CashFlowRE
Sign in Sign up
Elder Plan 🏗️ New Construction
D- Composite 37.88
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.1/30.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.9/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,900

Elder Plan · Wilmington, OH 45177
4 bd · 2.5 ba · 2,156 sqft · SingleFamily · 704 Days on market
↓ 9% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

Key facts

  • 2 garage spots
  • Listed 704 days

Tags

WALK-IN CORNER PANTRYLAUNDRY ROOM UPSTAIRS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $299,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $301,831.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-120 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $284k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (17.0% below list).
  • Recommended offer: $249k (17.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#202 in OH, #3,127 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities D, commute F.
  • Wilmington City (town): math 42% / reading 51% proficiency, ranked #492 of 656 in OH (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 107 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 119 units permitted in Clinton County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Clinton County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 704 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
Recommended offer $248,846 (17.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 704 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.82%
Cash-on-cash
-1.70%
DSCR
0.92
GRM
10.1

CMA / ARV

ARV (median comp)
$301,831
List price
$299,900
Delta
-0.64%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
987 N South St 0.22mi 4/2.5 2,156 (0%) 4mo $270,000 $125 86
988 N South St 0.22mi 4/2.5 2,156 (0%) 4mo $335,063 $155 86
988 N South St 0.22mi 4/2.5 2,156 (0%) 6mo $335,063 $155 85
375 Curtis Dr 0.23mi 4/2.5 2,330 (+8%) 3mo $295,000 $127 73
18 E Kentucky Ave 0.25mi 4/2.5 1,953 (-9%) 5mo $270,000 $138 69
379 Hiatt Ave 0.48mi 3/2.0 (-1) 2,099 (-3%) 2mo $320,000 $152 65
1015 N South St 0.22mi 4/2.5 1,844 (-14%) 6mo $304,900 $165 61
977 N South St 0.22mi 5/3.0 (+1) 2,415 (+12%) 3mo $324,900 $135 60
345 Virginia Cir 0.54mi 4/2.5 1,946 (-10%) 2mo $285,000 $146 57
440 N Lincoln St 0.58mi 3/2.0 (-1) 2,009 (-7%) 1mo $255,000 $127 53
873 Prairie Ave 0.57mi 4/3.5 1,956 (-9%) 4mo $330,000 $169 51
346 Virginia Cir 0.58mi 3/3.0 (-1) 1,888 (-12%) 1mo $295,000 $156 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.33×
Total profit
$-56,514
Equity at exit
$45,004
10-year hold
IRR
-11.7%
Equity multiple
0.30×
Total profit
$-58,900
Equity at exit
$26,097

Cash invested: $84,513 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45177

Active inventory
107
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$2,488 medium interval (Pro) →
Mortgage (P&I)
$1,583
Tax est. 1.5%
$377 /mo · $4,527/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$523
Net cashflow
$-120

Break-even live

Break-even rent $2,640
Max offer price $284,468
Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,458
Closing costs
$9,055
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
978 N South St Wilmington, OH 3.0 2.5 1657 $2,200 $1.33 2d 1 0.22mi
996 N South St Wilmington, OH 3.0 2.5 1657 $2,300 $1.39 44d 1 0.22mi
160 Columbus St Wilmington, OH 4.0 1.5 2962 $4,500 $1.52 2d 1 0.87mi

Listing history 26 events

  1. 2026-06-18
    days on market $299,900 Active 704 DOM
  2. 2026-06-17
    days on market $299,900 Active 703 DOM
  3. 2026-06-16
    days on market $299,900 Active 702 DOM
  4. 2026-06-15
    days on market $299,900 Active 701 DOM
  5. 2026-06-14
    days on market $299,900 Active 699 DOM
  6. 2026-06-10
    days on market $299,900 Active 696 DOM
  7. 2026-06-09
    days on market $299,900 Active 695 DOM
  8. 2026-06-08
    days on market $299,900 Active 694 DOM
  9. 2026-06-07
    days on market $299,900 Active 693 DOM
  10. 2026-06-05
    days on market $299,900 Active 690 DOM
  11. 2026-06-03
    days on market $299,900 Active 689 DOM
  12. 2026-06-02
    days on market $299,900 Active 688 DOM
  13. 2026-06-01
    days on market $299,900 Active 687 DOM
  14. 2026-05-31
    days on market $299,900 Active 686 DOM
  15. 2026-05-31
    days on market $299,900 Active 685 DOM
  16. 2026-02-18
    price $299,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  17. 2026-02-17
    price $300,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  18. 2026-02-11
    price $299,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  19. 2026-02-10
    price $304,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  20. 2025-12-16
    price $342,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  21. 2025-11-11
    price $341,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  22. 2025-10-21
    price $340,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  23. 2025-09-09
    price $339,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  24. 2025-08-06
    price $338,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  25. 2024-07-30
    price $309,900 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

  26. 2024-07-14
    listed $329,900 Active 1445-char remark
    Show marketing remark (1445 chars)

    Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,862
− Mortgage interest
−$16,907
− Property taxes
−$4,527
− Insurance
−$1,509
− Repairs & maintenance
−$2,389
− Management
−$2,389
− Depreciation
−$8,781
Taxable loss
−$6,641
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,594
After-tax cash flow
$154/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wilmington City
NCES district ID
3904511
Math proficiency
42% ▼ -16.00%
Reading proficiency
51% ▼ -6.00%
Median HH income
$43,201
Composite
39.2/100
National rank
#4020
State rank
#492 of 656 in OH

Livability — Wilmington

Score
77/100
State rank
#202
US rank
#3127

Category grades

Amenities D Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wilmington, OH
County
Clinton · 46,911 people
Population (ZIP)
22,442
Household income
$70,483
Rent vs Own
30.6% rent · 69.4% own
Severe rent burden
9.5

Population outlook (Clinton County) Hauer SSP2

Today (2025)
41,352 people
By 2030
40,831 · -1.3%
By 2040
39,049 · -5.6%
By 2050
36,408 · -12.0%
By 2075
29,652 · -28.3%
By 2100
20,736 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 3% Black 3% Hispanic / Latino 2% Asian 1%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 2%
Foreign-born
3% · Canada, Jamaica
Languages at home
97% English-only · Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Clinton

2024 margin
Solid R (+54.6) · D 22.3% · R 76.9%
2008→2024 swing
-24.3pp toward R · 2008: -30.3pp · 2024: -54.6pp
All cycles
2024: R+54.6 2020: R+52.6 2016: R+52.6 2012: R+35.2 2008: R+30.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -150.35%
Current HPI
238.9182
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-9.1% since first listed
11 events — show timeline
  • 2026-02-18 Price Changed $299,900 Zillow
  • 2026-02-17 Price Changed $300,900 Zillow
  • 2026-02-11 Price Changed $299,900 Zillow
  • 2026-02-10 Price Changed $304,900 Zillow
  • 2025-12-16 Price Changed $342,900 Zillow
  • 2025-11-11 Price Changed $341,900 Zillow
  • 2025-10-21 Price Changed $340,900 Zillow
  • 2025-09-09 Price Changed $339,900 Zillow
  • 2025-08-06 Price Changed $338,900 Zillow
  • 2024-07-30 Price Changed $309,900 Zillow
  • 2024-07-14 Listed $329,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…