7173 S Highway 67 Hwy · Gurdon, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.4/10.0
- Appreciation +6.9/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- ARV discount +0.0/15.0
$65,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
950 Sq ft 2bd 1 bath with bonus room that is being used as a bedroom. .75 acres lot with outbuildings, 2 car carport with storage room attached. house is being used as a rental and has tenants. Home is sold as is.
Key facts
- 0.75 acre lot
- Listed 50 days
Property features AI
Finance
- Other: Approximately 0.75 acre lot (inside city limits)
Exterior
- Parking: Carport
- Utilities: Public sewer; Public water; Municipal electric service (Entergy)
- Home design: Metal/vinyl siding
- Construction: Architectural shingle roof; Crawl space foundation
- Exterior features: Level lot; Paved road frontage; No area amenities listed
Interior
- Kitchen: Free-standing stove
- Flooring: Carpet; Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Window air conditioning units; Gas space heater
- Interior features: Carpet and laminate flooring; Den/Family room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $306 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($872 rent vs $65k).
- Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 69/100 on livability (#74 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, employment D, schools F.
- Gurdon School District (rural): math 20% / reading 21% proficiency, ranked #212 of 238 in AR (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 22 active listings in the ZIP; 12 units permitted in Clark County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($449 loan paydown + $2k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 11.94%
- Cash-on-cash
- 20.17%
- DSCR
- 1.90
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $49,636
- List price
- $65,000
- Delta
- 30.95%
- Verdict
- OVERPRICED
- Comps
- 6 within 2.0 mi
Projected returns pro-forma
3.76% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.0%
- Equity multiple
- 2.64×
- Total profit
- $29,921
- Equity at exit
- $32,032
- IRR
- 27.8%
- Equity multiple
- 5.18×
- Total profit
- $76,026
- Equity at exit
- $51,666
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71743
- Home prices YoY
- 2.6%
- Active inventory
- 22
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $872 medium interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$15 /mo · $184/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$183
- Net cashflow
- $306
Break-even live
Sensitivity live
| Price | -10% $343 | -5% $324 | +0% $306 | +5% $287 | +10% $269 |
|---|---|---|---|---|---|
| Rent | -10% $237 | -5% $271 | +0% $306 | +5% $340 | +10% $375 |
| Rate | -1.0pp $339 | -0.5pp $322 | base $306 | +0.5pp $289 | +1.0pp $272 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-21days on market $65,000 Active 51 DOM
-
2026-06-19days on market $65,000 Active 49 DOM
-
2026-06-18days on market $65,000 Active 48 DOM
-
2026-06-17days on market $65,000 Active 47 DOM
-
2026-06-16days on market $65,000 Active 46 DOM
-
2026-06-15days on market $65,000 Active 45 DOM
-
2026-06-14days on market $65,000 Active 43 DOM
-
2026-06-12days on market $65,000 Active 42 DOM
-
2026-06-09days on market $65,000 Active 39 DOM
-
2026-06-08days on market $65,000 Active 38 DOM
-
2026-06-07days on market $65,000 Active 37 DOM
-
2026-06-05days on market $65,000 Active 35 DOM
-
2026-06-04days on market $65,000 Active 33 DOM
-
2026-06-02days on market $65,000 Active 32 DOM
-
2026-06-01days on market $65,000 Active 31 DOM
-
2026-05-31days on market $65,000 Active 30 DOM
-
2026-05-31days on market $65,000 Active 29 DOM
-
2026-05-01$65,000 New Listing 213-char remark
-
2021-11-29soldstatus $70,000
-
1991-10-01soldstatus $10,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $184 · $15/mo
- Projected year-2 tax
- $416 · $35/mo
- Expected delta
- +$232/yr (+$19/mo · 125.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥112°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,469
- − Mortgage interest
- −$3,641
- − Property taxes
- −$184
- − Insurance
- −$325
- − Repairs & maintenance
- −$837
- − Management
- −$837
- − Depreciation
- −$1,891
- Taxable income
- $2,752
- Est. tax owed @ 24.0%
- −$661
- After-tax cash flow
- $3,010/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gurdon School District
- NCES district ID
- 0507110
- Math proficiency
- 20% ▼ -3.00%
- Reading proficiency
- 21% ▼ -9.00%
- Median HH income
- $35,092
- Composite
- 16.91/100
- National rank
- #9139
- State rank
- #212 of 238 in AR
Livability — Gurdon
- Score
- 69/100
- State rank
- #74
- US rank
- #8878
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Gurdon, AR
- Population (ZIP)
- 3,252
Population outlook (Clark County) Hauer SSP2
- Today (2025)
- 22,335 people
- By 2030
- 22,306 · -0.1%
- By 2040
- 21,839 · -2.2%
- By 2050
- 21,961 · -1.7%
- By 2075
- 24,186 · +8.3%
- By 2100
- 25,897 · +15.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 23% Hispanic / Latino 11% Two or more races 2%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Lithuanian 7% Slovak 3% Scotch-Irish 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 89% English-only · Spanish 9% Russian/Polish/Slavic 2%
Political lean MEDSL · Clark
- 2024 margin
- Strong R (+20.5) · D 38.6% · R 59.1% · Other 2.2%
- 2008→2024 swing
- -16.7pp toward R · 2008: -3.8pp · 2024: -20.5pp
- All cycles
- 2024: R+20.5 2020: R+14.0 2016: R+9.5 2012: R+6.4 2008: R+3.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.76%
- Current HPI
- 149.1405
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+550.0% since first listed3 events — show timeline
- 2026-05-01 Listed $65,000 CARMLS
- 2021-11-29 Sold (Public Records) $70,000 Public Records
- 1991-10-01 Sold (Public Records) $10,000 Public Records
Property tax history
+2.8%/yrLatest (2025): $184 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…