711 S Old Stage Rd · Towamensing Trails, PA 18210

$255,000

2 bd · 1.0 ba · 960 sqft · SingleFamily public records · 5 Days on market

Built 1977 0.48 ac lot $266/sqft · 39% above area Est $351k · 27% under $38/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.1/30.0
• Appreciation +3.6/10.0
• Schools +3.1/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• DSCR +2.1/10.0

Listing remarks

Welcome to 711 Old Stage Road, a 4 bedroom, 2 bath raised ranch located in the highly desirable Towamensing Trails community. Just about a half mile from the lake, beach, and clubhouse, this home offers convenient access to all the best amenities in the Poconos. The interior features vaulted ceilings, hardwood floors, a well-appointed kitchen with stainless steel appliances, and a spacious family room with a propane fireplace. Step outside to a large wraparound upper deck and an expansive lower-level patio, ideal for entertaining or enjoying the mountain air. The property also offers plenty of outdoor space for games, gatherings, or evenings by the fire.

Key facts

• 0.48 acre lot
• Garage
• Community pool

Property features AI

Finance

• Other: Directions: From 903 S, left on Old Stage Road. Home will be on the right just past Penn Forest Trail.
• HOA & community: Homeowners association with clubhouse, playground, and pool; Annual association fee of $451 (about $37.58/month); Association fee includes trash service

Exterior

• Parking: 5 total parking spaces (1-car garage plus 4 open spaces); Private maintained paved road access
• Security: Smoke detectors
• Utilities: Water from well; Mound septic or septic tank
• Home design: Single-family house; 2 stories; No common walls; Residential zoning; Located in Towamensing Trails subdivision
• Construction: Vinyl siding
• Exterior features: Deck; Back yard fencing; Asphalt/fiberglass roof

Interior

• Kitchen: Electric range; Refrigerator; Dishwasher; Microwave; Stainless steel appliances
• Bedrooms: Total rooms: 9
• Flooring: Carpet; Hardwood; Laminate; Slate; Stone
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Ceiling fans
• Interior features: Cathedral ceilings; Double-pane windows; Unfurnished; Fireplace in family room
• Laundry & utility: Dryer included; Washer hookup; Electric dryer hookup; Water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $255k.

Deal economics

• At list price, monthly cash flow is $-248 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $211k (17.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (29.3% below list).
• Recommended offer: $180k (29.3% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 3.8% in Towamensing Trails — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#1,361 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D, amenities F, commute F.
• Jim Thorpe Area SD (rural): math 25% / reading 47% proficiency, ranked #394 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 453 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $159k; list at $255k implies a 60% gain — meaningful room to come down on a strong offer.

Recommended offer $180,399 (29.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 5.12%
• Cash-on-cash: -4.18%
• DSCR: 0.81
• GRM: 11.8

CMA / ARV

• ARV (median comp): $351,484
• List price: $255,000
• Delta: -27.45%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
37 Wylie Cir	0.14mi	3/2.0 (+1)	1,008 (+5%)	1mo	$238,145	$236	76
90 Masters Trl	0.52mi	2/1.0	960 (0%)	10mo	$176,000	$183	67
114 Maccauley Rd	0.60mi	3/1.0 (+1)	960 (0%)	2mo	$229,000	$239	65
11 Mckinley Ln	0.39mi	3/2.0 (+1)	960 (0%)	18mo	$260,000	$271	58
21 Horace Way	0.53mi	3/1.0 (+1)	960 (0%)	17mo	$250,000	$260	56
9 Dobson Mews	0.51mi	3/1.0 (+1)	960 (0%)	19mo	$219,500	$229	55
159 Penn Forest Trl	0.33mi	3/1.0 (+1)	1,095 (+14%)	6mo	$210,000	$192	51
44 Hunt Trl	0.48mi	3/2.0 (+1)	1,056 (+10%)	14mo	$220,000	$208	40
49 Parker Trl	0.74mi	2/2.0	1,010 (+5%)	18mo	$128,625	$127	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.5%
• Equity multiple: 0.22×
• Total profit: $-55,963
• Equity at exit: $39,307

