320 Haven Way · Perry, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.7/30.0
- ARV discount +4.7/15.0
- DSCR +4.5/10.0
- Schools +3.9/10.0
- Livability +3.4/5.0
- 1% rule +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$249,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!
Key facts
- Builder upgrades
- Split floor plan
- Walk-in closets
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $65 ($778/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (18.4% below list).
- Recommended offer: $204k (18.4% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.5% in Perry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#149 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 466 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
- This rent runs 33% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.60%
- Cash-on-cash
- 1.11%
- DSCR
- 1.05
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $235,176
- List price
- $249,900
- Delta
- 6.26%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 133 Worchester Cir | 0.12mi | 3/2.0 | 1,608 (-5%) | 1mo | $259,900 | $162 | 85 |
| 115 Worchester Cir | 0.07mi | 3/2.0 | 1,514 (-11%) | 1mo | $264,600 | $175 | 78 |
| 217 Ellington Ct | 0.29mi | 3/2.0 | 1,547 (-9%) | 1mo | $229,000 | $148 | 71 |
| 208 Mahan Dr | 0.69mi | 3/2.0 | 1,675 (-1%) | 0mo | $273,000 | $163 | 65 |
| 610 Daisy Dr | 0.34mi | 4/2.0 (+1) | 1,541 (-9%) | 2mo | $270,000 | $175 | 63 |
| 128 Gage Dr | 0.53mi | 3/2.0 | 1,568 (-8%) | 2mo | $265,000 | $169 | 61 |
| 122 Rocky Rd | 0.46mi | 4/2.0 (+1) | 1,541 (-9%) | 1mo | $287,000 | $186 | 58 |
| 132 Sadie Heights Blvd | 0.48mi | 4/2.0 (+1) | 1,541 (-9%) | 4mo | $279,000 | $181 | 54 |
| 102 Dawson Wyatt Ct | 0.52mi | 3/2.0 | 1,469 (-14%) | 0mo | $269,000 | $183 | 53 |
| 112 Kanza Trl | 0.56mi | 3/2.0 | 1,470 (-13%) | 3mo | $255,000 | $173 | 49 |
| 106 Cassandra Ann Way | 0.59mi | 3/2.0 | 1,469 (-14%) | 1mo | $261,900 | $178 | 49 |
| 121 Rambo Way | 0.67mi | 4/2.0 (+1) | 1,518 (-11%) | 0mo | $280,000 | $184 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.6%
- Equity multiple
- 0.48×
- Total profit
- $-36,447
- Equity at exit
- $37,261
- IRR
- -5.9%
- Equity multiple
- 0.62×
- Total profit
- $-26,748
- Equity at exit
- $21,607
Cash invested: $69,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31069
- Active inventory
- 466
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,039 medium interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$131 /mo · $1,577/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$428
- Net cashflow
- $65
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,475
- Closing costs
- $7,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 120 Worchester Cir Perry, GA | 4.0 | 2.0 | 1751 | $2,260 | $1.29 | 13d | 1 | 0.13mi |
| 108 Ellington Ct Perry, GA | 3.0 | 2.0 | 1286 | $1,750 | $1.36 | 20d | 1 | 0.16mi |
| 608 Daisy Dr Perry, GA | 4.0 | 2.0 | 1582 | $1,950 | $1.23 | 43d | 1 | 0.34mi |
| 204 Mahan Dr Perry, GA | 4.0 | 2.0 | 2197 | $2,350 | $1.07 | 20d | 1 | 0.71mi |
Listing history 2 events
-
2026-05-13$260,000 Active 855-char remark
Show marketing remark (855 chars)
Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!
-
2026-05-11$260,000 New 855-char remark
Show marketing remark (855 chars)
Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,577 · $131/mo
- Projected year-2 tax
- $2,299 · $192/mo
- Expected delta
- +$722/yr (+$60/mo · 45.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,469
- − Mortgage interest
- −$13,998
- − Property taxes
- −$1,577
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,958
- − Management
- −$1,958
- − Depreciation
- −$7,270
- Taxable loss
- −$3,541
- Est. tax savings @ 24.0%
- +$850
- After-tax cash flow
- $1,628/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Perry
- Score
- 68/100
- State rank
- #149
- US rank
- #9757
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Perry, GA
- County
- Houston County · 157,321 people
- City population
- 22,953
- Metro
- Warner Robins, GA
- Population (ZIP)
- 22,953
- Household income
- $74,501
- Rent vs Own
- Severe rent burden
- 666.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 24% Hispanic / Latino 4% Asian 3% Two or more races 3%
- Common ancestry
- Slovak 2% Romanian 1% Lithuanian 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 96% English-only · Spanish 2% Chinese 1%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -162.01%
- Current HPI
- 240.9327
- Rent YoY
- —
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-05-13 Listed $260,000 CGMLS
- 2026-05-11 Listed $260,000 GAMLS
Property tax history
+40.7%/yrLatest (2025): $1,577 · +6.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…