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6776 SE Yorktown Dr
D- Composite 39.88
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.1/15.0
  • Cash flow +7.6/30.0
  • Schools +4.5/10.0
  • 1% rule +4.0/10.0
  • Livability +3.5/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$285,000

6776 SE Yorktown Dr · Hobe Sound, FL 33455
2 bd · 2.0 ba · 1,309 sqft · SingleFamily public records · 80 Days on market
Built 1983 4,478 sqft lot $218/sqft · 12% below area Est $326k · 12% under $665/mo HOA · 26% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Your search ends today. Rare is an understatement for a property this clean, this bright, and this perfectly positioned in the heart of Hobe Sound. From the chef-ready kitchen to the sprawling living area that begs for a dinner party, every square foot has been curated for a life of ease. This isn't just another listing—it's the Hobe Sound gem you've been waiting to hit the market. Don't be the one hearing "sorry, it's under contract" tomorrow. Open Concept: Vaulted ceilings in the main living and dining area create a massive, airy feel. Move-In Ready Kitchen: Features warm wood cabinetry, granite countertops, and a functional U-shaped layout with a breakfast bar. Indoor-Outdoor Flow: Large sliding glass doors lead to a screened-in patio/lanai, perfect for year-round enjoyment. Master Suite Perks: Includes a substantial walk-in closet with built-in shelving and a clean, walk-in shower. Curb Appeal: Tropical landscaping and a private driveway leading to a one-car garage.

Key facts

  • 4,478 sq ft lot
  • Garage
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-337 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (20.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (10.1% below list).
  • Recommended offer: $225k (20.9% below list) — sets the bar for cash-flow.
  • Cap rate 4.9% vs local median 3.5% in Hobe Sound — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#497 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living A; Watch: employment C-, amenities F, commute F.
  • Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.8%/yr); 279 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 15y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,451 (20.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
4.87%
Cash-on-cash
-5.07%
DSCR
0.77
GRM
9.3

CMA / ARV

ARV (median comp)
$325,523
List price
$285,000
Delta
-12.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6796 SE Yorktown Dr 0.03mi 2/2.0 1,309 (0%) 4mo $310,000 $237 96
6639 SE Yorktown Dr 0.23mi 2/2.0 1,338 (+2%) 4mo $365,000 $273 82
6787 SE Yorktown Dr 0.03mi 2/2.0 1,365 (+4%) 17mo $362,000 $265 77
6677 SE Yorktown Dr 0.17mi 2/2.0 1,338 (+2%) 16mo $350,000 $262 75
6756 SE Bunker Hill Dr 0.34mi 2/2.0 1,384 (+6%) 2mo $339,000 $245 73
6785 SE Bunker Hill Dr 0.30mi 2/2.0 1,384 (+6%) 10mo $325,000 $235 68
6140 SE Georgetown Pl 0.64mi 2/2.0 1,282 (-2%) 7mo $285,000 $222 60
6236 SE Monticello Ter Unit 7-c 0.54mi 2/2.0 1,128 (-14%) 3mo $275,000 $244 50
6236 SE Monticello Ter 0.54mi 2/2.0 1,128 (-14%) 3mo $275,000 $244 50
6214 SE Monticello Ter 0.50mi 2/2.0 1,128 (-14%) 6mo $325,000 $288 49
6292 SE Monticello Ter 0.47mi 2/2.0 1,128 (-14%) 16mo $260,000 $230 42
5713 SE Kawana Trl 0.71mi 2/2.0 1,500 (+15%) 2mo $512,000 $341 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.8% rent growth · sell at horizon

5-year hold
IRR
-26.4%
Equity multiple
0.12×
Total profit
$-70,429
Equity at exit
$42,494
10-year hold
IRR
-28.8%
Equity multiple
-0.25×
Total profit
$-100,081
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33455

Rents YoY
1.8%
Active inventory
279
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,561 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$82 /mo · $982/yr
Insurance
$119
HOA
$665
Vacancy / Maint / Mgmt
$538
Net cashflow
$-337

