189 Southfield Rd · Baiting Hollow, NY 11933

$899,000

4 bd · 2.5 ba · 2,265 sqft · SingleFamily public records · 22 Days on market

Built 1988 0.65 ac lot Est $770k · 17% over

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.1/30.0
• DSCR +7.1/10.0
• Appreciation +6.6/10.0
• 1% rule +5.5/10.0
• Schools +3.6/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

Key facts

• Custom kitchen
• Fully renovated
• Large center island

Tags

• FULLY RENOVATED
• CUSTOM KITCHEN
• PREMIUM CABINETRY
• STONE COUNTERTOPS
• LARGE CENTER ISLAND
• UPDATED FLOORING

Property features AI

Exterior

• Parking: Driveway; 2-car garage
• Utilities: Electricity connected (PSEG); Water connected; Sewer connected (cesspool); Public trash collection
• Home design: Single family residence; Living area measured by CubiCasa
• Construction: Vinyl siding construction; Concrete perimeter foundation
• Exterior features: Vinyl siding; Perimeter fencing; Concrete perimeter foundation; Not waterfront

Interior

• Kitchen: Kitchen island; Quartz/Quartzite counters; Stainless steel appliances; Dishwasher; Electric range; Refrigerator
• Bedrooms: Total rooms: 8; Finished full basement (additional living space)
• Bathrooms: Three full bathrooms
• Heating & cooling: Hot water heating; Oil heating; Ductless cooling
• Interior features: Crown molding; Double vanity; Kitchen island; Open floorplan with open kitchen; Quartz/Quartzite counters; Recessed lighting; Walk-in closet(s); New windows
• Laundry & utility: Laundry room; Washer hookup; Electric water heater; Washer included

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $899k.

Deal economics

• At list price, monthly cash flow is $1k ($17k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($9k rent vs $899k).
• Recommended offer: $886k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 5.5% in Baiting Hollow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#953 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Riverhead Central School District (suburban): math 34% / reading 48% proficiency, ranked #489 of 590 in NY (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Riley Avenue School (math 42% / reading 52%, grade D-, #1,195 of 2,108 statewide, top 60%, 461 students, 34% FRL); Riverhead Middle School (math 18% / reading 35%, grade F, #594 of 729 statewide, top 81%, 827 students, 57% FRL); Riverhead Senior High School (math 80% / reading 86%, grade A, #440 of 1,100 statewide, top 40%, 2,001 students, 52% FRL).
• Market conditions: 84 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).

Forward outlook

• In year one you build about $36k of equity ($6k loan paydown + $29k appreciation (3.3% local appreciation)).
• Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (3.3% appreciation + 3.0% rent growth), your $252k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$58k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($886k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $500k; list at $899k implies a 80% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $885,515 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 8.22%
• Cash-on-cash: 6.87%
• DSCR: 1.31
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $770,100
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
189 Southfield Rd	0.00mi	4/3.0	2,265 (0%)	4mo	$500,000	$221	94
43 Southfield Rd	0.15mi	4/2.5	2,265 (0%)	3mo	$786,000	$347	90
24 Pleasant Ct	0.13mi	4/2.5	2,265 (0%)	6mo	$810,000	$358	89
92 Donna Dr	0.54mi	4/2.5	2,075 (-8%)	9mo	$705,000	$340	54
60 May Dr	0.69mi	4/2.5	2,445 (+8%)	7mo	$900,000	$368	49
64 Baiting Hollow Ln	0.67mi	4/1.5	2,056 (-9%)	14mo	$525,000	$255	38
80 May Dr	0.72mi	4/3.0	2,600 (+15%)	24mo	$796,000	$306	20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.26% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 14.6%
• Equity multiple: 1.84×
• Total profit: $212,543
• Equity at exit: $417,434

10-year hold

• IRR: 16.2%
• Equity multiple: 3.44×
• Total profit: $612,957
• Equity at exit: $653,776

Cash invested: $251,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 11933

• Home prices YoY: 0.8%
• Active inventory: 84
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $9,476 medium
• Mortgage (P&I): −$4,714
• Tax from tax record: −$956 /mo · $11,470/yr
• Insurance: −$375
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,990
• Net cashflow: $1,441

Break-even live

Break-even rent $7,652

Max offer price $899,000

Occupancy floor 80%

Sensitivity live

Price	-10% $1,950	-5% $1,696	+0% $1,441	+5% $1,187	+10% $932
Rent	-10% $693	-5% $1,067	+0% $1,441	+5% $1,816	+10% $2,190
Rate	-1.0pp $1,894	-0.5pp $1,670	base $1,441	+0.5pp $1,208	+1.0pp $971

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $224,750
• Closing costs: $26,970
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16 Mastro Ct Calverton, NY	3.0	2.5	1822	$7,500	$4.12	2d	1	0.88mi
184 Twomey Ave Calverton, NY	3.0	2.0	2718	$12,000	$4.42	2d	1	1.17mi

