🏗️ New Construction
Elder Plan · Wilmington, OH
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.1/30.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.9/5.0
- 1% rule +3.2/10.0
- DSCR +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$299,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
Key facts
- 2 garage spots
- Listed 704 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $300k.
Deal economics
- At list price, monthly cash flow is $-120 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $284k (5.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (17.0% below list).
- Recommended offer: $249k (17.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 77/100 on livability (#202 in OH, #3,127 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities D, commute F.
- Wilmington City (town): math 42% / reading 51% proficiency, ranked #492 of 656 in OH (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 107 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 119 units permitted in Clinton County in 2024 (0 in 5+ unit buildings).
- This rent runs 42% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Clinton County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 704 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 704 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.82%
- Cash-on-cash
- -1.70%
- DSCR
- 0.92
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $301,831
- List price
- $299,900
- Delta
- -0.64%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 987 N South St | 0.22mi | 4/2.5 | 2,156 (0%) | 4mo | $270,000 | $125 | 86 |
| 988 N South St | 0.22mi | 4/2.5 | 2,156 (0%) | 4mo | $335,063 | $155 | 86 |
| 988 N South St | 0.22mi | 4/2.5 | 2,156 (0%) | 6mo | $335,063 | $155 | 85 |
| 375 Curtis Dr | 0.23mi | 4/2.5 | 2,330 (+8%) | 3mo | $295,000 | $127 | 73 |
| 18 E Kentucky Ave | 0.25mi | 4/2.5 | 1,953 (-9%) | 5mo | $270,000 | $138 | 69 |
| 379 Hiatt Ave | 0.48mi | 3/2.0 (-1) | 2,099 (-3%) | 2mo | $320,000 | $152 | 65 |
| 1015 N South St | 0.22mi | 4/2.5 | 1,844 (-14%) | 6mo | $304,900 | $165 | 61 |
| 977 N South St | 0.22mi | 5/3.0 (+1) | 2,415 (+12%) | 3mo | $324,900 | $135 | 60 |
| 345 Virginia Cir | 0.54mi | 4/2.5 | 1,946 (-10%) | 2mo | $285,000 | $146 | 57 |
| 440 N Lincoln St | 0.58mi | 3/2.0 (-1) | 2,009 (-7%) | 1mo | $255,000 | $127 | 53 |
| 873 Prairie Ave | 0.57mi | 4/3.5 | 1,956 (-9%) | 4mo | $330,000 | $169 | 51 |
| 346 Virginia Cir | 0.58mi | 3/3.0 (-1) | 1,888 (-12%) | 1mo | $295,000 | $156 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -19.1%
- Equity multiple
- 0.33×
- Total profit
- $-56,514
- Equity at exit
- $45,004
- IRR
- -11.7%
- Equity multiple
- 0.30×
- Total profit
- $-58,900
- Equity at exit
- $26,097
Cash invested: $84,513 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45177
- Active inventory
- 107
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,488 medium interval (Pro) →
- Mortgage (P&I)
- −$1,583
- Tax est. 1.5%
- −$377 /mo · $4,527/yr
- Insurance
- −$126
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$523
- Net cashflow
- $-120
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,458
- Closing costs
- $9,055
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 978 N South St Wilmington, OH | 3.0 | 2.5 | 1657 | $2,200 | $1.33 | 2d | 1 | 0.22mi |
| 996 N South St Wilmington, OH | 3.0 | 2.5 | 1657 | $2,300 | $1.39 | 44d | 1 | 0.22mi |
| 160 Columbus St Wilmington, OH | 4.0 | 1.5 | 2962 | $4,500 | $1.52 | 2d | 1 | 0.87mi |
Listing history 26 events
-
2026-06-18days on market $299,900 Active 704 DOM
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2026-06-17days on market $299,900 Active 703 DOM
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2026-06-16days on market $299,900 Active 702 DOM
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2026-06-15days on market $299,900 Active 701 DOM
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2026-06-14days on market $299,900 Active 699 DOM
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2026-06-10days on market $299,900 Active 696 DOM
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2026-06-09days on market $299,900 Active 695 DOM
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2026-06-08days on market $299,900 Active 694 DOM
-
2026-06-07days on market $299,900 Active 693 DOM
-
2026-06-05days on market $299,900 Active 690 DOM
-
2026-06-03days on market $299,900 Active 689 DOM
-
2026-06-02days on market $299,900 Active 688 DOM
-
2026-06-01days on market $299,900 Active 687 DOM
-
2026-05-31days on market $299,900 Active 686 DOM
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2026-05-31days on market $299,900 Active 685 DOM
