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320 Haven Way
D- Composite 39.32
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • ARV discount +4.7/15.0
  • DSCR +4.5/10.0
  • Schools +3.9/10.0
  • Livability +3.4/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

320 Haven Way · Perry, GA 31069
3 bd · 2.0 ba · 1,698 sqft · SingleFamily public records · 9 Days on market
Built 2014 $147/sqft · 6% above area Est $235k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!

Key facts

  • Builder upgrades
  • Split floor plan
  • Walk-in closets

Tags

SPLIT FLOOR PLANBUILDER UPGRADESWALK-IN CLOSETSBACK PORCHPEACEFUL COUNTRY FEEL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $65 ($778/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (18.4% below list).
  • Recommended offer: $204k (18.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 4.5% in Perry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#149 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 466 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $203,909 (18.4% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.60%
Cash-on-cash
1.11%
DSCR
1.05
GRM
10.2

CMA / ARV

ARV (median comp)
$235,176
List price
$249,900
Delta
6.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
133 Worchester Cir 0.12mi 3/2.0 1,608 (-5%) 1mo $259,900 $162 85
115 Worchester Cir 0.07mi 3/2.0 1,514 (-11%) 1mo $264,600 $175 78
217 Ellington Ct 0.29mi 3/2.0 1,547 (-9%) 1mo $229,000 $148 71
208 Mahan Dr 0.69mi 3/2.0 1,675 (-1%) 0mo $273,000 $163 65
610 Daisy Dr 0.34mi 4/2.0 (+1) 1,541 (-9%) 2mo $270,000 $175 63
128 Gage Dr 0.53mi 3/2.0 1,568 (-8%) 2mo $265,000 $169 61
122 Rocky Rd 0.46mi 4/2.0 (+1) 1,541 (-9%) 1mo $287,000 $186 58
132 Sadie Heights Blvd 0.48mi 4/2.0 (+1) 1,541 (-9%) 4mo $279,000 $181 54
102 Dawson Wyatt Ct 0.52mi 3/2.0 1,469 (-14%) 0mo $269,000 $183 53
112 Kanza Trl 0.56mi 3/2.0 1,470 (-13%) 3mo $255,000 $173 49
106 Cassandra Ann Way 0.59mi 3/2.0 1,469 (-14%) 1mo $261,900 $178 49
121 Rambo Way 0.67mi 4/2.0 (+1) 1,518 (-11%) 0mo $280,000 $184 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.48×
Total profit
$-36,447
Equity at exit
$37,261
10-year hold
IRR
-5.9%
Equity multiple
0.62×
Total profit
$-26,748
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31069

Active inventory
466
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,039 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$131 /mo · $1,577/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$65

Break-even live

Break-even rent $1,957
Max offer price $249,900
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
120 Worchester Cir Perry, GA 4.0 2.0 1751 $2,260 $1.29 13d 1 0.13mi
108 Ellington Ct Perry, GA 3.0 2.0 1286 $1,750 $1.36 20d 1 0.16mi
608 Daisy Dr Perry, GA 4.0 2.0 1582 $1,950 $1.23 43d 1 0.34mi
204 Mahan Dr Perry, GA 4.0 2.0 2197 $2,350 $1.07 20d 1 0.71mi

Listing history 2 events

  1. 2026-05-13
    listed $260,000 Active 855-char remark
    Show marketing remark (855 chars)

    Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!

  2. 2026-05-11
    listed $260,000 New 855-char remark
    Show marketing remark (855 chars)

    Welcome home to 320 Haven Way in the desirable New Haven subdivision of Perry, Georgia! This beautifully maintained 3-bedroom, 2-bath home offers 1,698 square feet of comfortable living space with a thoughtfully designed split floor plan. Built in 2014, this home features multiple builder upgrades, beautiful interior details, and a spacious layout perfect for everyday living. The large primary suite includes a stunning bathroom with walk-in closets, creating the perfect private retreat. Enjoy relaxing evenings on the nice back porch overlooking the backyard, plus the convenience of a two-car garage. Located in Perry, this property offers a peaceful country feel while still being just minutes from shopping, dining, and local amenities. Whether you're a first-time buyer or looking to downsize without sacrificing quality, this home is a must-see!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,577 · $131/mo
Projected year-2 tax
$2,299 · $192/mo
Expected delta
+$722/yr (+$60/mo · 45.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,469
− Mortgage interest
−$13,998
− Property taxes
−$1,577
− Insurance
−$1,250
− Repairs & maintenance
−$1,958
− Management
−$1,958
− Depreciation
−$7,270
Taxable loss
−$3,541
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$850
After-tax cash flow
$1,628/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Perry

Score
68/100
State rank
#149
US rank
#9757

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Perry, GA
County
Houston County · 157,321 people
City population
22,953
Metro
Warner Robins, GA
Population (ZIP)
22,953
Household income
$74,501
Rent vs Own
30.4% rent · 69.6% own
Severe rent burden
666.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 24% Hispanic / Latino 4% Asian 3% Two or more races 3%
Common ancestry
Slovak 2% Romanian 1% Lithuanian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
96% English-only · Spanish 2% Chinese 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -162.01%
Current HPI
240.9327
Rent YoY
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-13 Listed $260,000 CGMLS
  • 2026-05-11 Listed $260,000 GAMLS

Property tax history

+40.7%/yr

Latest (2025): $1,577 · +6.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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