Break-even live

Break-even rent $2,988
Max offer price $225,451
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6845 SE Bunker Hill Dr Hobe Sound, FL 2.0 2.0 1552 $3,500 $2.26 14d 1 0.21mi
7445 SE Independence Ave Hobe Sound, FL 2.0 2.0 1198 $1,900 $1.59 23d 1 0.22mi
7442 SE Jamestown Ter Hobe Sound, FL 2.0 2.0 1384 $1,800 $1.30 23d 1 0.30mi
7462 SE Jamestown Ter Hobe Sound, FL 2.0 2.0 1384 $2,500 $1.81 23d 1 0.33mi
7568 SE Swan Ave Hobe Sound, FL 2.0 2.0 1052 $2,300 $2.19 23d 1 0.43mi
6215 SE Georgetown Pl Hobe Sound, FL 2.0 2.0 1202 $2,600 $2.16 23d 1 0.55mi
7894 SE Saratoga Dr Hobe Sound, FL 2.0 2.0 1248 $2,100 $1.68 23d 1 0.66mi
6024 SE Crooked Oak Ave Hobe Sound, FL 3.0 2.0 1800 $3,200 $1.78 23d 1 0.80mi
8002 SE Skylark Ave Hobe Sound, FL 3.0 2.0 990 $2,000 $2.02 23d 1 0.89mi
7030 SE Ridgeway Ter Hobe Sound, FL 3.0 2.0 1296 $2,500 $1.93 23d 1 1.16mi
8350 SE Sweetbay Dr Hobe Sound, FL 2.0 2.0 1606 $3,500 $2.18 23d 1 1.19mi
5152 SE Club Way #104 Stuart, FL 2.0 2.0 1358 $7,500 $5.52 14d 1 1.36mi
5064 SE Mariner Garden Cir Stuart, FL 3.0 2.5 1530 $2,400 $1.57 23d 1 1.40mi
5156 SE Mariner Garden Cir Stuart, FL 3.0 2.5 1434 $2,400 $1.67 23d 1 1.41mi
7607 SE Hobe Ter Hobe Sound, FL 2.0 2.0 1156 $2,200 $1.90 14d 1 1.42mi
5176 SE Mariner Garden Cir Stuart, FL 3.0 2.5 1554 $2,400 $1.54 23d 1 1.42mi
5636 SE Foxcross Pl Stuart, FL 2.0 2.0 1598 $9,000 $5.63 14d 1 1.45mi
4987 SE Mariner Garden Cir Stuart, FL 3.0 2.5 1434 $2,650 $1.85 23d 1 1.45mi

HOA detail

Monthly dues
$665 · $7,980/yr
Likely covers
landscaping

Listing history 29 events

  1. 2026-06-18
    days on market $285,000 Active 80 DOM
  2. 2026-06-17
    pricedays on market $285,000 Active 79 DOM
  3. 2026-06-16
    days on market $300,000 Active 78 DOM
  4. 2026-06-15
    days on market $300,000 Active 77 DOM
  5. 2026-06-14
    days on market $300,000 Active 75 DOM
  6. 2026-06-13
    days on market $300,000 Active 74 DOM
  7. 2026-06-10
    days on market $300,000 Active 72 DOM
  8. 2026-06-09
    days on market $300,000 Active 71 DOM
  9. 2026-06-08
    days on market $300,000 Active 70 DOM
  10. 2026-06-07
    days on market $300,000 Active 69 DOM
  11. 2026-06-03
    days on market $300,000 Active 65 DOM
  12. 2026-06-02
    days on market $300,000 Active 64 DOM
  13. 2026-06-01
    days on market $300,000 Active 63 DOM
  14. 2026-05-31
    days on market $300,000 Active 62 DOM
  15. 2026-05-31
    days on market $300,000 Active 61 DOM
  16. 2026-03-30
    listed $300,000 Active 1004-char remark
    Show marketing remark (1004 chars)

    Your search ends today. Rare is an understatement for a property this clean, this bright, and this perfectly positioned in the heart of Hobe Sound. From the chef-ready kitchen to the sprawling living area that begs for a dinner party, every square foot has been curated for a life of ease. This isn't just another listing—it's the Hobe Sound gem you've been waiting to hit the market. Don't be the one hearing "sorry, it's under contract" tomorrow. Open Concept: Vaulted ceilings in the main living and dining area create a massive, airy feel. Move-In Ready Kitchen: Features warm wood cabinetry, granite countertops, and a functional U-shaped layout with a breakfast bar. Indoor-Outdoor Flow: Large sliding glass doors lead to a screened-in patio/lanai, perfect for year-round enjoyment. Master Suite Perks: Includes a substantial walk-in closet with built-in shelving and a clean, walk-in shower. Curb Appeal: Tropical landscaping and a private driveway leading to a one-car garage.

  17. 2025-02-03
    soldstatus $305,000
  18. 2025-01-31
    soldstatus $305,000 Closed 865-char remark
    Show marketing remark (865 chars)

    Discover your ideal Florida retreat with this inviting 2BR/2BA villa! Tucked away for ultimate privacy, this charming home boasts open living and dining spaces, with a pass-through to the kitchen that includes a cozy eat-in breakfast nook. Slide open the door to your side patio, perfect for grilling or lounging. The enclosed back patio transforms into a perfect Florida room, offering tranquil garden views. Nestled in Yorktown within the Heritage Ridge community, this villa is conveniently located between Stuart and Jupiter, and just 5 miles from Hobe Sound Beach. Enjoy a wealth of amenities including a community pool, spa, tennis courts, pickleball court, golf club, and an on-site restaurant. Hobe Sound is a flourishing area in South Florida, offering easy access to some of the state's finest beaches and restaurants. Make this villa your dream getaway!