Listing history 25 events

1. 2026-06-18
   days on market $899,000 Active 22 DOM
2. 2026-06-17
   days on market $899,000 Active 21 DOM
3. 2026-06-16
   days on market $899,000 Active 20 DOM
4. 2026-06-15
   days on market $899,000 Active 19 DOM
5. 2026-06-13
   days on market $899,000 Active 17 DOM
6. 2026-06-09
   days on market $899,000 Active 13 DOM
7. 2026-06-08
   days on market $899,000 Active 12 DOM
8. 2026-06-07
   days on market $899,000 Active 11 DOM
9. 2026-06-04
   days on market $899,000 Active 8 DOM
10. 2026-06-03
    days on market $899,000 Active 7 DOM
11. 2026-06-02
    days on market $899,000 Active 6 DOM
12. 2026-06-01
    days on market $899,000 Active 5 DOM
13. 2026-05-31
    days on market $899,000 Active 4 DOM
14. 2026-05-26
    listed $899,000 Active
15. 2026-02-05
    soldstatus $500,000 Closed 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

16. 2026-01-23
    status Pending 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

17. 2026-01-07
    status Active 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

18. 2025-11-21
    status Pending 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

19. 2025-10-21
    status Active 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

20. 2025-10-13
    status Active 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

21. 2025-10-10
    listed $575,000 Active 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

22. 2025-09-29
    historical $575,000 1750-char remark

    Show marketing remark (1750 chars)

    CASH OR 203 K LOAN!!! INVESTOR OPPORTUNITY! LISTENING TO OFFERS Colonial with exceptional potential. This spacious residence offers a well-designed layout with four generously sized bedrooms and three full bathrooms, providing ample room for comfortable living. A welcoming entrance foyer leads to an eat-in kitchen, formal dining room, formal living room, and separate family room—ideal for both everyday living and entertaining. The primary bedroom features a private en-suite bath and is complemented by three additional generously sized bedrooms and an additional full bathroom on the upper level. The home includes a full basement offering abundant storage and flexible space, with room for a dedicated home office and playroom—perfect for remote work, recreation, or multi-purpose use. Set on a peaceful, oversized backyard, the property provides generous outdoor space for relaxation, entertaining, or creating a private retreat. With its traditional Colonial architecture and substantial square footage, this home presents an outstanding opportunity for customization and value-added improvements. The property is being sold as-is and does require work. All cash or 203K loan only. Home needs TLC. Ideally located near both the North and South Shore beaches, including Wading River Beach and Cupsogue Beach, and just minutes from Riverhead and Wading River. Enjoy convenient access to the North Fork villages of Mattituck, Southold, and Greenport, as well as the Hamptons, Tanger Outlets Riverhead, Splish Splash Water Park, local farms, and the area’s renowned wineries and vineyards. Bring your vision and transform this property into the home you’ve been waiting for. Located in the Riverhead School District. ---

23. 1992-02-14
    soldstatus $115,000
24. 1992-01-31
    soldstatus $115,000
25. 1991-09-03
    soldstatus $182,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $11,470 · $956/mo
• Projected year-2 tax: $13,332 · $1,111/mo
• Expected delta: +$1,861/yr (+$155/mo · 16.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $113,713
• − Mortgage interest: −$50,358
• − Property taxes: −$11,470
• − Insurance: −$4,495
• − Repairs & maintenance: −$9,097
• − Management: −$9,097
• − Depreciation: −$26,153
• Taxable income: $3,043
• Est. tax owed @ 24.0%: −$730
• After-tax cash flow: $16,564/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverhead Central School District
• NCES district ID: 3624690
• Math proficiency: 34% ▼ -4.00%
• Reading proficiency: 48% ▲ 13.00%
• Median HH income: $61,607
• Composite: 36.38/100
• National rank: #4683
• State rank: #489 of 590 in NY

Livability — Baiting Hollow

• Score: 60/100
• State rank: #953
• US rank: #18639

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baiting Hollow, NY
• Population (ZIP): 6,784

Population outlook (Suffolk County) Hauer SSP2

• Today (2025): 1,505,262 people
• By 2030: 1,498,318 · -0.5%
• By 2040: 1,471,101 · -2.3%
• By 2050: 1,424,848 · -5.3%
• By 2075: 1,337,157 · -11.2%
• By 2100: 1,217,720 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 10% Black 8% Two or more races 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 1% Dominican 4%
• Common ancestry: Romanian 5% Lithuanian 3% Iranian 1%
• Foreign-born: 11% · Canada, Jamaica, South Korea
• Languages at home: 85% English-only · Spanish 10% Other Indo-European 3% German/W. Germanic 1%

Political lean MEDSL · Suffolk

• 2024 margin: Lean R (+10.0) · D 45.0% · R 55.0%
• 2008→2024 swing: -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
• All cycles: 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.26%
• Current HPI: 397.7148
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+394.0% since first listed

12 events — show timeline

• 2026-05-26 Listed $899,000 OneKey® MLS as Distributed by MLS Grid
• 2026-02-05 Sold (MLS) $500,000 OneKey® MLS as Distributed by MLS Grid
• 2026-01-23 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-01-07 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-11-21 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-10-21 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-10-13 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-10-10 Listed $575,000 OneKey® MLS as Distributed by MLS Grid
• 2025-09-29 Coming Soon $575,000 OneKey® MLS as Distributed by MLS Grid
• 1992-02-14 Sold (Public Records) $115,000 Public Records
• 1992-01-31 Sold (Public Records) $115,000 Public Records
• 1991-09-03 Sold (Public Records) $182,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $11,470 · +0.0% YoY. Source: county tax records.