24.0%: −$192
• After-tax cash flow: $2,638/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning County · 84,956 people
• City population: 28,503
• Metro: Youngstown-Warren-Boardman, OH-PA
• Population (ZIP): 9,594
• Household income: $31,170
• Rent vs Own: 51.2% rent · 48.8% own
• Severe rent burden: 566.0

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 44% Black 35% Two or more races 12% Hispanic / Latino 11%
• Hispanic origin (detail): Mexican 1% Puerto Rican 9%
• Common ancestry: Romanian 2% Serbian 1% Iranian 1%
• Foreign-born: 4% · Canada
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.78%
• Current HPI: 246.2163
• Rent YoY: —
• Metro: Youngstown-Warren-Boardman, OH-PA
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+108.7% since first listed

8 events — show timeline

• 2026-06-05 Listed $125,000 MLSNOW
• 2013-08-26 Listing Removed — MLSNOW
• 2013-03-25 Listed $54,900 MLSNOW
• 2006-02-07 Sold (Public Records) $54,900 Public Records
• 2005-09-25 Listing Removed — MLSNOW
• 2004-09-25 Listed $57,000 MLSNOW
• 2004-09-24 Listing Removed — MLSNOW
• 2004-06-24 Listed $59,900 MLSNOW

Property tax history

+3.8%/yr

Latest (2025): $407 · -11.8% YoY. Source: county tax records.