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1720 La Entrada Dr
D- Composite 36.48
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +7.5/15.0
  • 1% rule +3.6/10.0
  • DSCR +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$174,000

1720 La Entrada Dr · Fort Mohave, AZ 86426
3 bd · 2.0 ba · 949 sqft · Land public records · 249 Days on market
Built 1987 6,098 sqft lot $6/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Handyman special. 3 bedrooms, 2 bath, split floor plan, fully fenced lot with RV parking.

Key facts

  • Fully remodeled
  • Community center
  • Low-e windows

Tags

FULLY REMODELEDLOW-E WINDOWSFULLY FENCED YARDCOMMUNITY CENTERPOOL

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $75

Exterior

  • Utilities: Public water; Septic tank sewer; Natural gas available
  • Home design: Manufactured home (single wide); Residential property; Entry includes counters, casual dining, great room, kitchen
  • Construction: Rolled/Hot Mop roof
  • Exterior features: Covered patio; Patio; Chain link fencing in front and back yards; Accessible entrance; Community pool; Water-smart landscaping; Low-flow fixtures

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Solid surface counters
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Open floorplan; Low emissivity windows; Unfurnished
  • Laundry & utility: Washer; Dryer; Electric dryer hookup inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $174k.

Deal economics

  • At list price, monthly cash flow is $-155 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $152k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (14.5% below list).
  • Recommended offer: $149k (14.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.2% in Fort Mohave — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#88 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety C-, crime D+.
  • Colorado River Union High School District (4381) (town): math 13% / reading 17% proficiency, ranked #213 of 249 in AZ (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 376 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 249 days — a 12% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $70k; list at $174k implies a 149% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $122/mo.
  • Climate carrying-cost: in FEMA flood zone AO (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $148,806 (14.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 249 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.07%
Cash-on-cash
-0.81%
DSCR
0.96
GRM
9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.6%
Equity multiple
0.22×
Total profit
$-37,979
Equity at exit
$25,944
10-year hold
IRR
-16.8%
Equity multiple
0.07×
Total profit
$-45,388
Equity at exit
$15,044

Cash invested: $48,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86426

Home prices YoY
-5.2%
Active inventory
376
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,488 high interval (Pro) →
Mortgage (P&I)
$912
Tax est. 1.5%
$218 /mo · $2,610/yr
Insurance
$72
Flood insurance flood zone
−$122 /mo · $1,468/yr
HOA
$6
Vacancy / Maint / Mgmt
$312
Net cashflow
$-155

Break-even live

Break-even rent $1,685
Max offer price $151,542
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,500
Closing costs
$5,220
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4567 Calle Valle Vis Unit 1 Bullhead City, AZ 2.0 1.0 760 $1,200 $1.58 21d 1 0.41mi
1579 E Courtney Pl Fort Mohave, AZ 2.0 2.0 948 $999 $1.05 13d 1 0.90mi
1765 Central Ave Bullhead City, AZ 2.0 2.0 968 $1,100 $1.14 21d 1 1.32mi
5080 S La Calzada Dr Fort Mohave, AZ 2.0 1.0 900 $1,150 $1.28 13d 1 1.37mi
1697 Richardo Ave Bullhead City, AZ 3.0 2.0 1051 $1,500 $1.43 13d 1 1.45mi

HOA detail

Monthly dues
$6 · $72/yr

Listing history 21 events

  1. 2026-06-18
    days on market $174,000 Active 249 DOM
  2. 2026-06-17
    days on market $174,000 Active 248 DOM
  3. 2026-06-16
    days on market $174,000 Active 247 DOM
  4. 2026-06-15
    days on market $174,000 Active 246 DOM
  5. 2026-06-14
    days on market $174,000 Active 244 DOM
  6. 2026-06-13
    days on market $174,000 Active 243 DOM
  7. 2026-06-10
    days on market $174,000 Active 241 DOM
  8. 2026-06-09
    days on market $174,000 Active 240 DOM
  9. 2026-06-08
    days on market $174,000 Active 239 DOM
  10. 2026-06-07
    days on market $174,000 Active 238 DOM
  11. 2026-06-05
    days on market $174,000 Active 235 DOM
  12. 2026-06-03
    days on market $174,000 Active 234 DOM
  13. 2026-06-02
    days on market $174,000 Active 233 DOM
  14. 2026-06-01
    days on market $174,000 Active 232 DOM
  15. 2026-05-31
    days on market $174,000 Active 231 DOM
  16. 2026-05-30
    days on market $174,000 Active 230 DOM
  17. 2026-05-19
    price $174,000
  18. 2025-10-13
    listed $189,000 Active
  19. 2025-06-10
    soldstatus $70,000 89-char remark
    Show marketing remark (89 chars)

    Handyman special. 3 bedrooms, 2 bath, split floor plan, fully fenced lot with RV parking.

  20. 2025-06-10
    listed $70,000 89-char remark
    Show marketing remark (89 chars)

    Handyman special. 3 bedrooms, 2 bath, split floor plan, fully fenced lot with RV parking.

  21. 2025-06-06
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AO · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥115°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,857
− Mortgage interest
−$9,747
− Property taxes
−$2,610
− Insurance
−$2,338
− Repairs & maintenance
−$1,429
− Management
−$1,429
− HOA
−$72
− Depreciation
−$5,062
Taxable loss
−$4,828
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,159
After-tax cash flow
$-704/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Colorado River Union High School District (4381)
NCES district ID
0400082
Math proficiency
13% ▼ -17.00%
Reading proficiency
17% ▼ -18.00%
Median HH income
$39,132
Composite
12.72/100
National rank
#9603
State rank
#213 of 249 in AZ

Livability — Fort Mohave

Score
65/100
State rank
#88
US rank
#13539

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Mohave, AZ
County
Mohave County · 181,906 people
City population
15,467
Metro
Lake Havasu City-Kingman, AZ
Population (ZIP)
15,467
Household income
$64,551
Rent vs Own
14.3% rent · 85.7% own
Severe rent burden
207.0

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 18% Two or more races 8% Asian 4%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Lithuanian 3% Romanian 2% Italian 1%
Foreign-born
7% · Canada
Languages at home
88% English-only · Spanish 7% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.22%
Current HPI
278.7975
Rent YoY
Metro
Lake Havasu City-Kingman, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+148.6% since first listed
5 events — show timeline
  • 2026-05-19 Price Changed $174,000 WARDEX
  • 2025-10-13 Listed $189,000 WARDEX
  • 2025-06-10 Listed $70,000 WARDEX
  • 2025-06-10 Sold (MLS) $70,000 WARDEX
  • 2025-06-06 Sold (Public Records) $70,000 Public Records

Property tax history

+0.5%/yr

Latest (2025): $345 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…