  19. 2025-01-14
    status Pending 865-char remark
    Show marketing remark (865 chars)

    Discover your ideal Florida retreat with this inviting 2BR/2BA villa! Tucked away for ultimate privacy, this charming home boasts open living and dining spaces, with a pass-through to the kitchen that includes a cozy eat-in breakfast nook. Slide open the door to your side patio, perfect for grilling or lounging. The enclosed back patio transforms into a perfect Florida room, offering tranquil garden views. Nestled in Yorktown within the Heritage Ridge community, this villa is conveniently located between Stuart and Jupiter, and just 5 miles from Hobe Sound Beach. Enjoy a wealth of amenities including a community pool, spa, tennis courts, pickleball court, golf club, and an on-site restaurant. Hobe Sound is a flourishing area in South Florida, offering easy access to some of the state's finest beaches and restaurants. Make this villa your dream getaway!

  20. 2024-12-05
    listed $330,000 Active 865-char remark
    Show marketing remark (865 chars)

    Discover your ideal Florida retreat with this inviting 2BR/2BA villa! Tucked away for ultimate privacy, this charming home boasts open living and dining spaces, with a pass-through to the kitchen that includes a cozy eat-in breakfast nook. Slide open the door to your side patio, perfect for grilling or lounging. The enclosed back patio transforms into a perfect Florida room, offering tranquil garden views. Nestled in Yorktown within the Heritage Ridge community, this villa is conveniently located between Stuart and Jupiter, and just 5 miles from Hobe Sound Beach. Enjoy a wealth of amenities including a community pool, spa, tennis courts, pickleball court, golf club, and an on-site restaurant. Hobe Sound is a flourishing area in South Florida, offering easy access to some of the state's finest beaches and restaurants. Make this villa your dream getaway!

  21. 2016-01-11
    price $82,000
  22. 2011-12-13
    soldstatus $82,000
  23. 2011-11-30
    price $95,000
  24. 2011-11-30
    soldstatus $82,000
  25. 2011-08-20
    listed $95,000
  26. 1996-04-29
    soldstatus $81,500
  27. 1995-12-04
    soldstatus $85,000
  28. 1993-09-03
    soldstatus $81,000
  29. 1991-04-02
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$982 · $82/mo
Projected year-2 tax
$2,366 · $197/mo
Expected delta
+$1,383/yr (+$115/mo · 140.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,730
− Mortgage interest
−$15,964
− Property taxes
−$982
− Insurance
−$1,425
− Repairs & maintenance
−$2,458
− Management
−$2,458
− HOA
−$7,980
− Depreciation
−$8,291
Taxable loss
−$8,829
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,119
After-tax cash flow
$-1,926/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Martin
NCES district ID
1201290
Math proficiency
52% ▼ -14.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$52,482
Composite
45.1/100
National rank
#2690
State rank
#24 of 73 in FL

Livability — Hobe Sound

Score
69/100
State rank
#497
US rank
#8763

Category grades

Amenities F Commute F Cost of living A Crime A Employment C- Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Martin County · 165,223 people
City population
20,018
Metro
Port St. Lucie, FL
Population (ZIP)
20,018
Household income
$70,389
Rent vs Own
16.0% rent · 84.0% own
Severe rent burden
317.0

Population outlook (Martin County) Hauer SSP2

Today (2025)
172,383 people
By 2030
180,192 · +4.5%
By 2040
194,114 · +12.6%
By 2050
204,992 · +18.9%
By 2075
229,641 · +33.2%
By 2100
232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 8% Two or more races 6% Black 5% Asian 1%
Hispanic origin (detail)
Mexican 3% Dominican 1%
Common ancestry
Romanian 5% Italian 2% Slovak 2%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Martin

2024 margin
Solid R (+31.1) · D 34.1% · R 65.2%
2008→2024 swing
-17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
All cycles
2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -287.05%
Current HPI
356.7273
Rent YoY
▲ 1.80%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+300.0% since first listed
14 events — show timeline
  • 2026-03-30 Listed $300,000 Beaches MLS
  • 2025-02-03 Sold (Public Records) $305,000 Public Records
  • 2025-01-31 Sold (MLS) $305,000 Beaches MLS
  • 2025-01-14 Pending Beaches MLS
  • 2024-12-05 Listed $330,000 Beaches MLS
  • 2016-01-11 Price Changed $82,000 MCRTC
  • 2011-12-13 Sold (Public Records) $82,000 Public Records
  • 2011-11-30 Sold (MLS) $82,000 MCRTC
  • 2011-11-30 Price Changed $95,000 MCRTC
  • 2011-08-20 Listed $95,000 MCRTC
  • 1996-04-29 Sold (Public Records) $81,500 Public Records
  • 1995-12-04 Sold (Public Records) $85,000 Public Records
  • 1993-09-03 Sold (Public Records) $81,000 Public Records
  • 1991-04-02 Sold (Public Records) $75,000 Public Records

Property tax history

+3.8%/yr

Latest (2025): $982 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…