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2026-02-18price $299,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
-
2026-02-17price $300,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
-
2026-02-11price $299,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
-
2026-02-10price $304,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2025-12-16price $342,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2025-11-11price $341,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
-
2025-10-21price $340,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2025-09-09price $339,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2025-08-06price $338,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2024-07-30price $309,900 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
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2024-07-14$329,900 Active 1445-char remark
Show marketing remark (1445 chars)
Come see the gorgeous Elder Floorplan at Creekview, a new home community in Wilmington, OH! This charming 4-bedroom and 2.5 bath two-story home is the ideal home for you! As you enter through the front door, you're welcomed into a bright and inviting foyer that leads directly into the expansive great room. The open-concept layout seamlessly connects the living area, dining space, and modern kitchen-perfect for entertaining or family gatherings. The kitchen is equipped with stainless steel appliances, a large island, and plenty of counter space and cabinetry for storage. Upstairs you'll find four generously sized bedrooms that include ample closet space. The primary suite features a private bathroom with a dual vanity, walk-in shower, and a large walk-in closet, creating a relaxing retreat at the end of the day. A convenient second-floor laundry room and full bathroom add practicality and ease to everyday life. Located in the beautiful Creekview Community in Wilmington, OH, the Elder offers not just a new construction home, but a community with amenities that cater to a vibrant lifestyle. Plus, with D. R. Horton's commitment to quality and innovation, you can rest assured knowing your home is built with top materials and the latest technology. Schedule a visit today and discover why the Elder is the perfect place to call home. We can't wait to welcome you to the neighborhood! Images are representative of the plan only.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,862
- − Mortgage interest
- −$16,907
- − Property taxes
- −$4,527
- − Insurance
- −$1,509
- − Repairs & maintenance
- −$2,389
- − Management
- −$2,389
- − Depreciation
- −$8,781
- Taxable loss
- −$6,641
- Est. tax savings @ 24.0%
- +$1,594
- After-tax cash flow
- $154/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wilmington City
- NCES district ID
- 3904511
- Math proficiency
- 42% ▼ -16.00%
- Reading proficiency
- 51% ▼ -6.00%
- Median HH income
- $43,201
- Composite
- 39.2/100
- National rank
- #4020
- State rank
- #492 of 656 in OH
Livability — Wilmington
- Score
- 77/100
- State rank
- #202
- US rank
- #3127
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wilmington, OH
- County
- Clinton · 46,911 people
- Population (ZIP)
- 22,442
- Household income
- $70,483
- Rent vs Own
- Severe rent burden
- 9.5
Population outlook (Clinton County) Hauer SSP2
- Today (2025)
- 41,352 people
- By 2030
- 40,831 · -1.3%
- By 2040
- 39,049 · -5.6%
- By 2050
- 36,408 · -12.0%
- By 2075
- 29,652 · -28.3%
- By 2100
- 20,736 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 3% Black 3% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Lithuanian 2% Slovak 2% Romanian 2%
- Foreign-born
- 3% · Canada, Jamaica
- Languages at home
- 97% English-only · Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Clinton
- 2024 margin
- Solid R (+54.6) · D 22.3% · R 76.9%
- 2008→2024 swing
- -24.3pp toward R · 2008: -30.3pp · 2024: -54.6pp
- All cycles
- 2024: R+54.6 2020: R+52.6 2016: R+52.6 2012: R+35.2 2008: R+30.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -150.35%
- Current HPI
- 238.9182
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
-9.1% since first listed11 events — show timeline
- 2026-02-18 Price Changed $299,900 Zillow
- 2026-02-17 Price Changed $300,900 Zillow
- 2026-02-11 Price Changed $299,900 Zillow
- 2026-02-10 Price Changed $304,900 Zillow
- 2025-12-16 Price Changed $342,900 Zillow
- 2025-11-11 Price Changed $341,900 Zillow
- 2025-10-21 Price Changed $340,900 Zillow
- 2025-09-09 Price Changed $339,900 Zillow
- 2025-08-06 Price Changed $338,900 Zillow
- 2024-07-30 Price Changed $309,900 Zillow
- 2024-07-14 Listed $329,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
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