10-year hold

• IRR: -16.8%
• Equity multiple: 0.04×
• Total profit: $-68,188
• Equity at exit: $24,262

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18210

• Home prices YoY: -1.4%
• Active inventory: 453
• Price-to-rent: 11.8×

Monthly cashflow live

• Estimated rent: $1,804 medium
• Mortgage (P&I): −$1,337
• Tax from tax record: −$192 /mo · $2,305/yr
• Insurance: −$106
• HOA: −$38
• Vacancy / Maint / Mgmt: −$379
• Net cashflow: $-248

Break-even live

Break-even rent $2,118

Max offer price $211,113

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $38 · $456/yr

Listing history 16 events

1. 2026-05-04
   status Pending 662-char remark
2. 2026-04-28
   listed $255,000 Active 662-char remark
3. 2025-05-09
   listed $260,000 Active
4. 2025-05-09
   listed $260,000 Active
5. 2019-06-26
   soldstatus $159,000
6. 2019-06-21
   soldstatus $159,000
7. 2019-06-21
   soldstatus $159,000
8. 2018-08-24
   listed $164,500
9. 2018-08-23
   listed $164,500
10. 2012-04-13
    soldstatus $84,000
11. 2012-02-08
    listed $89,900
12. 2011-05-31
    listed $95,000
13. 2011-04-06
    listed $109,900
14. 2009-03-24
    listed $133,000
15. 2009-01-26
    listed $145,000
16. 1998-06-25
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,305 · $192/mo
• Projected year-2 tax: $3,167 · $264/mo
• Expected delta: +$862/yr (+$72/mo · 37.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,648
• − Mortgage interest: −$14,284
• − Property taxes: −$2,305
• − Insurance: −$1,275
• − Repairs & maintenance: −$1,732
• − Management: −$1,732
• − HOA: −$456
• − Depreciation: −$7,418
• Taxable loss: −$7,554
• Est. tax savings @ 24.0%: +$1,813
• After-tax cash flow: $-1,168/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jim Thorpe Area SD
• NCES district ID: 4212540
• Math proficiency: 25% ▼ -12.00%
• Reading proficiency: 47% ▼ -11.00%
• Median HH income: $53,476
• Composite: 31.42/100
• National rank: #5988
• State rank: #394 of 539 in PA

Livability — Towamensing Trails

• Score: 62/100
• State rank: #1361
• US rank: #16977

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing B+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Towamensing Trails, PA
• City population: 7,879
• Population (ZIP): 7,879

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 22% Two or more races 11% Black 6% Native American 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Cuban 2% Dominican 1%
• Common ancestry: Romanian 8% Russian 4% Iranian 2%
• Foreign-born: 12% · Canada
• Languages at home: 81% English-only · Spanish 10% Russian/Polish/Slavic 7% Other Indo-European 1%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.89%
• Current HPI: 203.8099
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+410.0% since first listed

16 events — show timeline

• 2026-05-04 Pending — PMAR
• 2026-04-28 Listed $255,000 PMAR
• 2025-05-09 Listed $260,000 GLVRMLS
• 2025-05-09 Listed $260,000 PMAR
• 2019-06-26 Sold (Public Records) $159,000 Public Records
• 2019-06-21 Sold (MLS) $159,000 PMAR
• 2019-06-21 Sold (MLS) $159,000 GLVRMLS
• 2018-08-24 Listed $164,500 GLVRMLS
• 2018-08-23 Listed $164,500 PMAR
• 2012-04-13 Sold (MLS) $84,000 PMAR
• 2012-02-08 Listed $89,900 PMAR
• 2011-05-31 Listed $95,000 PMAR
• 2011-04-06 Listed $109,900 PMAR
• 2009-03-24 Listed $133,000 PMAR
• 2009-01-26 Listed $145,000 PMAR
• 1998-06-25 Sold (Public Records) $50,000 Public Records

Property tax history

+1.7%/yr

Latest (2026): $2,305 · +5.4% YoY. Source: county tax records.